SCORE is a nonprofit organization that provides free mentoring, workshops and resources to small business owners and entrepreneurs through a network of over 300 offices and 11,000 volunteer mentors. They offer business planning assistance, help with financing, and confidential guidance on all aspects of starting and growing a small business. SCORE's mission is to help small businesses in their local communities through education and mentorship.

2. What is SCORE?
• SCORE is America’s premier source of free and
confidential advice for small business entrepreneurs
• We are a non-profit association with 320 offices
around the country
• We offer free mentoring
• We provide free or low cost workshops
• We offer advice on every aspect of business
planning, start-up, management and growth

3. Our Ethics
Protecting Our Clients
Code of Ethics
In order to protect our clients, SCORE has a code of ethics that
you will need to agree to and sign annually. Our code of ethics,
includes:
• SCORE members are unable to make money
in any way from SCORE clients.
• Volunteer may not use our client or member
database for commercial reasons
• Information provided to a SCORE mentor is under a strict
confidentiality agreement

4. Who do we serve?
• Early stage entrepreneurs, who are
considering to start a business but
who need help defining their ideas,
building their plan and obtaining
financing
• Start-up businesses, who are
seeking to grow their business and
manage their finances
• Established businesses, who are
seeking to grow their business and
increase their clients

5. We serve six counties:
o Coshocton
o Fairfield
o Guernsey
o Licking
o Muskingum
o Perry

6. SCORE Resources
Resources provided through affiliation with the SBA
and including limited annual funding
• Business plan templates
• Financial statement templates
• Mentor Tips
• Professional training modules for mentors
and clients
• Industry information
• Connect with 11,000 mentors with varied
background and expertise.
• Many more tools available to every SCORE
volunteer

7. How Can We Assist You?
• Helping to get small businesses “bank
ready”
• Getting answers to your questions
• Prepare a Business Plan
• Prepare for the five C’s of credit
• Get ready for Loan Application
• Gather Pertinent Business Information

8. Introducing the four C’s of Credit
• Character
• Capacity
• Capital
• Collateral

9. Photo by Chris Diebold, A & D Advertising
“SCORE gave me one-on-one
mentoring, which allowed me to
ask questions, get advice and
receive feedback. I cannot say
enough good things about
SCORE.”
Victor L. James, II, CEO
ICA Enterprises, LLC
Newark, Ohio

10. Photo by Chris Diebold, A & D Advertising
“Our SCORE mentor was very generous with his time and expertise.
We truly would not have been able to do this without SCORE.”
Mary and Anselmo Morales-Rivera
Day Y Noche Restaurant
Granville, Ohio

11. Photo by Chris Diebold, A & D Advertising
“Their mentoring didn’t end once we
opened, and we still reach out to our
SCORE partners as we grow and seek
solutions to tricky issues that can trip
up a growing business.”
Adam Rhodes,
Homestead Brewery
Heath, Ohio

12. “Where SCORE was
invaluable to me was the
discussions with my mentor
about where I wanted to go
with my business and how it
should be marketed.”
Tami Rossignol, NCIDQ
Transitions Interior Design
Granville, Ohio

13. What Kind of Guidance Can we Provide
the Client?
Prepare a Business Plan
Answer Loan questions
-How much do you want?
-What will it be spend on?
-How will it be paid back?

14. How you Can help?
• Refer small business clients
• Network with Volunteers
• Spread the word

15. Don’t Worry
Score Cannot
Recommend a single bank
Make promises about loan decisions, fees or
pricing
Breach Confidentiality agreement
Accept any fees for mentoring clients

16. Now What?
• We must provide workshops to assist clients with their
business endeavors, using the most up to date best
practices provided from SCORE National.
• We are obtaining a store front location to provide in-
person contact for clients at convenience with
materials provided for educational purposes.
• There is such a demand for our services, we always
need assistance with funding to spread to a larger
demographic.
We Have a Limited Budget from the SBA to Provide these
Beneficial Services

17. Conclusion