1. Pinnacle Wealth Management Group
--focusing on the suddenly wealthy--
UBS Financial Services Inc.
The Pinnacle Wealth Management
Group at UBS
101 West Elm Street, 2nd Floor
Conshohocken, PA 19428-2006
610-832-2754 855-386-8184
855-222-9717 fax
ubs.com/team/pinnacle
The focus of our relationship
Wealth Management is a consultative
process that goes beyond investments
to incorporate advanced planning. In
conjunction with our professional
network, we built the RESERVE at
Pinnacle to serve the 5 main areas on
which successful families focus:
1. Wealth Preservation - make smart
financial decisions
2. Wealth Enhancement - mitigate
taxes without sacrificing cash flow
3. Wealth Transfer - find and facilitate
the most efficient way to pass assets
4. Wealth Protection - protect against
assets being unjustly taken
5. Charitable Giving - facilitate
charitable goals in the most impactful
way possible
Please see important disclosures on reverse.
Pinnacle Wealth Management focuses on the suddenly wealthy
Sometimes money is earned over a lifetime ... sometimes it happens much
quicker.
We work with our clients primarily through these key events when they fall
between $5-50 million:
* medical malpractice awards
* business sales
* qui tam (whistleblower) awards
* inheritances
Life events that bring large inflows also bring with them unique advanced
planning concerns. We have the experience and the professional network to
work with you and help organize your financial life beyond investing.
Robert T. Higgins
Senior Vice President
Wealth Management
610-832-3012
robert.higgins@ubs.com
Hard work, dedication, perseverance -- just a few of the many elements it
takes to be a successful entrepreneur. Bob used them all to build, from
nothing, a multi-million dollar wealth management practice that began back
in 1994. In 2009, Bob built upon that success by joining UBS Financial Services
to work with other successful business owners, their families, and their heirs.
When Bob is out of the office, you can find him on the sports field coaching
youth soccer or quarterbacking a game of catch. As a foodie, you might also
find him at that hot new restaurant in town.
Bob is a graduate of St. Joseph's University and lives in Chester Springs, PA
with his wife Michelle and their three children.

2. About UBS
With more than 150 years of
wealth management expertise at
its core, and drawing upon an
integrated mix of investment
banking and asset management
businesses, UBS focuses on
providing relevant guidance,
differentiated global perspectives
and diverse strategies and
solutions for private, corporate
and institutional clients
worldwide.
UBS Financial Advisors are
dedicated and passionate
professionals who recognize that
financial goals and life goals are
uniquely intertwined. Through a
comprehensive, yet customized
approach, they access the deep
resources and wealth
management expertise of this
firm, to deliver the trusted
financial advice clients seek today
to confidently move forward.
Important information about Advisory & Brokerage Services It is important that you understand the ways in which UBS Financial Services Inc. (UBS) conducts business and the applicable laws
and regulations that govern the firm. As a firm providing wealth management services to clients, UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and
a broker-dealer, offering both investment advisory and brokerage services. Though there are similarities among these services, the investment advisory programs and brokerage accounts UBS offers are
separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is important that you carefully read the agreements and disclosures UBS provides to you about
the products or services offered. While UBS strives to ensure that these materials clearly describe the nature of the services provided, please do not hesitate to contact your Financial Advisor team, The
Pinnacle Wealth Management Group at UBS, if you would like clarification on the nature of your accounts or services you receive from us. For more information, please visit our website at
ubs.com/workingwithus. Chartered Retirement Planning CounselorSM
and CRPC®
are registered service marks of the College for Financial Planning®
. CIMA®
is a registered certification mark of the
Investment Management Consultants Association, Inc. in the United States of America and worldwide. ©UBS 2015. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member
FINRA/SIPC. D-UBS-56D398BD
Daniel T. Heth, CRPC®
, CIMA®
Vice President
Wealth Management
610-832-3052
daniel.heth@ubs.com
20 years after beginning a successful career in wealth management, Dan's
practice took a dramatic change. In 2013, Dan and his family settled a major
malpractice case that touched the qualitative and quantitative aspects of their
lives.
With firsthand family experience and decades of private client planning, Dan
brings unique perspective, empathy, and know-how to victims of malpractice.
How to move forward and what to do next becomes immediately critical with
cash flow planning, tax-sensitive investing, and asset protection.
Once an Eagle Scout always an Eagle Scout, Dan still appreciates the great
outdoors, and is especially partial to the cool mountains of North Carolina.
He lives in Lower Merion Township near his alma mater, Villanova University,
where his wife Lynn and their two children cheer on the VU gridiron and
hoops teams.
Amanda Corry
Senior Registered Client Service Associate
610-832-2764
amanda.corry@ubs.com
Amanda came to UBS from Merrill Lynch where she began her career in
1999. With well over a decade of experience in the financial services industry,
she has found that her strength is in delivering excellent client service. Her
responsibilities with the team include account administration, account
openings, and prompt responses to client requests. She focuses on creating
an overall client experience that is unparalleled and memorable.
She is Series 7 and 63 securities licensed.