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Maximum Limit:Rs.0.500 million per borrower/party.
Sada Bahar Scheme (SBS)
Maximum Limit:
Rs.0.500 million per borrower/party.
Loan Disbursement:
The borrower can draw the credit in lump sum or in piece meal according
to his need/requirement.
Rate of Mark up:
12.5 % p.a with 1% rebate for timely repayment.
One Window Operation/ Zarkhaiz
Scheme
Maximum Sanction Limit:
Rs.0.2 million per borrower/party
Rate of Mark-up:
12.5 % P.A with 1% rebate on timely repayment
Eligibility Criteria
Farmers having irrigated land up to 25 acres and barani
land up to 50 acres.
Rate of Mark-up:
12.5 % p.a with 1% rebate on timely repayment
Indian Bank loan to Agriculture
 India
 Up to RS 100,000
 Above Rs 100,000
 Up to 1 laces
 Above to 1 Laces
Interest system
Nil
10% to 15%
Effective Rate 12.75 %
Effective Rate 13.25 %
7 to 12 year’s repayment time or relaxation may be
12 months

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Sada bahar scheme (sbs)

  • 1. Maximum Limit:Rs.0.500 million per borrower/party. Sada Bahar Scheme (SBS) Maximum Limit: Rs.0.500 million per borrower/party. Loan Disbursement: The borrower can draw the credit in lump sum or in piece meal according to his need/requirement. Rate of Mark up: 12.5 % p.a with 1% rebate for timely repayment.
  • 2. One Window Operation/ Zarkhaiz Scheme Maximum Sanction Limit: Rs.0.2 million per borrower/party Rate of Mark-up: 12.5 % P.A with 1% rebate on timely repayment Eligibility Criteria Farmers having irrigated land up to 25 acres and barani land up to 50 acres. Rate of Mark-up: 12.5 % p.a with 1% rebate on timely repayment
  • 3. Indian Bank loan to Agriculture  India  Up to RS 100,000  Above Rs 100,000  Up to 1 laces  Above to 1 Laces Interest system Nil 10% to 15% Effective Rate 12.75 % Effective Rate 13.25 %
  • 4. 7 to 12 year’s repayment time or relaxation may be 12 months