1. Maximum Limit:Rs.0.500 million per borrower/party.
Sada Bahar Scheme (SBS)
Maximum Limit:
Rs.0.500 million per borrower/party.
Loan Disbursement:
The borrower can draw the credit in lump sum or in piece meal according
to his need/requirement.
Rate of Mark up:
12.5 % p.a with 1% rebate for timely repayment.
2. One Window Operation/ Zarkhaiz
Scheme
Maximum Sanction Limit:
Rs.0.2 million per borrower/party
Rate of Mark-up:
12.5 % P.A with 1% rebate on timely repayment
Eligibility Criteria
Farmers having irrigated land up to 25 acres and barani
land up to 50 acres.
Rate of Mark-up:
12.5 % p.a with 1% rebate on timely repayment
3. Indian Bank loan to Agriculture
India
Up to RS 100,000
Above Rs 100,000
Up to 1 laces
Above to 1 Laces
Interest system
Nil
10% to 15%
Effective Rate 12.75 %
Effective Rate 13.25 %
4. 7 to 12 year’s repayment time or relaxation may be
12 months