AMS_01_Rie_.De Sordo Cock pptx

1. Enterprise SaaS
provider
social impact HR-
fintech
January 26 2023
®
EVERYDAY is
PAYDAY

3. • HR Tech and FinTech – can they work together ?
• The algorithm and decision making
• Different European countries
different rules
• Embedded products
• What is the business model?

4. the problem? the solution?
a mobile app for employees giving
EASY and SPEEDY
CONFIDENTIAL
INSTANT access to
EARNED SALARY
ANYTIME
ANYWHERE
timing
mismatch
between
income and
expenses limited
savings
80% of
younger
people live
paycheck
to
paycheck
56% quote
unexpected
expenses
as catalyst of
financial hardship
®

5. mobile app for employees

6. ? a B2B SaaS solution
scudi is an Enterprise SaaS provider – not a lender
MOBILE Application SaaS-PLATFORM
®
®

7. HR tasks
Attract
Train
Hire
Reward
Workforce wellness:
mental & physical
Influences
Insurance(revenue,
productivity, health)
Employer’s bottom-line
Fintech tasks
Provide finance
(advance etc)
Automatic &
Superspeedy
24/7, anytime &
anywhere
Inner peace
Financial support
Financial education &
gamification
Extra benefits
Employer’s bottom-line
HR & FIN tech : can they work togethe
®

8. 130+ countries
6 or 7 models
Belgium
BeNeLux & DACH
®

9. Employer
EMI ACCT
The algorithm and decision
making
CARDS
MERCHANTS
INSURANCE

10. The Business model : B2B SAAS
Set-up fee
Monthly fixed fee
% on embedded products
Bespoke Development
Licensing & Royalties
MRR & ARR – low churn