Lima One Capital provides hard money loans for real estate investing. The process involves the borrower submitting an application, undergoing underwriting, providing a rehab budget and appraisal, and requesting an initial inspection and closing. Loans are offered at 13% interest, with fees of 4% of the loan amount. Borrowers put down a minimum of 20% of total project costs. The example shows a borrower purchasing a property for $77,000, spending $45,000 on rehab for a total cost of $123,000. With a 20% down payment of $24,600, the borrower receives a loan of $98,400 plus $3,936 in fees for a total loan of $