This document summarizes and promotes the Financial Peace Workplace Edition program. It explains that the program, featuring Dave Ramsey, provides financial education to employees to improve their financial well-being and job performance. This leads to savings for companies in areas like turnover, absenteeism, healthcare costs, and job performance. The document estimates that on average, for every dollar invested in the program, a company would save $X annually due to the positive impact on employees. It encourages companies to offer the program to change their workplace culture for the better and help both employees and the business succeed financially.
How CFO's Can Turn Stakeholders Into Allies - By Maureen O'ConnellMaureen O'Connell
I, Maureen O'Connel, CFO at Scholastic Corportation will try to offer 3 helpful guidelines on how CFOs can turn unfamiliar stakeholders into loyal allies even as the clock is ticking.
3 Essential Steps to Taking Over as CFO Effectively by Maureen O'Connell, CFO...Maureen O'Connell
In this presentation, Maureen O'Connell, CFO at Scholastic Corporation points out 3 essential steps that would benefit new CFOs regardless of the backgrounds that they come from.
9 Essential Words For A CFO’s Dictionary by Maureen O’Connell, Scholastic Inc.Maureen O'Connell
A CFO's task is to stay on top of things at all times. In this presentation, I have jotted 9 words and tasks that every CFO must have on top of their minds at all times. Follow the link for more presentations: vimeo.com/maureeneoconnell
The CFO's Role In Merger and Acquisitions - By Maureen O'ConnellMaureen O'Connell
Merger & Acquisition deals are most often made to scale up, expand into new geographic markets or product lines, add new capabilities or integrate the supply chain. Regardless of the reason, when your business is considering an M&A, there are 3 essential roles a CFO must play to lead it to success.
An innovative pricing structure that for employers reduces the burden of providing a wellness initiative for employees--while creating the necessary sense of "buy-in" for the employee to be engaged in the initiative offered. This initiative is equally effective as a stand-alone program or as a jump-start for existing, under-performing wellness programs.
How to Avoid Common Wealth Management MistakesJeff Ber
Jeff Ber provides a few money management tools to keep in mind to avoid making common wealth management mistakes. For more tools, check out Jeff's website, www.JeffBer.net.
How CFO's Can Turn Stakeholders Into Allies - By Maureen O'ConnellMaureen O'Connell
I, Maureen O'Connel, CFO at Scholastic Corportation will try to offer 3 helpful guidelines on how CFOs can turn unfamiliar stakeholders into loyal allies even as the clock is ticking.
3 Essential Steps to Taking Over as CFO Effectively by Maureen O'Connell, CFO...Maureen O'Connell
In this presentation, Maureen O'Connell, CFO at Scholastic Corporation points out 3 essential steps that would benefit new CFOs regardless of the backgrounds that they come from.
9 Essential Words For A CFO’s Dictionary by Maureen O’Connell, Scholastic Inc.Maureen O'Connell
A CFO's task is to stay on top of things at all times. In this presentation, I have jotted 9 words and tasks that every CFO must have on top of their minds at all times. Follow the link for more presentations: vimeo.com/maureeneoconnell
The CFO's Role In Merger and Acquisitions - By Maureen O'ConnellMaureen O'Connell
Merger & Acquisition deals are most often made to scale up, expand into new geographic markets or product lines, add new capabilities or integrate the supply chain. Regardless of the reason, when your business is considering an M&A, there are 3 essential roles a CFO must play to lead it to success.
An innovative pricing structure that for employers reduces the burden of providing a wellness initiative for employees--while creating the necessary sense of "buy-in" for the employee to be engaged in the initiative offered. This initiative is equally effective as a stand-alone program or as a jump-start for existing, under-performing wellness programs.
How to Avoid Common Wealth Management MistakesJeff Ber
Jeff Ber provides a few money management tools to keep in mind to avoid making common wealth management mistakes. For more tools, check out Jeff's website, www.JeffBer.net.
Is a financial wellness benefit really worth it? teamedukate
Measuring the ROI of a financial wellness benefit in hard-dollars isn't always possible. So, how do you measure the success of a financial wellness initiative, right?
We'll help you understand what metrics to measure before, during, and after the implementation of any financial wellness initiative. You’ll leave feeling more confident about how to measure and reduce the cost of financial stress in your workplace.
You'll Learn
How to calculate the hidden cost of financial stress in your workplace.
What employees want and don’t want from a financial wellness benefit.
What metrics show if your financial wellness benefit is actually helping employees and providing a return to your workplace.
Nonprofit executive turnover is accellerating. How should associations and charities deal with the planned - or unplanned - departure of their executive?
Plan sponsors of all sizes recognize the need to empower participants with financial education. Participants use it when offered. Your peers anticipate more clients will want it in the future. A tremendous opportunity exists for DC specialist advisors to bring financial wellness to clients.
Whether you’ve thought about financial wellness or not, this guide can help you talk to
plan sponsors and establish processes for success.
Middle Market Strategy in the Age of DisruptionDavid Johnson
Strategy, particularly in the middle market, is under attack from many sides. This article outlines the benefits to middle market leaders, investors and other key stakeholders in making the commitment to a strategic mindset.
The defining crucible of leadership in a business transformation is the process of rebuilding stakeholder relationships and crafting a narrative of future success that effectively sets the stage for economic viability moving forward.
At Qi Strategy we developed a model to drive productivity and achieve results using profound methods of body mind, for energy and enhanced focus and concentration.
www.qistrategy.com
1. It is not easy to find good employees, and we have seen how critical good employees are to a successful business.
2. The next step is ensuring that they continue to work for you with their heart and soul and are not waiting for the right time to switch to one of your competitors.
3. There is much you can do to retain employees and build a happy, hardworking, and innovative team. Monetary compensation is but a small part of it.
4. Much of your employee retention depends on the quality of communication with your employees.
5. Share your vision with your staff. What is critical is that employees know very clearly what the company stands for, how it is moving toward its goals, and where the employee fits in.
6. Share Success and Defeats: There will be a fair share of both. Sharing them with your employees will prepare them for the bad times and help them build on the good ones.
7. Top employees look for opportunity. Top employees also need mentoring and feedback.
8. Provide plenty of positive feedback to average employees every time they grow a little.
9. Use challenges, the workplace environment, and recognition to motivate your employees.
10. Be fair with your employees!
Is a financial wellness benefit really worth it? teamedukate
Measuring the ROI of a financial wellness benefit in hard-dollars isn't always possible. So, how do you measure the success of a financial wellness initiative, right?
We'll help you understand what metrics to measure before, during, and after the implementation of any financial wellness initiative. You’ll leave feeling more confident about how to measure and reduce the cost of financial stress in your workplace.
You'll Learn
How to calculate the hidden cost of financial stress in your workplace.
What employees want and don’t want from a financial wellness benefit.
What metrics show if your financial wellness benefit is actually helping employees and providing a return to your workplace.
Nonprofit executive turnover is accellerating. How should associations and charities deal with the planned - or unplanned - departure of their executive?
Plan sponsors of all sizes recognize the need to empower participants with financial education. Participants use it when offered. Your peers anticipate more clients will want it in the future. A tremendous opportunity exists for DC specialist advisors to bring financial wellness to clients.
Whether you’ve thought about financial wellness or not, this guide can help you talk to
plan sponsors and establish processes for success.
Middle Market Strategy in the Age of DisruptionDavid Johnson
Strategy, particularly in the middle market, is under attack from many sides. This article outlines the benefits to middle market leaders, investors and other key stakeholders in making the commitment to a strategic mindset.
The defining crucible of leadership in a business transformation is the process of rebuilding stakeholder relationships and crafting a narrative of future success that effectively sets the stage for economic viability moving forward.
At Qi Strategy we developed a model to drive productivity and achieve results using profound methods of body mind, for energy and enhanced focus and concentration.
www.qistrategy.com
1. It is not easy to find good employees, and we have seen how critical good employees are to a successful business.
2. The next step is ensuring that they continue to work for you with their heart and soul and are not waiting for the right time to switch to one of your competitors.
3. There is much you can do to retain employees and build a happy, hardworking, and innovative team. Monetary compensation is but a small part of it.
4. Much of your employee retention depends on the quality of communication with your employees.
5. Share your vision with your staff. What is critical is that employees know very clearly what the company stands for, how it is moving toward its goals, and where the employee fits in.
6. Share Success and Defeats: There will be a fair share of both. Sharing them with your employees will prepare them for the bad times and help them build on the good ones.
7. Top employees look for opportunity. Top employees also need mentoring and feedback.
8. Provide plenty of positive feedback to average employees every time they grow a little.
9. Use challenges, the workplace environment, and recognition to motivate your employees.
10. Be fair with your employees!
American Christmas Tree Journal (ISSN 0569-3845) is published twice a year by the National Christmas Tree Association (NCTA). The objective is to meet the needs of people engaged in the production and marketing of real Christmas trees. This association was organized September 23, 1955 in Butler, PA.
Compact Fruit Tree, the journal of the International Fruit Tree Association (IFTA), is devoted to the publication of technical information for growers of deciduous tree fruits. It is published in April, August and December by IFTA.
A talk I gave for the Swiss Embassy to a group of visiting startups. The current state for market-entry into Japan for SMEs, startups in particular, and the positive changes ahead,
Sample Business Analysis and Benchmark Report Dalton Shahan
ADP's Benchmarking capabilities allow us to give business owners a detailed look into how their company stacks up within their industry. With this data and ADP's expertise, we are able to provide solutions and programs that help the business excel within their field, often times becoming a preferred employer among their peers.
Training departments are under more pressure than ever to show they are impacting the bottom line, but how do you prove it? Run training like a P&L! You have two options: increase training revenue, or decrease training expense. How has training impacted your company's bottom line this month/quarter?
Rewards and bonuses go a long way in employee retention and boost the productivity of the workforce. So, with the help of this complete deck of Workers Allowance Management PowerPoint Presentation Slides, go ahead and plan the perfect schedule for employee allowance of your organization. The human capital is the most important input of a business and these work allowance templates help you create a balance between personal goals and those of the business establishment. The various expenses covered under this employee allowance system presentation are accommodation, benefits like food, clothing and travelling expenses. Managing an employee allowance system is an ordeal because you not only have to allocate resources properly but also ensure that the expenditure remains within the allocated budget. Thus, this deck of allowance management slides is a must have for the smooth running of your business. So, without further pondering, download these slides at the click of a button! Firm up alliances with our Workers Allowance Management Powerpoint Presentation Slides. You will cement enduring bonds.
You are paying up to 30% of your payroll for benefits and pensions. Are you getting full value? Have you considered different funding arrangements? Have you considered flexible spending accounts? How about considering an ASO plan if you are over 100 employees? How about integrating a wellness program into your benefits program and receive a 20 to 1 payback in terms of reduced benefit costs, increased productivity, improved lost time, and increased employee health?
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...
Return On Investment
1. Your team’s financial stability is priceless.
You already know the value of offering your team healthcare and
other benefits. Now it’s time to add financial education to the mix.
This report explains why Financial Peace Workplace Edition offers
you the best return.
What is Financial Peace Workplace Edition?
Dave Ramsey’s Financial Peace Workplace Edition is an
entertaining, fast-paced, personal finance education course
featuring money expert Dave Ramsey. It is designed to improve
your team’s job performance—saving you thousands of dollars in
retention, absenteeism and healthcare.
Turnover Cost: $XXXX
Job Performance: $XXXX
Healthcare Costs: $XXXX
Absenteeism: $XXXX
Total: $XXXX
Your Return On
Investment: $XXXX
Your Results:
Total Team Savings:
$5,987! To learn more about FPW, visit daveramsey.com/fpw
2. Nobody wins with financial stress.
*Developed by Workplace Financial Stress Expert Dr. Tom Garman to determine a projected return on
investment (ROI) and to identify your team’s level of financial well-being and need for financial education.
Getting Started: No matter your company size—
your business’ success depends on your team’s success.
48% of team members admit money stress negatively affects their
productivity. In fact, it’s the #1 cause of stress in the workplace.
Stressed team members can waste up to 20 company hours a month
dealing with personal finances.
They are 2.6 times more likely to have five or more unscheduled
absences, costing companies on average $660 per employee each year.
What can you do to help your business succeed?
The ROI Calculator* — part of Dave Ramsey’s Financial Peace
Workplace Edition — provides you the answers for where to start.
70% live paycheck
to paycheck.
50% don’t have a budget.
40% live beyond
their means.
Facts About Your Team
3. Return On Investment
Keep in mind: Your results are based on the total of these
factors and are conservative estimates. Improvements like lower
healthcare costs, fewer absences and less work time wasted are
included—making your results even more impactful!
A variety of factors affect your ROI results. Here we take a look
at your company’s top two ROI areas: turnover rate and job
performance.
“Research has shown that even a small increase in an
employee’s financial security can add significantly to
an employer’s bottom line.”
— Dr. Susan Jenkins
Idaho State University
The ROI Calculator
quantifies:
Projected one-year impact
Projected benefit/cost ratio
Value of each key outcome
4. In a survey by Workplace
Options, 57% of team
members said they
would take advantage
of a financial literacy
course if their
employers offered it.
Total Team Savings:
$5,987!
Turnover
Turnover costs alone add hundreds of thousands of dollars to your expenses. Not only can
FPW improve retention by decreasing turnover, it will also save you $XXX per year!
This figure reflects a reduction in the number of team members who otherwise would
have left your company. The turnover cost savings is based on the percentage of seriously
financially distressed team members for whom the program has a substantial impact to
prevent them from leaving.
Job Performance
With FPW you can expect hundreds of dollars in positive job outcomes from each team
member who slightly enhances their financial behaviors and well-being. If XXX team
members participate, you can save XXX in one year!
This figure represents the value to your company based on an increased level of
productivity. Calculations vary according to each team member’s financial wellness as
well as the number who are positively impacted by the financial education program. It
assumes an annual salary and benefits package totaling $XXX.
Overall ROI:For every team member that completes
the program, you would save $X per every dollar invested annually.
5. See The Difference:
Better financial decisions and
overall financial well-being
Greater job satisfaction,
resulting in lower turnover
Fewer absences, resulting in
improved productivity
More likely to participate in
a qualified benefit plan
Everybody wins with financial peace.
Your Team Wins
For over 15 years this program has helped more than 750,000 families
connect the dots between life and work. Entire families are seeing a
dramatic reduction in the amount of tension in their homes.
Your Business Wins
Companies find that using this program has helped boost morale, which
has made it easier for them to recruit and retain team members. Plus,
team members who have learned through this program how to win with
their money tend to retire on time, preventing a loss of productivity later.
Imagine...
• Priceless improvements in team morale, community
service and company image
• Changed lives, saved marriages and happier homes
• Your business reaching its full potential
6. For more information, visit
daveramsey.com/fpw or call 800.754.4220
On average families
save $2,700 and
pay off $5,300 in
debt in just 91 days.
That’s an $8,000
turnaround!
Change Your Workplace Culture.
Financial Peace Workplace Edition is a crucial element to your
business’ training or benefits program. By improving financial
wellness and learning how to win with money, you and your team
will enjoy greater success in the workplace.
FPW features 12 comprehensive DVD lessons in which Dave explains
how money really works in a simple, easy-to-understand style.
It also includes group discussion questions and exercises. Your
team will actually have fun as they learn about saving, budgeting,
investing, insurance and more!
Give your team Dave Ramsey’s Financial Peace Workplace Edition.
It will have a lasting, positive impact on their lives and yours.
7. Dave Ramsey, host of the nationally syndicated radio talk show The Dave Ramsey
Show, is the author of the New York Times best-sellers Financial Peace, More Than
Enough and The Total Money Makeover. He is also the host of The Dave Ramsey Show
on the Fox Business Network. Dave knows what it’s like to have it all and lose it all.
By age twenty-six, he had established a $4 million real estate portfolio, only to lose
it by age thirty. He has since rebuilt his financial life and teaches millions of people
how to successfully manage their money. He and his wife, Sharon, reside in Nashville,
Tennessee with their children, Denise, Rachel and Daniel.
800.754.4220 • daveramsey.com/fpw