This document introduces the BZ Force referral program for building a family financial security network. The program encourages participants to download the BZ app, sign up for insurance, and refer 5 others to do the same. Participants can earn referral fees of up to 5% annually by generating referrals across 5 generations. The fees are paid out over 4 years, with higher bonuses for larger referral trees. The goal is for participants to develop long-term passive income streams and ensure financial security for their families and referrals.

3. What do people
want in Life

4. People Want
FINANCIAL SECURITY

6. Cost Of Living
Solution
“RM6,000 household income no longer
enough to cover essential expenses for
family due to inflation.”
What about emergency situation?

7. INSURANCE
保险

13. BZ FORCE
Introducing
Powered by BZ APP
Your Family Financial Security Network

14. BZ FORCE
REFERRAL
PROGRAMME
PROTECT YOUR
FAMILY AND FRIENDS BY
BUILDING A FAMILY
FINANCIAL SECURITY
NETWORK

18. How to start!
1 Download APP and Register
2
Sign up for a ZT ProEssential Certificate
with a licensed ZT Takaful agent
3 Help & introduce 5 people to BZ Force
Financial Security Network

19. NEW
REFERRAL
TAKAFUL
AGENT
REFERRAL
A
REFERRAL
B
DOWNLOAD BZ APP,
SIGNUP,
INPUT PERSONAL DETAIL,
KEY IN AND
VALIDATE PARTNER B
REFERRAL CODE
STEP 1: VISIT APP STORE/GOOGLE PLAYSTORE
STEP 2: SUBMIT
INFORMATION
STEP 3A: NOTIFICATION SEND TO LICENSED TAKAFUL AGENT
STEP 4: LICENSED TAKAFUL
AGENT MAKE APPOINTMENT
AND CLOSE CASE

20. REFERRAL
PROGRAMME
CASE SIZE
&
TARGET
Minimum Contribution
RM 1,200 / certificate
Death
TPD
Critical illness
(20 Years Term Policy)
*ALL INSURANCE PRODUCT RELATED INFORMATION CAN ONLY COVERED BY LICENSED TAKAFUL AGENT
Introduce 4 referrals / year

21. 人您找，
工我做
Your leads, I Wor

22. BZ Force Referral Fees
Y1 Y2 Y3 Y4 Total
Gen 1 5% 5% 5% 5% 20%
Gen 2 5% 5% 5% 5% 20%
Gen 3 5% 5% 5% 5% 20%
Gen 4 5% 5% 5% 5% 20%
Gen 5 5% 5% 5% 5% 20%
Total 25% 25% 25% 25% 100%
Referral Production & Renewal Bonus
Y1 Y2 Y3 Y4 Total
Gen 1 +15% +15% +5% +5% +40%

23. How to build your Family Financial Security
Network
YOU
125
Referrals
Gen 3 RM 625 48 Months Passive income
125 x RM 1,200 x 5% = RM7,500 /12
months
625
Referrals
Gen 4 RM 3,125 48 months Car & House loans instalment
625 x RM 1,200 x 5% = RM37,500 /12
months
3,125
Referrals
Gen 5 RM 15,625 Your Family Financial Security Network
3,125 x RM 1,200 x 5% = RM187,500 /12
months
5
Referrals
Gen 1 5 X RM 1,200 X 20% = RM 1,200 Premium for next 36 months
GO FOR 5
25
Referrals
Gen 2 48 Months Passive income
RM 125
25 x RM 1,200 x 5% = RM1,500 /12 months

24. YOUR FAMILY
FINANCIAL SECURITY NETWORK
Should the Referral pass away or become unable to
perform the work by reason of permanent incapacity,
the monies he/she is entitled to will be inherited by
their Next of Kin.
The legacy to their loved ones.

25. REFERRAL FEES SIMULATION
YOU Number of Referrals 4 Years Annualised Income
Gen 1 5 RM 3,600
Gen 2 25 + RM 6,000
Gen 3 125 + RM 30,000
Gen 4 625 + RM 150,000
Gen 5 3,125 + RM 750,000
Total 3,905 RM 939,600
*FOR DETAIL REFERRAL FEES, REFER TO TERMS AND
CONDITIONS OF BZ FORCE REFERRAL PROGRAMME
HANDBOOK
GO FOR 5
BZ Success Formula

26. Your Family Financial Security Network
S i m p l e
E a s y
E f f e c t i v e
D u p l i c a b l e
P r a c t i c a l

27. Start Building
Your Family Financial Security Network
With BZ FORCE today!
FRANCISS CHIN
Contact : +60 16-379 1823