This document discusses Radiius, a company developing payment solutions for wearable devices and things. It proposes the Paywear product, a secure element-based wallet that can be embedded in various wearables and forms to enable payments. Radiius also has a portfolio of payment cards. The company aims to launch Paywear in a pilot in Q1 2017 and commercially in 2017, targeting sales of 150,000 devices by mid-2017. Its go to market strategy is to first lead with payments for wearables, then sign up with top brands and banks to scale globally.

1. RADIIUS Confiden.al (Radiius (c) 2016)
SECURE WALLET
PLATFORM
WALLET IN THINGS

2. RADIIUS Confiden.al (Radiius (c) 2016)
CLUTTER OF PAYMENTS – 24 X 7 AT LEAST 3-4 TIMES A DAY
Both Hands Full! Left At Home! The Costanza Wallet!

3. RADIIUS Confiden.al (Radiius (c) 2016)
A VARIETY OF SOLUTIONS THAT DON’T WORK
Tech
Transitioned
Bank Integration
Issues
Adoption &
Fashion Preferences
All Others Have A Difficult User Experience

4. RADIIUS Confiden.al (Radiius (c) 2016)
PAYWEAR WALLET– ANYTIME, ANYWHERE
THRU ANYTHING

5. RADIIUS Confiden.al (Radiius (c) 2016)
MILLENIAL BANDS ENABLED WITH A SINGLE CARD FOR PAYMENTS

6. RADIIUS Confiden.al (Radiius (c) 2016)
PAYFOB PAY WITHOUT YOUR CARDS
HANDS FREE PAYMENT!

7. RADIIUS Confiden.al (Radiius (c) 2016)
EXECUTIVE SUMMARY
Market
§ 1.1 B cumulative sales of
wearables by 2020
§ 45% payments enabled
§ 153 M Payment Enabled
Wearbles by 2020
Product
§ Universal Smartcard
§ PAYWEAR
§ Extensible Secure Platform
Financing
§ Total Seed ~ $1.7 MN
§ Current Raise ~ 800k
§ Post Revenue ~ 5 to 6MN
GTM & Distribution
§ Pilot in Q1 2017
§ B2C launch in FY 2017
§ B2B2C with Wearables
Only Payment Product Across Multiple Form Factors – Cards & Wearables!

8. RADIIUS Confiden.al (Radiius (c) 2016)
LEADERSHIP TEAM – SEASONED PROFESSIONALS FROM PWC, IBM & ORACLE
RAJESHWAR MITRA (RD)
President
25+ years in IT products, software and
consulting across diverse industry segments
SUDHIR JHA
Chief Technology Officer
25+ years of IT consulting, process
improvement , product development &
business applications
PETER RELAN
Founder CEO,
YouWeb, 9plus.
STEVE HARKIN
EMV & SE Expert
BOB DUFFY
UX Expert
VISHWA PRASAD
Independent Director

9. RADIIUS Confiden.al (Radiius (c) 2016)
MARKETS

10. RADIIUS Confiden.al (Radiius (c) 2016)
EMV CHIP is already the international standard and USA is transitioning fast
4%
14%
35%
57%
70%
87%
0%
23%
45%
68%
90%
113%
2012 2013 2014E 2015E 2016E 2017E
%penetration
United States
EMV Chip Compatible
Terminal Penetration Forecast
(United States)
Percentage of cards with EMV
Capabilities (United States)
CHIP CARD WITH EMV IS THE CURRENT WINNING TECHNOLOGY

11. RADIIUS Confiden.al (Radiius (c) 2016)
AND THE FUTURE IS SMART WEARABLE ENABLED PAYMENTS!
30%
62%
8%
CY 2016
Smartwatches
Fitness &
wristbands band
other (smart
glasses, smart
clothing, jewellery)
44%
47%
9%
CY 2020
Smartwatches
Fitness &
wirstbands band
others (smart
glasses, smart
clothing, jewellery)
199 m 340 m
Cumulative sales of 1.1bn pcs of wearable until 2020
CAGR CY14-20 of 30.1%
Then number of Payment wearable devices are projected to increase from 11m units
in 2015 to 153m 2020 (45% in 2020)
Source: IHS Technology, Smart Wearable Payment devices, Jan 2016

12. RADIIUS Confiden.al (Radiius (c) 2016)
PRODUCTS
FOR BOTH THE CURRENT & FUTURE NEEDS

13. RADIIUS Confiden.al (Radiius (c) 2016)
RADIIUS HAS A STRONG PRODUCT PORTFOLIO IN PAYMENT CARDS
Finger Print Scanner
Best Card to UseTM
2+ Year Battery
Navigation Buttons
Battery Jacket
EMV
Chip
Best Card to
UseTM
Easy
Readability
On card
Screen
Radiius RewardsTM
Dynamic Save
2+ Year
Battery
LED
Indicator
Navigation
Buttons
Side Profile
Blue-
tooth LE
HYPER SECURE UNIVERSAL CARD B2B BANK BRANDED UNIVERSAL CARD

14. RADIIUS Confiden.al (Radiius (c) 2016)
RADIUS PAYWEAR – WALLET IN THINGS
RADIIUS PAYWEAR

15. RADIIUS Confiden.al (Radiius (c) 2016)
RADIIUS PAYWEAR - CHIP @ THE CENTER OF THE ARCHITECTURE
12.30
Debit cards
Credit cards
Affiliate cards
1. EMBEDDED SECURE
ELEMENT BASED
WALLET
2. INDEPENDENT OF HOST
WEARABLE H/W
3. VERSATILE FORM
FACTOR FOR VARIOUS
APPLICATIONS

16. RADIIUS Confiden.al (Radiius (c) 2016)
§ Wearable
§ Card
§ Mobile
FORM INDEPENDENT PLATFORM
§ Integrates with Payment Networks
§ *Works everywhere Supports NFC
§ Card supports Mag-stripe as well
GLOBALLY ACCEPTABLE
§ EMV Compliant
§ PCI DSS Level 1 Compliant
§ Tokenised solution – No card data on file
HYPER SECURITY
12.30
Debit cards
Credit cards
Affiliate cards
COMPETITIVE ADVANTAGES – RADIIUS SOLVES 3 HARD PROBLEMS

17. RADIIUS Confiden.al (Radiius (c) 2016)
GO TO MARKET
LEAD WITH PAYMENT FOR WEARABLES

18. RADIIUS Confiden.al (Radiius (c) 2016)
B2B Deal Signed
B2C Launch – Gain market Traction
Q1 & Q2 2017
Target 150k devices sold
Q2 – Q3 2017
Sign up with a Top 10 Brand
2018
Signup with a Top 10 Bank and
launch in EUR and APAC
Bank Sign-up & Global Play
STEPS 1,2,3 : LAUNCH – SCALE – GO GLOBAL

19. RADIIUS Confiden.al (Radiius (c) 2016)
SECURE WALLET
PLATFORM
WALLET IN THINGS