1. Victor Garrido Puello Street #166, Evaristo Morales
Santo Domingo, Dominican Republic
1-809-243-3130 (W), 1-829-420-2357 (C), 1-809-566-6550 (H)
Quilvio_Cabral@bhdleon.com.do
ABSTRACT
 Sixteen years of banking experience in Risk Management, Corporate Banking and Investment Banking.
 Strong academic background with extensive international exposure to different cultures: UK, USA, Argentina, and Japan.
 Bilingual English/Spanish.
 Dual nationality Dominican/Argentinian.
WORK EXPERIENCE
Banco BHD León, S.A. 2
nd.
Private bank in Santo Domingo, Dominican Republic.
Vice President Credit Risk (2009-Present)
Responsible for credit risk of a loan portfolio of US$2,300MM (60% corporate, 40% retail). Contributed to keep past due
loans from 2010-2014 below industry average (2.01% vs. 2.91%) with acceptable levels of write-offs. In charge of credit
policies, credit risk rating and scoring models. Member of the credit committee with limits between US$1MM-US$6MM. In
charge of collections and foreclosed assets until 2014. Supervisor of market, liquidity and operational risks from 2012-2014.
2
nd.
VP Corporate Banking (2001-2007)
Responsible for offering financial products and services to multinational companies, primarily focused on Tourism,
Telecommunications, Utilities, Export Processing Zones and Ports. Responsible for assets of US$22MM and liabilities of
US$27MM, divided into 19 economic groups.
Investment Banking Manager (1999-2001)
In charge of the Brokerage House, increased the total portfolio of securities by RD$162MM in 2000, reaching 109% of
budget. In 2001 left the portfolio of securities in RD$783MM (115% of budget), distributed in 20 companies and more than
1,000 private investors.
Clorox Argentina, S.A. Buenos Aires, Argentina.
Senior Production Analyst (1996-1997)
Coded and implemented a program to record the output variables in the packaging department, which reduced by 50% the
man hours invested. In charge of a parts inventory reduction project that saved US$200,000 of total inventory.
Hanes, Inc. Santo Domingo, Dominican Republic.
Sewing Department Manager (1992-1994)
Supervisor of 240 direct and 28 indirect operators. In charge of training programs for new employees.
EDUCATION
Master of Financial Risk Management (2008-2009) Top 10% in my class
ICMA Centre, Henley Business School, University of Reading, Reading, UK
 Banco BHD León, S.A. scholarship
 Honors: Distinction
Master of Business Administration (1998-1999) GPA 3.63 / 4.00
William E. Simon Graduate School of Business Administration, University of Rochester, Rochester, NY, USA
Master of Industrial Engineering (1994-1996) GPA 3.73 / 4.00
Purdue University, West Lafayette, IN, USA
 Fulbright-Laspau scholarship
Industrial Engineering (1989-1992) GPA 3.64 / 4.00
INTEC University, Santo Domingo, Dominican Republic
 Honors: Magna Cum Laude
HOBBIES
 Motocross, windsurf, long distance running, and acting.
 Completed the 2014 Bank of America Chicago Marathon in 4.5 hours.
 Founder of the Naiboa Theatre Group (http://teatronaiboa.org/) in 2010. Produced and performed in three plays for non-
profit purposes: "Twelve Angry Men" in 2010, "Reservoir Dogs" in 2012, and "With a Gun in Each Hand" in 2013.
Quilvio Cabral