MassMutual has strong financials as of June 30, 2009 with a surplus of $8.3 billion, $2.7 billion in cash and equivalents, and over $11 billion in government securities. It has the highest ratings of AAA from Standard & Poor's, Aa1 from Moody's, and AAA from Fitch. Core weighted whole life sales were up 9% and the net field force increased 9% despite challenges. The investment portfolio totaled $84.3 billion using a prudent, diversified approach.