This document discusses Canada's deficit, debt, spending, and economic growth under Prime Minister Harper's government. It provides statistics on debt to GDP, program spending, revenue, and budget balances. It also analyzes criticisms from opposition parties like the NDP and Liberals, arguing they fail to consider external economic factors like the 2008 recession or improvements to transfers to provinces. The document questions why opposition parties do not discuss other federal programs or policies impacting investment and economic growth.
The document analyzes the revenue and spending proposals of Ontario's three main political parties. It finds that the Progressive Conservatives plan to stimulate investment through corporate tax cuts and generate transit funding through interest income. The NDP aims to increase revenue from tax loopholes and higher corporate taxes to fund jobs credits and transit. The Liberals propose a new pension plan tax, gas tax, and corporate taxes to fund transit while limiting expense growth through public sector wage freezes.
This presentation will look at key commitments made during the 2015 election as part evaluating the government performance on key files.
This presentation is one opinion as such it is up to individuals to do their own research as part of understanding if the Liberal Party of Canada has met its election promises.
This presentation will look the work Conservative Party of Canada under Prime Minster Stephen Harper.
The presentation will focus on government spending, taxation, middle class, GDP, Labour Market and other areas
This document provides an overview and analysis of equalization payments in Canada. It begins with Paul Young's background and credentials in public policy, risk management, and other fields. It then discusses GDP growth rates in various provinces from 2010-2014 and the relationship to equalization payments. Comments from Alberta and Newfoundland criticize the current equalization formula. The document also provides an example of differential tuition rates between provinces. In the bottom line, it calls for a new equalization agreement with proper balance of revenue sharing between provinces and efforts to improve economic growth nationwide.
This document discusses Canada's deficit, debt, spending, and economic growth under Prime Minister Harper's government. It provides statistics on debt to GDP, program spending, revenue, and budget balances. It also analyzes criticisms from opposition parties like the NDP and Liberals, arguing they fail to consider external economic factors like the 2008 recession or improvements to transfers to provinces. The document questions why opposition parties do not discuss other federal programs or policies impacting investment and economic growth.
The document analyzes the revenue and spending proposals of Ontario's three main political parties. It finds that the Progressive Conservatives plan to stimulate investment through corporate tax cuts and generate transit funding through interest income. The NDP aims to increase revenue from tax loopholes and higher corporate taxes to fund jobs credits and transit. The Liberals propose a new pension plan tax, gas tax, and corporate taxes to fund transit while limiting expense growth through public sector wage freezes.
This presentation will look at key commitments made during the 2015 election as part evaluating the government performance on key files.
This presentation is one opinion as such it is up to individuals to do their own research as part of understanding if the Liberal Party of Canada has met its election promises.
This presentation will look the work Conservative Party of Canada under Prime Minster Stephen Harper.
The presentation will focus on government spending, taxation, middle class, GDP, Labour Market and other areas
This document provides an overview and analysis of equalization payments in Canada. It begins with Paul Young's background and credentials in public policy, risk management, and other fields. It then discusses GDP growth rates in various provinces from 2010-2014 and the relationship to equalization payments. Comments from Alberta and Newfoundland criticize the current equalization formula. The document also provides an example of differential tuition rates between provinces. In the bottom line, it calls for a new equalization agreement with proper balance of revenue sharing between provinces and efforts to improve economic growth nationwide.
2019 Election| Equalization Payments| Canada| August 2019paul young cpa, cga
- The document provides facts about equalization payments in Canada. It notes that Quebec will receive $14 billion in equalization payments for 2018-2019, an increase of $1.4 billion, while Ontario will no longer receive payments. Alberta and other "have" provinces have criticized the unequal treatment and burden on their taxpayers to fund payments to other provinces. The bottom line is that the equalization agreement needs reform to bring more balance and fairness to revenue sharing across Canada.
The document summarizes key fiscal plans and positions of several Canadian political parties. It finds that the Liberals plan to run large deficits of over $20 billion per year without a clear plan to balance the budget. The Conservatives promise to balance the budget within 5 years but many of their programs have issues. The NDP and Greens promise increased spending but do not provide a deficit reduction plan. All parties will have to contend with a slowing economy and pressures on the middle class from factors like ineffective government policies.
2019 Election| Federal Transfers to Province| Canada | August 2019paul young cpa, cga
This presentation provides the facts on federal transfers. The information in the presentation will help you make an informed decision when it comes the path forward when it comes to federal government transfers.
The document discusses factors that influence business investment attraction in Canada, including taxation rates, regulations, input costs, and infrastructure. It also summarizes the NDP's tax policies, including reducing the small business tax rate and emphasizing research and development. Finally, it provides an overview of corporate tax rates and policies in Canada, the US, and other countries.
This document summarizes key points from Paul Young's presentation on government policy and household income in Canada in 2016. It includes:
- Job losses forecasted from minimum wage increases range from 50,000 to 185,000 jobs lost.
- Median household incomes grew the most in Nunavut, Saskatchewan, Newfoundland and Labrador, Northwest Territories, Alberta, and Manitoba from 2005-2015. Income growth was lowest in Quebec and Ontario.
- The presentation discusses trends in household income, low income rates, energy poverty, and taxation policies across Canada.
Puerto Rico is facing a political and economic crisis as it approaches a decade of recession. The document provides an overview of Puerto Rico's macroeconomic indicators, financial sector performance, and key developments in 2015 that exacerbated the crisis, such as the government acknowledging that the debt is unpayable. Projections show that Puerto Rico's economy will continue declining in 2016 without assistance or if the government defaults.
All you need to know about equalization and government transfers to the provi...paul young cpa, cga
- Equalization payments are a contentious issue between the federal government and provinces. Quebec receives over $10 billion per year in equalization payments, while provinces like Alberta and Newfoundland pay more in taxes than they receive back in federal spending and transfers.
- Newfoundland's finance minister argues the province should receive better treatment under the equalization formula given its small population and high costs. Quebec has asked Ottawa not to extend loan guarantees to Newfoundland's Muskrat Falls project.
- The equalization formula will remain unchanged until 2024, frustrating Western provinces. Ontario is no longer eligible for payments as its economy has grown, but still receives nearly $1 billion annually through the phase-out process.
- Critics
Federal Transfers to Provinces and Territories| Canada| Analysis and Commentarypaul young cpa, cga
- Equalization payments have long been a contentious issue between the federal government and provinces. Quebec is expected to receive over $13 billion in equalization payments for 2018-2019, an increase of almost $1.4 billion, while some provinces like Ontario pay more in taxes than they receive back in federal spending.
- Newfoundland and Labrador's finance minister has said the province's equalization deal from the federal government should be improved, as other provinces with smaller populations receive more. Quebec had a $2.2 billion surplus in 2015-2016 while receiving $10 billion in equalization that year.
- The old equalization formula will remain in place until 2024, frustrating provinces like New Brunswick who want changes
This presentation focuses on the environment including what needs to happen in order to protect the environment as well as balance environmental policies with economic policies.
This document provides an overview and analysis of Ontario's fiscal situation from an accounting perspective. It discusses the province's growing deficit and debt levels, issues with the healthcare, education and skills/training budgets, and criticisms of the Liberal government's management of finances and transparency. Specific areas of overspending and poor outcomes are highlighted, with links provided to auditor general reports, news articles, and other analyses supporting the arguments made.
The Consumer Price Index (CPI) rose at a faster pace year over year in February (+1.1%) than in January (+1.0%). The rise in gasoline prices (+5.0%) supported consumer price growth in February. Excluding gasoline, the CPI rose 1.0% in February—down from a 1.3% increase in January. Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210317/dq210317a-eng.htm
Housing Prices -
The largest y-o-y gains – above 35% range – were recorded in the Lakelands region of Ontario cottage country, Tillsonburg District and Woodstock-Ingersoll.
Y-o-y price increases in the 30-35% were seen in Barrie, Niagara, Bancroft and Area, Grey-Bruce Owen Sound, Kawartha Lakes, London & St. Thomas, North Bay, Northumberland Hills, Quinte & District, Simcoe & District and Southern Georgian Bay.
This was followed by y-o-y price gains in the range of 25-30% in Hamilton, Guelph, Cambridge, Brantford, Huron Perth, Kitchener-Waterloo, Peterborough and the Kawarthas and Greater Moncton.
https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-february-879761646.html
Wages and Inflation - https://www.bnnbloomberg.ca/investing/video/hard-for-inflation-to-rise-in-canada-with-tempered-wage-growth-and-energy-prices-paul-sandhu~2097184
Large debt - https://economics.td.com/ca-canadian-wealth
This document summarizes key cost of living indicators in Canada as of March 2021. It finds that housing prices continue to rise faster than wages, with the average home now over $721K. Inflation has averaged around 1.9% annually over the past 17 years. Food prices are rising despite overall deflation. The carbon tax has increased costs for most households. Broadband costs are also up as telecom companies invest in infrastructure. Overall, the document concludes the Liberals have not achieved their goal of making life more affordable for Canadians.
Fiscal management – Conservative Party of Canada - PM Harperpaul young cpa, cga
Many articles have been written on how PM Harper was poor fiscal management. Yet many of the articles either never deal with recession which included a stimulus or the fact austerity measures of required in the 1990s forced the government to put moneys back into the system through wealth distribution (Transfer to people and provinces)
This document discusses income inequality in Canada and analyzes a speech by Ed Broadbent to the Finance Committee in 2013 on this topic. It summarizes Broadbent's positions, which included increasing funding for healthcare, education, and social programs as well as creating jobs to strengthen the middle class. The document then provides counterarguments, noting that federal program spending has increased under Harper and disputing some of Broadbent's specific policy proposals. It concludes that Broadbent's focus was on taxing the rich to fund new social programs, reflecting the positions of the NDP at that time.
The document analyzes and discusses healthcare and education in Canada. It provides an overview of government transfers for healthcare and education funding, noting that healthcare transfers have seen 6% yearly growth. It also discusses teachers' compensation and funding gaps in education that have led to actions like school closures and staff reductions. The presenter, Paul Young, is a CPA and CGA with 25 years of experience in academia, industry, and financial solutions.
Paul Young, a CPA and CGA with 25 years of experience, presented on truths about Canadian equalization payments. He showed GDP growth rates from 2010-2014 and 2016-2018 for provinces, noting that Ontario and Quebec, which receive billions in equalization despite having economies growing over 2%, while lack of pipeline capacity limits revenue and equalization funding in Alberta and Saskatchewan. Increasing export infrastructure could expand provincial revenues and money for social programs across Canada.
2019 Election| Equalization Payments| Canada| August 2019paul young cpa, cga
- The document provides facts about equalization payments in Canada. It notes that Quebec will receive $14 billion in equalization payments for 2018-2019, an increase of $1.4 billion, while Ontario will no longer receive payments. Alberta and other "have" provinces have criticized the unequal treatment and burden on their taxpayers to fund payments to other provinces. The bottom line is that the equalization agreement needs reform to bring more balance and fairness to revenue sharing across Canada.
The document summarizes key fiscal plans and positions of several Canadian political parties. It finds that the Liberals plan to run large deficits of over $20 billion per year without a clear plan to balance the budget. The Conservatives promise to balance the budget within 5 years but many of their programs have issues. The NDP and Greens promise increased spending but do not provide a deficit reduction plan. All parties will have to contend with a slowing economy and pressures on the middle class from factors like ineffective government policies.
2019 Election| Federal Transfers to Province| Canada | August 2019paul young cpa, cga
This presentation provides the facts on federal transfers. The information in the presentation will help you make an informed decision when it comes the path forward when it comes to federal government transfers.
The document discusses factors that influence business investment attraction in Canada, including taxation rates, regulations, input costs, and infrastructure. It also summarizes the NDP's tax policies, including reducing the small business tax rate and emphasizing research and development. Finally, it provides an overview of corporate tax rates and policies in Canada, the US, and other countries.
This document summarizes key points from Paul Young's presentation on government policy and household income in Canada in 2016. It includes:
- Job losses forecasted from minimum wage increases range from 50,000 to 185,000 jobs lost.
- Median household incomes grew the most in Nunavut, Saskatchewan, Newfoundland and Labrador, Northwest Territories, Alberta, and Manitoba from 2005-2015. Income growth was lowest in Quebec and Ontario.
- The presentation discusses trends in household income, low income rates, energy poverty, and taxation policies across Canada.
Puerto Rico is facing a political and economic crisis as it approaches a decade of recession. The document provides an overview of Puerto Rico's macroeconomic indicators, financial sector performance, and key developments in 2015 that exacerbated the crisis, such as the government acknowledging that the debt is unpayable. Projections show that Puerto Rico's economy will continue declining in 2016 without assistance or if the government defaults.
All you need to know about equalization and government transfers to the provi...paul young cpa, cga
- Equalization payments are a contentious issue between the federal government and provinces. Quebec receives over $10 billion per year in equalization payments, while provinces like Alberta and Newfoundland pay more in taxes than they receive back in federal spending and transfers.
- Newfoundland's finance minister argues the province should receive better treatment under the equalization formula given its small population and high costs. Quebec has asked Ottawa not to extend loan guarantees to Newfoundland's Muskrat Falls project.
- The equalization formula will remain unchanged until 2024, frustrating Western provinces. Ontario is no longer eligible for payments as its economy has grown, but still receives nearly $1 billion annually through the phase-out process.
- Critics
Federal Transfers to Provinces and Territories| Canada| Analysis and Commentarypaul young cpa, cga
- Equalization payments have long been a contentious issue between the federal government and provinces. Quebec is expected to receive over $13 billion in equalization payments for 2018-2019, an increase of almost $1.4 billion, while some provinces like Ontario pay more in taxes than they receive back in federal spending.
- Newfoundland and Labrador's finance minister has said the province's equalization deal from the federal government should be improved, as other provinces with smaller populations receive more. Quebec had a $2.2 billion surplus in 2015-2016 while receiving $10 billion in equalization that year.
- The old equalization formula will remain in place until 2024, frustrating provinces like New Brunswick who want changes
This presentation focuses on the environment including what needs to happen in order to protect the environment as well as balance environmental policies with economic policies.
This document provides an overview and analysis of Ontario's fiscal situation from an accounting perspective. It discusses the province's growing deficit and debt levels, issues with the healthcare, education and skills/training budgets, and criticisms of the Liberal government's management of finances and transparency. Specific areas of overspending and poor outcomes are highlighted, with links provided to auditor general reports, news articles, and other analyses supporting the arguments made.
The Consumer Price Index (CPI) rose at a faster pace year over year in February (+1.1%) than in January (+1.0%). The rise in gasoline prices (+5.0%) supported consumer price growth in February. Excluding gasoline, the CPI rose 1.0% in February—down from a 1.3% increase in January. Source - https://www150.statcan.gc.ca/n1/daily-quotidien/210317/dq210317a-eng.htm
Housing Prices -
The largest y-o-y gains – above 35% range – were recorded in the Lakelands region of Ontario cottage country, Tillsonburg District and Woodstock-Ingersoll.
Y-o-y price increases in the 30-35% were seen in Barrie, Niagara, Bancroft and Area, Grey-Bruce Owen Sound, Kawartha Lakes, London & St. Thomas, North Bay, Northumberland Hills, Quinte & District, Simcoe & District and Southern Georgian Bay.
This was followed by y-o-y price gains in the range of 25-30% in Hamilton, Guelph, Cambridge, Brantford, Huron Perth, Kitchener-Waterloo, Peterborough and the Kawarthas and Greater Moncton.
https://www.newswire.ca/news-releases/canadian-housing-markets-set-records-again-in-february-879761646.html
Wages and Inflation - https://www.bnnbloomberg.ca/investing/video/hard-for-inflation-to-rise-in-canada-with-tempered-wage-growth-and-energy-prices-paul-sandhu~2097184
Large debt - https://economics.td.com/ca-canadian-wealth
This document summarizes key cost of living indicators in Canada as of March 2021. It finds that housing prices continue to rise faster than wages, with the average home now over $721K. Inflation has averaged around 1.9% annually over the past 17 years. Food prices are rising despite overall deflation. The carbon tax has increased costs for most households. Broadband costs are also up as telecom companies invest in infrastructure. Overall, the document concludes the Liberals have not achieved their goal of making life more affordable for Canadians.
Fiscal management – Conservative Party of Canada - PM Harperpaul young cpa, cga
Many articles have been written on how PM Harper was poor fiscal management. Yet many of the articles either never deal with recession which included a stimulus or the fact austerity measures of required in the 1990s forced the government to put moneys back into the system through wealth distribution (Transfer to people and provinces)
This document discusses income inequality in Canada and analyzes a speech by Ed Broadbent to the Finance Committee in 2013 on this topic. It summarizes Broadbent's positions, which included increasing funding for healthcare, education, and social programs as well as creating jobs to strengthen the middle class. The document then provides counterarguments, noting that federal program spending has increased under Harper and disputing some of Broadbent's specific policy proposals. It concludes that Broadbent's focus was on taxing the rich to fund new social programs, reflecting the positions of the NDP at that time.
The document analyzes and discusses healthcare and education in Canada. It provides an overview of government transfers for healthcare and education funding, noting that healthcare transfers have seen 6% yearly growth. It also discusses teachers' compensation and funding gaps in education that have led to actions like school closures and staff reductions. The presenter, Paul Young, is a CPA and CGA with 25 years of experience in academia, industry, and financial solutions.
Paul Young, a CPA and CGA with 25 years of experience, presented on truths about Canadian equalization payments. He showed GDP growth rates from 2010-2014 and 2016-2018 for provinces, noting that Ontario and Quebec, which receive billions in equalization despite having economies growing over 2%, while lack of pipeline capacity limits revenue and equalization funding in Alberta and Saskatchewan. Increasing export infrastructure could expand provincial revenues and money for social programs across Canada.
Summary
Employment / Jobs
Income Statistics by selected family types
Income statistics by after-tax income decile, economic families and persons not in an economic family, 2014
Pension Income
Middle Income
CPP Enhancement
Household Spending
Issues
Key Comments
Other Sources
Veteran Affairs spending has increased considerably since 2006, with an additional $4.7 billion invested in programs and services. The annual budget has risen from $3.2 billion in 2007-2008 to $3.5 billion in 2013, an average increase of around 2% per year. However, information on spending prior to the Conservatives is limited, and evidence suggests the Liberal government recognized issues with Veterans Affairs funding as early as 2001 but provided no details on increases.
This presentation discusses issues facing forestry across Canada including government policies related to forestry management, forest fires, responses to natural disaster, mitigation of losses, response time to natural disaster, budget cycles and Coordinated responses to forest fires.
This presentation will discuss how taxation and income flow from a corporation to shareholders and government spending.
This presentation also deals with how profits flow into dividends as well as impact shareholder value. Shareholder value is key as it triggers the value of mutual funds and pensions funds.
The document summarizes key aspects of the Obama era for the United States across multiple areas:
- Obama faced significant economic challenges when taking office during a recession and implemented the TARP program and Keynesian economic policies to stimulate the economy.
- Job growth occurred but was slower than under previous presidents. Unemployment remained high for many years after the recession.
- GDP growth did not reach 3% in any single year under Obama, which had not happened previously.
- The housing sector recovered slowly from the crisis and recession. Income inequality and numbers in poverty increased over Obama's terms.
- Obama focused on environmental issues and clean energy but domestic oil and gas production also increased significantly during his
Scandinavia vs canada comparison of social and economic policiespaul young cpa, cga
This presentation discuss various policies like corporate taxation, personal taxation, valued-added taxation, poverty, income inequality, income distribution and other policies.
The focus is on countries like Norway, Sweden, Finland and Denmark. Canada has been told by many socialist that they should follow the Scandinavia model when it comes to taxation and social programs.
Federal government programs to support innovation and businesspaul young cpa, cga
This presentation will discuss innovation and business support programs in Canada.
The federal government provides different programs as part of supporting economic growth in Canada.
Deficit spending occurs when a government spends more money than it collects in taxes, adding to its net debt. While deficit spending can boost GDP through infrastructure projects and social programs in the short term, large and growing deficits relative to GDP will increase a country's debt-to-GDP ratio over time. For Canada, consumer spending drives about 2/3 of GDP, while government spending, business investment, and exports also play important roles and should be considered when implementing deficit-financed infrastructure plans.
This presentation explains what trickle down economics means to economy.
The presentation will look at taxation and how revenue flows through the economy.
This document provides an analysis of Canada's middle class through a presentation by Paul Young, CPA, CGA. It discusses definitions of the middle class, impact of tax cuts, rankings, quotes on the middle class, household income growth, Liberal and Conservative party tax policies, comments on the standard of living, and comparisons to Scandinavian social and economic models. Key points covered include that two-thirds of Canadians earning under $45,000 see no benefit from the Liberal tax cut, Canada's wealthiest 10% will get half the benefits, and provincial policies have negatively impacted the middle class through rising costs of living.
This document summarizes a dissertation about sensory overload as a factor in crisis decision-making and communications by emergency first responders. The dissertation tests two hypotheses: 1) sensory overload contributes to ineffective communications among first responders, and 2) commanders at emergency scenes mishandle radio messages even when equipment is functioning properly. Through case studies of actual incidents and training exercises, the author observed common features of communications dysfunction, such as messages requiring repeating, going unanswered, or being missed. The author found validation of both hypotheses, with missed messages often occurring due to distractions, confusion, noise, or no apparent reason. Physiological stress reactions may underlie some missed messages. The dissertation aims to improve emergency communications by addressing human factors and
Canada played an important role in WWII both overseas and on the home front. The disastrous Dieppe Raid of 1942 saw over 2,000 Canadians captured. However, Canadians also contributed greatly to the Allied war efforts through participation in the Battle of the Atlantic, the invasion of Italy, and the pivotal D-Day invasion of Normandy on June 6, 1944. By the end of the war in 1945, Canadian forces had helped liberate parts of Europe and played a role in the Manhattan Project to develop nuclear weapons.
Este documento presenta cuatro propuestas conciliatorias para modificar el Acuerdo de Paz firmado entre el gobierno colombiano y las FARC. Propone mantener un diálogo inclusivo entre líderes políticos, promover una ley de amnistía para guerrilleros condicionada al desarme, establecer que el Acuerdo informará las normas de implementación en lugar de integrar el bloque de constitucionalidad, y respaldar la Jurisdicción Especial para la Paz tal como la concibe la Corte Suprema. El objetivo es encontrar un
Honor Killings - A Facet of Sharia Law WorldwideJohn Guandolo
John Guandolo leverages his past experience as a U.S. Marine Corps officer and FBI special agent in guiding UnderstandingTheThreat.com and bringing a focus to urgent counterterrorism issues. John Guandolo’s organization provides insight into organizations that often pose as moderate but are instead focused on creating a restrictive society under Islamic Law.
Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptxpaul young cpa, cga
Canadian retail sales dropped 0.3% in August, the first decline since March, as higher interest rates start to impact household budgets. Seven of the nine retail subsectors saw sales increases in July, led by food and beverage retailers, while motor vehicle and parts dealers saw the largest decrease. Excluding autos, retail sales in July rose 1%, double expectations. The report suggests Canadians are tightening spending as more face higher mortgage payments and gas prices due to Bank of Canada rate hikes aimed at slowing inflation.
Addressing issues with the Public Sector Governance Model.pptxpaul young cpa, cga
The key challenges facing Australian business leaders in 2023 include:
1. Talent acquisition, retention and training staff for digital transformation.
2. Implementing successful digital transformation while managing cyber risks.
3. Adapting to changing regulations and reporting requirements.
Health risks from COVID-19, social reputation concerns, and disruptive emerging technologies are also significant social challenges impacting Australian businesses. Over the next 3-5 years, talent management for digitization, cybersecurity, digital transformation, regulatory changes, and identifying new growth opportunities will be the top challenges according to business leaders.
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
- Canadian manufacturing sales increased 1.6% in July, led by higher sales in food products, petroleum and coal products, and transportation equipment. Paper and plastics sales decreased the most.
- Inventory levels increased slightly while unfilled orders decreased, pointing to a potential slowdown.
- The manufacturing sector in Canada will continue to face challenges such as global economic uncertainty, rising costs, supply chain issues, climate change risks, and skills shortages.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...paul young cpa, cga
The document provides an overview of key metrics and trends in the logistics, warehousing, distribution, and transportation sector. It includes data on consumer price index, diesel fuel costs, freight indexes, e-commerce sales, retail sales, class 8 truck sales, EPA emissions standards, trailer sales, and tonnage. It also discusses supply chain management solutions like planning analytics, blockchain, and AI assistants. Finally, it touches on topics like infrastructure spending, automation, and ESG reporting.
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...paul young cpa, cga
United States retail sales rose 0.6% in August despite flat sales at internet retailers after Amazon Prime Day. Most of the increase was due to higher gasoline prices. While consumer spending has been strong, higher interest rates and a slowdown in hiring are expected to restrain purchases in the coming months. Forecasters predict the 2023 holiday shopping season could be the weakest in five years due to economic challenges facing consumers. The retail sector continues facing inventory management challenges and social governance issues.
How to improve the Governance Model for the Public Sector - United States - S...paul young cpa, cga
This document provides a summary of strategies to improve governance in government. It discusses factors that impact governance like transparency and accountability. It recommends using performance audits to assess key performance indicators and ensure recommendations are implemented. Other strategies include improving data ethics and literacy, mitigating geopolitical risks, adopting ESG reporting, and using technology like audit analytics and AI to enhance governance. The overall goal is for government to deliver programs and tax policies with value for money and transparency.
This document provides an analysis of the agriculture output and equipment sector for August 2023. It includes discussions of commodity prices, crop estimates, energy prices, food prices, farming incomes, top farming states, food processors, and the role of technology and government in farming. Key points covered include rising input costs challenging farmers, preliminary crop estimates for Canada, volatility in oil and diesel prices impacting farm expenses, and opportunities for data and automation to help address issues in the agriculture industry.
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...paul young cpa, cga
This document provides an overview and agenda for a presentation on the biotech, pharmaceutical, and healthcare sector. It includes:
- An introduction and biography of presenter Paul Young CPA CGA
- An agenda covering topics like vaccine production, drug discovery, innovation in areas like storage and AI, and the life sciences strategy
- Links and summaries of information on these topics, including the top vaccine manufacturers, regulations in Canada, and growth in the pharmaceutical market
The presentation aims to discuss key areas of the biotech/pharmaceutical sector including vaccine development and production, drug discovery, innovation, and strategies for the life sciences industry. Links and outside sources are provided to support the topics in the agenda.
Better Public Safety Management using Analytics - September 2023.pptxpaul young cpa, cga
This document discusses using analytics to improve public safety management. It outlines rising public safety costs for governments and key issues facing policing like complex crimes and accountability. The document presents crime rate data for Canada and discusses building machine learning models in SPSS and dashboards in Cognos Analytics to analyze police data and forecast expenses. Finally, it lists potential next steps for crime in Canada like bail and corrections reforms, gun control, and increased police oversight.
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Workforce Planning and Employment Analysis - August 2023.pptxpaul young cpa, cga
The document discusses workforce planning and employment analysis. It provides an overview of employment statistics in the United States, Canada, and Australia. It then discusses Sysco's workforce planning model and the role of the CFO in workforce planning. Finally, it defines autonomous finance as the automation of financial operations through software and algorithms, and provides some key statistics on its adoption.
Global Automotive - Analysis and Commentary - August 2023.pptxpaul young cpa, cga
This presentation provides an overview of key trends in the global automotive sector in August 2023. It discusses 1) sales trends in Canada, the US and globally, 2) the growth of electric vehicles and focus on reducing emissions, and 3) ongoing transformation in the industry through automation, connectivity and new technologies. Sources included discuss topics like electric vehicle production and adoption, public safety issues regarding EV fires, gasoline and car prices, supply chain challenges, and green transitions in transportation.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Garments ERP Software in Bangladesh _ Pridesys IT Ltd.pdfPridesys IT Ltd.
Pridesys Garments ERP is one of the leading ERP solution provider, especially for Garments industries which is integrated with
different modules that cover all the aspects of your Garments Business. This solution supports multi-currency and multi-location
based operations. It aims at keeping track of all the activities including receiving an order from buyer, costing of order, resource
planning, procurement of raw materials, production management, inventory management, import-export process, order
reconciliation process etc. It’s also integrated with other modules of Pridesys ERP including finance, accounts, HR, supply-chain etc.
With this automated solution you can easily track your business activities and entire operations of your garments manufacturing
proces
Discover innovative uses of Revit in urban planning and design, enhancing city landscapes with advanced architectural solutions. Understand how architectural firms are using Revit to transform how processes and outcomes within urban planning and design fields look. They are supplementing work and putting in value through speed and imagination that the architects and planners are placing into composing progressive urban areas that are not only colorful but also pragmatic.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
HR search is critical to a company's success because it ensures the correct people are in place. HR search integrates workforce capabilities with company goals by painstakingly identifying, screening, and employing qualified candidates, supporting innovation, productivity, and growth. Efficient talent acquisition improves teamwork while encouraging collaboration. Also, it reduces turnover, saves money, and ensures consistency. Furthermore, HR search discovers and develops leadership potential, resulting in a strong pipeline of future leaders. Finally, this strategic approach to recruitment enables businesses to respond to market changes, beat competitors, and achieve long-term success.
Dive into this presentation and learn about the ways in which you can buy an engagement ring. This guide will help you choose the perfect engagement rings for women.
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Final ank Satta Matka Dpbos Final ank Satta Matta Matka 143 Kalyan Matka Guessing Final Matka Final ank Today Matka 420 Satta Batta Satta 143 Kalyan Chart Main Bazar Chart vip Matka Guessing Dpboss 143 Guessing Kalyan night
Cover Story - China's Investment Leader - Dr. Alyce SUmsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
Brian Fitzsimmons on the Business Strategy and Content Flywheel of Barstool S...Neil Horowitz
On episode 272 of the Digital and Social Media Sports Podcast, Neil chatted with Brian Fitzsimmons, Director of Licensing and Business Development for Barstool Sports.
What follows is a collection of snippets from the podcast. To hear the full interview and more, check out the podcast on all podcast platforms and at www.dsmsports.net
Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...Herman Kienhuis
Presentation by Herman Kienhuis (Curiosity VC) on developments in AI, the venture capital investment landscape and Curiosity VC's approach to investing, at the alumni event of Amsterdam Business School (University of Amsterdam) on June 13, 2024 in Amsterdam.
Digital Marketing with a Focus on Sustainabilitysssourabhsharma
Digital Marketing best practices including influencer marketing, content creators, and omnichannel marketing for Sustainable Brands at the Sustainable Cosmetics Summit 2024 in New York