The document discusses property rates and buying procedures in India. It provides data on property rates in various cities and neighborhoods in Mumbai. It outlines the steps to buy a property, including defining criteria, searching, acceptance, getting a mortgage, insurance, paperwork, and contracts. It also discusses fees involved like taxes, insurance, appraisal fees, and more. It lists types of home loans and required documents. Overall, the document serves as a guide to property rates, procedures, costs and loans for buying property in India.
How To Make BIG Profits With Short Term RentalsCharles Blair
One of the Most talked about Real Deal Meetup Event presentations is now LIVE In FULL HD quality Video & Sound.
http://bit.ly/ShortTermRentalsVideo
Brittney Calloway "How To Make BIG Profits With Short Term Rentals.
Over 3 1/2 hour of FREE Content, No BS, No Gurus Allowed
http://bit.ly/ShortTermRentalsVideo
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The North Pointe Office of Berkshire Hathaway HomeServices Homesale Realty's bi-monthly Zoom office meeting covering the following topics: 1. A redesigned Realtors Property Resource (RPR), 2. Reducing liability when buyer uses a sight unseen clause in offer, and 3. Are we creeping toward a real estate housing bubble?
How To Make BIG Profits With Short Term RentalsCharles Blair
One of the Most talked about Real Deal Meetup Event presentations is now LIVE In FULL HD quality Video & Sound.
http://bit.ly/ShortTermRentalsVideo
Brittney Calloway "How To Make BIG Profits With Short Term Rentals.
Over 3 1/2 hour of FREE Content, No BS, No Gurus Allowed
http://bit.ly/ShortTermRentalsVideo
Are We Creeping Toward a Real Estate Housing Bubble?Tom Blefko
The North Pointe Office of Berkshire Hathaway HomeServices Homesale Realty's bi-monthly Zoom office meeting covering the following topics: 1. A redesigned Realtors Property Resource (RPR), 2. Reducing liability when buyer uses a sight unseen clause in offer, and 3. Are we creeping toward a real estate housing bubble?
The report examines 4 sectors of ODE: Transportation, Real Estate, Labor, and Products. For each sector we’ve analyzed the potential to build huge businesses that leverage technology to reimagine how physical goods and services are delivered and how they will transform the way we live our lives and conduct business.
Created by Zach Noorani and Shervin Pishevar with significant contributions from Jennie Baird.
2023 NAR Profile of Home Buyers and Sellers - Big Changes & Some StabilityTom Blefko
Sales meeting presentation on December 5, 2023, for the North Point Office of Berkshire Hathaway HomeServices Homesale Realty covering the following topics: 1. How to decrease your interest rate (Homesale Mortgage), 2. Benefits of the enhanced title policy (Homesale Settlement Services), 3. Items/Issues affecting an insurance quote (Homesale Insurance), 4. Seven unexpected rental property costs (American Heritage Property Management), 5. Updates to Payload Keybox, 6. Handling incoming and outgoing referrals, 7. Time to update you HUDHomestore account, 8. Imagine a world without the National Association of REALTORS, 9. Insights and revelations from the 2023 NAR Profile of Home Buyers and Sellers.
ArthaYantra Buy vs Rent Score (ABRS™) is an effort to seamlessly integrate a consumer's concern vis-a-vis ability to afford buying and renting. It brings objectivity to the decision of renting vs. buying a home.
A place where people can connect to rent, buy or sell goods and services. Launched in 2014 with the vision for renters , buyers and sellers to “meet online & transact offline”. Headquartered in Pune.right now we are only in Pune to serving you a best service. We now have over 15 categories and 150 sub-categories, with the most popular being cars and bikes, electronics, real estate & many more.
At our website, we have created an online community which is simple and secure. Our purpose is to help a billion plus Indians satisfy their many local needs in the quickest, smartest way possible. We do this by connecting and helping them transact with fellow consumers and local businesses in an environment of trust and security.
Very soon we are coming with 10 largest cities in INDIA.
It all begins with that first property. So what do you need to know before you begin your real estate investment journey? This presentation will give you all the basics of how to successfully buy your first investment property. During this in-depth workshop you will learn The 5 Steps to Owning Investment Real Estate:
1. Goal setting
2. Financing
3. Due Diligence
4. Property Management
5. The Closing Process
We will also teach you:
- How to Obtain the Best Financing for Investors
- Property Management In’s and Out’s
- Which Markets in the Country to Invest
- How to Analyze the Financials (Actual Deals)
- How to Eliminate as Much Risk as Possible
- Tax Benefits of Owning Investment Property
Our company has helped over 50,000 invest in real estate since 1979 and you can do it too. By joining us for this presentation, you will have the opportunity to get connected to a real estate advisor who can walk you through all the steps afterwards for absolutely no cost.
Who earns more? Stock brokers or Real Estate brokers?Manaan Choksi
why stock brokers earn less than real estate broker for the same time they invest? learn more about the differences and the benefits of one over the other
Tips for Successful Rent Recovery | Webinar with Robert Locke (Property Manag...AppFolio
With co-hosts NARPM, we hosted a fantastic webinar with Real Estate Professional, Robert Locke, on the topic of ‘Tips for Successful Rent Recovery.” The webinar provided insider information and real world examples of how you can run a success rent recovery business. Attendees learned some best practices of how to collect rent from tenants post move out and took away some key strategies that will help you collect balances lost.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
The report examines 4 sectors of ODE: Transportation, Real Estate, Labor, and Products. For each sector we’ve analyzed the potential to build huge businesses that leverage technology to reimagine how physical goods and services are delivered and how they will transform the way we live our lives and conduct business.
Created by Zach Noorani and Shervin Pishevar with significant contributions from Jennie Baird.
2023 NAR Profile of Home Buyers and Sellers - Big Changes & Some StabilityTom Blefko
Sales meeting presentation on December 5, 2023, for the North Point Office of Berkshire Hathaway HomeServices Homesale Realty covering the following topics: 1. How to decrease your interest rate (Homesale Mortgage), 2. Benefits of the enhanced title policy (Homesale Settlement Services), 3. Items/Issues affecting an insurance quote (Homesale Insurance), 4. Seven unexpected rental property costs (American Heritage Property Management), 5. Updates to Payload Keybox, 6. Handling incoming and outgoing referrals, 7. Time to update you HUDHomestore account, 8. Imagine a world without the National Association of REALTORS, 9. Insights and revelations from the 2023 NAR Profile of Home Buyers and Sellers.
ArthaYantra Buy vs Rent Score (ABRS™) is an effort to seamlessly integrate a consumer's concern vis-a-vis ability to afford buying and renting. It brings objectivity to the decision of renting vs. buying a home.
A place where people can connect to rent, buy or sell goods and services. Launched in 2014 with the vision for renters , buyers and sellers to “meet online & transact offline”. Headquartered in Pune.right now we are only in Pune to serving you a best service. We now have over 15 categories and 150 sub-categories, with the most popular being cars and bikes, electronics, real estate & many more.
At our website, we have created an online community which is simple and secure. Our purpose is to help a billion plus Indians satisfy their many local needs in the quickest, smartest way possible. We do this by connecting and helping them transact with fellow consumers and local businesses in an environment of trust and security.
Very soon we are coming with 10 largest cities in INDIA.
It all begins with that first property. So what do you need to know before you begin your real estate investment journey? This presentation will give you all the basics of how to successfully buy your first investment property. During this in-depth workshop you will learn The 5 Steps to Owning Investment Real Estate:
1. Goal setting
2. Financing
3. Due Diligence
4. Property Management
5. The Closing Process
We will also teach you:
- How to Obtain the Best Financing for Investors
- Property Management In’s and Out’s
- Which Markets in the Country to Invest
- How to Analyze the Financials (Actual Deals)
- How to Eliminate as Much Risk as Possible
- Tax Benefits of Owning Investment Property
Our company has helped over 50,000 invest in real estate since 1979 and you can do it too. By joining us for this presentation, you will have the opportunity to get connected to a real estate advisor who can walk you through all the steps afterwards for absolutely no cost.
Who earns more? Stock brokers or Real Estate brokers?Manaan Choksi
why stock brokers earn less than real estate broker for the same time they invest? learn more about the differences and the benefits of one over the other
Tips for Successful Rent Recovery | Webinar with Robert Locke (Property Manag...AppFolio
With co-hosts NARPM, we hosted a fantastic webinar with Real Estate Professional, Robert Locke, on the topic of ‘Tips for Successful Rent Recovery.” The webinar provided insider information and real world examples of how you can run a success rent recovery business. Attendees learned some best practices of how to collect rent from tenants post move out and took away some key strategies that will help you collect balances lost.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
The French Revolution Class 9 Study Material pdf free download
PROPERTY IN INDIA
1. NCRD’s STERLING INSTITUTE OF MANAGEMENT STUDIES
PROPERTY IN INDIA
SUBMITTED BY
KHUSHBU CHAUDHARI ( C-04)
ASHOK PATEL(C-16)
PRANAY RAGABHAGAT(C-19)
PRIYANKA PATIL ( C- 17)
SANDEEP RAMRAJE (C- 23)
FY MMS
ACADEMIC YEAR: 2012-2013
SUBMITTED TO
PROF. SEEMA LADDHA
2. WHAT IS PROPERTY
• Any subset of land that has been legally defined and the
improvements to it made by human efforts: any
buildings, machinery, wells, dams, ponds, mines, canals,
roads, etc.
•LAND
•PLOT
•FLAT
Our main focus on home the basic need
3. 45
40
35
30
25
2009
20
2010
15
2011
10 2012
5
0
Data produced by WWW.MONEYCONTROL.COM
6. STEP TO BUY PROPERTY
Buying a home can be a long and complex process, but
there are certain steps you can follow to make it as smooth
as possible.
Define your criteria
Beginning the search
Acceptance
Getting a mortgage
Buy buildings insurance
Paperwork
Exchange of contracts
7. The Fees Involved in Buying a Home
•Private mortgage insurance
•Homeowner’s insurance
•Title insurance
•Appraisal fees
•Escrow fees
•Points or origination fees
•Credit report fees
•Document preparation fees
•Survey fee
•Pest or mold inspection
•Property taxes
•State recording fees
8. Keep in mind that not all of these fees will always apply. Some may be
waived or paid for by the lender or seller. Even so, it is important that
you understand what the fees are and who is responsible for paying
them before finalizing the purchase of your new home
Homeowner’s insurance: When borrowing money to purchase a
home, insurance is required. In many cases, this means buying a policy before
closing on the home.
Title insurance: This insurance covers you in the unlikely case that the person
who sold you the house didn’t actually own it or if information on the title was
false.
Appraisal fees: An appraisal is needed so that a current fair market value for
your home can be established for tax purposes.
Escrow fees: During the closing process, an escrow account will usually hold
the money while the buyer and seller finalize the agreement. In
addition, you’ll probably have a portion of your monthly mortgage payment go
into escrow in order to pay for property taxes and insurance.
e
9. Points or origination fees: An origination fee is paid to the bank or lender for their
services in creating the loan. A point is 1 percent of the loan, and is often worked into
the total cost of the loan.
Credit report fees: In order to secure a loan, the lender will require a verified credit
report.
Document preparation fees: The lender or broker will usually have a fee to cover the
preparation of the required documents for the loan.
Survey fee: If an existing survey of the land cannot be obtained, a new survey will have
to be conducted in order to determine exact boundaries of the property.
Pest or mold inspection: While not generally required for a brand new home, the
purchase of an older home may require an inspection for pests such as termites as well
as mold. This requirement can vary by location.
Property taxes: In some cases, you may owe some property taxes immediately if the
seller has already paid taxes for a time period where you will be the owner. Also, there
may be other municipal taxes or fees for sewer or water that need to be taken care of.
State recording fees: Depending on where you live, there may be a fee required for
recording and holding the information regarding the sale.
10. Home loan provide banks
MANY BANK ARE PROVIDE SOME ARE GIVEN BELOW
• SBI
•HDFC
•ICICI
•IDBI
•CANARA
•AXIS
11. Documents required in Home Loan
•Age Proof
•Address Proof
•Income Proof of the applicant & co-applicant Last 6 months bank
A/C statement
•Passport size photograph of the applicant & co-applicant
•Last 3 year IT Return
In case of Salaried
•Employment certificate from the employer
•Copies of pay slips for last few months and TDS certificate
•Latest Form 16 issued by employer Bank statements
In case of Self-employed
•Copy of audited financial statements for the last 2 years
•Copy of partnership deed if it is a partnership firm or copy of
memorandum of association and articles of association if it is a
company
•Profit and loss account for the last few years
•Income tax assessment order
12. Types of Home Loan
• Home Purchase Loan
• Home Improvement Loan
• Home Extension Loan
• Home Conversion Loan
• Home Construction Loan
• Land Purchase Loan
13. Home Loan Process & various steps involved
• find your property
• Know the Home Loan Eligibility
• Select the Best Home Loan after evaluation
• Applying for the Loan
• Documentation & Verification Process
• Credit & default check
• Bank sanctions Loan & Offer letter to the borrower
• Acceptance Copy to the Bank
• Bank checks the legal document
• Signing of agreement & the loan disbursal
14.
15. Different Types Charge to WHILE BUYING TIME
• Property Taxes
• Broker fees
• Stamp duty
• Registration Fees
16. HOW TO SAVE A MONEY
• INCOME TAX
• STAMP DUTY
• REGISTRATION CHARGE
• LTCG
• STCG
17. Income Tax
• Section 80(c) is with respect to the “Principal
Repayment” of the Home Loan.
• Rs. 1,50,000 of your total tax liability
• Reconstruction or renewal or repairs is
eligible.
18. STCG LTCG
• Period= less 36 months • Period= More than 36 months
• pay tax according to your • Taxed at 20% with the
income tax slabs.. indexation benefits
• 20% of the [(Price of sale) –
{Original price X ( CII for the
Selling year / CII for the Buying
year)}]
• Rural Electrification
Corporation (REC), National
Housing Bank (NHB),
19. STAMP DUTY
STATE STAMP DUTY CHARGE FOR STAMP DUTY CHARGE FOR
MALE ( %) FEMALE (%)
Tripura, Andhra Pradesh 5 3
Punjab 6 4
West Bengal, Manipur 7 AMENDMENT IN LAW
Nagaland, Madhya Pradesh 8 6
Delhi 6 4
Haryana 10 8
Uttar Pradesh 6 Process in Law
Gujarat 10 9
Maharashtra Depend on property valve ----------
20. Robert Vadra and DLF deal
Place Year Buy Price Stamp Actual Stamp Current
Duty Paid Price Duty Paid Price
DLF 2009 5 Cr. for 50 lk. 5- 8 Cr. 4-6 Cr. 10-15 Cr.
Magnolia 7 Flate Each Each
DLF Aralias 2010 10000 Sq. 9 Lk. 20 Cr. or 2 Cr. Or 30 Cr.
(Gurgaon) feet More More More
Apartmen
t in Just
89 Lk
DLF Hilton 2010 50% 3.2 Cr. 150 Cr. 15 Cr. 250 Cr.
Garden Inn share in
32 crore
Report is Produced by INDIA AGAINST CORRUPTION on Dated 15 Oct 2012