This document discusses Nedbank's small business services. It focuses on businesses with annual turnovers between R500,000 and R10 million. Nedbank segments the small business market to better address diverse needs. It helps startups with free transactional banking if they take out a R100,000 loan. It also assists franchises, professional entities, and established businesses. Nedbank understands challenges like access to markets, finances, and support services, and offers banking and additional services to address these challenges.