This document provides an introduction to money and banking. It discusses how money flows through the economy with the help of banks and financial markets, and how government policy and the Federal Reserve influence monetary systems. Key entities like the Federal Reserve determine money supply and interest rates, regulate banks, and aim to prevent crises like bank runs. The document also presents 10 surprising facts about money and banking, such as how interest compounds over time, how foreign holdings of U.S. dollars exceed domestic holdings, and how the Federal Reserve creates money through accounting adjustments.