Poverty (Citizenship 2)
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Muhammad Yunus is a Bangladeshi social entrepreneur who founded the Grameen Bank to provide small, collateral-free loans to poor people in Bangladesh. Inspired by the 1974 Bangladesh famine, he started providing microloans in 1976 and won the Nobel Peace Prize in 2006 for his work in alleviating poverty. Today, Grameen Bank has over 8 million borrowers across 80,000 villages in Bangladesh, with 94% of its loans going to women. Yunus' model of microfinance has been replicated in over 50 countries and has greatly helped empower many impoverished people, especially women.
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Muhammad Yunus
Muhammad Yunus saw a need to provide loans to poor people in Bangladesh and started small experiments lending money that was repaid. This grew into the Grameen Bank in 1983, which pioneered microloans between $27-500 that allowed the poor to start businesses and pull themselves out of poverty. By 2008, Grameen Bank had loaned over $6 billion to 7.5 million borrowers, mostly women. Based on its success, over 250 other organizations in 100 countries now operate microlending programs based on Grameen Bank's model. Yunus and Grameen Bank won the Nobel Peace Prize in 2006 for their work in creating economic and social development through microfinance.
Poverty
The document discusses the history and impact of the Grameen Bank and its founder, Muhammad Yunus. It describes how Yunus pioneered microcredit and microfinance by providing small, collateral-free loans to poor entrepreneurs in Bangladesh through the Grameen Bank. The bank reversed conventional banking practices and has grown significantly, with over 8 million borrowers as of 2011, 97% of whom are women. Studies show over half of borrowers have risen out of poverty due to the loans. The bank has a high repayment rate of over 98% and is owned primarily by its borrowers.
Help the poor
Professor Muhammad Yunus founded Grameen Bank in 1976 to provide financial services like loans, savings accounts, and insurance to poor rural communities in Bangladesh. Grameen Bank targets women in particular, as studies show their earnings are more likely to improve living standards for families. By 2006, Grameen Bank had helped over 8 million families and received the Nobel Peace Prize for its efforts to alleviate poverty from the bottom up.
Social entrepreneur the hahateam
Muhammad Yunus is a Bangladeshi economist who pioneered microcredit and microfinance. In 1976, he provided small loans totaling $27 to 42 women in a Bangladeshi village to help them purchase materials for their bamboo furniture businesses. This helped the women lift themselves out of poverty. Yunus went on to found Grameen Bank, which provides small, low-interest loans primarily to impoverished women. Today, over 97% of Grameen Bank's 7.5 million borrowers are women. The bank aims to provide $176 million in loans over five years to help the millions of Americans who lack access to traditional banking.
Grameen bank (presentation)
- Grameen Bank was founded in Bangladesh in 1976 by Muhammad Yunus to provide small, collateral-free loans known as "microcredit" to impoverished individuals, especially women.
- Using a group lending model where borrowers belong to five-member solidarity groups, Grameen Bank pioneered microcredit to promote self-employment and poverty alleviation among Bangladesh's poor.
- In 2006, Grameen Bank and Muhammad Yunus received the Nobel Peace Prize for their efforts to create economic and social development through providing microcredit. Grameen Bank now has over 7 million borrowers, mostly women.
Role of Grameen Bank In Poverty alleviation
The Grameen Bank was founded in 1976 in Bangladesh to provide microloans to the rural poor, especially women. It pioneered a group lending model where borrowers form groups and act as collateral for each other to obtain loans without traditional collateral requirements. Key aspects include peer pressure for repayment, information sharing between group members, and mutual insurance against risks. Over 30 years, Grameen Bank has grown to serve over 6 million members and spawned other microfinance programs. Its success in reducing poverty through microcredit earned its founder Muhammad Yunus and Grameen Bank the 2006 Nobel Peace Prize.
Akhuwat One Rupee A Day
This document summarizes information about Akhuwat, a nonprofit microfinance organization in Pakistan. It provides statistics on the number of families supported and amount disbursed in loans. It also describes Akhuwat's objectives of providing interest-free loans and training to help families become self-reliant. Additionally, it outlines Akhuwat's various social programs and ventures, including its "One Rupee A Day" campaign encouraging small daily donations to fund additional loans.
Alhuda cibe - Akhuwat interest free microfinance
Akhuwat is a nonprofit microfinance organization established in Pakistan in 2001 with the goal of alleviating poverty through interest-free loans. Its core principles include providing interest-free loans (Qard e Hasan), using religious places like mosques and churches, promoting volunteerism, and transforming borrowers into donors. Akhuwat has grown significantly since 2001 and now has over 500 branches, 3,000 staff members, and has disbursed over $300 million in loans with a recovery rate of 99.8%. It aims to alleviate poverty by empowering families through various loan products while also providing social and entrepreneurial training.
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Muhammad Yunus
Muhammad Yunus saw a need to provide loans to poor people in Bangladesh and started small experiments lending money that was repaid. This grew into the Grameen Bank in 1983, which pioneered microloans between $27-500 that allowed the poor to start businesses and pull themselves out of poverty. By 2008, Grameen Bank had loaned over $6 billion to 7.5 million borrowers, mostly women. Based on its success, over 250 other organizations in 100 countries now operate microlending programs based on Grameen Bank's model. Yunus and Grameen Bank won the Nobel Peace Prize in 2006 for their work in creating economic and social development through microfinance.
Poverty
The document discusses the history and impact of the Grameen Bank and its founder, Muhammad Yunus. It describes how Yunus pioneered microcredit and microfinance by providing small, collateral-free loans to poor entrepreneurs in Bangladesh through the Grameen Bank. The bank reversed conventional banking practices and has grown significantly, with over 8 million borrowers as of 2011, 97% of whom are women. Studies show over half of borrowers have risen out of poverty due to the loans. The bank has a high repayment rate of over 98% and is owned primarily by its borrowers.
Help the poor
Professor Muhammad Yunus founded Grameen Bank in 1976 to provide financial services like loans, savings accounts, and insurance to poor rural communities in Bangladesh. Grameen Bank targets women in particular, as studies show their earnings are more likely to improve living standards for families. By 2006, Grameen Bank had helped over 8 million families and received the Nobel Peace Prize for its efforts to alleviate poverty from the bottom up.
Social entrepreneur the hahateam
Muhammad Yunus is a Bangladeshi economist who pioneered microcredit and microfinance. In 1976, he provided small loans totaling $27 to 42 women in a Bangladeshi village to help them purchase materials for their bamboo furniture businesses. This helped the women lift themselves out of poverty. Yunus went on to found Grameen Bank, which provides small, low-interest loans primarily to impoverished women. Today, over 97% of Grameen Bank's 7.5 million borrowers are women. The bank aims to provide $176 million in loans over five years to help the millions of Americans who lack access to traditional banking.
Grameen bank (presentation)
- Grameen Bank was founded in Bangladesh in 1976 by Muhammad Yunus to provide small, collateral-free loans known as "microcredit" to impoverished individuals, especially women.
- Using a group lending model where borrowers belong to five-member solidarity groups, Grameen Bank pioneered microcredit to promote self-employment and poverty alleviation among Bangladesh's poor.
- In 2006, Grameen Bank and Muhammad Yunus received the Nobel Peace Prize for their efforts to create economic and social development through providing microcredit. Grameen Bank now has over 7 million borrowers, mostly women.
Role of Grameen Bank In Poverty alleviation
The Grameen Bank was founded in 1976 in Bangladesh to provide microloans to the rural poor, especially women. It pioneered a group lending model where borrowers form groups and act as collateral for each other to obtain loans without traditional collateral requirements. Key aspects include peer pressure for repayment, information sharing between group members, and mutual insurance against risks. Over 30 years, Grameen Bank has grown to serve over 6 million members and spawned other microfinance programs. Its success in reducing poverty through microcredit earned its founder Muhammad Yunus and Grameen Bank the 2006 Nobel Peace Prize.
Akhuwat One Rupee A Day
This document summarizes information about Akhuwat, a nonprofit microfinance organization in Pakistan. It provides statistics on the number of families supported and amount disbursed in loans. It also describes Akhuwat's objectives of providing interest-free loans and training to help families become self-reliant. Additionally, it outlines Akhuwat's various social programs and ventures, including its "One Rupee A Day" campaign encouraging small daily donations to fund additional loans.
Alhuda cibe - Akhuwat interest free microfinance
Akhuwat is a nonprofit microfinance organization established in Pakistan in 2001 with the goal of alleviating poverty through interest-free loans. Its core principles include providing interest-free loans (Qard e Hasan), using religious places like mosques and churches, promoting volunteerism, and transforming borrowers into donors. Akhuwat has grown significantly since 2001 and now has over 500 branches, 3,000 staff members, and has disbursed over $300 million in loans with a recovery rate of 99.8%. It aims to alleviate poverty by empowering families through various loan products while also providing social and entrepreneurial training.
Microcredit Presentation
Micro-finance provides small loans and other financial services to low-income individuals who do not have access to traditional banking services. It has helped many people start small businesses and increase their incomes. However, some argue that interest rates on micro-loans are sometimes too high and micro-finance does not address the underlying structural causes of poverty. The document discusses different models of micro-finance organizations and provides examples of how micro-loans have helped individuals and families in developing countries.
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The document discusses guidelines for promoting gender equality among partners of Concern Worldwide India. It provides context on CWI's work to reduce poverty and inequality in India. It outlines an equality audit conducted with six partners in Odisha to identify challenges and opportunities to promote equality in organizational systems, management, programs and practices. The audit examined issues like gender inequalities, caste discrimination and marginalization of tribal communities in Indian society, with the goal of helping CWI and partners better include the most vulnerable groups.
The grameen bank
The Grameen Bank is a microfinance organization and community development bank in Bangladesh that provides small, collateral-free loans known as microcredit primarily to impoverished women in rural Bangladesh. It was founded in 1976 by economist Muhammad Yunus and transformed into an independent bank in 1983. The bank pioneered the concept of microcredit and group lending, where borrowers form solidarity groups and use peer pressure to ensure repayment. It has been highly successful with over 97% repayment rates and has inspired similar programs in over 40 other countries.
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Grameen bank ppt final
Entrepreneurial power and Socio-Economic policies shown by Mr. Yunus. His step to change the cycle of poverty is extremely successful. A micro-created system changed the way lending for poor.
Grameen bank
Grameen Bank is a microfinance organization and community development bank in Bangladesh that provides small loans known as microcredit to impoverished individuals without requiring collateral. It was founded in 1976 and transformed into an independent bank in 1983. Grameen Bank focuses on making loans to poor families, especially women, to help them engage in income-generating activities and lift themselves out of poverty. It pioneered the group lending model where borrowers join groups and can receive sequential loans upon repaying previous ones. Grameen Bank has achieved repayment rates over 95% and has helped over 50 million Bangladeshis rise above the poverty line.
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The document provides details about Grameen Bank, a microfinance organization and community development bank founded in Bangladesh that makes small loans known as microcredit to impoverished people without requiring collateral. It discusses how Muhammad Yunus started providing small loans in 1976 which led to the founding of Grameen Bank in 1983. As of 2012, Grameen Bank had over 8 million borrowers, mostly women, across Bangladesh and had distributed over $12 billion in loans with a repayment rate of 96%. In 2006, Grameen Bank and Muhammad Yunus won the Nobel Peace Prize for their work in reducing poverty.
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Role of micro credit in poverty alleviation
Executive Summary
The study tries to look at the impact of micro credit on the lives of the poor people. There are different views on micro credit as a powerful development tool regarding its success in developing the lives of the poor and some times these views are contradictory. However poverty is a global issue; it is a problem that even the wealthiest nation is facing. In this scenario country like Pakistan is facing a great challenge to alleviate or reduce poverty because poverty is becoming cause of many problems like suicides, illiteracy, unemployment, diseases like depression, stress etc. In order to control these diseases first we have to control poverty. At government level and also at international level many strategies are made every day to control poverty. But now Dr. Younis gave a formula of micro credit that successfully worked in Bangladesh and is now replicated all over the world and also in Pakistan so; the purpose of the study was to observe that what role micro credit plays in Pakistan in poverty alleviation.
The study was conducted in four urban slum areas of Rawal pindi and Islamabad that are Muslim Colony, Dhok Kala Khan, Tehmaspabad and Shakrial. Those people are targeted who have taken micro credit so that the comparison of living standard before and after use of micro credit can be made and hence it can be seen that, if there is any improvement in their living standard after using micro credit or not. The study was based on questionnaires which were distributed after translating it into Urdu so that respondents can easily understand it and fill it accordingly. Sample for this survey was 200 with 50 respondents per area. The dependent variable taken in this study is poverty reduction where as independent variable is micro credit and moderating variable is political environment.
Some of the factors that show poverty reduction are Training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings.
Overall we can say that training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings are important factors of poverty reduction. Because when a person has training and education he can improve his living standard, if a person has clean drinking water and adequate food he will be healthy and can earn in a better way for his family, if his accommodation is better and enough for family members and strong enough for natural disasters he can live in a better way. And obviously if his earning is good and enough for family he can also provide recreational activities to his children and can also afford uncertain expenses such as sudden guest etc and can also do savings for future, then all these things points towards a good life, a life with a good living standard and a life above poverty line. So; all above mentioned factors plays an important role in poverty reduction.
From data analysis it is concluded that the micro credit program is effective in giving un employed people employment such as taxi driver, shop keeper etc and to meet short term needs such as return debt taken from some one else, paying fee, operation, treatment of disease etc. Mostly borrowers of Muslim colony, Dhok Kala Khan, Shakrial and Tehmaspabad have used micro credit to purchase taxi, sewing machine and opening small shop and improving accommodation.
But micro credit system is not the perfect one; it is not a replacement for jobs that are not there and skills that do not exist. Important thing is to make them financially stable, to bring them out of the poverty line and to make them able to sustain their position and improve living condition instead of returning back to the poverty line. It can be done in this way that micro credit institutions can make contract with driving centers that can giving training to those people who don’t know driving on half rate, contracts with boutiques can be made, contracts wit
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Muhammad Yunus observed the 1974 famine in Bangladesh and became involved in poverty education. He established an economic program as a research project that was later adopted by the government. This led him to provide small loans to poor villagers, which grew into the Grameen Bank microfinance model that spread across developing countries in providing financial services to the poor.
Grameen Bank
The story behind the first concerted effort to make financing accessible to the world’s poorest is the stuff of folklore. Befitting the goal of poverty alleviation, the setting for this early experiment was a time of great tragedy in Bangladesh, one of the poorest countries in the world. A small country in the Indian subcontinent with a population of 130 million, a gross national product (GNP) per capita of about $300 and a literacy rate of only 38 percent for those over 15 years of age, 1 Bangladesh experienced drought and famine in 1974 that killed 1.5 million people (Macfarlane 2002). Having recently completed studies as a Fulbright scholar in the United States, Professor Mohammad Yunus was lecturing on economic theory at Chittagong University and growing increasingly frustrated at his inability to ease his neighbours’ suffering.
Micro finance
The document discusses microcredit programs in Pakistan, including the Pakistan Poverty Alleviation Fund which has provided over $100 million to support microcredit through 33 NGOs. It also describes different microcredit models used by organizations like the Grameen Bank, Orangi Charitable Trust, and BUNYAD. Specifically, it outlines BUNYAD Literacy Community Council's microcredit program, which obtains funding through grants from Beit-ul-Maal and the Women's Development Department, as well as loans from the Pakistan Poverty Alleviation Fund.
Grameen Brand of Social Businesses
Grameen Bank began in 1976 by providing small loans to poor villagers in Bangladesh, counteracting exploitative money lenders. It has since grown to over 8 million borrowers, who are mostly women, with a 97% loan repayment rate. Recognizing that Grameen Bank alone was not enough to solve poverty, Muhammad Yunus evolved it into the Grameen brand of social businesses, creating additional companies that provide services to the poor while being financially self-sustaining. The Grameen brand now includes several businesses in sectors like telecoms, energy, housing, and healthcare, demonstrating Yunus' view that innovation is key to building organizations that transform lives and end poverty.
micro finance in alleviating poverty
This document is a paper presentation on microfinance as an innovative tool for poverty reduction. It was presented by Mrs. B. Ramya HariGanesan at a national conference on achieving the Millennium Development Goals. The paper discusses how microfinance has evolved over time from ancient rotating savings and credit associations to modern microcredit pioneered by Muhammad Yunus. It analyzes the impact of microfinance on poverty alleviation in India through case studies. Data from mix-market.org shows that as the number of microfinance institutions has increased from 2000 to 2012, average asset positions and deposit balances have also risen, indicating microfinance has helped improve living standards for the poor. The paper concludes that microfinance plays an
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Micro-finance provides small loans and other financial services to low-income individuals who do not have access to traditional banking services. It has helped many people start small businesses and increase their incomes. However, some argue that interest rates on micro-loans are sometimes too high and micro-finance does not address the underlying structural causes of poverty. The document discusses different models of micro-finance organizations and provides examples of how micro-loans have helped individuals and families in developing countries.
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The Grameen Bank is a microfinance organization and community development bank in Bangladesh that provides small, collateral-free loans known as microcredit primarily to impoverished women in rural Bangladesh. It was founded in 1976 by economist Muhammad Yunus and transformed into an independent bank in 1983. The bank pioneered the concept of microcredit and group lending, where borrowers form solidarity groups and use peer pressure to ensure repayment. It has been highly successful with over 97% repayment rates and has inspired similar programs in over 40 other countries.
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Entrepreneurial power and Socio-Economic policies shown by Mr. Yunus. His step to change the cycle of poverty is extremely successful. A micro-created system changed the way lending for poor.
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Grameen Bank is a microfinance organization and community development bank in Bangladesh that provides small loans known as microcredit to impoverished individuals without requiring collateral. It was founded in 1976 and transformed into an independent bank in 1983. Grameen Bank focuses on making loans to poor families, especially women, to help them engage in income-generating activities and lift themselves out of poverty. It pioneered the group lending model where borrowers join groups and can receive sequential loans upon repaying previous ones. Grameen Bank has achieved repayment rates over 95% and has helped over 50 million Bangladeshis rise above the poverty line.
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The document provides details about Grameen Bank, a microfinance organization and community development bank founded in Bangladesh that makes small loans known as microcredit to impoverished people without requiring collateral. It discusses how Muhammad Yunus started providing small loans in 1976 which led to the founding of Grameen Bank in 1983. As of 2012, Grameen Bank had over 8 million borrowers, mostly women, across Bangladesh and had distributed over $12 billion in loans with a repayment rate of 96%. In 2006, Grameen Bank and Muhammad Yunus won the Nobel Peace Prize for their work in reducing poverty.
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Cooperatives play an important role in India's economy by empowering groups like farmers and weavers. Cooperatives like IFFCO provide seeds, fertilizers and services to promote agriculture. Amul helped dairy farmers by cutting out middlemen and creating a nationwide brand. However, some cooperative banks have also faced fraud issues like the PMC Bank case where loans were illegally disbursed without proper processes. Overall, cooperatives can positively impact communities when managed responsibly with member interests as the priority.
Role of micro credit in poverty alleviation
Executive Summary
The study tries to look at the impact of micro credit on the lives of the poor people. There are different views on micro credit as a powerful development tool regarding its success in developing the lives of the poor and some times these views are contradictory. However poverty is a global issue; it is a problem that even the wealthiest nation is facing. In this scenario country like Pakistan is facing a great challenge to alleviate or reduce poverty because poverty is becoming cause of many problems like suicides, illiteracy, unemployment, diseases like depression, stress etc. In order to control these diseases first we have to control poverty. At government level and also at international level many strategies are made every day to control poverty. But now Dr. Younis gave a formula of micro credit that successfully worked in Bangladesh and is now replicated all over the world and also in Pakistan so; the purpose of the study was to observe that what role micro credit plays in Pakistan in poverty alleviation.
The study was conducted in four urban slum areas of Rawal pindi and Islamabad that are Muslim Colony, Dhok Kala Khan, Tehmaspabad and Shakrial. Those people are targeted who have taken micro credit so that the comparison of living standard before and after use of micro credit can be made and hence it can be seen that, if there is any improvement in their living standard after using micro credit or not. The study was based on questionnaires which were distributed after translating it into Urdu so that respondents can easily understand it and fill it accordingly. Sample for this survey was 200 with 50 respondents per area. The dependent variable taken in this study is poverty reduction where as independent variable is micro credit and moderating variable is political environment.
Some of the factors that show poverty reduction are Training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings.
Overall we can say that training and education, clean water and hygienic environment, nutrition and adequate food, accommodation, income and savings are important factors of poverty reduction. Because when a person has training and education he can improve his living standard, if a person has clean drinking water and adequate food he will be healthy and can earn in a better way for his family, if his accommodation is better and enough for family members and strong enough for natural disasters he can live in a better way. And obviously if his earning is good and enough for family he can also provide recreational activities to his children and can also afford uncertain expenses such as sudden guest etc and can also do savings for future, then all these things points towards a good life, a life with a good living standard and a life above poverty line. So; all above mentioned factors plays an important role in poverty reduction.
From data analysis it is concluded that the micro credit program is effective in giving un employed people employment such as taxi driver, shop keeper etc and to meet short term needs such as return debt taken from some one else, paying fee, operation, treatment of disease etc. Mostly borrowers of Muslim colony, Dhok Kala Khan, Shakrial and Tehmaspabad have used micro credit to purchase taxi, sewing machine and opening small shop and improving accommodation.
But micro credit system is not the perfect one; it is not a replacement for jobs that are not there and skills that do not exist. Important thing is to make them financially stable, to bring them out of the poverty line and to make them able to sustain their position and improve living condition instead of returning back to the poverty line. It can be done in this way that micro credit institutions can make contract with driving centers that can giving training to those people who don’t know driving on half rate, contracts with boutiques can be made, contracts wit
Bb jks
Muhammad Yunus observed the 1974 famine in Bangladesh and became involved in poverty education. He established an economic program as a research project that was later adopted by the government. This led him to provide small loans to poor villagers, which grew into the Grameen Bank microfinance model that spread across developing countries in providing financial services to the poor.
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The story behind the first concerted effort to make financing accessible to the world’s poorest is the stuff of folklore. Befitting the goal of poverty alleviation, the setting for this early experiment was a time of great tragedy in Bangladesh, one of the poorest countries in the world. A small country in the Indian subcontinent with a population of 130 million, a gross national product (GNP) per capita of about $300 and a literacy rate of only 38 percent for those over 15 years of age, 1 Bangladesh experienced drought and famine in 1974 that killed 1.5 million people (Macfarlane 2002). Having recently completed studies as a Fulbright scholar in the United States, Professor Mohammad Yunus was lecturing on economic theory at Chittagong University and growing increasingly frustrated at his inability to ease his neighbours’ suffering.
Micro finance
The document discusses microcredit programs in Pakistan, including the Pakistan Poverty Alleviation Fund which has provided over $100 million to support microcredit through 33 NGOs. It also describes different microcredit models used by organizations like the Grameen Bank, Orangi Charitable Trust, and BUNYAD. Specifically, it outlines BUNYAD Literacy Community Council's microcredit program, which obtains funding through grants from Beit-ul-Maal and the Women's Development Department, as well as loans from the Pakistan Poverty Alleviation Fund.
Grameen Brand of Social Businesses
Grameen Bank began in 1976 by providing small loans to poor villagers in Bangladesh, counteracting exploitative money lenders. It has since grown to over 8 million borrowers, who are mostly women, with a 97% loan repayment rate. Recognizing that Grameen Bank alone was not enough to solve poverty, Muhammad Yunus evolved it into the Grameen brand of social businesses, creating additional companies that provide services to the poor while being financially self-sustaining. The Grameen brand now includes several businesses in sectors like telecoms, energy, housing, and healthcare, demonstrating Yunus' view that innovation is key to building organizations that transform lives and end poverty.
micro finance in alleviating poverty
This document is a paper presentation on microfinance as an innovative tool for poverty reduction. It was presented by Mrs. B. Ramya HariGanesan at a national conference on achieving the Millennium Development Goals. The paper discusses how microfinance has evolved over time from ancient rotating savings and credit associations to modern microcredit pioneered by Muhammad Yunus. It analyzes the impact of microfinance on poverty alleviation in India through case studies. Data from mix-market.org shows that as the number of microfinance institutions has increased from 2000 to 2012, average asset positions and deposit balances have also risen, indicating microfinance has helped improve living standards for the poor. The paper concludes that microfinance plays an
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The document contains questions and answers from an FMEA webinar. Key points from the discussion include:
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This document lists various edtech tools for training including Google image search, WeTransfer, Google advanced search, StartPage, TinyURL, bit.ly, Animoto, Google Fight, blogging to share ideas, voice recording tools like Vocaroo and Voki, word cloud generators like Tagul, and Padlet. Blogging can act as a student forum to share thoughts. These tools can be used for eliciting, warm-up, and pre-teaching activities.
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Similar to Poverty (Citizenship 2)
Your ACTIONS May Change Poverty
Muhammad Yunus founded the Grameen Bank in 1983 to provide microloans to the poor in rural Bangladesh after observing how local loan sharks took advantage of villagers. The bank pioneered the concept of providing small loans without collateral to the very poor, especially women, with the goal of helping the poor become self-employed entrepreneurs. It has since grown to serve over 8 million borrowers in over 85,000 villages across Bangladesh, with a loan repayment rate of over 98%.
Bb value ventures (poverty)
Muhammad Yunus pioneered microcredit and founded Grameen Bank to provide small loans to poor people, especially women in Bangladesh. This allowed millions to work their way out of poverty with dignity. For his work in microfinance and eradicating poverty, Yunus was awarded the 2006 Nobel Peace Prize. Beyond Grameen Bank, he has also created other organizations in Bangladesh addressing poverty issues. However, the Bangladeshi government recently took actions trying to undermine Grameen Bank and remove Yunus from its leadership.
A deeper understanding of poverty final
Muhammad Yunus pioneered the concept of microcredit by lending small amounts of money to poor villagers in Bangladesh who were not served by traditional banks. He founded Grameen Bank to provide microloans to the poor, especially women. By 2007, Grameen Bank had loaned over $6 billion to over 7 million borrowers, demonstrating that the poor can repay loans and start businesses if given access to credit. Yunus' microcredit concept has inspired similar programs in over 100 countries and helped empower the poor worldwide through access to financial services.
Dr. Muhammad Yunus.
Dr. Muhammad Yunus is a Bangladeshi economist who pioneered microcredit and founded the Grameen Bank in 1983. He grew up in a village in Bangladesh and received degrees from universities in Bangladesh and the United States. While working as a professor, he began lending small amounts of money to poor villagers which had an outsized impact on their lives and businesses. This led to the founding of Grameen Bank which provides small loans known as microcredit to rural poor in Bangladesh, especially women, to help them engage in entrepreneurship and lift themselves out of poverty. For his work in microfinance, Yunus received the Nobel Peace Prize in 2006.
Citizenship project 2015
Muhammad Yunus is a Bangladeshi economist who was awarded the Nobel Peace Prize for founding the Grameen Bank and pioneering microcredit and microfinance. He provided small loans known as "microloans" to poor people without requiring collateral when banks advised against it. In 1983, he formed the Grameen Bank based on principles of trust and solidarity. Today, Grameen Bank has over 8 million borrowers in Bangladesh, 97% of whom are women, and has a 97% loan repayment rate, demonstrating microcredit as an effective anti-poverty tool. Grameen methods have been applied in microcredit projects in 58 countries.
Project poverty
Muhammad Yunus started the Grameen Bank in 1983 to provide microloans to poverty-stricken individuals without requiring collateral. Inspired by his interactions with a woman making bamboo stools who struggled to obtain fair-interest loans, Yunus began lending small amounts to the poor directly. The Grameen Bank has since benefited millions of impoverished people across Bangladesh by offering financial services like loans and insurance to rural communities and connecting farmers to new markets. It was founded on the principles of alleviating poverty and empowering women.
Social entrepreneur
Muhammad Yunus is a Bangladeshi banker and economist who pioneered microcredit and microfinance. In 1976, he made small loans to 42 women in a Bangladeshi village from his own pocket, enabling them to start businesses. This led him to found Grameen Bank, which lends primarily to impoverished women and has grown to over 7 million borrowers, 97% of whom are women. Yunus developed microcredit and microfinance concepts to help the poor gain access to banking and lift themselves out of poverty through self-employment and entrepreneurship.
Social entrepreneur
Muhammad Yunus is a Bangladeshi banker and economist who pioneered microcredit and microfinance. In 1976, he provided small loans totaling $27 to 42 bamboo workers in Bangladesh, enabling them to become self-employed entrepreneurs. This led Yunus to found Grameen Bank in 1983, which provides small, low-interest loans primarily to impoverished women without requiring collateral. Today, over 97% of Grameen Bank's 7.5 million borrowers are women, helping to lift them out of poverty through self-employment. Yunus' pioneering work in microcredit and microfinance earned him the 2006 Nobel Peace Prize.
Social entrepreneur
Muhammad Yunus is a Bangladeshi banker and economist who pioneered microcredit and microfinance. In 1976, he provided small loans totaling $27 to 42 bamboo workers in Bangladesh, enabling them to become self-employed entrepreneurs. This led Yunus to found Grameen Bank in 1983, which provides small, low-interest loans primarily to impoverished women without requiring collateral. Today, over 97% of Grameen Bank's 7.5 million borrowers are women, helping to lift them out of poverty through self-employment. Yunus' pioneering work in microcredit and microfinance earned him the 2006 Nobel Peace Prize.
Citizenship stage 2 (poverty)
Professor Muhammad Yunus founded Grameen Bank in 1983 to provide microloans to poverty-stricken individuals in Bangladesh, allowing them to become self-employed entrepreneurs. Since its founding, Grameen Bank has issued over $6 billion in loans to over 7 million borrowers, lifting many out of poverty. For his work in microfinance and social business, Yunus was awarded the 2006 Nobel Peace Prize, becoming the first Bangladeshi Nobel laureate. Grameen Bank pioneered the group lending model that is now replicated worldwide to empower those living in poverty.
Muhammad Yunus
Muhammad Yunus founded the Grameen Bank and pioneered microlending (small loans) to help impoverished people in Bangladesh become self-employed entrepreneurs. In the 1970s, he provided small, no-interest loans to poor women basket weavers when traditional banks refused them loans. This led to the opening of Grameen Bank in 1983, which lends to over 7.5 million poor people. Yunus also developed the concept of "social business" which uses entrepreneurship to help end poverty while being financially self-sustaining. For his pioneering work in microlending, Yunus and Grameen Bank won the 2006 Nobel Peace Prize.
Group titus poverty
Muhammad Yunus founded the Grameen Bank and pioneered microcredit and microfinance, providing small loans to poor entrepreneurs who lacked collateral. He was inspired to start this venture after witnessing widespread poverty in Bangladesh and wanting to provide people with the means to support themselves. His early small loans to villagers were successful, leading him to expand microcredit across Bangladesh with support from the national bank. Yunus viewed poverty as depriving people of dignity and saw microcredit as both a human right and effective poverty alleviation strategy. For his pioneering work, Yunus won the 2006 Nobel Peace Prize jointly with Grameen Bank.
Citizenship stage 2 rey, ryan, nishad
Muhammad Yunus is a Bangladeshi economist and founder of Grameen Bank who pioneered microcredit and microfinance. Inspired to eradicate poverty, he provided small loans to poor people without collateral in the 1970s. This led to the founding of Grameen Bank in 1983, which lends to the poor, especially women, with a very high repayment rate. By 2015, Grameen Bank had over 8 million borrowers in Bangladesh and its microcredit programs have proven effective in reducing poverty and empowering people. Grameen Bank also received worldwide attention, winning the Nobel Peace Prize in 2006 for alleviating poverty.
“A study on the awareness of microfinance institutions in Ahmedabad.”
This document provides an overview of the microfinance industry in India. It discusses the history and evolution of microfinance starting from ancient concepts of small loans to the poor up to modern institutions like Grameen Bank. It outlines the major players in India's microfinance sector and how they have contributed to GDP growth. Some key trends are the diversification of services offered beyond loans, specialization in certain industries, and new channels for clients like branchless banking. The microfinance industry in India saw strong growth in recent years, with gross loan portfolios increasing 38% in fiscal year 2018-2019 and continued growth of loan accounts and funding.
Citizenship( Poverty)
Muhammad Yunus is a Bangladeshi social entrepreneur who founded Grameen Bank and pioneered microcredit and microfinance. He launched an action research project in 1976 to provide banking services to rural poor in Bangladesh. This grew into Grameen Bank which provides small loans to impoverished borrowers without requiring collateral. Yunus received the 2006 Nobel Peace Prize for his microcredit efforts to alleviate poverty. Grameen Bank has over 8 million borrowers in Bangladesh and its branches are located in rural villages to better serve customers. The bank's model of small, weekly installment loans has significantly impacted poverty reduction.
Make Poverty History
Muhammad Yunus is a Bangladeshi social entrepreneur who founded Grameen Bank and pioneered microcredit and microfinance. He launched an action research project in 1976 to provide banking services to rural poor in Bangladesh. This grew into Grameen Bank which provides small loans to impoverished borrowers without requiring collateral. Grameen Bank has expanded to many villages across Bangladesh. Yunus received the 2006 Nobel Peace Prize for his microcredit work creating economic and social development. He has helped over 8 million borrowers and established Grameen Bank branches focused on rural areas to better assist the poor.
The Bank For The Poor
Mr. Muhammad Yunus is a Bangladeshi economist who founded the Grameen Bank to provide microloans to the poor without collateral. In 1976, he made his first loan of $27 from his own pocket to 42 women bamboo workers in a village, demonstrating that very small loans could make a significant impact. For his work establishing microcredit to help alleviate poverty, Mr. Yunus and Grameen Bank received the 2006 Nobel Peace Prize.
The Bank For The Poor
Mr. Muhammad Yunus is a Bangladeshi economist who founded the Grameen Bank to provide microloans to the poor without collateral. In 1976, he made his first loan of $27 from his own pocket to 42 women bamboo workers in a village, demonstrating that very small loans could make a significant impact. For his work establishing microcredit to help alleviate poverty, Mr. Yunus and Grameen Bank received the 2006 Nobel Peace Prize.
Citizenship Stage 2 Poverty 2018
Muhammad Yunus founded Grameen Bank in 1983 to provide microloans to poverty-stricken villagers in Bangladesh. Inspired by his mother's kindness to the poor, Yunus believed that the poor could lift themselves out of poverty given access to credit. By 2009, Grameen Bank had provided loans to over 10 million people through a network of over 50,000 villages. Today, Grameen Foundation continues Yunus' work of fighting global poverty through microfinancing and has expanded to support over 7 million borrowers worldwide.
2016 Citizenship 2 poverty
The Grameen Bank was formed by Muhammad Yunus to provide banking services to the poor in rural Bangladesh and minimize poverty. It originated in 1976 as a research project led by Yunus at the University of Chittagong. In 1983, the Grameen Bank was authorized as an independent bank and removes the need for collateral by basing lending on mutual trust and accountability. Today, Grameen Bank has over 8 million borrowers, mostly women, across Bangladesh and has a repayment rate of over 97%. For their efforts in creating economic and social development through microcredit, Muhammad Yunus and Grameen Bank were awarded the Nobel Peace Prize in 2006.
Similar to Poverty (Citizenship 2) (20)
“A study on the awareness of microfinance institutions in Ahmedabad.”
“A study on the awareness of microfinance institutions in Ahmedabad.”
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3:国家专业人才认证中心颁发入库证书
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6:个人职称评审加20分
7:个人信誉贷款加10分
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1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
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Understanding Ponzi Schemes
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Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
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Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
China's Investment Leader - Dr. Alyce SU
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
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Poverty (Citizenship 2)
- 2. INTRODUCTION TO SOCIAL ENTREPRENEUR - Key member of Global Urban Development: Muhammad Yunus. -Nationality: Bangladeshi. -Aims to half world poverty by 2015. -Written 11 books, all about how society can be improved. -Believes in equality.
- 3. INTRODUCTION TO SOCIAL ENTREPRENEUR (MUHAMMAD YUNUS) -Founded Grameen Bank, a bank that provides small loans to poor people possessing no collateral. -Won the Nobel Peace Prize in 2006 -Got his inspiration from the terrible Bangladesh famine of 1974. -Felt that something was wrong with today’s economics.
- 4. HISTORY & IMPACT -Begun as a research project by putting his method for providing credit and banking services to the rural poor to the test. -The village of Jobra and some other villages became the first areas eligible for service from Grameen Bank, in 1976. -Gradually, more areas received help from the bank. -Today, the bank has about 2560 branches, with approximately 20,000 staff members and serving over 8 million burrowers, in over 80,000 villages.
- 5. HISTORY & IMPACT -The success of the bank greatly aided many women. 94% of Grameen loans have gone to women, who suffer from poverty. -His books inspired many ordinary people to form social ventures to help reach his aim of halving poverty by 2015. -The methods of Muhammad Yunus are being used in over 50 countries, including the USA, France and Netherlands.