Retirement Plan limits for 2013

1. Game Plan Retirement
“What’s your Game Plan?”
PLAN LIMITS
Type of Limitation 2013 2012 2011 2010 2009 2008 2007
Elective Deferral Limit (401(k) and $17,500 $17,000 $16,500 $16,500 $16,500 $15,500 $15,500
403(b) Plans; Not Including Catch-
Up Contributions)
Catch-Up Contribution Limit $5,500 $5,500 $5,500 $5,500 $5,500 $5,000 $5,000
(401(k) and 403(b) Plans)
Elective Deferral Limit (SIMPLE $12,000 $11,500 $11,500 $11,500 $11,500 $10,500 $10,500
Plans)
Catch-Up Contribution Limit $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500
(SIMPLE Plans)
Defined Benefit Plan Limit $205,000 $200,000 $195,000 $195,000 $195,000 $185,000 $180,000
Defined Contribution Plan Limit $51,000 $50,000 $49,000 $49,000 $49,000 $46,000 $45,000
Annual Compensation Limit $255,000 $250,000 $245,000 $245,000 $245,000 $230,000 $225,000
Key Employee Threshold $165,000 $165,000 $160,000 $160,000 $160,000 $150,000 $145,000
Highly Compensated Employee $115,000 $115,000 $110,000 $110,000 $110,000 $105,000 $100,000
Threshold
Income Subject to Social Security TBD $110,100 $106,800 $106,800 $106,800 $102,000 $97,500
Tax
Michael Foreman CFP(R), CEBS
Game Plan Retirement
8755 W. Higgins Road, Suite 200
Chicago, IL 60647
Phone: 773-635-0001 x 9
Fax: 773-442-0930
Toll Free: 877-401-k411 x9
www.gameplanretirement.com
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