This document describes a multi-level marketing opportunity called Personal Independent Earnings (PIE24/7). It offers business tools, products, and mentoring to help participants build their own entrepreneurial business and earn income. Participants can join as a reseller to earn commissions, or become an Independent Business Owner (IBO) by enrolling 3 others to unlock additional compensation from a 3x10 matrix plan including bonuses. The goal is to help 50 million people achieve financial independence through this system.