This document provides personal and professional details about Leopoldo F. Moragas. It outlines his educational background, including graduating cum laude from Silliman University. It also details his extensive work experience in banking, having held senior positions at the Philippine National Bank and Republic Planters Bank over 30 years, managing branches and lending operations. Currently he works as a managing consultant for Southern Iloilo Telephone Company and financial consultant for Iloilo Solar Power Plant.

1. PERSONAL DATA
NAME: LEOPOLDO F. MORAGAS
NICKNAME: Dodoy / Doods
ADDRESS: Brgy. Caitib, Miagao, Iloilo, Philippines 5023
CONTACT N0.: 09152744975
E-MAIL: lfmoragas@yahoo.com
WORK EXPERIENCE: Past:
Senior Assistant Vice President, Philippine National Bank
Manager, Republic Planters Bank
o- Government Banking
o- Commercial Lending
o- Retail Banking
o- Branch Banking
o- Sugar/Agricultural Financing
o- Property Appraisal
o- Credit Investigation
Current:
Managing/Financial Consultant, Southern Iloilo Telephone Company
Financial Consultant, Iloilo Solar Power Plant
DATE OF BIRTH: June 16, 1958
STATUS: Single
HEIGHT: 5’6
CHILDREN: Aura Luz Teves Moragas 34 years old BSN, Australia
Geraldine Fae Teves Moragas 25 years old BSN, Australia
Leopoldo Gequinto Moragas II 13 years old Student
RELIGION: Roman Catholic

2. EDUCATIONAL BACKGROUND:
LEVEL SCHOOL/COURSE YEAR HONORS/AWARDS
Elementary Miagao Central Elementary School 1965-1971 Salutatorian
High School Miagao Vocational School 1971-1975 Valedictorian
Gerry Roxas Leadership Award
Insular Life Leadership Award
College Silliman University, Dumaguete City 1975-1980 COCOFED Scholar
B.S.A. - Agribusiness Cum Laude
College Honors
Class Honors
Foundation University, Dumaguete City 1990 Not completed
B.S.B.A- Accounting
EMPLOYMENT RECORD :
EMPLOYER POSITION/ASSIGNMENT NATURE OF WORK/HIGHLIGHTS
Republic Planters Bank (Dumaguete Branch) Work application was initially denied by the Bank’s VP for
Branches, for lack of qualification being just an agriculture
graduate. Hired for the highest available position by the
same VP after topping the qualifying examinations
taken by more than 500 applicants.

3. 1980-1986 Credit Investigator Conduct background/credit checkings
Appraiser Appraise real estate and chattel mortgages
Crop Inspector Appraise crops submitted as security
1986-1988 Loans Processor Evaluate loan applications
Review loan documents
Prepare loan recommendations
1988-1990 Chief, Loans Dept. Evaluate, approve or endorse for approval loan
recommendations
Implement loan approvals
Manage loan collection
1990-1992 Cashier Manage cash requirements of the Branch
1992-1995 Manager Manage business operation of the Branch
Was one of three, from among 60 RPB Managers,
who were qualified for PNB’s 8-month training program
when the latter bought RPB in 1994. Successful completion
guaranteed participants promotion to Assistant Manager.
Was hired by PNB as Senior Manager in 1995 after topping
the final training module examination.
Philippine National Bank:
1995-1998 Branch Manager Manage business operation of Bogo Branch
1998-2002 Branch Manager Manage business operation of Iloilo Branch
2002-2004 Area Head Supervise operation of 10 Branches in Panay I
2004-2008 Regional Business Manager Supervise marketing operations in Panay
2008-2008 Regional Head- Supervise commercial lending operations in Panay Island

4. Commercial Lending Panay
2008-Sept, 2012 Head- Government Supervise business operations with Local Government
Banking LGUs Visayas Units in the Visayas. Work basically involved marketing
LGU loans, review of documentary requirements,
preparation/review of Credit Approvals, presenting loan
recommendations for approval, preparation of Loan
Documents, implementation of loan approvals, and
collection of outstanding loans.
Southern Iloilo Telephone Company
Jan 2, 2014 to present Managing Consultant Review and manage operations
Maximize capacity utilization
Enhance profitability
Create more values
Iloilo Solar Power Plant/Cosmo Solar Energy Corporation
Oct , 2014 to present Financial Consultant Business Analysis/Evaluation
Financial Analysis/Advisory
GROUP MEMBERSHIP:
Rotary Club of Iloilo City Member- inactive
Visayan Cocofed Scholars Association Past President
Silliman Alumni Association- Iloilo Panay Chapter Past President
Kaunlaran Integrated School Foundation, Inc. Member, Board of Trustees