Lighthouse Advisory Services Commercial Real Estate AdvisorsWaldenWWong
Lighthouse Advisory Services is a commercial real estate valuation, advisory and due diligence firm with over 50 years of combined experience. They provide services including loan portfolio sales and advisory, portfolio valuation and consulting, due diligence and underwriting, ALLL analysis, and defeasance consulting. The firm works with financial institutions and investors to help them make better risk management and investment decisions regarding commercial real estate loans and portfolios.
The document discusses the marketing of real estate investments. It begins with an introduction to publicly and privately held commercial real estate, as well as an international perspective. It then presents a case study of Falcon Real Estate Investment Company and their chief marketing officer. The document concludes by discussing traditional and alternative global asset classes in real estate and how real estate investing has evolved with private equity models.
The document provides details on Michael J. White's career experience and transactions. It includes:
1) An overview of Michael J. White's 25 years of experience in capital markets, joint ventures, structured finance, private equity, and transactions totaling over $1.5 billion.
2) Details on a notable $130 million transaction involving the acquisition of a student housing portfolio containing 1,080 units across 4 properties in Michigan.
3) Background that Michael J. White has relationships with life insurance companies, private equity, and real estate developers/operators and provides capital raising services for real estate clients.
This document provides information about Jeffrey S. Krum Financial Consultants, Inc. (JSKFC), a commercial mortgage and loan brokerage firm. It outlines the types of commercial financing options JSKFC offers, including mortgages, loans, and lines of credit for purposes such as real estate purchases/refinances, business acquisitions/expansions, and equipment loans. Examples are given of recent loans the company has facilitated for various business types. The document emphasizes JSKFC's extensive network of funding sources, unsurpassed client services, and competitive financing options.
redRELIF was founded by a team with over 30 years of hospitality experience. The team includes a manager, senior executive, and marketing guru. redRELIF provides asset management and turnaround services to help struggling hotels. Their services include asset staging, management, valuation, and marketing to prepare hotels for sale or repositioning.
This document discusses important considerations for buying an investment property, including having adequate funds, investing for the long-term, and seeking expert advice. The type and location of the property will impact returns, so investors should carefully research options before purchasing. Getting the right financing is also key to ensure the investment is profitable and does not burden the investor with high interest costs.
This document discusses important considerations for buying an investment property, including having adequate funds, investing for the long-term, and seeking expert advice. The type and location of the property will impact returns, so investors should carefully research options before purchasing. Getting the right financing is also key to ensuring the investment is viable and does not burden the investor with high interest costs.
The document provides an overview of analyzing transactions in accounting. It discusses key concepts like the double-entry accounting system where every transaction has a debit and credit recorded, and how this is represented with T-accounts. It also shows how the basic accounting equation can be expanded to include the five main financial categories of assets, liabilities, equity, revenues and expenses. An example is then provided of recording business transactions for a sole proprietorship using double-entry accounting.
Lighthouse Advisory Services Commercial Real Estate AdvisorsWaldenWWong
Lighthouse Advisory Services is a commercial real estate valuation, advisory and due diligence firm with over 50 years of combined experience. They provide services including loan portfolio sales and advisory, portfolio valuation and consulting, due diligence and underwriting, ALLL analysis, and defeasance consulting. The firm works with financial institutions and investors to help them make better risk management and investment decisions regarding commercial real estate loans and portfolios.
The document discusses the marketing of real estate investments. It begins with an introduction to publicly and privately held commercial real estate, as well as an international perspective. It then presents a case study of Falcon Real Estate Investment Company and their chief marketing officer. The document concludes by discussing traditional and alternative global asset classes in real estate and how real estate investing has evolved with private equity models.
The document provides details on Michael J. White's career experience and transactions. It includes:
1) An overview of Michael J. White's 25 years of experience in capital markets, joint ventures, structured finance, private equity, and transactions totaling over $1.5 billion.
2) Details on a notable $130 million transaction involving the acquisition of a student housing portfolio containing 1,080 units across 4 properties in Michigan.
3) Background that Michael J. White has relationships with life insurance companies, private equity, and real estate developers/operators and provides capital raising services for real estate clients.
This document provides information about Jeffrey S. Krum Financial Consultants, Inc. (JSKFC), a commercial mortgage and loan brokerage firm. It outlines the types of commercial financing options JSKFC offers, including mortgages, loans, and lines of credit for purposes such as real estate purchases/refinances, business acquisitions/expansions, and equipment loans. Examples are given of recent loans the company has facilitated for various business types. The document emphasizes JSKFC's extensive network of funding sources, unsurpassed client services, and competitive financing options.
redRELIF was founded by a team with over 30 years of hospitality experience. The team includes a manager, senior executive, and marketing guru. redRELIF provides asset management and turnaround services to help struggling hotels. Their services include asset staging, management, valuation, and marketing to prepare hotels for sale or repositioning.
This document discusses important considerations for buying an investment property, including having adequate funds, investing for the long-term, and seeking expert advice. The type and location of the property will impact returns, so investors should carefully research options before purchasing. Getting the right financing is also key to ensure the investment is profitable and does not burden the investor with high interest costs.
This document discusses important considerations for buying an investment property, including having adequate funds, investing for the long-term, and seeking expert advice. The type and location of the property will impact returns, so investors should carefully research options before purchasing. Getting the right financing is also key to ensuring the investment is viable and does not burden the investor with high interest costs.
The document provides an overview of analyzing transactions in accounting. It discusses key concepts like the double-entry accounting system where every transaction has a debit and credit recorded, and how this is represented with T-accounts. It also shows how the basic accounting equation can be expanded to include the five main financial categories of assets, liabilities, equity, revenues and expenses. An example is then provided of recording business transactions for a sole proprietorship using double-entry accounting.
Lighthouse Advisory Services Commercial Real Estate Advisorsmaachaz
Lighthouse Advisory Services is a commercial real estate valuation, advisory and due diligence firm with over 50 years of combined experience. They provide services including loan portfolio sales and advisory, portfolio valuation and consulting, due diligence and underwriting, ALLL analysis, and defeasance consulting. The firm works with financial institutions and investors to help them make better risk management and investment decisions regarding commercial real estate loans and portfolios.
HIS Capital Funding provides business purpose loans to real estate investors and developers in Southern California and Central Florida. They target experienced investors seeking to leverage capital and maximize purchasing power. HIS Capital Funding analyzes each potential project and presents investment opportunities to lenders. They aim to minimize risk for lenders while maintaining competitive terms. Their services include sourcing quality loans, compliance with regulations, and loan servicing to protect lenders' capital and provide documentation.
Cogent Bay Inc. plans to acquire interests in land for utility-scale facilities through transactions and purchase community facilities. It will also originate mortgages for renewable energy and real estate projects. Cogent Bay Inc. aims to bridge real estate ownership, finance, and renewable energy production by qualifying as a REIT to minimize taxes and investing in apartment and alternative energy businesses to achieve returns from income and capital appreciation exceeding comparable REITs.
MLUV Properties is a real estate investment company that acquires residential and commercial properties with the goal of stabilizing communities and generating returns for investors. The company partners with private investors and researches emerging markets to identify undervalued properties. It then enhances the properties through management and upgrades to increase occupancy, rents, and property values. MLUV also provides financing for home buyers and focuses on recession-proof property types like manufactured homes, self-storage, and multifamily units. The company is led by CEO Monica Blair and works with an experienced team of real estate professionals and advisors.
MLUV Properties is a real estate investment company that acquires residential and commercial properties with the goal of stabilizing communities and generating returns for investors. The company partners with private investors and researches emerging markets to identify undervalued properties. It then enhances the properties through management and upgrades to increase occupancy, rents, and property values. MLUV also provides financing for home buyers and focuses on recession-proof property types like manufactured homes, self-storage, and multifamily units. The company is led by CEO Monica Blair and works with an experienced team of real estate professionals and advisors.
Presentation Crep Company Value To Capital Partner 04.23.10Gary Pundsack
CREP invests in partially completed or vacant condominium and mixed-use development projects located in urban and coastal areas of Southern California that have proven consumer demand. CREP buys projects in partnership with capital partners, adds value through leasing or selling, and targets an internal rate of return of at least 25% within a 2-5 year investment window. The management team has extensive experience in residential development, marketing, and sales.
Eric W. Hubbard has over 20 years of experience in commercial banking, including managing regulatory examinations, loan review, and negotiating problem asset resolutions. He has worked as a consultant helping community banks address regulatory and asset quality issues. Previously he was President and Chief Lending Officer of a bank where he managed loan workouts, reducing non-performing loans by $59 million. He has an MBA with an emphasis in finance and diploma in banking.
The document discusses Four Springs Capital's investment strategy in net-leased real estate and energy assets. It summarizes FSC's capabilities in structuring special purpose entities like LLCs and DSTs for 1031 exchanges and real estate ownership. The management team is experienced in private equity, asset management, and energy investment banking. FSC believes energy prices have dropped to attractive entry levels for producing mineral interests, royalties, and volumetric production payments with stable cash flows.
Donald Feathers is a CPA and commercial real estate development executive with over $1 billion in development experience. He has expertise in financing, capital raising, and negotiations. As an owner of Roaring Fork Advisors, he provides real estate consulting services and has participated in projects totaling over $145 million. Previously, he was CFO/COO of a real estate developer with over $400 million in projects and CFO of a construction firm with $75-100 million in annual revenue.
This document provides information about an upcoming two-day workshop on loan and mortgage fraud to be held in Kuala Lumpur, Malaysia on February 24-25, 2009. The workshop will be led by Tommy Seah and will cover topics such as defining mortgage fraud, common schemes, detecting fraud, investigating suspected wrongdoing, and preventing fraud. It provides an agenda with sessions on understanding the environment, conducting interviews and investigations, ethics, and case studies. Details on registering and payment are also included.
The document summarizes an investment fund called the AIF Opportunity Fund that aims to capitalize on undervalued real estate assets during a period of unprecedented opportunity. The fund will be managed by experienced real estate professionals from Agricap Financial and Sterling Pacific Financial and will enable investors to collectively acquire, improve, and resell distressed real estate assets for long-term returns. Example opportunities mentioned include raw land, partially completed projects, and real estate-backed notes purchased at discounts.
Silverwood Capital Fund I LLC formed to take advantage of a narrow niche in the mortgage note industry. The Company will seek to acquire, workout, and manage nonperforming real estate notes secured by residential 1-4 unit properties. While the primary emphasis will be focusing on nonperforming junior and Home Equity Line Of Credit (“HELOC”) notes, we will purchase select senior liens and REOs.
Using our network of banking and equity fund contacts, and advanced marketing techniques, the Fund will purchase mortgages and real estate at significant discounts to its underlying value. By focusing on distressed mortgages and properties, we know the potential for above average returns exist.
These securities are being offered under an exemption provided by SEC Regulation D Rule 506(c). Only accredited investors who meet the SEC Regulation D 501 “accredited investor” accreditation standards and who provide suitable verification of accredited status may invest into this Offering.
• Any historical performance data represents past performance. Past performance does not guarantee future results;
• Current performance may be different than the performance data presented;
• The Company is not required by law to follow any standard methodology when calculating and representing performance data;
• The performance of the Company may not be directly comparable to the performance of other private or registered funds or companies;
• The securities are being offered in reliance on an exemption from the registration requirements, and therefore are not required to comply with certain specific disclosure requirements;
• The Securities and Exchange Commission has not passed upon the merits of or approved the securities, the terms of the offering, or the accuracy of the materials.
This document summarizes an investment fund called Everyday Capital LLC that invests in real estate. The fund utilizes a buy and hold strategy for rental properties and a lending strategy where it provides financing to experienced real estate investors renovating properties. It has over $1 million in existing real estate assets and a track record of over 800 property transactions totaling $128 million in mortgage volume. The fund aims to generate returns of 7-12% for investors through its diversified portfolio and management team's expertise in various real estate markets.
The document profiles Matthew A. Scoville, a partner at Hunton & Williams LLP who focuses on commercial real estate transactions, including acquisitions, dispositions, development, financing, and restructurings. It provides details on his relevant experience representing clients in large commercial real estate deals, financings, and restructurings totaling over $1.3 billion. The document also lists his memberships, events, and recognition as a "Rising Star" by New York Super Lawyers.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
The Carlton Group is an international real estate investment bank founded in 1991 specializing in investment sales, equity and debt placement, and commercial loan restructurings. They have completed over $80 billion in transactions, including $25 billion since the 2008 financial crisis. Carlton executes specialized strategies to raise capital and maximize proceeds for clients. Their advisory services include investment sales, equity and debt placement, hospitality advisory, loan sales, valuations, and loan restructurings. Carlton has a proven track record in large, complex deals around the world totaling billions of dollars.
Distressed Real Estate Summit - CaliforniaRyan Slack
The document discusses two upcoming real estate conferences in California and New York on distressed real estate and asset management. The California conference will be held on February 24, 2011 in Los Angeles and will address strategies for investors and others to find deals in distressed real estate. The New York conference on March 24 will focus on asset and property management. Attendees of the California event can receive a 20% discount on the New York conference. The document also advertises several real estate lenders and service providers.
This document provides general advice about purchasing a first property. It warns that the information should not be considered without taking individual circumstances into account. Investors are advised to obtain specific financial advice before making investment decisions. The document then outlines the buying process, including applying for finance, making an offer, signing contracts, arranging building and pest inspections, settlement, and receiving the keys.
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HIS Capital Funding provides business purpose loans to real estate investors and developers in Southern California and Central Florida. They target experienced investors seeking to leverage capital and maximize purchasing power. HIS Capital Funding analyzes each potential project and presents investment opportunities to lenders. They aim to minimize risk for lenders while maintaining competitive terms. Their services include sourcing quality loans, compliance with regulations, and loan servicing to protect lenders' capital and provide documentation.
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MLUV Properties is a real estate investment company that acquires residential and commercial properties with the goal of stabilizing communities and generating returns for investors. The company partners with private investors and researches emerging markets to identify undervalued properties. It then enhances the properties through management and upgrades to increase occupancy, rents, and property values. MLUV also provides financing for home buyers and focuses on recession-proof property types like manufactured homes, self-storage, and multifamily units. The company is led by CEO Monica Blair and works with an experienced team of real estate professionals and advisors.
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CREP invests in partially completed or vacant condominium and mixed-use development projects located in urban and coastal areas of Southern California that have proven consumer demand. CREP buys projects in partnership with capital partners, adds value through leasing or selling, and targets an internal rate of return of at least 25% within a 2-5 year investment window. The management team has extensive experience in residential development, marketing, and sales.
Eric W. Hubbard has over 20 years of experience in commercial banking, including managing regulatory examinations, loan review, and negotiating problem asset resolutions. He has worked as a consultant helping community banks address regulatory and asset quality issues. Previously he was President and Chief Lending Officer of a bank where he managed loan workouts, reducing non-performing loans by $59 million. He has an MBA with an emphasis in finance and diploma in banking.
The document discusses Four Springs Capital's investment strategy in net-leased real estate and energy assets. It summarizes FSC's capabilities in structuring special purpose entities like LLCs and DSTs for 1031 exchanges and real estate ownership. The management team is experienced in private equity, asset management, and energy investment banking. FSC believes energy prices have dropped to attractive entry levels for producing mineral interests, royalties, and volumetric production payments with stable cash flows.
Donald Feathers is a CPA and commercial real estate development executive with over $1 billion in development experience. He has expertise in financing, capital raising, and negotiations. As an owner of Roaring Fork Advisors, he provides real estate consulting services and has participated in projects totaling over $145 million. Previously, he was CFO/COO of a real estate developer with over $400 million in projects and CFO of a construction firm with $75-100 million in annual revenue.
This document provides information about an upcoming two-day workshop on loan and mortgage fraud to be held in Kuala Lumpur, Malaysia on February 24-25, 2009. The workshop will be led by Tommy Seah and will cover topics such as defining mortgage fraud, common schemes, detecting fraud, investigating suspected wrongdoing, and preventing fraud. It provides an agenda with sessions on understanding the environment, conducting interviews and investigations, ethics, and case studies. Details on registering and payment are also included.
The document summarizes an investment fund called the AIF Opportunity Fund that aims to capitalize on undervalued real estate assets during a period of unprecedented opportunity. The fund will be managed by experienced real estate professionals from Agricap Financial and Sterling Pacific Financial and will enable investors to collectively acquire, improve, and resell distressed real estate assets for long-term returns. Example opportunities mentioned include raw land, partially completed projects, and real estate-backed notes purchased at discounts.
Silverwood Capital Fund I LLC formed to take advantage of a narrow niche in the mortgage note industry. The Company will seek to acquire, workout, and manage nonperforming real estate notes secured by residential 1-4 unit properties. While the primary emphasis will be focusing on nonperforming junior and Home Equity Line Of Credit (“HELOC”) notes, we will purchase select senior liens and REOs.
Using our network of banking and equity fund contacts, and advanced marketing techniques, the Fund will purchase mortgages and real estate at significant discounts to its underlying value. By focusing on distressed mortgages and properties, we know the potential for above average returns exist.
These securities are being offered under an exemption provided by SEC Regulation D Rule 506(c). Only accredited investors who meet the SEC Regulation D 501 “accredited investor” accreditation standards and who provide suitable verification of accredited status may invest into this Offering.
• Any historical performance data represents past performance. Past performance does not guarantee future results;
• Current performance may be different than the performance data presented;
• The Company is not required by law to follow any standard methodology when calculating and representing performance data;
• The performance of the Company may not be directly comparable to the performance of other private or registered funds or companies;
• The securities are being offered in reliance on an exemption from the registration requirements, and therefore are not required to comply with certain specific disclosure requirements;
• The Securities and Exchange Commission has not passed upon the merits of or approved the securities, the terms of the offering, or the accuracy of the materials.
This document summarizes an investment fund called Everyday Capital LLC that invests in real estate. The fund utilizes a buy and hold strategy for rental properties and a lending strategy where it provides financing to experienced real estate investors renovating properties. It has over $1 million in existing real estate assets and a track record of over 800 property transactions totaling $128 million in mortgage volume. The fund aims to generate returns of 7-12% for investors through its diversified portfolio and management team's expertise in various real estate markets.
The document profiles Matthew A. Scoville, a partner at Hunton & Williams LLP who focuses on commercial real estate transactions, including acquisitions, dispositions, development, financing, and restructurings. It provides details on his relevant experience representing clients in large commercial real estate deals, financings, and restructurings totaling over $1.3 billion. The document also lists his memberships, events, and recognition as a "Rising Star" by New York Super Lawyers.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
The Carlton Group is an international real estate investment bank founded in 1991 specializing in investment sales, equity and debt placement, and commercial loan restructurings. They have completed over $80 billion in transactions, including $25 billion since the 2008 financial crisis. Carlton executes specialized strategies to raise capital and maximize proceeds for clients. Their advisory services include investment sales, equity and debt placement, hospitality advisory, loan sales, valuations, and loan restructurings. Carlton has a proven track record in large, complex deals around the world totaling billions of dollars.
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The document discusses two upcoming real estate conferences in California and New York on distressed real estate and asset management. The California conference will be held on February 24, 2011 in Los Angeles and will address strategies for investors and others to find deals in distressed real estate. The New York conference on March 24 will focus on asset and property management. Attendees of the California event can receive a 20% discount on the New York conference. The document also advertises several real estate lenders and service providers.
This document provides general advice about purchasing a first property. It warns that the information should not be considered without taking individual circumstances into account. Investors are advised to obtain specific financial advice before making investment decisions. The document then outlines the buying process, including applying for finance, making an offer, signing contracts, arranging building and pest inspections, settlement, and receiving the keys.
Similar to Peak Financial Partners Investor Presentation (20)
2. Disclaimer
THE INFORMATION CONTAINED IN THIS PRESENTATION IS NOT INTENDED TO BE A
SOLICITATION OR OFFERING. THE INFORMATION CONTAINED IN THIS PRESENTATION MUST
BE KEPT CONFIDENTIAL AND MUST NOT BE USED FOR ANY OTHER PURPOSE.
THE INFORMATION CONTAINED IN THIS PRESENTATION INVOLVES A SUBSTANTIAL DEGREE
OF RISK AND IS NOT APPROPRIATE FOR ANY PERSON WHO CANNOT AFFORD TO INCUR A
LOSS OF PRINCIPAL. THE STATEMENTS CONTAINED IN THIS PRESENTATION ARE BASED ON
INFORMATION AND ESTIMATES BELIEVED TO BE RELIABLE. ANY PERSON REVIEWING THIS
DOCUMENT SHOULD CONSULT WITH HIS OR HER OWN LEGAL COUNSEL, ACCOUNTANT OR
OTHER PROFESSIONAL ADVISOR CONCERNING THEIR POSSIBLE PARTICIPATION.
ALL INFORMATION CONTAINED IN THIS PRESENTATION IS SUBJECT TO CHANGE RESULTING
FROM FLUCTUATIONS IN NATIONAL AND WORLD MARKETS INCLUDING, BUT NOT LIMITED
TO, REAL ESTATE AND FINANCIAL MARKETS. THUS, CHANGES IN MARKET CONDITIONS
(EXPECTED OR NOT) MAY CHANGE ALL ASSUMPTIONS AND ESTIMATES SET FORTH HEREIN.
THEREFORE, NO RATES OF RETURN, PRICING, PROFITS, EXAMPLES OR ESTIMATES SET
FORTH HEREIN ARE IN ANY MANNER GUARANTEED.
2
3. Table of Contents
I. History of Success
II. Opportunistic
III. Credit Facilities / JV
IV. Private Money Lending
V. Contact
3
5. History of Success
The unprecedented economic crisis over the past year
has presented us with a rare opportunity. Private sector
The Chinese use deleveraging is occurring throughout the real estate
two brush strokes markets and we intend to take full advantage.
to write the word We have always strived to indentify trends and
'crisis.' One brush opportunities early on. Some 20 years ago, we began
stroke stands for the Peak Corporate Network (“Peak”) and have
danger; the other successfully built a “one stop” network of real estate
for opportunity. In services and investment companies. This synergistic
a crisis, be aware vision has enabled us to finance, acquire, develop,
of the danger - but manage, market and exit investments using our own in-
recognize the house resources.
opportunity.
Peak has the infrastructure, experience and know-how
to take full advantage of this rare opportunity in the real
estate markets.
5
6. History of Success
Peak focuses on the acquisition and financing of residential and
commercial real estate
Opportunistic - Stable and distressed assets (notes and
REO) are acquired from crisis stricken owners and lenders.
Overview
Recent focus has been on failed condominium projects
Credit Facility / JV - Provide financing through credit
facilities to buyers of small pools or single home purchases.
Returns are high yield on a short term basis (ability to JV
with equity kicker)
Private Money Lending - Collateral-based real estate loans
that fill a non-conventional need for funding. Returns are
high yield on a short term basis
6
7. History of Success
Peak manages assets in its portfolio as follows:
Use existing infrastructure and technology of Peak to
PORTFOLIO MGMT
support growth (MortgageServ, Doc Magic, RoboDocs,
Calyx Point)
Experienced compliance team (best practices, reviews
and ensures accuracy and monitors new regulations)
Complete investor/partner reporting system with weekly
personal updates of all loans in the portfolio and their
status
Servicing capabilities - our Fiserv platform is all done
through lock boxes and also utilize Deutsche Bank as a
custodian of valuable documents and City National bank
for all banking
Use competent legal structuring and superior financial
reporting (GAAP)
7
8. History of Success
Peak manages risk as follows:
All Peak lending is secured by a 1st Trust Deed on assets
being purchased
Facilities and loans are secured by Personal Guarantees
of the borrowers
In many cases, secondary collateral is brought to
Risk
provide additional security
Peak underwrites at a conservative 50-65% LTV
Current distressed environment has lowered current
market values and meant that LTVs are significantly less
risky that in recent years - today's 50% LTV being
equivalent in many cases to 25% of 2008 market value
Properties are insured and visited during loan term to
assure occupancy and upkeep
8
9. History of Success
Purchase of Partially Completed Condo Private Money Financing
Projects Western United States
Southern California Completed the financing of short-term high yield
Completed the purchase of two notes secured mortgage loans
by partially completed condominium projects
Acquisition of Office Building
Purchase of Non-Performing Loans El Paso, TX
Experience
Southern California Completed the acquisition of a 80,000 sq. ft. office
Completed the purchase of five non-performing building (class A)
loans secured by high-end residential
properties Acquisition of Land
Southern California
Development of Outlet Mall Completed the purchase of a 400 acre development
The Outlet Shoppes at El Paso
El Paso, TX Acquisition of Retail Center
Completed the development of a 450,000 sq. ft. Reno, NV
retail outlet mall Completed the acquisition and rehab of a retail center
with a top brand name anchor tenant
REO Credit Facilities
Western United States Acquisition of Class A Office Buildings
Completed the financing of credit facilities to Agoura and Encino, CA
buyers of small residential Completed the purchase of two notes secured by Class
A office with over 38,000 sq. ft.
Purchase of 16 SFR Homes
Southern California
Completed the purchase of 16 new homes
9
10. History of Success
Gil Priel Eli Tene
MANAGEMENT
30+ years of experience 30+ years of experience
Founder of the Peak Corporate Network Founder of the Peak Corporate Network
Previously President of Priel Investment Specializes in equity-based joint
Properties, Inc. and Managing Director of ventures, foreclosures, residential and
Peak Capital Group, LLC, a fund in commercial real estate, debt and equity
partnership with MSD Capital financing and loss mitigation.
Specializes in equity-based joint Negotiated 1,000+ short sale transactions
ventures, acquisition of residential and and managed various real estate
commercial real estate and debt and portfolios
equity financing B.S. in Finance from California State
J.D. from Southwestern University of Law University, Northridge
and B.A. in Political Science from
California State University, Northridge
10
13. Opportunistic
Peak focuses on the acquisition of the following types of assets:
Acquisition of commercial properties (condominiums,
office, retail, industrial)
ASSET TYPE
Acquisition of REO residential properties
Acquisition of performing and non-performing notes
(commercial and residential), ultimately leading to direct
property ownership
Recent focus has been on acquiring failed condominium
projects (incomplete projects where lender stopped
funding)
13
14. Opportunistic
DEAL FLOW / PROCESS
Peak handles the deal flow and acquisition process as follows:
Use existing relationships of Peak to evaluate assets and
portfolios
Direct negotiations with the owners and/or lenders prior to
competitive bid
Offer aggressive, low price bids and negotiate for best
value
Focus has been on quickly concluding one or two initial
acquisitions to hit the ground running in order to develop
further opportunities
14
15. Opportunistic
Peak acquires assets located primarily in the Western U.S.
GEOGRAPHIC FOCUS
Peak management has significant experience in these
markets
Other states will be considered for investment opportunities
CALIFORNIA
Los Angeles
Orange County
Sacramento
San Bernardino
San Diego
San Fernando Valley
San Jose
East Bay (SF)
NEVADA
Las Vegas
Reno
ARIZONA
Tucson
Phoenix
Scottsdale
FLORIDA
Miami
TEXAS
Ft. Lauderdale
El Paso
Naples
Dallas
West Palm Beach
Austin
Orlando
Houston
15
16. Opportunistic
14 unit failed condominium project in Southern California
Purchase of note from lender at a substantial discount (builder
is in default)
Case Study
Partner with the builder to complete the building (in exchange
builder receives 20% of profits after preferred return)
Average square feet per unit is 1,800
Current value is approximately $6.45 million (avg. of $460,000
per unit)
Purchase price and holding costs are approximately $4.5
million
Exit strategy is 12 month sale of the units
Overall IRR of 37.5%
16
17. Opportunistic
Breakdown: Structure - Peak/Investor and Builder
# of Units 14 Net Profit (After Pref) - Peak/Investor 80.0%
1
Peak Current Value $6,450,000 Net Profit (After Pref) - Builder 20.0%
Avg Current Price Per Property $460,714
2
Purchase Price of Note $4,200,000 Overall Internal Rate of Return 37.5%
Additional Construction Costs $150,000
Case Study
Buyout - Partner $100,000
Commissions (on purchase) $63,000
Total Purchase Price & Holding Costs $4,513,000
Avg Purchase Price Per Property $322,357
Expense Assumptions:
Property Taxes (% of Current Value) 1.25%
Insurance (% of Current Value) 0.50%
Closing Costs (% of Sales Price) 7.00%
Foreclosure & Legal Fees $20,000
Footnotes:
1. Based on Peak's internal assessment.
2. Includes the net profit of 80% (after pref).
THIS MODELS ARE COMPLETED FOR ANALYSIS PURPOSES ONLY AND ARE IN NO WAY A GUARANTEE OF ANY RETURN OR EXPECTATIONS FROM PEAK.
17
19. Credit Facility / JV
Provide financing through credit facilities to buyers of small
pools or single home purchases
Typical facilities size range from $1 to $2 million (currently
financing five facilities)
Overview
Predominate focus in the tri-state area of California, Nevada
and Arizona
High yield returns on a short term basis (ability to JV with
equity kicker)
Exposes investor to the current REO market in the safest
possible position
Peak handles the due diligence and approval process in-
house
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20. Credit Facility / JV
Peak completes a thorough background check on the borrower
(track record, pricing, repairs)
Due Diligence
Peak uses its in-house “independent” valuation team to review
all potential REO purchases by borrower
Borrower pays for all expenses (repairs, maintenance, sale) and
manages the entire purchase
Peak inspects and re-visits properties if they stay on the books
over 4 months
Peak has the capability to handle all aspects of the default
process using its FISERV platform and foreclosure services
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21. Credit Facility / JV
Key terms of the facility will include:
Facility Amount: $2 million to $10 million
FACILITY TERMS
Finance Charge: 12.0% to 14.0% annual
rate fixed
Commitment Fee: 1.0% of the max facility
amount
Draw Fee: 1.0% to 2.5% per draw
Exit Fee: 0.50%
Advance Rate: lesser of (a) 50% of our in-
house valuation, or (b) 65%
of the purchase price
Position: 1st TD
Term: One year from with a
1.0% renewal fee
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22. Credit Facility / JV
Key terms (cont’d):
Payments: Payment of 150% of the
FACILITY TERMS
amount allocated to that
property or 70% of the
selling prices, whichever is
greater
Assures that investor is taken-out well
before it reaches the least desirable, hard to
move assets
Non-Use Fee: Balance must exceed 50%
of the maximum amount of
the facility within 90 days or
the facility amount will be
reduced and a fee of 1.0%
applies to the reduction
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23. Credit Facility / JV
$2 million facility
Interest rate of 12.99%
Commitment fee of 1.0%
Case Study
Draw fee of 1.50%
Exit fee of 0.50%
Servicing fee of 0.50% and transaction fee of $250 (paid to
Bridgelock Servicing)
Borrower had 20 draws totaling $2.3 million
Average draw was $115,000
Average line outstanding was $402,000
Overall IRR of 22.7%
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24. Credit Facility / JV
Assumptions: Cash Flow Totals
Line of Credit Facility $2,000,000 Interest Income 52,285
1
Advance Rate 65.0% Draw Fee Income 34,500
2
Average Home Market Value $176,923 Commitment & Exit Fee 30,925
3
Average Loan Size $115,000 Servicing & Transaction Fee (29,150)
Note Rate - Borrower 12.99% Total Income Generated 88,560
Fees:
Case Study
Internal Rate of Return - Overall 22.7%
Draw Fee 1.50%
Committment Fee 1.00%
2
Exit Fee 0.50%
3
Transaction Fee $250
3
Servicing Fee 0.50%
Term 1 Year
Line Overview:
# of Draws 20
Total Draws $2,300,000
Average Draw Amount $115,000
Average Line Outstanding $402,500
Footnotes:
1. Advance rate is 65% of market value based on Peak's estimate of value.
2. Paid to Investor and Peak.
3. Paid to Bridgelock Servicing.
THIS MODELS ARE COMPLETED FOR ANALYSIS PURPOSES ONLY AND ARE IN NO WAY A GUARANTEE OF ANY RETURN OR EXPECTATIONS
FROM PEAK.
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26. Private Money Lending
Peak provides private money collateral-based real estate loans
that fill a non-conventional need for funding
Borrowers come to Peak due to a need to obtain capital in a
short time span and/or traditional lending sources are not a
Overview
good fit for the borrower
Peak is not encumbered by prohibitive policies and procedures
that institutional lenders must follows
In exchange for the ease of obtaining a loan, Peak is able to
charge a premium for its services
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27. Private Money Lending
Specific characteristics of private money loans include:
Quick funding for time-sensitive loans
Characteristics
Short-term bridge loans
Larger loans with more flexible terms than institutions
Funding of investments by pledging equity in other real
estate as collateral
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28. Private Money Lending
TARGET INVESTMENT PARAMETERS
Asset Type Private money loans secured by real estate
Geography National, with a focus on Southern California
Property Types All residential and commercial property types will be considered
Parameters
Loan Purpose Any legal purpose/no construction loans
Loan Size Target loan commitment of $100,000 to $5,000,000 with average of between $500,000 and $1,000,000
Loan Term Terms of 6 to 12 months, excluding extensions
Loan-to-Value An average LTV of 65%
Pricing Fixed annual interest rates ranging from 12.0% to 15.00% and a 4% to 8% origination fee
Amortization All loans will be interest only
Other Collateral/Guarantees Loans will often include secondary collateral and personal guarantees
Prepayment Typically open to prepayment without penalty
Extension Fees Typically 3% for each 6-month period
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30. Contact
Corporate Headquarters: Georgia Office:
Woodland Hills Asset Foreclosure Services (East Coast)
Peak Financial Plaza 1280 Thistle Gate Path
22837 Ventura Blvd. Suite 300 Lawrenceville, GA 30045
Woodland Hills, CA 91364 888-312-7738
818-591-3300
Beverly Hills Office: Sherman Oaks Office:
Escrow of the West / Peak Finance Co. Escrow of the West
9440 Santa Monica Blvd., Suite 310 13949 Ventura Blvd Ste 300
Beverly Hills, CA 90210 Sherman Oaks CA 91423
310-402-5555 (888) 822-3689
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