Park Worth Financial Limited offers professional financial planning and advice to both Corporate & Personal Clients.
We offer a bespoke, confidential and highly professional service centred on getting to know you and your financial goals and providing tailored recommendations to help you meet these needs.
3. 3
Park Worth Financial
Specialise in Financial Protection for Your Family and Your Business
Corporate
Shareholder
Protection
Personal
Shareholder
Protection
Partnership
Protection
Key Person
Insurance
"Conor has a particular gift for explaining and
helping us understand the more complicated side of
things!” - McKevitt Architects
4. 4
Todays Agenda
1. Market Statistics
2. Your Business
3. Who will Replace You?
4. Impact on Family
5. Impact on Business
6. Plan of Action
7. Our Solution
6. 6
YOU INSURE
Protecting Your Family and Your Business
“We have worked with Conor for several years. He has looked after our business
protection, pension needs and life insurance with great efficiency. He shows
great attention to detail and explains the technical aspects and implications in
simple terms. We look forward to working with Conor into the distant future.”
– Pickerings Lifts Limited
7. 7
What are the odds of dying
or becoming seriously ill
before 65 years?
8. 8
4
3
2
1 24% before the age of 35 years
23% before the age of 40 years
22% before the age of 45 years
20% before the age of 50 years
SOLE TRADER
Odds of becoming seriously ill or dying before 65 years
24
%
23
%
22
%
20
%
Source: Society of Actuaries Ireland 2000
9. 9
4
3
2
1 43% before the age of 35 years
42% before the age of 40 years
39% before the age of 45 years
36% before the age of 50 years
TWO PARTNER
Odds of becoming seriously ill or dying before 65 years
43% 42% 39% 36%
Source: Society of Actuaries Ireland 2000
10. 10
4
3
2
1 56% before the age of 35 years
55% before the age of 40 years
53% before the age of 45 years
49% before the age of 50 years
THREE PARTNERS
Odds of becoming seriously ill or dying before 65 years
56% 55% 53% 49%
Source: Society of Actuaries Ireland 2000
11. 11
What happens if you die too
soon? Or if a fellow
shareholder dies too soon?
18. 18
1
2
3
4
Life Policies are
written under Trust
Put in place
Life Cover
Assist with
Buy/Sell Agreement
Work with your
Accountant & Solicitor
Our Process
We keep things simple
19. 19
How Can We Help?
Providing the Finance to Make a Stressful Situation less Stressful
1 Peace of Mind Remaining
shareholders own
the business
2 Deceased
shareholder’s
family have the
cash value of
their share of the
business
3
20. 20
Are You Satisfied You Have
Your Shareholder/Partnership
Agreement in Place? Have You
Agreed on an Exit Strategy?
21. 21
SUMMARY
1. Market Statistics
2. Your Business
3. Who will Replace You?
4. Impact on Family
5. Impact on Business
6. Plan of Action
7. Our Solution
8. Questions?
22. 22
Our Clients
“Conor has worked with Moy Materials for many years now. He looks after
our Co-Directors Insurance ensuring the value of the business and the
cover is in sync. He organises any changes efficiently and makes the whole
process seamless. His attention to detail is very comforting. Conor also
looks after our Company Pension Scheme and has given us extremely
valuable advice over the years. We expect to be working with Conor for
many years to come” – Moy Materials