The document describes a digital banking unit (DBU) that features a combination of traditional and digital banking concepts. Key aspects of the DBU include allocating 70% of floor space to self-service, utilizing space optimally through self-service areas and kiosks, reducing costs, facilitating instant account opening and card/cheque issuance, and providing 24/7 uninterrupted banking services. Concept sketches and the potential to implement DBUs in various locations such as malls are also mentioned.