SlideShare a Scribd company logo
Online Payments 101
General Terms & Overview
BIZZABO
Eco-system - client side
✦
Credit Cards
✦
Card Holder - your client
✦
Card Associations - Visa/Mastercard Amex
✦
Issuing Bank - Bank that provide the credit card.
BIZZABO
Eco-system - business side
✦
Acquiring Bank
✦
Processing credit card for the merchant.
✦
Taking on financial risk in "acquiring" a merchant's
payment card transactions
✦
Payment Processor (PSP)
✦
Provides authorization, data transmission, data
security, settlement, and connectivity to payment
networks as service to the Acquiring Bank
✦
Might be the same entity as the Acquiring Bank.
✦
Merchant Account
✦
Bank account that allow business to accept cc
payments
✦
Agreement between you and acquiring bank
✦
Gateway
✦
End-point service, accept the cc details from the
customer.
✦
Transfer the cc details to the PSP
BIZZABO
Payment Flow 1 - Send card details to the bank
Your Website
Gateway
Card Association
PSP1 (US)PSP2 (EU) PSP3 (LATAM)
Buyer Seller
BIZZABO
Payment Flow 2 - Approval
Your Website
Gateway
Card Association
PSP1 (US)PSP2 (EU) PSP3 (LATAM)
Buyer Seller
BIZZABO
Payment Flow 2 - Provide the service/goods
Your Website
Gateway
Card Association
PSP1 (US)PSP2 (EU) PSP3 (LATAM)
Buyer Seller
BIZZABO
Payment Flow 2 - Settlement
Your Website
Gateway
Card Association
PSP1 (US)PSP2 (EU) PSP3 (LATAM)
Buyer Seller
BIZZABO
Much more to learn
✦
Chargeback
✦
Security
✦
Payment aggregator
✦
Market Place VS Saas VS Store
✦
All-in-one payments solutions
✦
Recurring payments
✦
Invoices
✦
Legal
Thank You!
@katzboaz | @bizzabo

More Related Content

What's hot

IBM Payments Gateway
IBM Payments GatewayIBM Payments Gateway
IBM Payments Gateway
Killian Delaney
 
Transfer
TransferTransfer
Transfer
WENDRA DONI
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
Asif Hussain
 
How fraud and chargeback prevention works
How fraud and chargeback prevention worksHow fraud and chargeback prevention works
How fraud and chargeback prevention works
Ikajo International
 
eCommerce Payment Gateways: An Introduction
eCommerce Payment Gateways: An IntroductioneCommerce Payment Gateways: An Introduction
eCommerce Payment Gateways: An Introduction
AidanChard
 
Payment
PaymentPayment
Payment
Sheryl Basbas
 
Peter Afanasiev - Architecture of online Payments
Peter Afanasiev - Architecture of online PaymentsPeter Afanasiev - Architecture of online Payments
Peter Afanasiev - Architecture of online Payments
Ciklum Ukraine
 
Manage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
Manage Your Customer's Payment With Speed, Accuracy, Reliability and SavingsManage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
Manage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
Credit Management Association
 
Payment Services in Kuwait
Payment Services in KuwaitPayment Services in Kuwait
Payment Services in Kuwait
Burhan Khalid
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
ShujaShah
 
Payments Testing @ Thinksoft
Payments Testing @ ThinksoftPayments Testing @ Thinksoft
Payments Testing @ Thinksoft
Thinksoft Global
 
Duracell
DuracellDuracell
Payment gateways
Payment gateways Payment gateways
Payment gateways
NiyasudheenAK
 
PayCoiner Jakub Rogala
PayCoiner Jakub RogalaPayCoiner Jakub Rogala
PayCoiner Jakub Rogala
JakubRogala1
 
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
opel1235
 
Bitcoin 101
Bitcoin 101Bitcoin 101
Bitcoin 101
Loyalbit Ltd.
 
Payment gateway testing
Payment gateway testingPayment gateway testing
Payment gateway testing
Atul Pant
 
Sewa Presentation
Sewa PresentationSewa Presentation
Sewa Presentation
Anup Acharya
 
Payment gateway
Payment gatewayPayment gateway
Payment gateway
HananBahy
 
Price Transparency and Microfinance Related Regulations
Price Transparency and Microfinance Related RegulationsPrice Transparency and Microfinance Related Regulations
Price Transparency and Microfinance Related Regulations
MABSIV
 

What's hot (20)

IBM Payments Gateway
IBM Payments GatewayIBM Payments Gateway
IBM Payments Gateway
 
Transfer
TransferTransfer
Transfer
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
 
How fraud and chargeback prevention works
How fraud and chargeback prevention worksHow fraud and chargeback prevention works
How fraud and chargeback prevention works
 
eCommerce Payment Gateways: An Introduction
eCommerce Payment Gateways: An IntroductioneCommerce Payment Gateways: An Introduction
eCommerce Payment Gateways: An Introduction
 
Payment
PaymentPayment
Payment
 
Peter Afanasiev - Architecture of online Payments
Peter Afanasiev - Architecture of online PaymentsPeter Afanasiev - Architecture of online Payments
Peter Afanasiev - Architecture of online Payments
 
Manage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
Manage Your Customer's Payment With Speed, Accuracy, Reliability and SavingsManage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
Manage Your Customer's Payment With Speed, Accuracy, Reliability and Savings
 
Payment Services in Kuwait
Payment Services in KuwaitPayment Services in Kuwait
Payment Services in Kuwait
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
 
Payments Testing @ Thinksoft
Payments Testing @ ThinksoftPayments Testing @ Thinksoft
Payments Testing @ Thinksoft
 
Duracell
DuracellDuracell
Duracell
 
Payment gateways
Payment gateways Payment gateways
Payment gateways
 
PayCoiner Jakub Rogala
PayCoiner Jakub RogalaPayCoiner Jakub Rogala
PayCoiner Jakub Rogala
 
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
Ac fr ogbhnoqkly6damko3jkagknwphua3x_4xccrhkn4oe561wl6nguywq72ljky_rmdsi93pza...
 
Bitcoin 101
Bitcoin 101Bitcoin 101
Bitcoin 101
 
Payment gateway testing
Payment gateway testingPayment gateway testing
Payment gateway testing
 
Sewa Presentation
Sewa PresentationSewa Presentation
Sewa Presentation
 
Payment gateway
Payment gatewayPayment gateway
Payment gateway
 
Price Transparency and Microfinance Related Regulations
Price Transparency and Microfinance Related RegulationsPrice Transparency and Microfinance Related Regulations
Price Transparency and Microfinance Related Regulations
 

Viewers also liked

[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
Social Tables
 
What is the best event management software?
What is the best event management software?What is the best event management software?
What is the best event management software?
Bizzabo
 
Meeting Review NESHEP 5th April
Meeting Review NESHEP 5th AprilMeeting Review NESHEP 5th April
Meeting Review NESHEP 5th April
Alan Bassett
 
Mud Sept Program09 Jk
Mud Sept Program09 JkMud Sept Program09 Jk
Mud Sept Program09 Jkcnunnally
 
Quines Somos Z
Quines Somos ZQuines Somos Z
Quines Somos Z
guest0e9209
 
イマドキなNetwork/IO
イマドキなNetwork/IOイマドキなNetwork/IO
イマドキなNetwork/IO
Takuya ASADA
 
Wyniki Raportu o oddziaływaniu na środowisko
Wyniki Raportu o oddziaływaniu na środowiskoWyniki Raportu o oddziaływaniu na środowisko
Wyniki Raportu o oddziaływaniu na środowiskoEkokonsultacje
 
Fachtagung eCommerce und PIM
Fachtagung eCommerce und PIMFachtagung eCommerce und PIM
Fachtagung eCommerce und PIM
Namics – A Merkle Company
 
Halloween August 2009bp
Halloween August 2009bpHalloween August 2009bp
Halloween August 2009bp
cnunnally
 
Mung Thanh Terexa
Mung Thanh TerexaMung Thanh Terexa
Mung Thanh Terexa
guest3d57b
 
Presecan's new paintings
Presecan's new paintingsPresecan's new paintings
Presecan's new paintings
Presecan Claudiu
 
Tibia by malok
Tibia by malokTibia by malok
Tibia by malokElsoretaso
 
Selektywna Zbiorka, czyli jak odzyskiwać energię
Selektywna Zbiorka, czyli jak odzyskiwać energięSelektywna Zbiorka, czyli jak odzyskiwać energię
Selektywna Zbiorka, czyli jak odzyskiwać energięEkokonsultacje
 
Onim Nov Supplement High Res
Onim Nov Supplement High ResOnim Nov Supplement High Res
Onim Nov Supplement High Res
cnunnally
 
Fotos increíbles
Fotos increíblesFotos increíbles
Fotos increíbles
Manuel Fal
 
Vida
VidaVida
Newcastle Construction Division Newsletter-July 2010
Newcastle Construction Division Newsletter-July 2010Newcastle Construction Division Newsletter-July 2010
Newcastle Construction Division Newsletter-July 2010
Alan Bassett
 
商业之星使用手册
商业之星使用手册商业之星使用手册
商业之星使用手册guest165649
 
หนังสือเล่มเล็ก
หนังสือเล่มเล็กหนังสือเล่มเล็ก
หนังสือเล่มเล็กguest32f0fe9
 
Genkidama: P2Pコンテンツキャッシュ共有システム
Genkidama: P2Pコンテンツキャッシュ共有システムGenkidama: P2Pコンテンツキャッシュ共有システム
Genkidama: P2Pコンテンツキャッシュ共有システム
Takuya ASADA
 

Viewers also liked (20)

[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
[WEBINAR] Event Marketing Like a Boss: The Must-Know Secrets to Success
 
What is the best event management software?
What is the best event management software?What is the best event management software?
What is the best event management software?
 
Meeting Review NESHEP 5th April
Meeting Review NESHEP 5th AprilMeeting Review NESHEP 5th April
Meeting Review NESHEP 5th April
 
Mud Sept Program09 Jk
Mud Sept Program09 JkMud Sept Program09 Jk
Mud Sept Program09 Jk
 
Quines Somos Z
Quines Somos ZQuines Somos Z
Quines Somos Z
 
イマドキなNetwork/IO
イマドキなNetwork/IOイマドキなNetwork/IO
イマドキなNetwork/IO
 
Wyniki Raportu o oddziaływaniu na środowisko
Wyniki Raportu o oddziaływaniu na środowiskoWyniki Raportu o oddziaływaniu na środowisko
Wyniki Raportu o oddziaływaniu na środowisko
 
Fachtagung eCommerce und PIM
Fachtagung eCommerce und PIMFachtagung eCommerce und PIM
Fachtagung eCommerce und PIM
 
Halloween August 2009bp
Halloween August 2009bpHalloween August 2009bp
Halloween August 2009bp
 
Mung Thanh Terexa
Mung Thanh TerexaMung Thanh Terexa
Mung Thanh Terexa
 
Presecan's new paintings
Presecan's new paintingsPresecan's new paintings
Presecan's new paintings
 
Tibia by malok
Tibia by malokTibia by malok
Tibia by malok
 
Selektywna Zbiorka, czyli jak odzyskiwać energię
Selektywna Zbiorka, czyli jak odzyskiwać energięSelektywna Zbiorka, czyli jak odzyskiwać energię
Selektywna Zbiorka, czyli jak odzyskiwać energię
 
Onim Nov Supplement High Res
Onim Nov Supplement High ResOnim Nov Supplement High Res
Onim Nov Supplement High Res
 
Fotos increíbles
Fotos increíblesFotos increíbles
Fotos increíbles
 
Vida
VidaVida
Vida
 
Newcastle Construction Division Newsletter-July 2010
Newcastle Construction Division Newsletter-July 2010Newcastle Construction Division Newsletter-July 2010
Newcastle Construction Division Newsletter-July 2010
 
商业之星使用手册
商业之星使用手册商业之星使用手册
商业之星使用手册
 
หนังสือเล่มเล็ก
หนังสือเล่มเล็กหนังสือเล่มเล็ก
หนังสือเล่มเล็ก
 
Genkidama: P2Pコンテンツキャッシュ共有システム
Genkidama: P2Pコンテンツキャッシュ共有システムGenkidama: P2Pコンテンツキャッシュ共有システム
Genkidama: P2Pコンテンツキャッシュ共有システム
 

Similar to Online Payments 101 for Product Managers

Payment gateway/payment service providers and future trends in mobile payment...
Payment gateway/payment service providers and future trends in mobile payment...Payment gateway/payment service providers and future trends in mobile payment...
Payment gateway/payment service providers and future trends in mobile payment...
Danail Yotov
 
All What You Need To Know About Merchant Account
All What You Need To Know About Merchant AccountAll What You Need To Know About Merchant Account
All What You Need To Know About Merchant Account
Kyiv National Economic University
 
Credit card processing highrisk gateways
Credit card processing   highrisk gatewaysCredit card processing   highrisk gateways
Credit card processing highrisk gateways
highrisk gateways
 
Guide to Understanding Credit Card Processing for Merchants
Guide to Understanding Credit Card Processing for MerchantsGuide to Understanding Credit Card Processing for Merchants
Guide to Understanding Credit Card Processing for Merchants
ChloeBeckham
 
Online Payment Gateway System
Online Payment Gateway SystemOnline Payment Gateway System
Online Payment Gateway System
Mannu Khani
 
Payments 101 - US Payments - A Primer
Payments 101 - US Payments - A PrimerPayments 101 - US Payments - A Primer
Payments 101 - US Payments - A Primer
Kapish Kaushal
 
Card & Payments Industry Overview
Card & Payments Industry OverviewCard & Payments Industry Overview
Card & Payments Industry Overview
ankitinxs
 
E commerce infrastructure
E commerce infrastructureE commerce infrastructure
E commerce infrastructure
sahilm87
 
How Credit Card Processing Works
How Credit Card Processing WorksHow Credit Card Processing Works
How Credit Card Processing Works
Business.com
 
Learn Some Terms Used In Credit Card Processing
Learn Some Terms Used In Credit Card ProcessingLearn Some Terms Used In Credit Card Processing
Learn Some Terms Used In Credit Card Processing
itio Innovex Pvt Ltv
 
Challenges _opportunities_for_merchant_acquirers
Challenges  _opportunities_for_merchant_acquirersChallenges  _opportunities_for_merchant_acquirers
Challenges _opportunities_for_merchant_acquirers
Rudi Chatab
 
Payments glossary
Payments glossaryPayments glossary
Payments glossary
Esteve Camps Chust
 
Understanding Dynamic Chinese Online Payments Market
Understanding Dynamic Chinese Online Payments MarketUnderstanding Dynamic Chinese Online Payments Market
Understanding Dynamic Chinese Online Payments Market
Christopher Uriarte
 
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
Blackbaud Pacific
 
9781423903055 ppt ch11
9781423903055 ppt ch119781423903055 ppt ch11
9781423903055 ppt ch11
临枫 盖
 
9781423903055 ppt ch11
9781423903055 ppt ch119781423903055 ppt ch11
9781423903055 ppt ch11
临枫 盖
 
Meetup #1 Fundamentals of Payments
Meetup #1  Fundamentals of PaymentsMeetup #1  Fundamentals of Payments
Meetup #1 Fundamentals of Payments
ZOOZ2019
 
Mea1
Mea1Mea1
Mea1
ecommerce
 
Payments primer
Payments primerPayments primer
Payments primer
Sumeet Maniar
 
Std 12 Computer Chapter 5 Introduction to Mcommerce (Part 3 Electronic Payme...
Std 12 Computer Chapter 5  Introduction to Mcommerce (Part 3 Electronic Payme...Std 12 Computer Chapter 5  Introduction to Mcommerce (Part 3 Electronic Payme...
Std 12 Computer Chapter 5 Introduction to Mcommerce (Part 3 Electronic Payme...
Nuzhat Memon
 

Similar to Online Payments 101 for Product Managers (20)

Payment gateway/payment service providers and future trends in mobile payment...
Payment gateway/payment service providers and future trends in mobile payment...Payment gateway/payment service providers and future trends in mobile payment...
Payment gateway/payment service providers and future trends in mobile payment...
 
All What You Need To Know About Merchant Account
All What You Need To Know About Merchant AccountAll What You Need To Know About Merchant Account
All What You Need To Know About Merchant Account
 
Credit card processing highrisk gateways
Credit card processing   highrisk gatewaysCredit card processing   highrisk gateways
Credit card processing highrisk gateways
 
Guide to Understanding Credit Card Processing for Merchants
Guide to Understanding Credit Card Processing for MerchantsGuide to Understanding Credit Card Processing for Merchants
Guide to Understanding Credit Card Processing for Merchants
 
Online Payment Gateway System
Online Payment Gateway SystemOnline Payment Gateway System
Online Payment Gateway System
 
Payments 101 - US Payments - A Primer
Payments 101 - US Payments - A PrimerPayments 101 - US Payments - A Primer
Payments 101 - US Payments - A Primer
 
Card & Payments Industry Overview
Card & Payments Industry OverviewCard & Payments Industry Overview
Card & Payments Industry Overview
 
E commerce infrastructure
E commerce infrastructureE commerce infrastructure
E commerce infrastructure
 
How Credit Card Processing Works
How Credit Card Processing WorksHow Credit Card Processing Works
How Credit Card Processing Works
 
Learn Some Terms Used In Credit Card Processing
Learn Some Terms Used In Credit Card ProcessingLearn Some Terms Used In Credit Card Processing
Learn Some Terms Used In Credit Card Processing
 
Challenges _opportunities_for_merchant_acquirers
Challenges  _opportunities_for_merchant_acquirersChallenges  _opportunities_for_merchant_acquirers
Challenges _opportunities_for_merchant_acquirers
 
Payments glossary
Payments glossaryPayments glossary
Payments glossary
 
Understanding Dynamic Chinese Online Payments Market
Understanding Dynamic Chinese Online Payments MarketUnderstanding Dynamic Chinese Online Payments Market
Understanding Dynamic Chinese Online Payments Market
 
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...
 
9781423903055 ppt ch11
9781423903055 ppt ch119781423903055 ppt ch11
9781423903055 ppt ch11
 
9781423903055 ppt ch11
9781423903055 ppt ch119781423903055 ppt ch11
9781423903055 ppt ch11
 
Meetup #1 Fundamentals of Payments
Meetup #1  Fundamentals of PaymentsMeetup #1  Fundamentals of Payments
Meetup #1 Fundamentals of Payments
 
Mea1
Mea1Mea1
Mea1
 
Payments primer
Payments primerPayments primer
Payments primer
 
Std 12 Computer Chapter 5 Introduction to Mcommerce (Part 3 Electronic Payme...
Std 12 Computer Chapter 5  Introduction to Mcommerce (Part 3 Electronic Payme...Std 12 Computer Chapter 5  Introduction to Mcommerce (Part 3 Electronic Payme...
Std 12 Computer Chapter 5 Introduction to Mcommerce (Part 3 Electronic Payme...
 

Recently uploaded

怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
rtunex8r
 
Bengaluru Dreamin' 24 - Personal Branding
Bengaluru Dreamin' 24 - Personal BrandingBengaluru Dreamin' 24 - Personal Branding
Bengaluru Dreamin' 24 - Personal Branding
Tarandeep Singh
 
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
uehowe
 
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
ysasp1
 
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaalmanuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
wolfsoftcompanyco
 
HijackLoader Evolution: Interactive Process Hollowing
HijackLoader Evolution: Interactive Process HollowingHijackLoader Evolution: Interactive Process Hollowing
HijackLoader Evolution: Interactive Process Hollowing
Donato Onofri
 
Ready to Unlock the Power of Blockchain!
Ready to Unlock the Power of Blockchain!Ready to Unlock the Power of Blockchain!
Ready to Unlock the Power of Blockchain!
Toptal Tech
 
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
fovkoyb
 
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
xjq03c34
 
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
3a0sd7z3
 
Should Repositories Participate in the Fediverse?
Should Repositories Participate in the Fediverse?Should Repositories Participate in the Fediverse?
Should Repositories Participate in the Fediverse?
Paul Walk
 
Discover the benefits of outsourcing SEO to India
Discover the benefits of outsourcing SEO to IndiaDiscover the benefits of outsourcing SEO to India
Discover the benefits of outsourcing SEO to India
davidjhones387
 
一比一原版(USYD毕业证)悉尼大学毕业证如何办理
一比一原版(USYD毕业证)悉尼大学毕业证如何办理一比一原版(USYD毕业证)悉尼大学毕业证如何办理
一比一原版(USYD毕业证)悉尼大学毕业证如何办理
k4ncd0z
 
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
uehowe
 
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
uehowe
 
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
3a0sd7z3
 

Recently uploaded (16)

怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
怎么办理(umiami毕业证书)美国迈阿密大学毕业证文凭证书实拍图原版一模一样
 
Bengaluru Dreamin' 24 - Personal Branding
Bengaluru Dreamin' 24 - Personal BrandingBengaluru Dreamin' 24 - Personal Branding
Bengaluru Dreamin' 24 - Personal Branding
 
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
办理毕业证(NYU毕业证)纽约大学毕业证成绩单官方原版办理
 
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
成绩单ps(UST毕业证)圣托马斯大学毕业证成绩单快速办理
 
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaalmanuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
manuaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaal
 
HijackLoader Evolution: Interactive Process Hollowing
HijackLoader Evolution: Interactive Process HollowingHijackLoader Evolution: Interactive Process Hollowing
HijackLoader Evolution: Interactive Process Hollowing
 
Ready to Unlock the Power of Blockchain!
Ready to Unlock the Power of Blockchain!Ready to Unlock the Power of Blockchain!
Ready to Unlock the Power of Blockchain!
 
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
存档可查的(USC毕业证)南加利福尼亚大学毕业证成绩单制做办理
 
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
办理新西兰奥克兰大学毕业证学位证书范本原版一模一样
 
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
快速办理(新加坡SMU毕业证书)新加坡管理大学毕业证文凭证书一模一样
 
Should Repositories Participate in the Fediverse?
Should Repositories Participate in the Fediverse?Should Repositories Participate in the Fediverse?
Should Repositories Participate in the Fediverse?
 
Discover the benefits of outsourcing SEO to India
Discover the benefits of outsourcing SEO to IndiaDiscover the benefits of outsourcing SEO to India
Discover the benefits of outsourcing SEO to India
 
一比一原版(USYD毕业证)悉尼大学毕业证如何办理
一比一原版(USYD毕业证)悉尼大学毕业证如何办理一比一原版(USYD毕业证)悉尼大学毕业证如何办理
一比一原版(USYD毕业证)悉尼大学毕业证如何办理
 
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
办理毕业证(UPenn毕业证)宾夕法尼亚大学毕业证成绩单快速办理
 
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
留学挂科(UofM毕业证)明尼苏达大学毕业证成绩单复刻办理
 
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
快速办理(Vic毕业证书)惠灵顿维多利亚大学毕业证完成信一模一样
 

Online Payments 101 for Product Managers

  • 1. Online Payments 101 General Terms & Overview
  • 2. BIZZABO Eco-system - client side ✦ Credit Cards ✦ Card Holder - your client ✦ Card Associations - Visa/Mastercard Amex ✦ Issuing Bank - Bank that provide the credit card.
  • 3. BIZZABO Eco-system - business side ✦ Acquiring Bank ✦ Processing credit card for the merchant. ✦ Taking on financial risk in "acquiring" a merchant's payment card transactions ✦ Payment Processor (PSP) ✦ Provides authorization, data transmission, data security, settlement, and connectivity to payment networks as service to the Acquiring Bank ✦ Might be the same entity as the Acquiring Bank. ✦ Merchant Account ✦ Bank account that allow business to accept cc payments ✦ Agreement between you and acquiring bank ✦ Gateway ✦ End-point service, accept the cc details from the customer. ✦ Transfer the cc details to the PSP
  • 4. BIZZABO Payment Flow 1 - Send card details to the bank Your Website Gateway Card Association PSP1 (US)PSP2 (EU) PSP3 (LATAM) Buyer Seller
  • 5. BIZZABO Payment Flow 2 - Approval Your Website Gateway Card Association PSP1 (US)PSP2 (EU) PSP3 (LATAM) Buyer Seller
  • 6. BIZZABO Payment Flow 2 - Provide the service/goods Your Website Gateway Card Association PSP1 (US)PSP2 (EU) PSP3 (LATAM) Buyer Seller
  • 7. BIZZABO Payment Flow 2 - Settlement Your Website Gateway Card Association PSP1 (US)PSP2 (EU) PSP3 (LATAM) Buyer Seller
  • 8. BIZZABO Much more to learn ✦ Chargeback ✦ Security ✦ Payment aggregator ✦ Market Place VS Saas VS Store ✦ All-in-one payments solutions ✦ Recurring payments ✦ Invoices ✦ Legal