When investing in property, there are a small number of crucial factors that can be the difference between a profitable investment and one you could live to regret. This webinar will discuss these factors

1. How to Benefit from the Big
Shift in the Australian Property
Market
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3. • Head of Sales Real Estate Investar
• Managing Director Builder Builder
Rick Stapleton

4. • Managing Director
• www.howardgroup.com.au
Mark Howard

5. Material contained in this presentation is an overview only. It should not be
considered as a comprehensive statement on any matter nor relied upon as
such.
This presentation contains general information only and does not take into
account your personal objectives, financial situation or needs and you should
consider whether the information is appropriate to you before acting on it.
Before acting on any information you should consider seeking advice from a
financial adviser and your accountant before making any financial decision in
relation to any matters discussed in this presentation.
General advice disclaimer

6. We help investors
build and manage
their property portfolios

7. • Guided and mentored thousands of
clients to plan and purchase
property since 2006
• Helped clients build wealth through
properties
• Provides superior real estate
information
• Assisted clients reduce debt and
retire early
• Over 260,000 members
Real Estate Investar

8. ASX:REV
• Heavy investment in product
• Public company governance
• Strong and focused board;
Simon Baker – Former CEO of REA
Anthony Catalano – CEO of Domain

9. In partnership with…

10. Poll: Do you have a
property strategy?

11. The Big Shift in the Australian Property Market
• We are experiencing the lowest interest rates in the
past 50 years. Cycle ending
• A large portion of Australian property has been
purchased by overseas buyers
• Lending institutions have tightened their lending criteria
• Valuations have been driven down by oversupply
concerns
• We are going to see an increase in buyers failing to
settle on properties
• FLIGHT to Quality
• Design is KEY

12. Key Characteristics of Successful Property
Investors
• Treat property investment as a business
• Have a plan
• Create a team of experts that you can trust
• Research, research, research!
• Set SMART short & long term goals
• Maximise Depreciation benefits
• Have patience – property is a long term game
• Target market – try to appeal to the largest audience
• Location is key
• Regularly review your portfolio

13. Common Mistakes to Avoid
• Purchasing in the wrong investment
structure
• Not structuring the loan correctly
• Not doing your due diligence
• Not having a buffer
• Not having an exit strategy
• Not having the right support network
• Trying to do everything by yourself

14. What is an Off-the-Plan property?
• Entering into a contract to buy a
property before or during its
construction
• Typically includes Apartments &
Townhouses
• Can view the design and
building plans but you won’t be
able to physically inspect the
finished product until
construction is complete
• People buy off-the-plan as they
anticipate the value will be
worth more once completed

15. Poll: When are you looking
to purchase a property?
0-3mths
3-6mths
6-12mths
12 or longer

16. Pros & Cons of Purchasing Off-the-Plan
Pros
• Better price – developers
will start with lower prices
when offering new project
• Tax Benefits – higher
depreciation
• Secure property at today’s
prices
• Government Incentives – for
e.g. stamp duty concessions
• Time – longer settlements
allow more time to save
more money
Cons
• Falling property market
• Development Delays
• Expected finance may not
be available
• Rising interest rates
• Final product is unknown –
can’t physically see it
• Complexity of documents
• Settlement date can be
unknown

17. Tips for buying Off-the-Plan
• Research the Developer
• Seek legal advice on contract
• Adequate plan disclosure – always
check the plans carefully before
signing
• Check for defects – contracts
usually gives the buyer the right to
pre-inspect the property prior to
settlement
• Research the property and its
suburb

18. History of Howard Group
• Founded in 1992 by Mark Howard
• Early Career
• Getting into the property ladder – Mark’s story
• Subsidiary business
• Finance companies

19. Howard Group
• Into a visionary leading edge business
• Started with passion and drive
• Joined the property ladder and never looked back
• We have delivered over $800m worth of property
• Recently Completed: Rhapsody & Brooklyn

20. St Raphael on Stanhill – Chevron Island (2001)

21. Vogue on Broadbeach – Broadbeach (2003)

22. The Pinnacle – Surfers Paradise (2003)

23. Harbour Heights – Rosslyn Bay (2007)

24. Sphere 300 units – Southport (2012)

25. Howard Group – Recently Completed
Rhapsody – Surfers North
Brooklyn – Varsity Lakes

26. Rhapsody – Surfers North

27. Brooklyn – Varsity Lakes
RENDER off the plan

28. Brooklyn – Varsity Lakes
ACTUAL – real image

29. Brooklyn – Varsity Lakes

30. Howard Group – some Past Projects
• St Raphael on Stanhill – Chevron Island (2001)
• Vogue on Broadbeach – Broadbeach (2003)
• The Pinnacle – Surfers Paradise (2003)
• Harbour Heights – Rosslyn Bay (2007)
• Sphere – Southport (2012)

31. What makes the Howard Group different?
• Design Principles
• Giving back to the client
• Future proofing the building through design

32. How do Valuers work?
• Design reflects valuations
• Valuations reflect finance and LVR
• Design means its hot property
• Hot property means demand
• Demand means value increase
• Value for owner occupiers
• Value for investors with rental return
• We have perfected the art
• We deliver great living spaces

33. WHAT MAKES A GREAT INVESTMENT
SUBURB

34. Within the suburb
Atmosphere Ashmore DESIGN

35. Atmosphere Ashmore - Facilites

36. Atmosphere Ashmore - Finishes

37. Atmosphere Ashmore
• Stage 1 Unit Example

38. Atmosphere Ashmore
• Stage 1 Unit Example

39. Atmosphere Ashmore
• Stage 1 Unit Example

40. Atmosphere Ashmore
DEPENDABLE OFF THE
PLAN RATES AND FIGURES

41. Atmosphere Ashmore - STAGED

42. Atmosphere Ashmore
• Stage 2 Release
• USE IMAGE FROM STAGE 2

43. Poll: Do you prefer;
DIY OR Guidance?

44. Things to consider – do you have?
• A well-defined strategy in place?
• An acquisition plan to find and research
your next properties?
• Time?
• Knowledge to implement your chosen
strategy?
• Experience?
• Ability to identify potential issues if you
are not aware of the signs?

45. Five step, strategic approach

46. Guidance Advantages
• Personalised Property Strategy
• Simple planning throughout the whole process – timelines
• Full turn key packages – every dollar accounted for
• All planning & council approvals included in turn key costs
• 100% money back if you are unable to obtain finance pre-
approval
• Leverage our experience, professional ties – gain multiple
quotes
• Receive a $5,000 cash rebate on settlement for New
• Exclusive access to off the market and pre-release stock
• Completely transparent learning as you go
• A team to work with you – Strategist, Agent & Contracts
Manager

47. Poll: What investment stock
are you looking for?
Townhouses
Units
House and Land?

48. Questions?
Thank you & good luck on your investing journey
http://info.realestateinvestar.com.au/strategy-session