Steven Gallagher is requesting $45,932 in financial assistance to start Northern Maine Publications, a publishing company focused on novels. He has over 10 years of experience as a writer and several years experience self-publishing. The business would be a sole proprietorship located in Maine. It would initially have 2 part-time employees growing to 5 full-time employees within 3 years. The funding request includes costs for equipment, facility, supplies, marketing, and initial operating expenses to launch the business.
Group G will present on their company Aizu Web Page Maker. Their presentation will cover their web brochure, which outlines the purpose and history of the company, pricing, benefits of using their product, and contact information. They will also discuss their business plan, covering the executive summary and business operations, financial planning. The presentation aims to concisely convey key information to clients about their company in a logical manner.
The document discusses prototyping and provides examples of different types of prototypes including paper prototypes, digital prototypes, storyboards, role plays, and space prototypes. It explains that prototyping is used to make ideas tangible and test reactions from users in order to gain insights. Prototypes should be iterated on and fail early to push ideas further and save time and money. Both low and high fidelity prototypes are mentioned as ways to test ideas at different stages of the design process.
10 Insightful Quotes On Designing A Better Customer ExperienceYuan Wang
In an ever-changing landscape of one digital disruption after another, companies and organisations are looking for new ways to understand their target markets and engage them better. Increasingly they invest in user experience (UX) and customer experience design (CX) capabilities by working with a specialist UX agency or developing their own UX lab. Some UX practitioners are touting leaner and faster ways of developing customer-centric products and services, via methodologies such as guerilla research, rapid prototyping and Agile UX. Others seek innovation and fulfilment by spending more time in research, being more inclusive, and designing for social goods.
Experience is more than just an interface. It is a relationship, as well as a series of touch points between your brand and your customer. Here are our top 10 highlights and takeaways from the recent UX Australia conference to help you transform your customer experience design.
For full article, continue reading at https://yump.com.au/10-ways-supercharge-customer-experience-design/
How to Build a Dynamic Social Media PlanPost Planner
Stop guessing and wasting your time on networks and strategies that don’t work!
Join Rebekah Radice and Katie Lance to learn how to optimize your social networks, the best kept secrets for hot content, top time management tools, and much more!
Watch the replay here: bit.ly/socialmedia-plan
http://inarocket.com
Learn BEM fundamentals as fast as possible. What is BEM (Block, element, modifier), BEM syntax, how it works with a real example, etc.
Lightning Talk #9: How UX and Data Storytelling Can Shape Policy by Mika Aldabaux singapore
How can we take UX and Data Storytelling out of the tech context and use them to change the way government behaves?
Showcasing the truth is the highest goal of data storytelling. Because the design of a chart can affect the interpretation of data in a major way, one must wield visual tools with care and deliberation. Using quantitative facts to evoke an emotional response is best achieved with the combination of UX and data storytelling.
The document discusses how personalization and dynamic content are becoming increasingly important on websites. It notes that 52% of marketers see content personalization as critical and 75% of consumers like it when brands personalize their content. However, personalization can create issues for search engine optimization as dynamic URLs and content are more difficult for search engines to index than static pages. The document provides tips for SEOs to help address these personalization and SEO challenges, such as using static URLs when possible and submitting accurate sitemaps.
This document summarizes a study of CEO succession events among the largest 100 U.S. corporations between 2005-2015. The study analyzed executives who were passed over for the CEO role ("succession losers") and their subsequent careers. It found that 74% of passed over executives left their companies, with 30% eventually becoming CEOs elsewhere. However, companies led by succession losers saw average stock price declines of 13% over 3 years, compared to gains for companies whose CEO selections remained unchanged. The findings suggest that boards generally identify the most qualified CEO candidates, though differences between internal and external hires complicate comparisons.
Group G will present on their company Aizu Web Page Maker. Their presentation will cover their web brochure, which outlines the purpose and history of the company, pricing, benefits of using their product, and contact information. They will also discuss their business plan, covering the executive summary and business operations, financial planning. The presentation aims to concisely convey key information to clients about their company in a logical manner.
The document discusses prototyping and provides examples of different types of prototypes including paper prototypes, digital prototypes, storyboards, role plays, and space prototypes. It explains that prototyping is used to make ideas tangible and test reactions from users in order to gain insights. Prototypes should be iterated on and fail early to push ideas further and save time and money. Both low and high fidelity prototypes are mentioned as ways to test ideas at different stages of the design process.
10 Insightful Quotes On Designing A Better Customer ExperienceYuan Wang
In an ever-changing landscape of one digital disruption after another, companies and organisations are looking for new ways to understand their target markets and engage them better. Increasingly they invest in user experience (UX) and customer experience design (CX) capabilities by working with a specialist UX agency or developing their own UX lab. Some UX practitioners are touting leaner and faster ways of developing customer-centric products and services, via methodologies such as guerilla research, rapid prototyping and Agile UX. Others seek innovation and fulfilment by spending more time in research, being more inclusive, and designing for social goods.
Experience is more than just an interface. It is a relationship, as well as a series of touch points between your brand and your customer. Here are our top 10 highlights and takeaways from the recent UX Australia conference to help you transform your customer experience design.
For full article, continue reading at https://yump.com.au/10-ways-supercharge-customer-experience-design/
How to Build a Dynamic Social Media PlanPost Planner
Stop guessing and wasting your time on networks and strategies that don’t work!
Join Rebekah Radice and Katie Lance to learn how to optimize your social networks, the best kept secrets for hot content, top time management tools, and much more!
Watch the replay here: bit.ly/socialmedia-plan
http://inarocket.com
Learn BEM fundamentals as fast as possible. What is BEM (Block, element, modifier), BEM syntax, how it works with a real example, etc.
Lightning Talk #9: How UX and Data Storytelling Can Shape Policy by Mika Aldabaux singapore
How can we take UX and Data Storytelling out of the tech context and use them to change the way government behaves?
Showcasing the truth is the highest goal of data storytelling. Because the design of a chart can affect the interpretation of data in a major way, one must wield visual tools with care and deliberation. Using quantitative facts to evoke an emotional response is best achieved with the combination of UX and data storytelling.
The document discusses how personalization and dynamic content are becoming increasingly important on websites. It notes that 52% of marketers see content personalization as critical and 75% of consumers like it when brands personalize their content. However, personalization can create issues for search engine optimization as dynamic URLs and content are more difficult for search engines to index than static pages. The document provides tips for SEOs to help address these personalization and SEO challenges, such as using static URLs when possible and submitting accurate sitemaps.
This document summarizes a study of CEO succession events among the largest 100 U.S. corporations between 2005-2015. The study analyzed executives who were passed over for the CEO role ("succession losers") and their subsequent careers. It found that 74% of passed over executives left their companies, with 30% eventually becoming CEOs elsewhere. However, companies led by succession losers saw average stock price declines of 13% over 3 years, compared to gains for companies whose CEO selections remained unchanged. The findings suggest that boards generally identify the most qualified CEO candidates, though differences between internal and external hires complicate comparisons.
The document provides steps and considerations for starting a consulting business, including determining if you have the necessary skills, choosing a business name, understanding legal requirements, estimating start-up and operating costs, setting up marketing and office systems. It discusses setting up accounting software like QuickBooks, creating budgets, determining rates, and obtaining necessary insurance. The goal is to prove that anyone can start their own business with the right preparation.
This document outlines a business plan for a mobile application called Baby b4 Me. The app aims to give parents peace of mind by allowing them to oversee caregivers' activities, maintain an emergency contact list, and easily communicate with caregivers via text and video without needing a camera. The target market is single working parents with children under 18. The founder, Shaquiesha Davis, is pursuing this idea to help alleviate anxiety for both parents and caregivers.
The document summarizes a presentation about a one-stop real estate brokerage franchise called WPI. It outlines the company's products and services which include real estate, mortgages, insurance, and tools/technology. It describes the business model including regional franchise locations, agent benefits like multiple income streams and low overhead, and residual income opportunities for brokers who recruit agents and other brokerages.
1. The document advertises an unlimited wireless mobile service plan for $89.95 per month or free if you refer 3 customers.
2. It promotes joining the business opportunity to earn bonuses for referring customers and building a sales team.
3. Key benefits highlighted include free cell phone service, website, and monthly auto-ship costs if you refer 3 customers to join.
The document provides a list of 10 risks and mistakes that new construction company entrepreneurs should avoid. It discusses mistakes like not having adequate financing, not creating a proper business plan, failing to properly brand and promote the business, taking on poor quality projects or clients, not obtaining the necessary licenses and permits, hiring unqualified family or friends, lacking proper insurance, failing to implement strong risk management practices, and not putting contracts in writing. The overall message is the importance of being properly prepared, licensed, insured and having strong business practices to avoid common pitfalls that new construction entrepreneurs face.
This document appears to be an agenda for an Avon training seminar. It includes topics like launching an Avon business, developing sales leaders, compensation structures at different leadership levels, prospecting and recruiting techniques, and success stories of representatives who have earned bonuses and advanced in their Avon business. The goal is to provide representatives with the skills and strategies to build their own successful Avon business units.
The document provides information about the Future Entrepreneurs Youth Business Plan Competition hosted by the Brockton Area Workforce Investment Board, including submission requirements, eligibility criteria, and deadlines to submit a written business plan and PowerPoint presentation by March 30, 2012 for a chance to win the competition. Eligible youth entrepreneurs between the ages of 16-21 living in specified towns in Massachusetts are invited to submit original business ideas and plans either individually or in teams of up to 4 people for the opportunity to demonstrate their business concepts.
This document summarizes the business opportunity and compensation plan of Liberty International, a multi-level marketing company that sells cell phone plans. It promotes signing up to sell their plans with the opportunity to earn commissions from sales and a team of distributors. Distributors can earn bonuses starting at $100 up to thousands per day by recruiting others and receiving overrides on their teams' sales and recruits. The highest membership option costs $1,699 with the most lucrative compensation.
This document summarizes various marketing programs and systems available from NF Communications, Inc. to help financial advisors grow their business. The programs include seminar systems to attract clients, newsletters to generate leads, book publishing to build credibility, and marketing materials like brochures and public relations kits. Prices for individual programs range from $99 to $2,497. NF Communications claims their proven systems are based on what top producing advisors actually use to efficiently acquire new clients. Interested advisors can request more information or download reports on each program from the company's website.
The document outlines Aubrey High's business plan to start an IT company called ABC IT located in Denver, Colorado. The plan details Aubrey's background and qualifications, the services ABC IT will provide, management structure, competitors, target markets, and 3-year financial projections which estimate $2.1 million in profit. Aubrey is requesting a $500,000 loan to launch the business.
The document discusses how to become a virtual assistant and earn money working remotely online. It describes virtual assistants as freelancers who provide services like administrative tasks, writing, design, and other work to clients globally using technology. Some key steps outlined for becoming a virtual assistant include determining the services you can offer based on your skills and experience, specializing in a few areas, researching the industry to identify demand, creating a business plan, and setting up the necessary equipment and work space. The document suggests virtual assisting as a way to gain flexibility and income working from home.
Growing Your Business From Six To Seven FiguresAdam Urbanski
The document discusses how to grow an expertise-based business into a million dollar empire. It outlines Adam Urbanski's formula of (RM)4 + RA for success, which stands for having the right mindset, right model, right methods, right mastermind and mentor, and taking right action. The document provides examples of businesses that implemented these strategies and saw significant revenue increases, such as making over $100,000 in one weekend. It emphasizes the importance of taking action to see results.
The document discusses Lightyear Wireless, a telecommunications company founded in 1993 that provides wireless services to over 100,000 customers. It outlines the company's founders and their experience in the telecom industry. The document also describes Lightyear Wireless' business model, compensation plan, and opportunity for individuals to start their own Lightyear Wireless business by recruiting other representatives and customers.
Simon Boot discusses bootstrapping for startups by focusing on reducing costs and increasing cash flow during the startup phase. He emphasizes avoiding fixed costs like rent by working remotely when possible. Equipment and supplies should be borrowed, rented, or bought used/cheap if necessary. Outsource work and use freelancers to avoid employee costs. Defer expenses that are not immediately needed. Barter goods and services with other businesses. Always negotiate prices and payment terms. The goal is to extend the startup's limited funds by minimizing the "burn rate" until the business reaches profitability and positive cash flow. These bootstrapping techniques should be considered when preparing a business plan and budget.
This document provides instructions for creating an information product in the form of a report that can be used to make money online. It discusses the benefits of low-priced reports, how to identify a target market and desired problems/solutions, developing topic ideas through surveys and forums, and outlines the basic steps for creating a report including determining pricing, writing content, formatting, and promoting the report. The overall goal is to help readers understand how to efficiently create their first money-making report through a proven process.
Download this FREE 117 page marketing blueprint and action guide. Now you can finally know what to do one-time, daily, weekly, bi-weekly and monthly to grow your business. There is nothing else like this blueprint anywhere, at any price and I\'m giving it to you totally free. So download it, use it and profit from it.
Dollars in your checking account are not the only way you can pay yourself through your business. Surely, we want them, but for every dollar put in to your pocket you need to earn 35 cents more to give to Uncle Sam. There are many things your business can "pay" for that you and your family already want and need. While you probably know your business can pay for cell phones, computers, golf outings and such; but did you know there are actually more than 51 ways you can pay yourself and your family!
This interactive workshop will help you be more savvy with every dollar your business brings in, so that your bottom line benefits your family first, before your Uncle (Sam).
This document provides an overview of the People Helping People business presentation. It introduces the company as an international home services provider launched in 2010 that became the fastest growing MLM. It then summarizes the company's products and services which include prepaid wireless, digital home phones, health products, energy saving devices, and marketing tools. The presentation explains that the business model involves getting a few customers and recruiting three others to do the same, in order to build a team and earn residual income from multiple streams. It emphasizes that the business has low startup costs but huge potential income if the team is built down multiple levels.
This document summarizes an opportunity to earn money by sharing information about job and career opportunities with an Indian company called Big Iz India. Members can earn a commission by sending details of organizations with job openings or institutes offering courses. They can build a network by recruiting others to also share information. The more people in their network, the more commission they can earn from the revenue generated by the information provided. There is no joining fee to become a member.
The document provides steps and considerations for starting a consulting business, including determining if you have the necessary skills, choosing a business name, understanding legal requirements, estimating start-up and operating costs, setting up marketing and office systems. It discusses setting up accounting software like QuickBooks, creating budgets, determining rates, and obtaining necessary insurance. The goal is to prove that anyone can start their own business with the right preparation.
This document outlines a business plan for a mobile application called Baby b4 Me. The app aims to give parents peace of mind by allowing them to oversee caregivers' activities, maintain an emergency contact list, and easily communicate with caregivers via text and video without needing a camera. The target market is single working parents with children under 18. The founder, Shaquiesha Davis, is pursuing this idea to help alleviate anxiety for both parents and caregivers.
The document summarizes a presentation about a one-stop real estate brokerage franchise called WPI. It outlines the company's products and services which include real estate, mortgages, insurance, and tools/technology. It describes the business model including regional franchise locations, agent benefits like multiple income streams and low overhead, and residual income opportunities for brokers who recruit agents and other brokerages.
1. The document advertises an unlimited wireless mobile service plan for $89.95 per month or free if you refer 3 customers.
2. It promotes joining the business opportunity to earn bonuses for referring customers and building a sales team.
3. Key benefits highlighted include free cell phone service, website, and monthly auto-ship costs if you refer 3 customers to join.
The document provides a list of 10 risks and mistakes that new construction company entrepreneurs should avoid. It discusses mistakes like not having adequate financing, not creating a proper business plan, failing to properly brand and promote the business, taking on poor quality projects or clients, not obtaining the necessary licenses and permits, hiring unqualified family or friends, lacking proper insurance, failing to implement strong risk management practices, and not putting contracts in writing. The overall message is the importance of being properly prepared, licensed, insured and having strong business practices to avoid common pitfalls that new construction entrepreneurs face.
This document appears to be an agenda for an Avon training seminar. It includes topics like launching an Avon business, developing sales leaders, compensation structures at different leadership levels, prospecting and recruiting techniques, and success stories of representatives who have earned bonuses and advanced in their Avon business. The goal is to provide representatives with the skills and strategies to build their own successful Avon business units.
The document provides information about the Future Entrepreneurs Youth Business Plan Competition hosted by the Brockton Area Workforce Investment Board, including submission requirements, eligibility criteria, and deadlines to submit a written business plan and PowerPoint presentation by March 30, 2012 for a chance to win the competition. Eligible youth entrepreneurs between the ages of 16-21 living in specified towns in Massachusetts are invited to submit original business ideas and plans either individually or in teams of up to 4 people for the opportunity to demonstrate their business concepts.
This document summarizes the business opportunity and compensation plan of Liberty International, a multi-level marketing company that sells cell phone plans. It promotes signing up to sell their plans with the opportunity to earn commissions from sales and a team of distributors. Distributors can earn bonuses starting at $100 up to thousands per day by recruiting others and receiving overrides on their teams' sales and recruits. The highest membership option costs $1,699 with the most lucrative compensation.
This document summarizes various marketing programs and systems available from NF Communications, Inc. to help financial advisors grow their business. The programs include seminar systems to attract clients, newsletters to generate leads, book publishing to build credibility, and marketing materials like brochures and public relations kits. Prices for individual programs range from $99 to $2,497. NF Communications claims their proven systems are based on what top producing advisors actually use to efficiently acquire new clients. Interested advisors can request more information or download reports on each program from the company's website.
The document outlines Aubrey High's business plan to start an IT company called ABC IT located in Denver, Colorado. The plan details Aubrey's background and qualifications, the services ABC IT will provide, management structure, competitors, target markets, and 3-year financial projections which estimate $2.1 million in profit. Aubrey is requesting a $500,000 loan to launch the business.
The document discusses how to become a virtual assistant and earn money working remotely online. It describes virtual assistants as freelancers who provide services like administrative tasks, writing, design, and other work to clients globally using technology. Some key steps outlined for becoming a virtual assistant include determining the services you can offer based on your skills and experience, specializing in a few areas, researching the industry to identify demand, creating a business plan, and setting up the necessary equipment and work space. The document suggests virtual assisting as a way to gain flexibility and income working from home.
Growing Your Business From Six To Seven FiguresAdam Urbanski
The document discusses how to grow an expertise-based business into a million dollar empire. It outlines Adam Urbanski's formula of (RM)4 + RA for success, which stands for having the right mindset, right model, right methods, right mastermind and mentor, and taking right action. The document provides examples of businesses that implemented these strategies and saw significant revenue increases, such as making over $100,000 in one weekend. It emphasizes the importance of taking action to see results.
The document discusses Lightyear Wireless, a telecommunications company founded in 1993 that provides wireless services to over 100,000 customers. It outlines the company's founders and their experience in the telecom industry. The document also describes Lightyear Wireless' business model, compensation plan, and opportunity for individuals to start their own Lightyear Wireless business by recruiting other representatives and customers.
Simon Boot discusses bootstrapping for startups by focusing on reducing costs and increasing cash flow during the startup phase. He emphasizes avoiding fixed costs like rent by working remotely when possible. Equipment and supplies should be borrowed, rented, or bought used/cheap if necessary. Outsource work and use freelancers to avoid employee costs. Defer expenses that are not immediately needed. Barter goods and services with other businesses. Always negotiate prices and payment terms. The goal is to extend the startup's limited funds by minimizing the "burn rate" until the business reaches profitability and positive cash flow. These bootstrapping techniques should be considered when preparing a business plan and budget.
This document provides instructions for creating an information product in the form of a report that can be used to make money online. It discusses the benefits of low-priced reports, how to identify a target market and desired problems/solutions, developing topic ideas through surveys and forums, and outlines the basic steps for creating a report including determining pricing, writing content, formatting, and promoting the report. The overall goal is to help readers understand how to efficiently create their first money-making report through a proven process.
Download this FREE 117 page marketing blueprint and action guide. Now you can finally know what to do one-time, daily, weekly, bi-weekly and monthly to grow your business. There is nothing else like this blueprint anywhere, at any price and I\'m giving it to you totally free. So download it, use it and profit from it.
Dollars in your checking account are not the only way you can pay yourself through your business. Surely, we want them, but for every dollar put in to your pocket you need to earn 35 cents more to give to Uncle Sam. There are many things your business can "pay" for that you and your family already want and need. While you probably know your business can pay for cell phones, computers, golf outings and such; but did you know there are actually more than 51 ways you can pay yourself and your family!
This interactive workshop will help you be more savvy with every dollar your business brings in, so that your bottom line benefits your family first, before your Uncle (Sam).
This document provides an overview of the People Helping People business presentation. It introduces the company as an international home services provider launched in 2010 that became the fastest growing MLM. It then summarizes the company's products and services which include prepaid wireless, digital home phones, health products, energy saving devices, and marketing tools. The presentation explains that the business model involves getting a few customers and recruiting three others to do the same, in order to build a team and earn residual income from multiple streams. It emphasizes that the business has low startup costs but huge potential income if the team is built down multiple levels.
This document summarizes an opportunity to earn money by sharing information about job and career opportunities with an Indian company called Big Iz India. Members can earn a commission by sending details of organizations with job openings or institutes offering courses. They can build a network by recruiting others to also share information. The more people in their network, the more commission they can earn from the revenue generated by the information provided. There is no joining fee to become a member.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
The chapter Lifelines of National Economy in Class 10 Geography focuses on the various modes of transportation and communication that play a vital role in the economic development of a country. These lifelines are crucial for the movement of goods, services, and people, thereby connecting different regions and promoting economic activities.
Gender and Mental Health - Counselling and Family Therapy Applications and In...PsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.pptHenry Hollis
The History of NZ 1870-1900.
Making of a Nation.
From the NZ Wars to Liberals,
Richard Seddon, George Grey,
Social Laboratory, New Zealand,
Confiscations, Kotahitanga, Kingitanga, Parliament, Suffrage, Repudiation, Economic Change, Agriculture, Gold Mining, Timber, Flax, Sheep, Dairying,
🔥🔥🔥🔥🔥🔥🔥🔥🔥
إضغ بين إيديكم من أقوى الملازم التي صممتها
ملزمة تشريح الجهاز الهيكلي (نظري 3)
💀💀💀💀💀💀💀💀💀💀
تتميز هذهِ الملزمة بعِدة مُميزات :
1- مُترجمة ترجمة تُناسب جميع المستويات
2- تحتوي على 78 رسم توضيحي لكل كلمة موجودة بالملزمة (لكل كلمة !!!!)
#فهم_ماكو_درخ
3- دقة الكتابة والصور عالية جداً جداً جداً
4- هُنالك بعض المعلومات تم توضيحها بشكل تفصيلي جداً (تُعتبر لدى الطالب أو الطالبة بإنها معلومات مُبهمة ومع ذلك تم توضيح هذهِ المعلومات المُبهمة بشكل تفصيلي جداً
5- الملزمة تشرح نفسها ب نفسها بس تكلك تعال اقراني
6- تحتوي الملزمة في اول سلايد على خارطة تتضمن جميع تفرُعات معلومات الجهاز الهيكلي المذكورة في هذهِ الملزمة
واخيراً هذهِ الملزمة حلالٌ عليكم وإتمنى منكم إن تدعولي بالخير والصحة والعافية فقط
كل التوفيق زملائي وزميلاتي ، زميلكم محمد الذهبي 💊💊
🔥🔥🔥🔥🔥🔥🔥🔥🔥
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.
1. NORTHERN MAINE PUBLICATIONS
646 New Dunn Town road
Wade, Maine 04786
Financial Assistance Request
Business Startup
This has been prepared as a financial assistance request for a startup business.
I am requesting financial assistance to start a (Novel) Publishing Company, Northern
Maine Publications, trade paperback books.
I have over ten years experience as a creative writer and several years experience
publishing and hand binding books.
The Market for my product is World Wide.
Although advancements in technology have placed millions of us in front of the
television screen and compute monitors, the need to read and write still exists and is
growing.
Reading expands our imagination and knowledge and from ages five to one hundred and
five, everyone reads something and they always will.
Publishing is a very competitive market, but there are very few companies devoted to
publishing full length novels.
There are approximately seventy three publishing companies in the State of Maine.
Forty three are publishers of monthly periodicals, weekly news letters and statistical
advertisers.
Seventeen more publish quarterly magazines covering Legal, Religious, Research,
Educational, Real Estate, Military and Special Interest Groups.
Eleven of these publishing companies are Subsidy Publishers with prices for their
services starting at $699.00.
Only one publishing company in this state publishes Novels and it is Windswept House
Publishers in Mount Desert, Maine. They do picture books and novellas for pre-school to
young adult and they are not a subsidy publisher.
I am requesting Forty Five Thousand Nine Hundred Thirty Two, ($45932.00) to start my
publishing company
Please review the attached Business Plan. You can contact me at 207-455-5828.
Thank you
2. BUSINESS PLAN
Owner: Steven J Gallagher
646 New Dunn Town rd
Wade, Maine 04786
207-455-5828
Sreo1927@aol.com
Sreo1927@hotmail.com
I have over ten years experience as a creative writer in Scifi, Horror, Fiction, Fantasy and
Children’s Novels.
I have three years experience as a Printer, Binder and Marketer of my product.
I have over five years experience as a Business Owner/Manager, with an accumulative
fifteen years as supervisor/manager.
I have a Certificate in Computer Technology and am working towards a Degree in
Information Technology.
I currently own 100% of my business and I market my product by word of mouth.
Professional Services: I will perform my own Accounting with the assistance of
Peachtree or Quicken Accounting software and have quarterly audits and Tax preparation
performed by a CPA.
I have inquired with two separate Legal Firms in the area about becoming my Business
Attorney and have received favorable responses from both.
I have spoken with three Financial Institutes in this area about setting up a Business
account and have received a list of available business benefits.
Northeast Insurance has agreed to become my Business Insurance carrier, writing a
policy separate from my Homeowners.
If acceptable, Rod Thompson, of the Maine Small Business Development Center will be
my Professional advisor.
Legal Status: This business will be as it is now, Sole Proprietorship.
Purpose: The primary purpose of this business is to produce high quality Novels from all
genre; Horror, Scifi, Fantasy, Fiction, Children’s Ghost, Romance, Mystery, etc.
Secondary purpose is to put back to work as many people as I can as the years progress.
3. Status: Full production and marketing is scheduled for as soon as complete financing
becomes available.
Current Goal: Northern Maine Publications will begin with myself and two part-time
employees working on an on-call basis for the first six months.
I plan to have five full-time employees with full benefits by the end of the third year.
Long Term Goal: At the end of five years I plan to have thirty-five full time employees
with full benefits.
I also plan to have over two hundred currently unknown authors under publishing
contracts.
I will have a complete Administrative Staff, but I will remain active in the operation of
the business.
Industry: The publishing industry is a very competitive market, but most publishers are
self-publishers, producing their own work, or subsidy publishers charging the author a
substantial fee to publish his or her work. Even several of the larger, well-known trade
publishing houses have switched to subsidy or vanity publishing.
Self-publishers publish one or two of their own manuscripts to develop a name as an
author and then they sell out to a commercial publisher.
Subsidy and vanity publishers charge a substantial fee for editing, proof reading and
cover design, but these fees seldom include the cost of marketing and promotion.
With the advances in technology, almost anyone can become a Desktop Publisher, but
their business is based on periodicals, weekly and monthly newsletters, statistical
information usually gathered from the internet.
There are a limited number of actual Book Publishing Companies in the State of Maine;
eleven are subsidy, with only one or two Genre that they will accept.
And there appears to be only one true, commercial publisher in this State and their target
audience is pre-school to young adult.
Schedule: Northern Maine Publications will operate eight hours a day, five days a week.
Management: As owner/operator of Northern Maine Publications, my primary duties
from 8:00am to 5:00pm will be format, print, bind assign ISBN and ISSN numbers,
acquire copyright registration and arrange for marketing and delivery of the finished
product to the general public.
4. My evenings and weekends will be devoted to writing my own work as well as editing,
proofreading other manuscripts, answering e-mail and snail mail inquiries and
communicating with authors and retailers.
I plan to collect no salary or benefits from my company for the first year.
All proceeds will be used towards employees, their benefits, inventory supplies,
equipment, marketing and expansion.
Employees: I currently have four people with related experience in the field that are
interested in coming to work for me once my business opens.
Two of these people have already been offered part time positions as on-call employees
and they have accepted.
By the end of the first year these two employees should be full time and by the end of my
third year I will add three more full time with full benefits.
Each part time employee will be paid eight dollars an hour for every hour worked
between 8:00am and 5:00pm Monday through Friday.
Each full time employee will be paid ten dollars an hour for every hour worked between
8:00am and 5:00pm Monday through Friday.
Full time employee benefits will include group family medical, vacation and holidays.
At the end of five years, benefits package for five full time employees will cost Northern
Maine Publications $42,000.00 annually. (Price quote from telephone conversation with a
representative of Maine Mutual).
Training: training for employees will be minimal at best.
Requirements will be, must be computer literate and must be responsible.
Any technical training will be provided by me, whereas I already have the experience in
publishing.
Operation: Product will be formatted, printed, bound, packaged and shipped onsite
location.
As manuscripts are received, they will be proofread, edited, formatted, bound and the
first few copies will be sent back to the author for his or her written approval.
Once the signed approval has been returned, the finished product will be marketed
through the Internet, Direct Mailings and retailers.
Facility: Northern Maine Publications will be established in a building separate from my
home.
The building has its own heating system, bath facility and septic system. It has its own
single line telephone service and satellite service.
It also has available room for expansion as my business grows.
5. Equipment:
1- Duplo DB 280 Automated Perfect Binder $8997.00
1- Dahle 848 HD Ream Paper Cutter $2979.00
1- Dell Inspiron Studio 17 Laptop $2319.00
1- HP Indigo 3500 Digital Press $4599.00
1- Answering Machine with voice mail and four lines $ 587.00
2- Digital Photo Processors for book covers and author photo $ 823.00
Total Equipment cost $20304.00
First Year Startup Capital:
One tank heating oil $ 867.00
High Speed Internet by Wild Blue (FairPoint Communication) $ 880.00
Electricity $1225.00
Telephone $ 892.00
Insurance-Liability/fire loss $ 624.00
Employee Wages/part time $3600.00
Payroll Taxes $1200.00
Advertising/Marketing $2620.00
Vehicle Expense $ 00.00
Building Rent/Mortgage $6000.00
Office Supplies $4400.00
Postage/Shipping $1220.00
Equipment/repair/warrantee $ 600.00
Licenses and Fees $ 00.00
Sales Tax $ 900.00
Accounting Service/CPA $ 600.00
Contracted Work $ 00.00
Total First year Startup Capital $25628.00
Total Equipment Cost $20304.00
Total $45932.00
6. Material Handling: All shipping and receiving will be handled by me.
Inventory Control: All inventories will be computerized.
Shipping: All finished product will be sent through direct mail, UPS, FED-X.
Supplies: All supplies will be purchased through local suppliers. Trade accounts have
been agreed upon when business is in full operation.
Pricing for Finished Product: Current pricing was established through market research,
via Internet, telephone interviews and actual on-site inspection.
Profit: The sale of ten thousand books will cover all equipment costs, it will cover the
first years operating expense, it will pay the authors twenty five percent royalties and
leave approximately forty percent profit. This profit will allow for business expansion.
Competitive: Prices for the finished product are flexible and based on market needs, can
be adjusted to allow for adequate profit.
Cheaper Products: There are some cheaper products on the market today, but the
difference in price is less than twelve percent.
There are also lesser quality products on the market for a substantially higher price.
Credit: Credit will be established for customers under certain circumstances.
Accounts will be monitored by phone calls and letters.
Credit Cards: Credit Cards will be accepted after business is in full operation.
Product Benefits: My product will awaken the imagination and expand the knowledge
of the general public.
There will always be a need to read and there will always be a need for entertainment.
Licensing Requirements: Other than acquiring Tax numbers, registering Copyrights and
assigning ISBN and ISSN numbers, there are no licenses or permits required.
There are no restrictions or regulations.
There are no Federal, State or Local agencies that need to be registered with or have an
influence on my business.
7. Promotion: All promotion will be accomplished through Internet, Television, Radio,
Newspaper, Yellow Pages and Direct Mail.
Literary Agencies and Writers Groups are being contacted which will be an invaluable
aid to promotion.
Distribution: All finished products will be made available through Wholesale outlets,
Retail outlets.
They will be made available by telephone, mail order, direct mail and eventually by e-
commerce.
Retailers are now being contacted with a proposal, by mail.
Packaging, handling and shipping has been calculated into the retail price.
Competitors: There are no competitors for my finished product or my target audience,
within a three hundred and fifty mile radius of my location.
My product will be of interest to all audiences covering all subjects.
Business Location: Northern Maine Publications will be established in a building on my
property, but separate from my home.
The building is of an “L” shape, measuring 16x32x32x16.
Five hundred and twelve square feet have been completely finished off to serve as my
initial site.
It has an eighty five thousand BTU hot air furnace, capable of heating an area three times
its current size.
There is a bathroom facility and kitchenette with hot and cold running water, a stove,
refrigerator and satellite connection.
The building has a one hundred amp electrical service, single line telephone service and
an additional two hundred and fifty square feet of space available for expansion.
The office has windows facing North, East, West and South
There is a front door for customer and vendor access and two rear doors for egress.
The office is close to my home and I own the surrounding property.
There are no renovations needed at this time or in the near future.
There are no zoning laws which prevent business operation on this road or in this town.
The business is located at 646 New Dunn Town road Wade, Maine.
8. Steven Gallagher
Northern Maine Publications
646 New Dunn Town rd
Wade, Maine 04786
Assets:
Cash on hand $ 300.00
Savings $ 15.00
Retirement $ .00
Accounts and note receivable $ .00
Life Insurance $ .00
Stocks and Bonds $ .00
Real Estate (Office Building Only 2010) $ 19500.00
Real Estate (Residence recent Appraisal 2010) $ 85000.00
Auto (1986 Dodge Truck) $ 500.00
Other Property $ .00
Other Assets $ .00
Total Assets $105,312.00
Liabilities:
Accounts Payable $ .00
Residential Mortgage, balance $42400.00
Investment Mortgage $ .00
Loans (Signature, Installment) $ .00
Unpaid Taxes $ .00
Other Liabilities $ .00
Total Liabilities $42400.00
Annual Income:
Social Security Disability $17364.00
VA Disability $ 1476.00
Total Income $18840.00
10. Projected Income for First Year:
Month One 165 units $ 2805.00
Month Two 190 units $ 3230.00
Month Three 220 units $ 3740.00
Month Four 275 units $ 4675.00
Month Five 330 units $ 5610.00
Month Six 410 units $ 6970.00
Month Seven 525 units $ 8925.00
Month Eight 700 units $11900.00
Month Nine 1110 units $18870.00
Month Ten 1550 units $26350.00
Month Eleven 2175 units $36975.00
Month Twelve 3150 units $53550.00
I currently have one author of Poetry, (Dena Mullen of Maine) whose manuscript I have
formatted, printed and bound.
I have sent the first printing back to her for her written approval, but I have asked her not
to sign the contract until she hears from me.
I have a second author of Fantasy, (Alan Mooren of Indiana) and he is in the process of
finishing his last three chapters.
I just received a third manuscript of Scifi, (Michael St Peter of Washington State).
I have two additional authors with completed manuscripts, Childrens and Horror, (Dawn
Bannagan and Crystal Swazey both of Florida).
Plus I have nine more of my own manuscripts to print, bind, publish and market.
This does not include the two books I have under contract with two other, not too
adequate publishers.