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231 S. Bemiston Avenue, Suite 800

                         healthstar                                                                                               Clayton, Missouri 63105
                                                                                                                       o ce: 314-995-3855 | fax: 314-219-4154
                            CO N S U LT I N G                                                                                                    www.health-star.net




        e StarGazer                                                                                                       Welcome New Clients
                                                                                                                          A hearty welcome is due to the following new
 Inaugural Issue – June 2010                                                                                              clients. We appreciate the trust they have
                                                                                                                          placed in our rm.
 WITH THIS, WE LAUNCH THE HEALTH STAR CONSULTING, LLC QUARTERLY NEWSLETTER,
 WHICH WILL BE PROVIDED TO OUR CLIENTS AND OTHER INTERESTED PARTIES.                                                       • BLUE OCEAN PORTFOLIOS
                                                                                                                             CHESTERFIELD, MO
                                                  We are also pleased to introduce our new logo
                                                  and redesigned website at www.health-star.net.                           • CHAPEL OF THE LAKE
                      healthstar                    is new website also includes a new method of
                                                  contacting us via LIVE chat!
                                                                                                                             LAKE SAINT LOUIS, MO
                        CON S U LT I N G                                                                                   • CITY OF LEXINGTON
                                                                                                                             LEXINGTON, IL
                                              Many of you already know the name of the rm
 was changed in December 2009 to Health Star Consulting, LLC. As stated on our website,                                    • MIDWEST BANKCENTRE
                                                                                                                             ST. LOUIS, MO
“ e ‘star’ in our name signi es a navigational star providing guidance and direction to our
 clients as new health care laws and regulations roll out and evolve. We strive to do our very
 best to keep our clients at the top of the health bene t game by controlling costs and
                                                                                                                          Quarterly Quote
 maintaining or enhancing coverages.”                                                                                     “Let our advance worrying become advance
                                                                                                                          thinking and planning.”
 We value our client relationships and promise always to direct our best e orts to your service.                                                -Sir Winston Churchill


 Health Reform
    e Patient Protection and A ordable Care Act, as amended by the Health Care and Education Reconciliation Act of 2010, became law on
 March 23, 2010. ere are several provisions of the law which will take e ect for health plan years beginning on or after September 23, 2010, which
 for most, if not all, plans means October 1 or later.

     ese early provisions of the law include the following:

 • All plans o     ering dependent coverage must allow for children to remain on their parent’s health insurance plan until age 26. is applies regardless of marital
     status, full-time student status or nancial support. e Act provides a postponement of this requirement until 2014 to grandfathered plans provided the adult
     child is eligible for other employer-sponsored health plan coverage.

 •     e law prohibits plans from denying coverage to children with pre-existing conditions. “      is applies both to a child’s access to a plan and to his or her bene ts
     once he or she is in the plan. (Sebelius)”

 • All non-grandfathered plans must cover certain recommended preventive care services and immunizations on a          rst-dollar bene t basis (i.e. without deductibles or
     co-insurance).   e Health Resources and Services Administration is to develop a listing of these preventive services prior to September 23, 2010.


                                           VISIT OUR WEBSITE TO LEARN MORE: WWW.HEALTH-STAR.NET
                                                    © 2010 Health Star Consulting. All rights reserved.

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Newsletter

  • 1. 231 S. Bemiston Avenue, Suite 800 healthstar Clayton, Missouri 63105 o ce: 314-995-3855 | fax: 314-219-4154 CO N S U LT I N G www.health-star.net e StarGazer Welcome New Clients A hearty welcome is due to the following new Inaugural Issue – June 2010 clients. We appreciate the trust they have placed in our rm. WITH THIS, WE LAUNCH THE HEALTH STAR CONSULTING, LLC QUARTERLY NEWSLETTER, WHICH WILL BE PROVIDED TO OUR CLIENTS AND OTHER INTERESTED PARTIES. • BLUE OCEAN PORTFOLIOS CHESTERFIELD, MO We are also pleased to introduce our new logo and redesigned website at www.health-star.net. • CHAPEL OF THE LAKE healthstar is new website also includes a new method of contacting us via LIVE chat! LAKE SAINT LOUIS, MO CON S U LT I N G • CITY OF LEXINGTON LEXINGTON, IL Many of you already know the name of the rm was changed in December 2009 to Health Star Consulting, LLC. As stated on our website, • MIDWEST BANKCENTRE ST. LOUIS, MO “ e ‘star’ in our name signi es a navigational star providing guidance and direction to our clients as new health care laws and regulations roll out and evolve. We strive to do our very best to keep our clients at the top of the health bene t game by controlling costs and Quarterly Quote maintaining or enhancing coverages.” “Let our advance worrying become advance thinking and planning.” We value our client relationships and promise always to direct our best e orts to your service. -Sir Winston Churchill Health Reform e Patient Protection and A ordable Care Act, as amended by the Health Care and Education Reconciliation Act of 2010, became law on March 23, 2010. ere are several provisions of the law which will take e ect for health plan years beginning on or after September 23, 2010, which for most, if not all, plans means October 1 or later. ese early provisions of the law include the following: • All plans o ering dependent coverage must allow for children to remain on their parent’s health insurance plan until age 26. is applies regardless of marital status, full-time student status or nancial support. e Act provides a postponement of this requirement until 2014 to grandfathered plans provided the adult child is eligible for other employer-sponsored health plan coverage. • e law prohibits plans from denying coverage to children with pre-existing conditions. “ is applies both to a child’s access to a plan and to his or her bene ts once he or she is in the plan. (Sebelius)” • All non-grandfathered plans must cover certain recommended preventive care services and immunizations on a rst-dollar bene t basis (i.e. without deductibles or co-insurance). e Health Resources and Services Administration is to develop a listing of these preventive services prior to September 23, 2010. VISIT OUR WEBSITE TO LEARN MORE: WWW.HEALTH-STAR.NET © 2010 Health Star Consulting. All rights reserved.