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1. Superannuation Myths Can ImpactYour
Retirement Savings
www.sfadvisory.com.au
+61 3 9034 4883

2. Australia Superannuation as Most
Systematic & Efficient Scheme
With an approximate $2.8 trillion dollars, Australia’s superannuation
retirement saving pool is getting enormous. Considered as a model for
other countries, Australia’s superannuation is hailed as one of the
most systematic and efficientretirement schemes.
There are a lot of misconceptions about super funds which has
apparently created aversions among Aussies and impacting their
retirement savings.

3. Superannuation Funds Has No Effect
on Your Retirement Outcomes
An increasingly large number of Australians between the ages of 65 – 69 depend
on the super as their primary source of income during their retirement. With the
dependence on superannuation funds escalating and super delivering more
retirement incomes, there’s been a steep decline in the number of people relying
on old age pensions.

4. You Can’t Use Your Super Funds Till You
Retire
Super funds is a medium to manage and save your money up until you reach the
age of retirement. The fact is that you have complete control over it even before you
retire. So, in case you are not satisfied with your service provider, you can always
switch to a betterone.
Schemefor Those Who are Above 50
You don’t need to be above 50 to start working on superannuation. Most
Aussies enjoy long lives and better health. This means you require additional
money if you want to live comfortably and sustain a moderately decent lifestyle
post retirement. You might even have to top up the Super to attain complete
financial independence throughout your workingyears.

5. Superannuation Doesn’t Work Well to Get
People Off Age Pension
Large proportion of people have reasonably good superannuation balances that
work well past the retirement age. According to an estimate, since 1997 the number
of Aussies above the age of 65 on aged pension fell from 79% to 70%. The trend
also shows that it’s expected to drop below 60% in the coming years.

6. Contact Us
+61 402 895 593 | (03)90344883
clientservices@sfadvisory.com.au
www.sfadvisory.com.au/
13/11 Narelle Drive, Aspendale Gardens
VIC 3195 Australia PO BOX: 323 Mentone
East Vic 3194