This document describes XLVCEL software for simulating the Morton effect and predicting bearing dynamic coefficients. It can: 1. Perform nonlinear transient and steady state simulations of the Morton effect instability considering thermal gradients in the shaft and bearing. 2. Model 3D fluid film bearings with pad flexibility, rocker or spherical pivots, and asymmetric film clearance. 3. Support a finite element model of a flexible rotor supported by two nonlinear bearings.