- Merck reported financial results for the fourth quarter and full year of 2008, including equity income from joint ventures and sales details.
- For the fourth quarter, equity income from affiliates was $720 million, down 9% from the previous year. Sales from key joint ventures like Merial and Sanofi Pasteur-MSD also declined.
- For the full year, total pharmaceutical sales were $23.85 billion, down 1%. U.S. sales fell 9% due to lower prices and volumes, while foreign sales rose 10% due to higher volumes partially offset by lower prices and exchange rates.
Merck reported financial results for the second quarter of 2008. Equity income from joint ventures Merial, AstraZeneca, and others totaled $523 million. Merial sales were $732 million led by Frontline and biological products. Sanofi Pasteur-MSD sales were $430 million led by Gardasil. Merck/Schering-Plough collaboration sales were $1.15 billion led by Vytorin and Zetia. Total pharmaceutical sales declined 1% to $6.05 billion due to lower volume and price that were partially offset by a 5% benefit from exchange rates.
- Merck reported equity income from affiliates and joint ventures in the third quarter of 2007, with losses from Merck/Schering-Plough and AstraZeneca. Total losses were $768.5 million.
- Sales increased for major joint ventures including Merial, Sanofi Pasteur-MSD, and Merck/Schering-Plough compared to the third quarter of 2006.
- Total pharmaceutical sales for Merck increased 12% in the third quarter of 2007 compared to the same period in 2006, with increases due to volume and price increases partially offset by foreign exchange effects.
Merck reported financial results for the first quarter of 2008. Equity income from affiliates such as Merck/Schering-Plough and AstraZeneca totaled $652.1 million. Sales increased for joint ventures such as Merial animal health products and Sanofi Pasteur-MSD vaccines. Top selling products in the Merck/Schering-Plough collaboration continued to be Vytorin and Zetia. Other income was significantly impacted by a $2.2 billion gain related to a distribution from AstraZeneca. Total pharmaceutical sales increased 1% to $5.8 billion due to 4% benefit from exchange rates offsetting 2% declines from both price and volume.
This document is Coventry Healthcare's 2004 annual report. It discusses Coventry's acquisition of First Health Group Corp in late 2004, which combined Coventry's local health plans with First Health's national provider network. It highlights Coventry's growth between 2000-2004, with revenues increasing from $2.6 billion to $5.3 billion and earnings per share growing from $0.69 to $3.72 over the period. The chairman reflects on Coventry's success in growing from a small regional managed care company into a national leader, driven by operating in the right business with disciplined cost management.
This document is a financial supplement from Aetna for the second quarter of 2007. It includes:
- Highlights such as operating earnings of $439.8 million for the quarter.
- Health care and group insurance statistics including premiums and medical benefit ratios.
- Health care membership breakdown by product and region.
- Statements of income from continuing operations by business segment for the quarters ending June 30, 2007 and 2006.
- Balance sheets, cash flows, reconciliations, footnotes and supplemental information on health care costs payable.
ConocoPhillips reported financial highlights for Q4 2007 and full year 2007. Revenues for Q4 2007 were $54.3 billion compared to $42.5 billion for Q4 2006. Net income for Q4 2007 was $4.4 billion compared to $3.2 billion for Q4 2006. Earnings per share for Q4 2007 were $2.75 diluted compared to $1.91 diluted for Q4 2006. Cash flows from operating activities for 2007 were $24.6 billion compared to $21.5 billion for 2006. Capital expenditures for 2007 were $11.8 billion compared to $15.6 billion for 2006.
- Alltel Corporation completed a spin-off of its wireline business and merger with Valor Communications on July 17, 2006, forming Windstream Corporation.
- Alltel now focuses solely on its wireless business serving over 12 million customers across 35 states.
- As conditions of regulatory approvals for acquisitions, Alltel agreed to divest certain wireless operations in Minnesota, Arkansas, Kansas, and Nebraska.
- The financial statements separate results for continuing and discontinued wireless operations in compliance with accounting standards.
This document provides a summary of Aetna's financial results for the second quarter of 2006. It includes:
- Operating earnings of $377.1 million, up 8.4% from the second quarter of 2005. Revenue increased 14.1% to $6.263 billion.
- Medical membership increased to 15.4 million, up from 14.4 million in the second quarter of 2005.
- Health care medical cost ratios were higher than the prior year both including and excluding prior-period reserve development.
- Days claims payable declined from the prior quarter primarily due to faster claim processing and favorable reserve development.
Merck reported financial results for the second quarter of 2008. Equity income from joint ventures Merial, AstraZeneca, and others totaled $523 million. Merial sales were $732 million led by Frontline and biological products. Sanofi Pasteur-MSD sales were $430 million led by Gardasil. Merck/Schering-Plough collaboration sales were $1.15 billion led by Vytorin and Zetia. Total pharmaceutical sales declined 1% to $6.05 billion due to lower volume and price that were partially offset by a 5% benefit from exchange rates.
- Merck reported equity income from affiliates and joint ventures in the third quarter of 2007, with losses from Merck/Schering-Plough and AstraZeneca. Total losses were $768.5 million.
- Sales increased for major joint ventures including Merial, Sanofi Pasteur-MSD, and Merck/Schering-Plough compared to the third quarter of 2006.
- Total pharmaceutical sales for Merck increased 12% in the third quarter of 2007 compared to the same period in 2006, with increases due to volume and price increases partially offset by foreign exchange effects.
Merck reported financial results for the first quarter of 2008. Equity income from affiliates such as Merck/Schering-Plough and AstraZeneca totaled $652.1 million. Sales increased for joint ventures such as Merial animal health products and Sanofi Pasteur-MSD vaccines. Top selling products in the Merck/Schering-Plough collaboration continued to be Vytorin and Zetia. Other income was significantly impacted by a $2.2 billion gain related to a distribution from AstraZeneca. Total pharmaceutical sales increased 1% to $5.8 billion due to 4% benefit from exchange rates offsetting 2% declines from both price and volume.
This document is Coventry Healthcare's 2004 annual report. It discusses Coventry's acquisition of First Health Group Corp in late 2004, which combined Coventry's local health plans with First Health's national provider network. It highlights Coventry's growth between 2000-2004, with revenues increasing from $2.6 billion to $5.3 billion and earnings per share growing from $0.69 to $3.72 over the period. The chairman reflects on Coventry's success in growing from a small regional managed care company into a national leader, driven by operating in the right business with disciplined cost management.
This document is a financial supplement from Aetna for the second quarter of 2007. It includes:
- Highlights such as operating earnings of $439.8 million for the quarter.
- Health care and group insurance statistics including premiums and medical benefit ratios.
- Health care membership breakdown by product and region.
- Statements of income from continuing operations by business segment for the quarters ending June 30, 2007 and 2006.
- Balance sheets, cash flows, reconciliations, footnotes and supplemental information on health care costs payable.
ConocoPhillips reported financial highlights for Q4 2007 and full year 2007. Revenues for Q4 2007 were $54.3 billion compared to $42.5 billion for Q4 2006. Net income for Q4 2007 was $4.4 billion compared to $3.2 billion for Q4 2006. Earnings per share for Q4 2007 were $2.75 diluted compared to $1.91 diluted for Q4 2006. Cash flows from operating activities for 2007 were $24.6 billion compared to $21.5 billion for 2006. Capital expenditures for 2007 were $11.8 billion compared to $15.6 billion for 2006.
- Alltel Corporation completed a spin-off of its wireline business and merger with Valor Communications on July 17, 2006, forming Windstream Corporation.
- Alltel now focuses solely on its wireless business serving over 12 million customers across 35 states.
- As conditions of regulatory approvals for acquisitions, Alltel agreed to divest certain wireless operations in Minnesota, Arkansas, Kansas, and Nebraska.
- The financial statements separate results for continuing and discontinued wireless operations in compliance with accounting standards.
This document provides a summary of Aetna's financial results for the second quarter of 2006. It includes:
- Operating earnings of $377.1 million, up 8.4% from the second quarter of 2005. Revenue increased 14.1% to $6.263 billion.
- Medical membership increased to 15.4 million, up from 14.4 million in the second quarter of 2005.
- Health care medical cost ratios were higher than the prior year both including and excluding prior-period reserve development.
- Days claims payable declined from the prior quarter primarily due to faster claim processing and favorable reserve development.
This document provides a consolidated report and financial highlights for FirstEnergy Corp for the 4th quarter of 2007. Some key points:
- Normalized non-GAAP earnings per share for Q4 2007 were $0.90 compared to $0.84 in Q4 2006.
- GAAP earnings per share for Q4 2007 were $0.88 compared to $0.85 in Q4 2006.
- Normalized non-GAAP earnings for 2007 were $4.23 per share, near the top of guidance range.
- 2008 earnings guidance range is $4.15 to $4.35 per share.
This document provides operating statistics and financial results for El Paso Corporation for the fourth quarter and full year of 2006. Some key details include:
- For the fourth quarter of 2006, El Paso reported net income of $166 million compared to a net loss of $162 million for the same period in 2005.
- For the full year 2006, net income was $475 million, an improvement from a net loss of $606 million in 2005.
- Earnings were positively impacted by higher earnings from the Pipelines, Exploration and Production, and Field Services segments.
- The results show improvement in El Paso's overall financial performance in 2006 compared to 2005.
- Alltel Corporation completed a spin-off of its wireline business and merger with Valor Communications in July 2006, forming Windstream Corporation. Alltel now focuses solely on wireless services.
- As required by regulators, Alltel divested certain wireless operations in Minnesota and from acquired companies Western Wireless and Midwest Wireless. These divested operations are classified as discontinued.
- For the first half of 2007, Alltel reported service revenues of $3.9 billion, operating income of $866 million, and net income of $486 million from continuing wireless operations. Basic earnings per share were $1.39 and diluted were $1.38.
The document is Coventry Healthcare's 2006 Annual Report. It discusses Coventry's business strategy and financial performance in 2006. Key points include:
- Coventry organized its business into three divisions - Commercial, Individual/Government, and Specialty - to capitalize on growth opportunities.
- The Commercial division continued strong growth while maintaining industry-leading margins.
- The Individual/Government division saw significant growth from the new Medicare Part D program and expanding Medicaid and individual businesses.
- All divisions performed well financially in 2006, with revenues reaching a record $7.7 billion and earnings continuing to grow.
- The document is Pulte Homes' 2002 annual report which summarizes the company's financial and operational performance for 2002 compared to previous years.
- Key metrics like total revenue, earnings per share, and book value per share all increased from 1998-2002.
- In 2002, Pulte Homes constructed approximately 330,000 homes total throughout its history and operated in 44 US markets.
- The company has grown substantially in recent years and aims to continue expanding its market share across customer segments.
The document provides an overview of Zynex, Inc., a medical device company that develops non-invasive devices for pain relief, rehabilitation, and monitoring. It discusses Zynex's product lines, financial performance, growth strategy, and $4 billion total addressable market opportunity. The document is intended to provide investors with information about Zynex's business and financials.
This document summarizes Baxter International's financial performance for the first quarter of 2007 compared to the first quarter of 2006. Some key points:
- Net sales increased 11% to $2.675 billion driven by growth in all business segments.
- Gross profit increased 20% and gross margin increased 3.6 percentage points to 47.3%.
- Net income increased 43% to $403 million.
- Sales grew faster internationally (14%) than in the US (8%).
This document provides financial highlights and consolidated statements for ALLTEL Corporation for the three and six month periods ending June 30, 2007 and 2006. Some key highlights include:
- Service revenues and total revenues increased 14% and 12% respectively for the three month period and year-to-date compared to the prior year.
- Operating income and net income from current businesses increased 18% and 25% respectively for the three month period compared to the prior year.
- Net income under GAAP decreased 54% and 41% for the three month and year-to-date periods due to one-time gains in the prior year.
- Total assets decreased 27% from the end of 2006 primarily due to the sale of business
- Alltel Corporation completed the spin-off of its wireline business and merger with Valor Communications in July 2006, focusing the company solely on wireless services.
- Alltel agreed to divest certain wireless operations in Minnesota and in markets in Arkansas, Kansas, and Nebraska as a condition of regulatory approval for acquisitions.
- For the first half of 2007, Alltel reported service revenues of $3.85 billion, operating income of $866 million, and net income of $486 million.
Energy East Corporation announced its first quarter 2007 financial results, with earnings per share of $0.90, relatively consistent with earnings of $0.91 per share in the first quarter of 2006. Favorable weather led to increased retail sales and higher margins in both electricity and natural gas delivery businesses. However, electric margins were reduced by $0.15 per share due to a 2006 rate order. Interest costs also declined by $0.04 per share due to debt refinancing. For the 12 months ended March 31, 2007, earnings increased to $1.77 per share from $1.60 per share in the same period of 2006, driven by higher sales margins from favorable weather and lower expenses.
This document provides financial information for Anheuser-Busch Companies, Inc. for the years 2003-2007. It includes key metrics such as barrels of beer sold, gross sales, net sales, operating income, net income, earnings per share, total assets, debt, dividends paid and five-year cumulative total returns compared to benchmarks. Overall it shows that the company experienced steady growth in most financial metrics over the 5-year period presented.
Based on Buffett's comments and the table provided, an implied multiplier of approximately 12x can be derived for valuing Berkshire Hathaway based on its pre-tax operating earnings. Buffett separates Berkshire's value into the value of its investments and the value of its operating businesses, and compares this implied intrinsic value to the stock price to determine an implied multiplier. In 1997-1998, when the stock price approximated the implied intrinsic value, the implied multiplier was around 12x based on the pre-tax operating earnings. So a multiplier of 12x pre-tax operating earnings provides a framework for valuing Berkshire according to Buffett's comments.
Yes - there is a slowing decline in the market. What does that mean to you? How much has the decline slowed? Another way to look at it is (a more optimistic question) how much has the market improved? These reports aren't exactly a canary in the mineshaft, but you may find them useful.
This document provides a financial supplement to Aetna's second quarter 2008 earnings press release. It includes:
1) Key financial highlights and statistics for Aetna's Health Care, Group Insurance, and Large Case Pensions segments for Q2 2008 and year-to-date compared to the prior year.
2) Statements of net income by segment for Q2 2008 and 2007, showing revenue, expenses, operating earnings, taxes and net income for each segment.
3) Membership counts by product and region as of June 30, 2008 and prior periods.
The document provides supplemental financial information to accompany Aetna's earnings press release for further context on the company's performance in specific business
KFF Employer Health Benefits 2010 Annual Survey SlidesTom Daly
This document presents survey results on employer-sponsored health benefits from 1999-2010. It finds that due to the economic downturn, many firms reduced health benefits or increased costs for workers. Premiums and worker contributions for both single and family coverage have risen substantially over this period, with workers on average paying 27% of premiums for single coverage and 30% for family coverage in 2010.
This document provides a consolidated report for FirstEnergy Corp for the second quarter of 2007. Some key highlights include:
- Normalized non-GAAP earnings were $1.13 per share for Q2 2007 compared to $0.95 per share for Q2 2006.
- GAAP earnings were $1.11 per share for Q2 2007 compared to $0.92 per share for Q2 2006.
- Higher electric distribution deliveries and generation revenues contributed to increased earnings. However, this was partially offset by higher purchased power costs and financing costs.
Merck announced strong financial results for the second quarter of 2006, with earnings per share of $0.73 excluding restructuring charges. Revenue increased 6% to $5.8 billion driven by strong sales of drugs like ZOCOR, SINGULAIR, and vaccines. Merck also gained FDA approval for new vaccines GARDASIL and ZOSTAVAX, and raised full-year 2006 guidance. In addition, the company reported progress on drugs in development like JANUVIA and ZOLINZA.
Customer Driven Knowledge and Information ServicesEric Schnell
The document summarizes the reorganization of knowledge and information services at The Ohio State University Health Sciences Center. Key organizations and service points were consolidated into a new Center for Knowledge Management to better serve the needs of customers based on feedback. The reorganization aimed to create, use, and share knowledge through centralized services, technology support, and resources. It resulted in increased usage and satisfaction through initiatives like a new assistance desk, do-it-yourself stations, and educational programs.
This document provides a consolidated report and financial highlights for FirstEnergy Corp for the 4th quarter of 2007. Some key points:
- Normalized non-GAAP earnings per share for Q4 2007 were $0.90 compared to $0.84 in Q4 2006.
- GAAP earnings per share for Q4 2007 were $0.88 compared to $0.85 in Q4 2006.
- Normalized non-GAAP earnings for 2007 were $4.23 per share, near the top of guidance range.
- 2008 earnings guidance range is $4.15 to $4.35 per share.
This document provides operating statistics and financial results for El Paso Corporation for the fourth quarter and full year of 2006. Some key details include:
- For the fourth quarter of 2006, El Paso reported net income of $166 million compared to a net loss of $162 million for the same period in 2005.
- For the full year 2006, net income was $475 million, an improvement from a net loss of $606 million in 2005.
- Earnings were positively impacted by higher earnings from the Pipelines, Exploration and Production, and Field Services segments.
- The results show improvement in El Paso's overall financial performance in 2006 compared to 2005.
- Alltel Corporation completed a spin-off of its wireline business and merger with Valor Communications in July 2006, forming Windstream Corporation. Alltel now focuses solely on wireless services.
- As required by regulators, Alltel divested certain wireless operations in Minnesota and from acquired companies Western Wireless and Midwest Wireless. These divested operations are classified as discontinued.
- For the first half of 2007, Alltel reported service revenues of $3.9 billion, operating income of $866 million, and net income of $486 million from continuing wireless operations. Basic earnings per share were $1.39 and diluted were $1.38.
The document is Coventry Healthcare's 2006 Annual Report. It discusses Coventry's business strategy and financial performance in 2006. Key points include:
- Coventry organized its business into three divisions - Commercial, Individual/Government, and Specialty - to capitalize on growth opportunities.
- The Commercial division continued strong growth while maintaining industry-leading margins.
- The Individual/Government division saw significant growth from the new Medicare Part D program and expanding Medicaid and individual businesses.
- All divisions performed well financially in 2006, with revenues reaching a record $7.7 billion and earnings continuing to grow.
- The document is Pulte Homes' 2002 annual report which summarizes the company's financial and operational performance for 2002 compared to previous years.
- Key metrics like total revenue, earnings per share, and book value per share all increased from 1998-2002.
- In 2002, Pulte Homes constructed approximately 330,000 homes total throughout its history and operated in 44 US markets.
- The company has grown substantially in recent years and aims to continue expanding its market share across customer segments.
The document provides an overview of Zynex, Inc., a medical device company that develops non-invasive devices for pain relief, rehabilitation, and monitoring. It discusses Zynex's product lines, financial performance, growth strategy, and $4 billion total addressable market opportunity. The document is intended to provide investors with information about Zynex's business and financials.
This document summarizes Baxter International's financial performance for the first quarter of 2007 compared to the first quarter of 2006. Some key points:
- Net sales increased 11% to $2.675 billion driven by growth in all business segments.
- Gross profit increased 20% and gross margin increased 3.6 percentage points to 47.3%.
- Net income increased 43% to $403 million.
- Sales grew faster internationally (14%) than in the US (8%).
This document provides financial highlights and consolidated statements for ALLTEL Corporation for the three and six month periods ending June 30, 2007 and 2006. Some key highlights include:
- Service revenues and total revenues increased 14% and 12% respectively for the three month period and year-to-date compared to the prior year.
- Operating income and net income from current businesses increased 18% and 25% respectively for the three month period compared to the prior year.
- Net income under GAAP decreased 54% and 41% for the three month and year-to-date periods due to one-time gains in the prior year.
- Total assets decreased 27% from the end of 2006 primarily due to the sale of business
- Alltel Corporation completed the spin-off of its wireline business and merger with Valor Communications in July 2006, focusing the company solely on wireless services.
- Alltel agreed to divest certain wireless operations in Minnesota and in markets in Arkansas, Kansas, and Nebraska as a condition of regulatory approval for acquisitions.
- For the first half of 2007, Alltel reported service revenues of $3.85 billion, operating income of $866 million, and net income of $486 million.
Energy East Corporation announced its first quarter 2007 financial results, with earnings per share of $0.90, relatively consistent with earnings of $0.91 per share in the first quarter of 2006. Favorable weather led to increased retail sales and higher margins in both electricity and natural gas delivery businesses. However, electric margins were reduced by $0.15 per share due to a 2006 rate order. Interest costs also declined by $0.04 per share due to debt refinancing. For the 12 months ended March 31, 2007, earnings increased to $1.77 per share from $1.60 per share in the same period of 2006, driven by higher sales margins from favorable weather and lower expenses.
This document provides financial information for Anheuser-Busch Companies, Inc. for the years 2003-2007. It includes key metrics such as barrels of beer sold, gross sales, net sales, operating income, net income, earnings per share, total assets, debt, dividends paid and five-year cumulative total returns compared to benchmarks. Overall it shows that the company experienced steady growth in most financial metrics over the 5-year period presented.
Based on Buffett's comments and the table provided, an implied multiplier of approximately 12x can be derived for valuing Berkshire Hathaway based on its pre-tax operating earnings. Buffett separates Berkshire's value into the value of its investments and the value of its operating businesses, and compares this implied intrinsic value to the stock price to determine an implied multiplier. In 1997-1998, when the stock price approximated the implied intrinsic value, the implied multiplier was around 12x based on the pre-tax operating earnings. So a multiplier of 12x pre-tax operating earnings provides a framework for valuing Berkshire according to Buffett's comments.
Yes - there is a slowing decline in the market. What does that mean to you? How much has the decline slowed? Another way to look at it is (a more optimistic question) how much has the market improved? These reports aren't exactly a canary in the mineshaft, but you may find them useful.
This document provides a financial supplement to Aetna's second quarter 2008 earnings press release. It includes:
1) Key financial highlights and statistics for Aetna's Health Care, Group Insurance, and Large Case Pensions segments for Q2 2008 and year-to-date compared to the prior year.
2) Statements of net income by segment for Q2 2008 and 2007, showing revenue, expenses, operating earnings, taxes and net income for each segment.
3) Membership counts by product and region as of June 30, 2008 and prior periods.
The document provides supplemental financial information to accompany Aetna's earnings press release for further context on the company's performance in specific business
KFF Employer Health Benefits 2010 Annual Survey SlidesTom Daly
This document presents survey results on employer-sponsored health benefits from 1999-2010. It finds that due to the economic downturn, many firms reduced health benefits or increased costs for workers. Premiums and worker contributions for both single and family coverage have risen substantially over this period, with workers on average paying 27% of premiums for single coverage and 30% for family coverage in 2010.
This document provides a consolidated report for FirstEnergy Corp for the second quarter of 2007. Some key highlights include:
- Normalized non-GAAP earnings were $1.13 per share for Q2 2007 compared to $0.95 per share for Q2 2006.
- GAAP earnings were $1.11 per share for Q2 2007 compared to $0.92 per share for Q2 2006.
- Higher electric distribution deliveries and generation revenues contributed to increased earnings. However, this was partially offset by higher purchased power costs and financing costs.
Merck announced strong financial results for the second quarter of 2006, with earnings per share of $0.73 excluding restructuring charges. Revenue increased 6% to $5.8 billion driven by strong sales of drugs like ZOCOR, SINGULAIR, and vaccines. Merck also gained FDA approval for new vaccines GARDASIL and ZOSTAVAX, and raised full-year 2006 guidance. In addition, the company reported progress on drugs in development like JANUVIA and ZOLINZA.
Customer Driven Knowledge and Information ServicesEric Schnell
The document summarizes the reorganization of knowledge and information services at The Ohio State University Health Sciences Center. Key organizations and service points were consolidated into a new Center for Knowledge Management to better serve the needs of customers based on feedback. The reorganization aimed to create, use, and share knowledge through centralized services, technology support, and resources. It resulted in increased usage and satisfaction through initiatives like a new assistance desk, do-it-yourself stations, and educational programs.
El documento proporciona información sobre el centro poblado de Los Ranchos en Perú. Brevemente describe la historia de la fundación de Los Ranchos en 1958 y su reconocimiento legal en 1996. Presenta un mapa de la comunidad y los límites de la ciudad, y proporciona datos demográficos sobre la población por sexo y edad. También resume las principales actividades productivas y económicas de la comunidad, así como los proyectos comunitarios existentes en educación, salud y otros sectores.
The document provides stock market index data from February 23, 2009 for several major US market indices: S&P 100, Nasdaq 100, S&P 500, Russell 1000, Russell 2000, and Russell 3000. It includes daily and weekly statistics on price changes, moving averages, highs and lows, and breakouts for each index.
The document lists three landmarks in Venice: the Grand Canal, St Mark's Square, and the Rialto Bridge. It provides the names of three well-known sites seen in the historic city of Venice, Italy without further details.
El documento habla sobre la creación de un cargador universal para teléfonos celulares y otros dispositivos electrónicos por parte de la Unión Europea. El cargador universal será mini USB y permitirá prestar cargadores entre marcas. También menciona nuevos modelos de teléfonos celulares con energía solar y funciones ecológicas.
La Novamakoga es una criatura fantástica con el cuerpo de una mujer y rasgos de otros animales como astas de venado y alas de mariposa. Emite hermosos sonidos que hipnotizan a otros seres. Se enamora fácilmente pero si no es correspondida envenena a su amado, matándolos a ambos. De sus cenizas nace una nueva Novamakoga y el ciclo se repite. Viven en bosques húmedos donde se sienten más frescas y preparan su único y fiel amor de por vida.
Samsung TL34HD 14.7MP Digital Camera with 3.6x Schneider Optical Image Stabil...korina nariko
The Samsung TL34HD digital camera has a 14.7 megapixel sensor, 3.6x optical zoom lens with image stabilization, and a large 3-inch touch screen LCD. It aims to deliver clear, high quality images for both photos and HD video recording thanks to its wide-angle lens and advanced camera features packed into a compact design.
The document outlines an agenda for a Twitter rally to discuss issues related to development in Bihar, India. It includes topics such as the causes of poverty in Bihar, the state's development deficit, special category status and its potential benefits, and alternatives to special category status. Participants are provided with templates to tweet about each topic at scheduled times during the rally. The goal is to organize discussion and raise awareness of challenges in Bihar.
Merck reported double-digit revenue and earnings-per-share growth for Q3 2007. Revenue grew 12% to $6.1 billion driven by strong sales of key products like SINGULAIR, JANUVIA, GARDASIL and VARIVAX. EPS for Q3 2007 was $0.75 excluding restructuring charges. Merck also gained FDA approval for its HIV treatment ISENTRESS and raised full-year 2007 EPS guidance to a range of $3.08 to $3.14 excluding restructuring charges.
Enseñar a los demás a ser felices y buscar la felicidad de los demás puede llevar a uno a olvidarse un poco de sí mismo y centrarse en causar la felicidad de los demás.
T-Shirt design for Banjo Fiddle Contest. Designed for 4 color silk screen print on demand at festival site. (Artist: Terri Asher. Not for use and/or not to be copied without permission.)
This document discusses financing options for rural home buyers through the USDA Rural Development program. It provides 100% financing with no down payment or mortgage insurance required. However, there are geographic and income limitations based on rural areas as defined by USDA Rural Development. It debunks common myths about the program, such as funds being unavailable, income limits being too low, being better to put money down, and closings taking too long. Buyers can check specific area and income eligibility online at the USDA Rural Development website.
This document discusses vaccination and its importance in protecting public health. While some oppose vaccination for various reasons, widespread vaccination is necessary to achieve herd immunity and eradicate dangerous diseases. More research is still needed to address concerns and improve vaccination policies.
- Merck reported equity income from joint ventures and sales results for the second quarter and first half of 2008. Equity income from Schering-Plough was $365 million in Q2 2008.
- Merial, a animal health joint venture with Sanofi, reported sales of $732 million in Q2 2008, led by products like Frontline and Ivermectin.
- The Sanofi Pasteur-MSD vaccine joint venture reported sales of $430 million in Q2 2008, with growth driven by Gardasil sales.
- Sales from the Merck/Schering-Plough collaboration declined slightly in Q2 2008 to $1.15 billion, led by
This document summarizes Pfizer's fourth quarter 2007 earnings teleconference. It reports that Pfizer exceeded its 2007 revenue and EPS guidance. Key highlights included:
- Revenue increased 4% year-over-year in Q4 2007 and 1% for full year 2007. Adjusted diluted EPS increased 21% in Q4 2007 and 7% for full year.
- New products like Chantix, Lyrica and Sutent grew substantially and partially offset declines from products that lost exclusivity.
- 2008 guidance was increased, with revenue range increased and bottom end of EPS guidance also increased.
- Cost reduction initiatives continued to reduce expenses, with further savings expected in 2008.
Chevron Corporation reported its earnings for the second quarter of 2008. Total net income was $5.975 billion, or $2.90 per diluted share, up from $5.380 billion in the second quarter of 2007. Upstream international operations contributed $5.057 billion in net income. Downstream operations in the U.S. reported a net loss of $682 million, while downstream international operations reported a net loss of $52 million.
This document provides supplemental financial information for Anheuser-Busch Companies, Inc. for the years 2002-2006. It shows key metrics such as barrels of beer sold, gross sales, net income, assets and liabilities. For example, in 2006 Anheuser-Busch sold 125 million barrels of beer worldwide, generated $15.7 billion in net sales and $2 billion in net income. The company also ended 2006 with over $16 billion in total assets and $7.6 billion of debt.
Northern Trust had a very strong financial performance in 2005. Net income grew 16% to $584 million and total revenues increased 15% to $2.7 billion. Assets under custody reached a record high of $2.9 trillion, up 15% from 2004, and assets under management grew 8% to $618 billion. Northern Trust continued its global expansion through acquisitions and new offices while maintaining its focus on serving private clients and institutional investors worldwide.
- Revenue for Lexmark in 2005 was $5.22 billion, down 2% from 2004, with gross profit margin declining from 33.7% to 31.3%. Net earnings were $356.3 million compared to $568.7 million in 2004.
- The company faced challenging market conditions in 2005, particularly in the second half of the year, and took steps to lower prices and reduce workforce to improve competitiveness.
- Lexmark continued investing in R&D, introducing new products, and maintained marketing support, though this impacted short-term financial results.
- For 2006, Lexmark plans further cost reductions and profitability improvements through manufacturing consolidation and expense reductions, while continuing investment in new
XTO Energy had a successful 2001, exceeding expectations with record cash flow of $4.49 per share, daily gas production growth of 21%, and proved reserves growth of 19% to 2.68 trillion cubic feet equivalent. The company deployed $395 million in development expenditures to grow production and reserves organically while also acquiring new properties. XTO Energy is well positioned for continued growth and strong returns in 2002 with over 1.5 trillion cubic feet equivalent of potential future reserves and a visible path to exceptional growth.
This document contains quarterly consolidated income statements for Peabody Energy Corporation for 2004 through the first quarter of 2007. It shows revenues, costs, operating profits, income before taxes, net income and earnings per share on a quarterly and annual basis. Key figures included are total revenues, operating costs and expenses, depreciation costs, operating profits, interest expenses and income, income before taxes, net income and earnings per share.
occidental petroleum Core Results and Reported Earnings Releasefinance13
This document contains Occidental Petroleum Corporation's quarterly income statement for 2007 and 2008. It shows revenue, expenses, and earnings for the company's oil and gas, chemicals, and midstream segments. In 2007, the company reported total annual core earnings of $8.3 billion and total annual reported earnings of $5.4 billion. In 2008, total annual core earnings increased to $12.6 billion while total annual reported earnings increased to $6.9 billion. The document also notes that Occidental uses a measure called "core results" to exclude significant transactions and events that vary widely from period to period in order to provide useful information to investors for comparing earnings performance.
1. The document reports key operational and financial results for 1Q08. Launchings increased 474.5% to R$410.2 million compared to 1Q07, with contracted sales up 651.5% to R$751.5 million.
2. Gross revenues increased 431.4% to R$245.1 million, net revenues increased 432% to R$133 million, and gross profits increased 904.6% to R$99.5 million compared to 1Q07.
3. EBITDA increased 3,053.9% to R$67.3 million and net income increased 680.1% to R$44.3 million compared to 1Q
15 09-2008 Almir Guilherme Barbassa - Supply Chain for the Pre-salt Developme...Petrobras
The document discusses Petrobras' supply chain challenges for developing Brazil's pre-salt oil reserves. It notes that critical resources like equipment, human resources, and rising costs present challenges. Petrobras is addressing these by aggressively contracting new rigs, vessels, and long-term agreements with suppliers. It is also supporting expanded industry capacity and employee training programs. Details are provided on new rigs and vessels to be contracted through 2017 to develop the pre-salt fields offshore Brazil.
This document discusses Petrobras' supply chain for developing pre-salt oil reserves off the coast of Rio de Janeiro. It provides an overview of Petrobras' corporate organization, key financial results, investment plan, cash flow, integrated upstream and downstream operations, and growing production profile. The pre-salt province covers an area of 112,000 square kilometers, of which Petrobras has interests in 35,000 square kilometers. Petrobras expects its oil and gas production to grow rapidly at annual rates of 7.7-8.7% through 2018 as it develops these new pre-salt reserves.
- Lexmark printers are used by some of the world's most important companies every day.
- In 2006, Lexmark made progress on its action plan to improve lifetime product profitability, reduce costs, and invest in strategic growth initiatives.
- Looking ahead, Lexmark is optimistic about opportunities for growth in distributed output markets and its ability to capitalize on these opportunities through increased investment in R&D and strengthening its brand.
This document summarizes FirstEnergy's financial results for the fourth quarter of 2007. Some key points:
- Normalized non-GAAP earnings were $0.90 per share for Q4 2007, up from $0.84 per share in Q4 2006.
- GAAP earnings for Q4 2007 were $0.88 per share, up from $0.85 per share in Q4 2006.
- For the full year 2007, normalized non-GAAP earnings were $4.23 per share, near the guidance range, and up from $3.88 per share in 2006.
The document contains reconciliations and adjustments made to various financial metrics over multiple years. It reconciles reported EPS to adjusted EPS for 2006 and 2007, adjusting for certain tax items. It also reconciles net income to adjusted EBITDA and interest coverage for 2007 to 2003, adding back various expenses and impairment charges. Finally, it reconciles net cash flow from operating activities to free cash flow for recent quarters, excluding cash flows related to gift cards.
- Integrys Energy Group completed a merger with Peoples Energy Corporation in February 2007, creating a larger, more diversified regulated utility business serving about 1 million natural gas customers in Illinois.
- Electric load at Wisconsin Public Service Corporation exceeded 2,400 megawatts for the first time in 2006, representing a 3% increase over the previous record. To meet load growth, Integrys is constructing the Weston 4 coal-fired power plant at a cost of $549 million to be owned 70% by WPS and 30% by partner Dairyland Power Cooperative.
- Integrys' strategy focuses on growing its existing utility operations through mergers and acquisitions as well as investing in new generation facilities
This annual report summarizes MGM MIRAGE CityCenter's projects in Las Vegas in 2007. It includes details on six construction projects that were part of CityCenter: ARIA Resort-Casino, Vdara Condo Hotel, Veer Towers, The Harmon Hotel, Spa & Residences, Mandarin Oriental Las Vegas, and The Crystals. It also provides financial highlights for MGM MIRAGE and notes that CityCenter is the largest privately financed project in the United States at 76 acres and 18 million square feet.
The document is MGM MIRAGE's 2007 annual report detailing their CityCenter project in Las Vegas. It describes the various components of CityCenter, including hotels, condo towers, retail space, and financial highlights. Some key points:
- CityCenter is a 76-acre, $18 billion privately funded project, the largest in US history. It includes multiple hotels, condo towers, and retail space designed by renowned architects.
- ARIA is a 61-story, 4,000 room hotel and conference center. Vdara is a 57-story condo-hotel tower with over 1,500 units. Other components include condo towers, hotels, retail space, and entertainment venues.
omnicom group Q2 2008 Investor Presentation finance22
The document provides financial results and other information for Omnicom Group for the second quarter and first half of 2008. Some key points:
- Revenue increased 11.2% in Q2 2008 and 11.8% for the first half compared to the same periods in 2007.
- Net income grew 11.0% in Q2 2008 and 12.2% for the first half.
- Acquisitions contributed 1.2% and 1.1% to revenue growth in Q2 and for the first half respectively.
- The US and Euro markets saw the strongest revenue growth internationally in both periods.
Ecolab is a leading global developer and marketer of cleaning, sanitizing, and maintenance products and services. It serves customers in over 160 countries and employs over 20,000 associates worldwide. Ecolab sells products through its large direct sales force and assists customers in meeting their cleaning and sanitation needs. In 2002, Ecolab's net sales increased 47% to $3.4 billion and net income increased 11% to $209.8 million.
Similar to merck 4Q08 Other Financial Disclosures (20)
This document contains slides from an American Airlines presentation given by Gerard Arpey, Chairman & CEO. It discusses several topics:
1) Safe harbor statements noting forward-looking statements are subject to risk factors.
2) Rising oil prices, showing a graph of prices rising from $58 in 2007 to over $134 in mid-2008, offsetting the company's $6 billion in cost reductions.
3) New baggage and change fees announced to offset rising fuel costs, expected to generate several hundred million dollars.
This document contains a presentation by Beverly Goulet, Vice President of Corporate Development and Treasurer of an unnamed company, covering various topics:
1) It includes statements regarding forward-looking comments being subject to risk factors that could affect actual results.
2) Slide 3 discusses the company's fuel hedging for 3Q08 and full year 2008.
3) Slide 20 shows the company's net debt levels from 2002-2008, which have increased significantly.
The presentation provides an overview of the company's financial performance, fuel costs and hedging, debt levels, and other key metrics.
Credit Suisse Group Global Airline Conference Presentationfinance11
This document contains a presentation by Beverly Goulet, Vice President of Corporate Development and Treasurer of an unnamed company. The presentation includes slides on the company's 3Q08 results showing a net loss compared to earnings in the prior year. Additional slides provide details on oil prices, the company's hedging strategy, total debt levels, planned 2009 capacity reductions, new and modified fees, investments in the future, and alliances. The presentation contains forward-looking statements and refers readers to SEC filings and a webcast for further information.
- The document is a letter informing stockholders about AMR Corporation's 2004 Annual Meeting of Stockholders to be held on May 19, 2004 at the American Airlines Training & Conference Center in Fort Worth, Texas.
- Stockholders are invited to attend and vote on items of business including electing 12 directors, ratifying the selection of Ernst & Young LLP as independent auditors, and considering two stockholder proposals.
- Instructions are provided for stockholders on how to vote, including voting online, by telephone, or by returning a proxy card, and details on admission to the annual meeting by ticket.
The document is a notice from AMR Corporation inviting stockholders to attend its 2005 Annual Meeting of Stockholders on May 18, 2005 at 8:00am at the American Airlines Training & Conference Center in Fort Worth, Texas. It provides information on the items of business to be voted on, including the election of directors, ratification of auditors, and a stockholder proposal. Stockholders of record as of March 21, 2005 are entitled to vote. Admission to the meeting will require an admission ticket or proof of stock ownership.
The document is a notice from AMR Corporation inviting shareholders to attend its 2006 Annual Meeting of Stockholders on May 17, 2006. It provides information on voting procedures and requirements for attendance. Shareholders as of March 20, 2006 are entitled to vote. The meeting will be held at the American Airlines Training & Conference Center in Fort Worth, Texas, where admission will require a ticket or proof of stock ownership.
AMR 2006 Shareholders’ Meeting Voting Resultsfinance11
All 13 nominees for Director were elected at American Airlines' 2006 stockholders meeting on May 17, 2006. Over 93% of shares were voted, with 176 million shares represented. Ernst & Young was ratified as the independent auditor with over 99% of votes in favor. Proposals relating to term limits for outside directors, majority vote requirements, separation of CEO/Chairman roles, and cumulative voting all failed to pass, receiving only around 30% support or less.
The document is a letter inviting stockholders to attend AMR Corporation's annual meeting on May 16, 2007. It provides details on the meeting location, eligibility to vote, and how to submit a proxy vote by internet, phone, or mail. Stockholders are encouraged to vote as their input is important. Management will provide updates and answer questions at the meeting.
AMR 2007 Shareholders’ Meeting Voting Resultsfinance11
At the American Airlines 2007 stockholders meeting on May 16, 2007:
- All 12 nominees for the board of directors were elected, with over 90% of shares voted.
- Stockholders ratified the selection of Ernst & Young LLP as independent auditors for 2007 with over 98% of votes for.
- Stockholder proposals relating to cumulative voting, special shareholder meetings, performance based stock options, and advisory resolution to ratify executive compensation all failed to pass, receiving less than 55% of votes.
The document is a notice for the annual stockholder meeting of AMR Corporation to be held on May 21, 2008. It provides details on the meeting such as time, location, items of business to be addressed which include electing directors, ratifying auditors, and considering four stockholder proposals. It also covers eligibility to attend, requirements to vote, and quorum details. Stockholders are encouraged to vote by proxy in advance of the meeting.
AMR 2008 Shareholders’ Meeting Voting Resultsfinance11
1. All 13 nominees for Director were elected at the 2008 Stockholders Meeting with a minimum of 181,494,763 votes for.
2. The ratification of Ernst & Young LLP as independent auditors for 2008 was approved with 98.45% of votes for and 1.55% against.
3. A stockholder proposal relating to cumulative voting for election of directors was rejected with 30.80% of votes for and 69.20% against.
AMR Corporation had a very successful 1998 financially. The company reported record net earnings of $1.3 billion, a 33.4% increase over 1997. AMR's strong performance was driven by robust demand for air travel and lower fuel prices, enabling the airline businesses to increase revenues without significant fare discounting. AMR also made progress across its key strategic objectives - growing its airline networks, improving customer service, and expanding The Sabre Group's technology solutions business.
This document is the annual report for AMR Corporation for the year 2000. It discusses the company's improved financial performance for the year, including net earnings of $752 million compared to $543 million in 1999. It summarizes strategic initiatives undertaken in 2000 related to safety, service, product, technology, culture, and network - the six areas of the company's Airline Leadership Plan. These initiatives include fleet expansion, onboard comfort enhancements, technology investments, employee programs, and network growth through regional jets and international partnerships. The report also outlines major acquisitions announced in 2001 that will significantly expand American Airlines' fleet and network by acquiring assets from TWA, US Airways, and a stake in DC Air.
The document discusses the challenges American Airlines faced in 2001, including a slowing economy before September 11th and the devastating impacts of the terrorist attacks on September 11th and the loss of Flight 587 in November. It describes the cost-cutting measures American took, such as reducing capacity, retiring aircraft, cutting capital and operating expenses. It highlights that despite the difficulties, American completed the acquisition and integration of TWA and continued its More Room Throughout Coach campaign. The letter closes by stating that while 2001 brought great challenges, American's values and principles will guide it going forward.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.