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See how one simple choice destroys a mel's chance to be rich beyond his wildest dreams. mel FAILED! It could be you. www.thefortuneacademy.com

Economy & Finance
1 of 138
meet MEL he runs out of retirement income at age 72 property of YCIS all rights reserved © 2008
A . K . A … property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
mel OWN’s a… property of YCIS all rights reserved © 2008
HOUSE ,[object Object],[object Object],property of YCIS all rights reserved © 2008
he LIKES … property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
is GOOD friends with … property of YCIS all rights reserved © 2008
OXNARD property of YCIS all rights reserved © 2008
mel WORKS … property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008 here
mel is full of GREAT … property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
when it COMES to … property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
and … property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
but NOT with… property of YCIS all rights reserved © 2008
PLANNING for LIFE ,[object Object],property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
mel will live to be… ,[object Object],property of YCIS all rights reserved © 2008
mel will need ,[object Object],property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
PROBLEM is … ,[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
mel’s tax deferred retirement plan runs out when he is only... ,[object Object],property of YCIS all rights reserved © 2008
mel DID … ,[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
HOUSE ,[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
mel did it BECAUSE his … property of YCIS all rights reserved © 2008
DAD did… property of YCIS all rights reserved © 2008
and it worked … ,[object Object],[object Object],property of YCIS all rights reserved © 2008
mel’s DAD wasn’t property of YCIS all rights reserved © 2008
ONE of … ,[object Object],[object Object],property of YCIS all rights reserved © 2008
started retiring YESTERDAY! property of YCIS all rights reserved © 2008
[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
7 things mel did NOT consider property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
7 th … property of YCIS all rights reserved © 2008
the WORST for LAST… property of YCIS all rights reserved © 2008
DRUMROLL property of YCIS all rights reserved © 2008
TAXES property of YCIS all rights reserved © 2008
is THE … ,[object Object],property of YCIS all rights reserved © 2008
COFFIN property of YCIS all rights reserved © 2008
what's WRONG with mel’s plan? property of YCIS all rights reserved © 2008
here are a few of the BIG things … property of YCIS all rights reserved © 2008
1st … ,[object Object],property of YCIS all rights reserved © 2008
mel CANNOT get his MONEY any time he needs it … property of YCIS all rights reserved © 2008
that makes it NOT… property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
2nd … ,[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
CASH property of YCIS all rights reserved © 2008
IN his … property of YCIS all rights reserved © 2008
equity property of YCIS all rights reserved © 2008
was NOT ! property of YCIS all rights reserved © 2008
SAFE property of YCIS all rights reserved © 2008
mel’s house lost value! ( like most of us ) property of YCIS all rights reserved © 2008
that's money he was counting on for retirement… ,[object Object],property of YCIS all rights reserved © 2008
3rd … ,[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
equity doesn’t ,[object Object],[object Object],property of YCIS all rights reserved © 2008
RETURN on INVESTMENT ,[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
if mel would have taken $ 200k out of the house when he had it … property of YCIS all rights reserved © 2008
and put it somewhere that earned lets say… 9% compound interest property of YCIS all rights reserved © 2008
that 200k would be… ,[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
he said... ,[object Object],[object Object],property of YCIS all rights reserved © 2008
4th … ,[object Object],property of YCIS all rights reserved © 2008
MEANING… mel’s ( 401(k), IRA, 403(b) ) ,[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],property of YCIS all rights reserved © 2008
but it WILL BE taxed… ,[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
he has BILL$ property of YCIS all rights reserved © 2008
what would you rather pay TAXES on? property of YCIS all rights reserved © 2008
the SEED ? property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
HARVEST ? property of YCIS all rights reserved © 2008
don’t you think TAXES will HAVE to go UP … ? property of YCIS all rights reserved © 2008
[object Object],[object Object],property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
NO NEED TO WONDER any longer … ,[object Object],property of YCIS all rights reserved © 2008
 
THEY ALREADY WENT UP!!!
MAY 2007 congress RAISED taxes ,[object Object],property of YCIS all rights reserved © 2008
MEANING… ,[object Object],property of YCIS all rights reserved © 2008
5th … ,[object Object],property of YCIS all rights reserved © 2008
PROBLEM is … ,[object Object],[object Object],property of YCIS all rights reserved © 2008
20 YEARS ! ,[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
mel will need to share his with… property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
did you know social security is taxed as income ? property of YCIS all rights reserved © 2008
mel has no tax write offs property of YCIS all rights reserved © 2008
cat food MELVIN ? property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
PROBLEM is … ,[object Object],property of YCIS all rights reserved © 2008
is … property of YCIS all rights reserved © 2008
ed property of YCIS all rights reserved © 2008
meet alan green span ,[object Object],property of YCIS all rights reserved © 2008
HE SAYS … ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
[object Object],property of YCIS all rights reserved © 2008
is … property of YCIS all rights reserved © 2008
ed property of YCIS all rights reserved © 2008
6th … ,[object Object],property of YCIS all rights reserved © 2008
going to = in the future ? ,[object Object],property of YCIS all rights reserved © 2008
we don’t know but, less for sure property of YCIS all rights reserved © 2008
7th … ,[object Object],property of YCIS all rights reserved © 2008
what will cause the taxes to go up ? property of YCIS all rights reserved © 2008
how about NATIONAL DEBT? property of YCIS all rights reserved © 2008
9 trillion in debt ,[object Object],property of YCIS all rights reserved © 2008
meet david walker ,[object Object],property of YCIS all rights reserved © 2008
he notes … if you Include social security , medicare , medicaid , it makes the REAL DEBT … ,[object Object],property of YCIS all rights reserved © 2008
7 strikes to the HEAD of household! property of YCIS all rights reserved © 2008
we can now say mel’s… ,[object Object],property of YCIS all rights reserved © 2008
is NOT a PLAN at all property of YCIS all rights reserved © 2008
whose retirement is mel planning? property of YCIS all rights reserved © 2008
THANKS melvin ! property of YCIS all rights reserved © 2008
THANKS melvin! property of YCIS all rights reserved © 2008
THANKS dad ! property of YCIS all rights reserved © 2008
SORRY son ! property of YCIS all rights reserved © 2008
I QU IT! property of YCIS all rights reserved © 2008
he did! property of YCIS all rights reserved © 2008
[object Object],[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
DIFFERE N T! property of YCIS all rights reserved © 2008
what’s for dinner melvin ? property of YCIS all rights reserved © 2008
property of YCIS all rights reserved © 2008
,[object Object],[object Object],[object Object],property of YCIS all rights reserved © 2008
( 866 - 884 - 7483 ) or get STARTED NOW at www. the fortune academy .com THE END property of YCIS all rights reserved © 2008

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MEET mel

  • 1. meet MEL he runs out of retirement income at age 72 property of YCIS all rights reserved © 2008
  • 2. A . K . A … property of YCIS all rights reserved © 2008
  • 3.
  • 4. mel OWN’s a… property of YCIS all rights reserved © 2008
  • 5.
  • 6. he LIKES … property of YCIS all rights reserved © 2008
  • 7. property of YCIS all rights reserved © 2008
  • 8. is GOOD friends with … property of YCIS all rights reserved © 2008
  • 9. OXNARD property of YCIS all rights reserved © 2008
  • 10. mel WORKS … property of YCIS all rights reserved © 2008
  • 11. property of YCIS all rights reserved © 2008 here
  • 12. mel is full of GREAT … property of YCIS all rights reserved © 2008
  • 13. property of YCIS all rights reserved © 2008
  • 14. when it COMES to … property of YCIS all rights reserved © 2008
  • 15. property of YCIS all rights reserved © 2008
  • 16. and … property of YCIS all rights reserved © 2008
  • 17. property of YCIS all rights reserved © 2008
  • 18. but NOT with… property of YCIS all rights reserved © 2008
  • 19.
  • 20. property of YCIS all rights reserved © 2008
  • 21.
  • 22.
  • 23. property of YCIS all rights reserved © 2008
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 29. mel did it BECAUSE his … property of YCIS all rights reserved © 2008
  • 30. DAD did… property of YCIS all rights reserved © 2008
  • 31.
  • 32. mel’s DAD wasn’t property of YCIS all rights reserved © 2008
  • 33.
  • 34. started retiring YESTERDAY! property of YCIS all rights reserved © 2008
  • 35.
  • 36.
  • 37.
  • 38. 7 things mel did NOT consider property of YCIS all rights reserved © 2008
  • 39.
  • 40.
  • 41. 7 th … property of YCIS all rights reserved © 2008
  • 42. the WORST for LAST… property of YCIS all rights reserved © 2008
  • 43. DRUMROLL property of YCIS all rights reserved © 2008
  • 44. TAXES property of YCIS all rights reserved © 2008
  • 45.
  • 46. COFFIN property of YCIS all rights reserved © 2008
  • 47. what's WRONG with mel’s plan? property of YCIS all rights reserved © 2008
  • 48. here are a few of the BIG things … property of YCIS all rights reserved © 2008
  • 49.
  • 50. mel CANNOT get his MONEY any time he needs it … property of YCIS all rights reserved © 2008
  • 51. that makes it NOT… property of YCIS all rights reserved © 2008
  • 52. property of YCIS all rights reserved © 2008
  • 53.
  • 54.
  • 55.
  • 56. CASH property of YCIS all rights reserved © 2008
  • 57. IN his … property of YCIS all rights reserved © 2008
  • 58. equity property of YCIS all rights reserved © 2008
  • 59. was NOT ! property of YCIS all rights reserved © 2008
  • 60. SAFE property of YCIS all rights reserved © 2008
  • 61. mel’s house lost value! ( like most of us ) property of YCIS all rights reserved © 2008
  • 62.
  • 63.
  • 64.
  • 65.
  • 66.
  • 67.
  • 68. if mel would have taken $ 200k out of the house when he had it … property of YCIS all rights reserved © 2008
  • 69. and put it somewhere that earned lets say… 9% compound interest property of YCIS all rights reserved © 2008
  • 70.
  • 71.
  • 72.
  • 73.
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  • 75.
  • 76.
  • 77.
  • 78.
  • 79.
  • 80.
  • 81.
  • 82.
  • 83. property of YCIS all rights reserved © 2008
  • 84. he has BILL$ property of YCIS all rights reserved © 2008
  • 85. what would you rather pay TAXES on? property of YCIS all rights reserved © 2008
  • 86. the SEED ? property of YCIS all rights reserved © 2008
  • 87.
  • 88. HARVEST ? property of YCIS all rights reserved © 2008
  • 89. don’t you think TAXES will HAVE to go UP … ? property of YCIS all rights reserved © 2008
  • 90.
  • 91. property of YCIS all rights reserved © 2008
  • 92.
  • 93.  
  • 94. THEY ALREADY WENT UP!!!
  • 95.
  • 96.
  • 97.
  • 98.
  • 99.
  • 100. mel will need to share his with… property of YCIS all rights reserved © 2008
  • 101.
  • 102. did you know social security is taxed as income ? property of YCIS all rights reserved © 2008
  • 103. mel has no tax write offs property of YCIS all rights reserved © 2008
  • 104. cat food MELVIN ? property of YCIS all rights reserved © 2008
  • 105. property of YCIS all rights reserved © 2008
  • 106.
  • 107. is … property of YCIS all rights reserved © 2008
  • 108. ed property of YCIS all rights reserved © 2008
  • 109.
  • 110.
  • 111.
  • 112. is … property of YCIS all rights reserved © 2008
  • 113. ed property of YCIS all rights reserved © 2008
  • 114.
  • 115.
  • 116. we don’t know but, less for sure property of YCIS all rights reserved © 2008
  • 117.
  • 118. what will cause the taxes to go up ? property of YCIS all rights reserved © 2008
  • 119. how about NATIONAL DEBT? property of YCIS all rights reserved © 2008
  • 120.
  • 121.
  • 122.
  • 123. 7 strikes to the HEAD of household! property of YCIS all rights reserved © 2008
  • 124.
  • 125. is NOT a PLAN at all property of YCIS all rights reserved © 2008
  • 126. whose retirement is mel planning? property of YCIS all rights reserved © 2008
  • 127. THANKS melvin ! property of YCIS all rights reserved © 2008
  • 128. THANKS melvin! property of YCIS all rights reserved © 2008
  • 129. THANKS dad ! property of YCIS all rights reserved © 2008
  • 130. SORRY son ! property of YCIS all rights reserved © 2008
  • 131. I QU IT! property of YCIS all rights reserved © 2008
  • 132. he did! property of YCIS all rights reserved © 2008
  • 133.
  • 134. DIFFERE N T! property of YCIS all rights reserved © 2008
  • 135. what’s for dinner melvin ? property of YCIS all rights reserved © 2008
  • 136. property of YCIS all rights reserved © 2008
  • 137.
  • 138. ( 866 - 884 - 7483 ) or get STARTED NOW at www. the fortune academy .com THE END property of YCIS all rights reserved © 2008