This document outlines an assignment for a banking operations course. It includes 6 questions about banking processes and concepts. The first question asks students to explain the process of intermediation in banks. The second asks students to analyze interest rates paid on savings and current accounts at public and private sector banks and discuss factors impacting deposit pricing. The third asks students to discuss asset liability management strategies and perspectives.

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ASSIGNMENT
DRIVE SPRING 2014
PROGRAM MBADS (SEM 3/SEM 5)
MBAFLEX/ MBAN2 (SEM 3)
PGDBMN (SEM 1)
SUBJECT CODE &
NAME
MA0038 / MA0045
BANKING OPERATIONS
BK ID 1616
CREDIT 4
MARKS 60
Note: Answer all questions. Kindly note that answers for 10 marks questions should be
approximately of 400 words. Each question is followed by evaluation scheme.
Q.No Question Marks Total Marks
1 Explain the process of intermediation in banks.
Explain the intermediation 10
10
2 Analyse the rate of interest paid on savings bank deposit and current account deposit of one public
sector bank and one private sector bank. Discuss the factors that has an impact on pricing of
deposit related services.
Analysis of interest rates
Factors
5
5
10
3 Discuss Asset Liability Management strategy and explain the ALM perspectives.
Asset Liability Management strategy
explain the ALM perspectives
5
5
10
4 Analyse how factoring is different from forfaiting and bill discounting.
Explain Factoring
forfaiting and
bill discounting
3
3
4
10

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5 Trace the history of RBS bank (merger story). Where is its head office located? List out the
locations of RBS bank branches in India
History
Head office
Locations in India
5
1
4
10
6 Differentiate between NEFT and RTGS as well as SWIFT
Explain NEFT
RTGS and
SWIFT
3
3
4
10