The document provides tips on buying disability insurance, emphasizing the importance of understanding its benefits for income protection. Key recommendations include working with an independent insurance agent, applying for coverage before it's necessary, and evaluating average income for eligibility. Additionally, it advises dropping disability insurance at retirement age, as policies typically do not provide benefits once individuals are considered retired.

1. Disability Insurance Buying Tips
Randon James Morris

2. Disability Insurance
Most people do not aware
of disability insurance and how it
can help a disable in protecting
income. Let’s explore a few
important factors that you must
consider when purchasing disability
insurance with Randon James
Morris.

3. Prefer Independent Insurance Agent

4. Apply for Disability Insurance Before you Need
It

5. Evaluate your Average Income
In disability insurance, an individual’s eligibility depends on his net
income.

6. Drop Disability Insurance Policy when you are
over Retirement Age
According to experts including Randon James Morris, you must drop
the idea of taking disability insurance policy at the retirement age. For
instance, you are over 65 years old and you became disabled. At this
age, you will consider as retired so the insurance policy won’t pay.