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Are You Covered?
Life is a contract between an individual and 
insurance company leaving detailed instructions 
on how the company should pay the policy’s 
holders when they pass away.
Who Needs It 
•You are married 
•You have children 
•You are a single parent 
•You are a small-business owner
Types of Insurance 
•Term Insurance 
The pay-out would be the same no matter 
when the policyholder died during the term. 
•Whole-of-life Insurance 
The proceeds of the policy will usually go to 
the policyholder’s family or beneficiaries of 
their estate.
What Influences Your Policy Price 
•Your Lifestyle 
•Your age 
•Your medical history and current 
•Your habits 
•Your Job
Four out of ten UK mortgage holders have no life 
insurance protection for their mortgage, research 
reveals.
3 Things You Should Know About Life 
Insurance 
•Determine whether or not you need life 
insurance 
•Determine how much life insurance you 
need 
• Determine the type of insurance you need
Sales 
According to 
Scottish Widows, 
97% of people 
understand the 
potential 
importance of life 
insurance, but only 
44% have life 
cover in place.
When the insured dies, the policy will terminate. This 
termination will result in the policy's death benefit 
being paid out to the beneficiary or beneficiaries 
named in the policy.
Life Insurance Covers protect you and your family 
Secure your future and that of your family 
Find life insurance suitable for you

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Life Insurance Cover

  • 2. Life is a contract between an individual and insurance company leaving detailed instructions on how the company should pay the policy’s holders when they pass away.
  • 3. Who Needs It •You are married •You have children •You are a single parent •You are a small-business owner
  • 4. Types of Insurance •Term Insurance The pay-out would be the same no matter when the policyholder died during the term. •Whole-of-life Insurance The proceeds of the policy will usually go to the policyholder’s family or beneficiaries of their estate.
  • 5. What Influences Your Policy Price •Your Lifestyle •Your age •Your medical history and current •Your habits •Your Job
  • 6. Four out of ten UK mortgage holders have no life insurance protection for their mortgage, research reveals.
  • 7. 3 Things You Should Know About Life Insurance •Determine whether or not you need life insurance •Determine how much life insurance you need • Determine the type of insurance you need
  • 8. Sales According to Scottish Widows, 97% of people understand the potential importance of life insurance, but only 44% have life cover in place.
  • 9. When the insured dies, the policy will terminate. This termination will result in the policy's death benefit being paid out to the beneficiary or beneficiaries named in the policy.
  • 10. Life Insurance Covers protect you and your family Secure your future and that of your family Find life insurance suitable for you