1. 2011-2012 Loan Options for Undergraduate Students

7. Dependent Student Annual Stafford Limits *Year in College Gross Annual Loan 2 nd Additional Unsub if Denied PLUS 1 st (0-29cr) 2 nd (30-59cr) 3 rd & beyond (60+) *based on number of credits earned $5,500 (max subsidized $3,500) $6,500 (max subsidized $4,500) $7,500 (max subsidized $5,500) $4,000 $4,000 $5,000

8. Independent Annual Stafford Limits *Year in College Gross Annual Amount 1 st (0-29cr) 2 nd (30-59cr) 3 rd & beyond (60+) *based on number of credits earned $9,500 (max subsidized portion $3,500) $10,500 (max subsidized portion $4,500) $12,500 (max subsidized portion $5,500)

9. Undergraduate Aggregate Stafford Limits Dependent Undergraduate $31,000 (no more than $23,000 subsidized) Independent Undergraduate $57,500 (no more than $23,000 subsidized)

10. Federal Stafford Loan Interest Rates in Repayment Year Interest Rate Subsidized Stafford Loans Interest Rate Unsubsidized Stafford Loans 2011-2012 3.4% 6.8% 2012-2013 6.8% 6.8%

15. www.studentloans.gov

18. Kate Hofstra

34. Summary for Continuing Borrowers Stafford Parent PLUS www.pin.ed.gov 1-800-433-3243 Use the same federal PIN at www.fafsa.gov and www.studentloans.gov every year- reset if forgotten Use the same federal PIN at www.fafsa.gov and www.studentloans.gov every year- reset if forgotten www.FAFSA.gov 1-800-433-3243 Hofstra code 002732 File FAFSA by February 15 every year File FAFSA with student by February 15 every year www.my.hofstra.edu 516-463-8000 Accept loan offer Accept loan offer www.studentloans.gov 1-800-557-7394 ------------ Application Request