Laurie McKenzie-Adams
5477 Pine Bluff Road
Columbus, Ohio 43229
614-888-8355
cadams0934@wideopenwest.com
CAREER SUMMARY
Quality Assurance Specialist with experience in quality analysis in both servicing and origination within Mortgage
Banking.
EXPERIENCE
JPMorgan Chase, Columbus, Ohio 1992 - 2015
Quality Assurance Associate / Internal Review Group (2012 - 2015)
• Maintain quarterly reporting deadlines associated with 7 compliance metrics of the National Mortgage
Settlement; content including pre-foreclosure, foreclosure, escrow, force placed insurance, sworn
documents and payment processing.
• Created full, complete and accurate documentation of test work and assessments with regard to
regulatory requirements within each review month.
• Reviewed and recommended process changes to ensure issues are handled in timely manner and within
regulatory guidelines.
• Knowledge of Conventional / Government Servicing and Default related policies and processes to
effectively test.
• Contributed to enhance internal test procedures and department training.
• Performed Consumer Relief testing for the National Mortgage Settlement.
QA Analyst III / MHA QA (2009 - 2012)
• Performed HAMP (Home Affordable Modification Program) reviews on Investor Reporting, Incentive
Payments, PRA, 2MP (Data Integrity) and reported findings that may need correction within the line of
business.
• Maintained department procedures through gap analysis.
• Sustained interaction with Lines of Business.
• Stayed abreast of supplemental directives updates and revisions.
• Performed testing as needed in MHA - C (Making Home Affordable - Compliance) reviews.
Risk Analyst II / SQA / DQA (2008 - 2009)
• Performed reviews on REG AB Prime & HUD loans for potential servicing deficiencies within the line of
business.
Risk Specialist / Chase Home Lending Target Review Group (2007 - 2008)
• Performed target risk reviews on Home Equity Products including EZ Close (defaulted or current).
• Reviewed credit packages to identify and report potential risk exponents on loans (residential).
• Researched loan program products and reported findings that are not within Policy Guidelines.
• Prepared narratives regarding findings and deficiencies for reporting purposes.
• Assisted with reviews for other departments and provided information to other areas as deemed
necessary.
• Reported possible misrepresentations to the fraud unit.
QA Analyst / QA EPD (1992 - 2007)
• Performed reviews on residential prime loans which have defaulted within 12 months of loan application.
• Researched loan program products and reported findings that are not in requirement with investor
guidelines.
• Reviewed credit packages and reported underwriting deficiencies that could have an impact on the loan's
saleability.
• Prepared narratives regarding findings and deficiencies for monthly reporting.
• Reported possible misrepresentations to the fraud unit.
• Requested and reviewed re-verifications of employment, bank accounts, credit reports and appraisals.
PRIOR EXPERIENCE
• Loan Assumptions, Foreclosure, Bankruptcy, Customer Service and Payoffs.
EDUCATION
Franklin University, Columbus, OH
• Business and Real Estate coursework
COMPUTER SKILLS
• Microsoft Word
• Microsoft Excel
• Outlook
REFERENCES UPON REQUEST
LMA 2 9 16 a

LMA 2 9 16 a

  • 1.
    Laurie McKenzie-Adams 5477 PineBluff Road Columbus, Ohio 43229 614-888-8355 cadams0934@wideopenwest.com CAREER SUMMARY Quality Assurance Specialist with experience in quality analysis in both servicing and origination within Mortgage Banking. EXPERIENCE JPMorgan Chase, Columbus, Ohio 1992 - 2015 Quality Assurance Associate / Internal Review Group (2012 - 2015) • Maintain quarterly reporting deadlines associated with 7 compliance metrics of the National Mortgage Settlement; content including pre-foreclosure, foreclosure, escrow, force placed insurance, sworn documents and payment processing. • Created full, complete and accurate documentation of test work and assessments with regard to regulatory requirements within each review month. • Reviewed and recommended process changes to ensure issues are handled in timely manner and within regulatory guidelines. • Knowledge of Conventional / Government Servicing and Default related policies and processes to effectively test. • Contributed to enhance internal test procedures and department training. • Performed Consumer Relief testing for the National Mortgage Settlement. QA Analyst III / MHA QA (2009 - 2012) • Performed HAMP (Home Affordable Modification Program) reviews on Investor Reporting, Incentive Payments, PRA, 2MP (Data Integrity) and reported findings that may need correction within the line of business. • Maintained department procedures through gap analysis. • Sustained interaction with Lines of Business. • Stayed abreast of supplemental directives updates and revisions. • Performed testing as needed in MHA - C (Making Home Affordable - Compliance) reviews. Risk Analyst II / SQA / DQA (2008 - 2009) • Performed reviews on REG AB Prime & HUD loans for potential servicing deficiencies within the line of business. Risk Specialist / Chase Home Lending Target Review Group (2007 - 2008) • Performed target risk reviews on Home Equity Products including EZ Close (defaulted or current). • Reviewed credit packages to identify and report potential risk exponents on loans (residential). • Researched loan program products and reported findings that are not within Policy Guidelines. • Prepared narratives regarding findings and deficiencies for reporting purposes. • Assisted with reviews for other departments and provided information to other areas as deemed necessary. • Reported possible misrepresentations to the fraud unit.
  • 2.
    QA Analyst /QA EPD (1992 - 2007) • Performed reviews on residential prime loans which have defaulted within 12 months of loan application. • Researched loan program products and reported findings that are not in requirement with investor guidelines. • Reviewed credit packages and reported underwriting deficiencies that could have an impact on the loan's saleability. • Prepared narratives regarding findings and deficiencies for monthly reporting. • Reported possible misrepresentations to the fraud unit. • Requested and reviewed re-verifications of employment, bank accounts, credit reports and appraisals. PRIOR EXPERIENCE • Loan Assumptions, Foreclosure, Bankruptcy, Customer Service and Payoffs. EDUCATION Franklin University, Columbus, OH • Business and Real Estate coursework COMPUTER SKILLS • Microsoft Word • Microsoft Excel • Outlook REFERENCES UPON REQUEST