This document discusses PowerAuth 2.0, a multi-factor authentication solution from Lime. It provides strong authentication for mobile and internet banking through biometric authentication, encryption, and secure storage. The integration process involves deploying the PowerAuth server, implementing activation management in the internet banking, and signature verification and computation in mobile banking. It also discusses QRToken, an alternative authentication method using QR codes for faster login and payments. Both solutions offer improved security and user experience for banks and users.

2. Petr Dvořák
CEO at Lime
E-mail: petr@lime-company.eu
Twitter: @joshis_tweets

3. PowerAuth 2.0

4. Strong authentication for
your mobile banking
“

5. Multi-factor
authentication
End-to-end
encryption
Secure
Storage

6. ✔ Biometric authentication / TouchID
✔ Apple Watch / Android Wear
Today Screen, Android Widget
✔ Short PIN code for login
✔ Activation via Internetbanking
✔

7. 1. Deploy PowerAuth 2.0 Server ✓ ready-to-use server app
2. Implement activation management in the Internet
banking ✓ ready-to-use web services (SOAP)
3. Implement signature verification in mobile banking
✓ ready-to-use high-level libraries
4. Implement signature computation in mobile banking
✓ ready-to-use high-level libraries
Integration steps

8. PowerAuth Server
Mobile Banking
API Server
Bank A
BanksUsers
Internetové
bankovnictví
YourBank
YourBank
Your mobile
banking
Your internet
banking
SOAP service for
activation management
Proprietary banking API, PowerAuth 2.0
signature for active operation
in HTTP header
SOAP service for an
activation status retrieval
and signature verification
Internet banking HTML code
sent to the web browser
and displayed to end user.
Enter activation code
PowerAuth
Libraries
PowerAuth
Libraries
PowerAuth
Libraries

9. • Deploying PowerAuth 2.0 Server
• Deploying PowerAuth 2.0 Admin
• Integrate PowerAuth 2.0 Server with a mobile banking
server app
• Integrate PowerAuth 2.0 Server with an Internet banking
server app
• Using PowerAuth 2.0 Reference Client
Integration tutorials

10. • Free and open-source
• https://github.com/lime-company/
lime-security-powerauth
• Optional commercial support
• http://powerauth.com/
Pricing

11. QRToken

12. Strong authentication for
your internet banking
“

13. Alternative for authorization
SMS messages
“

15. • Fast login to internet banking
• Active operation signing
• Faster QR payments (SPAYD format)
Features

16. • Simpler, user friendly authentication
• Better security
• New experience with high UX
• Faster payments with QR codes
Benefits for users

17. • Cost savings - less authorization SMS
• Better system security
• Price efficient innovation
Benefits for banks

18. PowerAuth Server
QRToken API
Server
Bank A
BanksUsers
Internet
banking
QR code scanning
for active operation
authorization

19. Thank you
Petr Dvořák
e-mail: petr@lime-company.eu
twitter: @lime_company