Why NSSF Declared interest rate of 11.23% for Financial Year 2012/13: Facts &...NSSF Uganda
NSSF Uganda has declared interest rate of 11.23% for Financial Year 2012/2013. The Fund's 1.3m will earn a total of Ugx 278 billion. This presentation summarises the Fund's performance over the last 3 years and shows why the Fund declared 11.23%, a rate above the average inflation.
Why NSSF Declared interest rate of 11.23% for Financial Year 2012/13: Facts &...NSSF Uganda
NSSF Uganda has declared interest rate of 11.23% for Financial Year 2012/2013. The Fund's 1.3m will earn a total of Ugx 278 billion. This presentation summarises the Fund's performance over the last 3 years and shows why the Fund declared 11.23%, a rate above the average inflation.
It was our pleasure to have Mortgage Banking Association President & CEO David Stevens at our annual conference at Boyne mountain this year. Please join the Mortgage Action Alliance to find out the latest news and help guide the historical changes coming out of Washington right now!
Click this link to stay informed with the mortgage action alliance http://www.mbaa.org/Advocacy/MortgageActionAlliance/MAASignup.htm
Read the The FHA Solvency Act of 2013 http://www.banking.senate.gov/public/index.cfm?FuseAction=Files.View&FileStore_id=76ccb8b5-2cf3-4a3f-b40b-47f0b90aa957
Read the Corker-Warner Jumpstart GSE Reform Act.
http://www.govtrack.us/congress/bills/113/hr2348/text
New capital ratio rules to be adopted at the next G20 meeting in Seoul in November should please banks, and European one in particular due to their core capital deficit, thanks to rather lenient rules and an implementation time frame that stretches until the end of 2018...
A brief overview of the issues that retiring baby boomers face, and why reverse mortgages, when understood, are uniquely suited to solve those issues. Links & Citations from slides -
Reverse Mortgage Guide - https://mortgagemonks.com/guides/reverse-mortgage-guide/
How does a reverse mortgage work? - https://mortgagemonks.com/how-does-reverse-mortgage-work/
Long term effects of a reverse mortgage - https://mortgagemonks.com/reverse-mortgage-information/
Pros & Cons - https://mortgagemonks.com/reverse-mortgage-pros-and-cons/
Citations:
http://www.cnbc.com/2015/04/13/retiring-well-not-most-baby-boomers.html
http://blogs.wsj.com/economics/2015/10/26/baby-boomers-hugely-underestimate-what-they-need-for-retirement/
https://www.bogleheads.org/wiki/Surveys_of_retirement_spending#Average_spending_by_age_ranges_-_CE
It was our pleasure to have Mortgage Banking Association President & CEO David Stevens at our annual conference at Boyne mountain this year. Please join the Mortgage Action Alliance to find out the latest news and help guide the historical changes coming out of Washington right now!
Click this link to stay informed with the mortgage action alliance http://www.mbaa.org/Advocacy/MortgageActionAlliance/MAASignup.htm
Read the The FHA Solvency Act of 2013 http://www.banking.senate.gov/public/index.cfm?FuseAction=Files.View&FileStore_id=76ccb8b5-2cf3-4a3f-b40b-47f0b90aa957
Read the Corker-Warner Jumpstart GSE Reform Act.
http://www.govtrack.us/congress/bills/113/hr2348/text
New capital ratio rules to be adopted at the next G20 meeting in Seoul in November should please banks, and European one in particular due to their core capital deficit, thanks to rather lenient rules and an implementation time frame that stretches until the end of 2018...
A brief overview of the issues that retiring baby boomers face, and why reverse mortgages, when understood, are uniquely suited to solve those issues. Links & Citations from slides -
Reverse Mortgage Guide - https://mortgagemonks.com/guides/reverse-mortgage-guide/
How does a reverse mortgage work? - https://mortgagemonks.com/how-does-reverse-mortgage-work/
Long term effects of a reverse mortgage - https://mortgagemonks.com/reverse-mortgage-information/
Pros & Cons - https://mortgagemonks.com/reverse-mortgage-pros-and-cons/
Citations:
http://www.cnbc.com/2015/04/13/retiring-well-not-most-baby-boomers.html
http://blogs.wsj.com/economics/2015/10/26/baby-boomers-hugely-underestimate-what-they-need-for-retirement/
https://www.bogleheads.org/wiki/Surveys_of_retirement_spending#Average_spending_by_age_ranges_-_CE
4. » People are living longer,
healthier lives
» Interest rates are at
historic lows
» Equities are volatile
» Therefore, it can be
confusing for retirees
on where to turn for
income.
4
8. 8
» Equity exposure to
combat inflation
» Guaranteed income to
protect from downside risk
» Simple, predictable
income stream
» Assets remain invested
with your advisor
» Flexibility to make changes
whenever life demands it
INTRODUCING LAQUITY’S
RETIREONE
S O L U T I O N
As the slide says, different generations had a pretty simple approach to retirement…Save for retirement, take that savings and invest conservatively using CDs and Bonds, but for the most part, count on Social Security and their Pension to meet their retirement income goals.Thanks to their pension, they had a check in their mailbox every month.
However, pensions are not as prevalent as they once were. The pension has been replaced by the 401k.So what does that mean? With a 401k you get one check. And it’s up to you to make that one check last a lifetime.
As you embrace that challenge, here are the potential “avalanches” that wait for you.Speak to bullet points.
First lets discuss Longevity.Everyone knows that people are living longer, healthier lives. But lets take a closer look at some data to back up that statement.At age 65, men have a 52% chance they’ll live until 85 and a 13% chance they’ll live until 95; women have a 59% chance they’ll live until 85 and a 20% chance they’ll live until 95.A healthy couple of ages 65 has a 50% chance of at least one spouse living beyond 92 and a 25% chance one will live beyond 97. That means there’s a strong possibility the retirement income for you and your spouse will need to last 25 years or more!