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Presented by
Chris Spade
Keller Williams Realty
Connect With Me On
twitter @sdaceofspades
lnstigram @sdaceofspades
F acebook: https :/ /www. facebook.
com/ChrisSpadeReal Estate?ref=h I
619-320-5467 or email
cmspade+realestate@gmail.com
About
Me
Selling real estate in San Diego for 8
years
Prior to real estate I was a full time
Journalist
I worked at 2 TV stations in San Diego.
Work at Keller Williams San Diego Metro
Spare time I love to cook
Why
Keller
Williams?
Learning based
#1 Real Estate company in the
World
The power of 112,000 agents and
we continue to grow.
We have offices in North America,
Europe, Asia, South Africa.
We can refer you anyone, anywhere in
the world .
My
Team:
We are always looking for talent. If you are
thinking of getting into real estate, call me
because we would love to talk to you. If you
know someone we should know please let
me know.
My name is Chris Spade I am
the team leader for the Aces of
Spades @ Keller Williams San
Diego Metro. I also have a full
time executive assistant and a
dedicated buyer's agent.
Help you buy the perfect home, in the best location
For the least amount of money
In the least amount of time.
Incredible ability to negotiate-- even when 10 offers on
the table
We search for off market properties not just homes on
the multiple listing service
Communication: we promise to talk to you .
Experience: we have a powerful team and the power of
the largest brokerage in the World .
Vendors: we have the best inspectors, termite people,
electrician, foundation people. This helps you save
money!
Why Work
With Us?
• Today we'll talk about some
common fears and helpful facts
about buying a home.
• How a home is an excellent
investment
• The steps to buying a home
Overview
Take notes but if you miss
something don't worry at
the end of this presentation
you can download the show
notes and the 2015 guide to
buying a home. Those are
free.
Common
Fears
I can't
afford a
home right
now.
I should wait
until the real
estate
market get's
better.
I don't have
money for a
downpayment.
I can't
afford to buy
my dream
home.
According to the National Association
of REAL TOR ® economists the net
worth of home owners vs renters is 31-
46 times as much. That means
someone who owns a home is up to 46
times more wealthy than someone who
rents.
That's Significant!
That's what everyone is thinking here
anyway. Appreciation: is the rate at
which your investment increases year
over year.The average appreciation
across the united states is about
4% annually.
The average price of a home in
San Diego County in April of
2015 was $455,000.
What's
That Mean?
That means at a 4%
appreciation your home will
increase $18,200
annually.
Just for owning!
For this exercise you are
buying a home for
$350,000, you're putting
10% down and you're
borrowing the money are
your interest rate is 4.5%.
**Not a tax deduction
# of dollars paid in less tax at the
end of the year.
We are not accountants so talk
to your CPA or tax professional
first! If you need a referral to a
tax professional in San Diego
please let us know and we will
point you to our preferred tax
professional.
Now you might be thinking . I
can't afford $1596 a month.
Maybe right now you can't. Up
your allowance on your payroll.
Here's the upside to owning.
YOUR PAYMENT NEVER GOES UP!
Rents are going up an average of
4% a year and with vacancy rates at
2% in San Diego,
RENTS ARE ALWAYS ON THE
RISE.
Annual Savings
Appreciation $12,600
Tax Savings $3,518
Paid Equity $5082
Total $21 ,200
Let's Break It Down Monthly
Appreciation $1050
Tax Savings $293
Paid Equity $423.50
Total $1766.50
So How Do You
Accomplish This Goal?
Get Pre Approved For
A Mortgage. That's
The First Step To
Home Ownership.
Loan Application
Copy of last two year tax
returns
Copy last two bank
statements
Last two paycheck stubs
Any other documents they
may need.
What The
Lender Will
Require
We have the right lender who will
help make that process easy for you.
Call us @619-320-5467
and we'll hook you up with our
prefered lender.
If you're loving and living in
San Diego we'd love the first
opportunity to work with you.
If you're watching this and
living outside of San Diego
we have wonderful referral
partners.
Hiring The
Right Agent
Find your
home
Starts with
the Buyer
Consultation
.
"Guide to
Buying a
Home"
Then we go
shopping
Make An Offer
Perform
Due Diligence
Close
Protect
Your Investment.
Email-
cmspade+realestate@gmail.com
for a FREE copy of the Guide to
Buying a home. Also
you can get a copy of the show
notes.
When you meet with
us ask us about our
Love it or Leave it
Guarantee!

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Chris Spade

  • 1. Presented by Chris Spade Keller Williams Realty Connect With Me On twitter @sdaceofspades lnstigram @sdaceofspades F acebook: https :/ /www. facebook. com/ChrisSpadeReal Estate?ref=h I 619-320-5467 or email cmspade+realestate@gmail.com
  • 2. About Me Selling real estate in San Diego for 8 years Prior to real estate I was a full time Journalist I worked at 2 TV stations in San Diego. Work at Keller Williams San Diego Metro Spare time I love to cook
  • 3. Why Keller Williams? Learning based #1 Real Estate company in the World The power of 112,000 agents and we continue to grow. We have offices in North America, Europe, Asia, South Africa. We can refer you anyone, anywhere in the world .
  • 4. My Team: We are always looking for talent. If you are thinking of getting into real estate, call me because we would love to talk to you. If you know someone we should know please let me know. My name is Chris Spade I am the team leader for the Aces of Spades @ Keller Williams San Diego Metro. I also have a full time executive assistant and a dedicated buyer's agent.
  • 5. Help you buy the perfect home, in the best location For the least amount of money In the least amount of time. Incredible ability to negotiate-- even when 10 offers on the table We search for off market properties not just homes on the multiple listing service Communication: we promise to talk to you . Experience: we have a powerful team and the power of the largest brokerage in the World . Vendors: we have the best inspectors, termite people, electrician, foundation people. This helps you save money! Why Work With Us?
  • 6. • Today we'll talk about some common fears and helpful facts about buying a home. • How a home is an excellent investment • The steps to buying a home Overview
  • 7. Take notes but if you miss something don't worry at the end of this presentation you can download the show notes and the 2015 guide to buying a home. Those are free.
  • 8. Common Fears I can't afford a home right now. I should wait until the real estate market get's better. I don't have money for a downpayment. I can't afford to buy my dream home.
  • 9. According to the National Association of REAL TOR ® economists the net worth of home owners vs renters is 31- 46 times as much. That means someone who owns a home is up to 46 times more wealthy than someone who rents. That's Significant!
  • 10. That's what everyone is thinking here anyway. Appreciation: is the rate at which your investment increases year over year.The average appreciation across the united states is about 4% annually.
  • 11. The average price of a home in San Diego County in April of 2015 was $455,000. What's That Mean? That means at a 4% appreciation your home will increase $18,200 annually. Just for owning!
  • 12. For this exercise you are buying a home for $350,000, you're putting 10% down and you're borrowing the money are your interest rate is 4.5%.
  • 13. **Not a tax deduction # of dollars paid in less tax at the end of the year.
  • 14. We are not accountants so talk to your CPA or tax professional first! If you need a referral to a tax professional in San Diego please let us know and we will point you to our preferred tax professional.
  • 15.
  • 16. Now you might be thinking . I can't afford $1596 a month. Maybe right now you can't. Up your allowance on your payroll.
  • 17. Here's the upside to owning. YOUR PAYMENT NEVER GOES UP! Rents are going up an average of 4% a year and with vacancy rates at 2% in San Diego, RENTS ARE ALWAYS ON THE RISE.
  • 18. Annual Savings Appreciation $12,600 Tax Savings $3,518 Paid Equity $5082 Total $21 ,200
  • 19. Let's Break It Down Monthly Appreciation $1050 Tax Savings $293 Paid Equity $423.50 Total $1766.50
  • 20. So How Do You Accomplish This Goal?
  • 21. Get Pre Approved For A Mortgage. That's The First Step To Home Ownership.
  • 22. Loan Application Copy of last two year tax returns Copy last two bank statements Last two paycheck stubs Any other documents they may need. What The Lender Will Require
  • 23. We have the right lender who will help make that process easy for you. Call us @619-320-5467 and we'll hook you up with our prefered lender.
  • 24. If you're loving and living in San Diego we'd love the first opportunity to work with you. If you're watching this and living outside of San Diego we have wonderful referral partners. Hiring The Right Agent
  • 25. Find your home Starts with the Buyer Consultation . "Guide to Buying a Home" Then we go shopping
  • 28. Close
  • 30. Email- cmspade+realestate@gmail.com for a FREE copy of the Guide to Buying a home. Also you can get a copy of the show notes.
  • 31. When you meet with us ask us about our Love it or Leave it Guarantee!