1. Presented by
Chris Spade
Keller Williams Realty
Connect With Me On
twitter @sdaceofspades
lnstigram @sdaceofspades
F acebook: https :/ /www. facebook.
com/ChrisSpadeReal Estate?ref=h I
619-320-5467 or email
cmspade+realestate@gmail.com
2. About
Me
Selling real estate in San Diego for 8
years
Prior to real estate I was a full time
Journalist
I worked at 2 TV stations in San Diego.
Work at Keller Williams San Diego Metro
Spare time I love to cook
3. Why
Keller
Williams?
Learning based
#1 Real Estate company in the
World
The power of 112,000 agents and
we continue to grow.
We have offices in North America,
Europe, Asia, South Africa.
We can refer you anyone, anywhere in
the world .
4. My
Team:
We are always looking for talent. If you are
thinking of getting into real estate, call me
because we would love to talk to you. If you
know someone we should know please let
me know.
My name is Chris Spade I am
the team leader for the Aces of
Spades @ Keller Williams San
Diego Metro. I also have a full
time executive assistant and a
dedicated buyer's agent.
5. Help you buy the perfect home, in the best location
For the least amount of money
In the least amount of time.
Incredible ability to negotiate-- even when 10 offers on
the table
We search for off market properties not just homes on
the multiple listing service
Communication: we promise to talk to you .
Experience: we have a powerful team and the power of
the largest brokerage in the World .
Vendors: we have the best inspectors, termite people,
electrician, foundation people. This helps you save
money!
Why Work
With Us?
6. • Today we'll talk about some
common fears and helpful facts
about buying a home.
• How a home is an excellent
investment
• The steps to buying a home
Overview
7. Take notes but if you miss
something don't worry at
the end of this presentation
you can download the show
notes and the 2015 guide to
buying a home. Those are
free.
8. Common
Fears
I can't
afford a
home right
now.
I should wait
until the real
estate
market get's
better.
I don't have
money for a
downpayment.
I can't
afford to buy
my dream
home.
9. According to the National Association
of REAL TOR ® economists the net
worth of home owners vs renters is 31-
46 times as much. That means
someone who owns a home is up to 46
times more wealthy than someone who
rents.
That's Significant!
10. That's what everyone is thinking here
anyway. Appreciation: is the rate at
which your investment increases year
over year.The average appreciation
across the united states is about
4% annually.
11. The average price of a home in
San Diego County in April of
2015 was $455,000.
What's
That Mean?
That means at a 4%
appreciation your home will
increase $18,200
annually.
Just for owning!
12. For this exercise you are
buying a home for
$350,000, you're putting
10% down and you're
borrowing the money are
your interest rate is 4.5%.
13. **Not a tax deduction
# of dollars paid in less tax at the
end of the year.
14. We are not accountants so talk
to your CPA or tax professional
first! If you need a referral to a
tax professional in San Diego
please let us know and we will
point you to our preferred tax
professional.
15.
16. Now you might be thinking . I
can't afford $1596 a month.
Maybe right now you can't. Up
your allowance on your payroll.
17. Here's the upside to owning.
YOUR PAYMENT NEVER GOES UP!
Rents are going up an average of
4% a year and with vacancy rates at
2% in San Diego,
RENTS ARE ALWAYS ON THE
RISE.
21. Get Pre Approved For
A Mortgage. That's
The First Step To
Home Ownership.
22. Loan Application
Copy of last two year tax
returns
Copy last two bank
statements
Last two paycheck stubs
Any other documents they
may need.
What The
Lender Will
Require
23. We have the right lender who will
help make that process easy for you.
Call us @619-320-5467
and we'll hook you up with our
prefered lender.
24. If you're loving and living in
San Diego we'd love the first
opportunity to work with you.
If you're watching this and
living outside of San Diego
we have wonderful referral
partners.
Hiring The
Right Agent