Pradhan mantri kissan samman yojana presentationmahesh515545
It is the presentation of pradhan mantri kissan samman yojana
Pmksy is a central schmen which ensure the rural as well as urban farmers to financial assistance of 2000 rs in every 4 month
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Pradhan mantri kissan samman yojana presentationmahesh515545
It is the presentation of pradhan mantri kissan samman yojana
Pmksy is a central schmen which ensure the rural as well as urban farmers to financial assistance of 2000 rs in every 4 month
Indian Banking Moving towards a new landscape - PMJDY scheme - Part - 5Resurgent India
Hon'ble Prime Minister, Sh. Narendra Modi launched the Pradhan Mantri Jan-Dhan Yojana (PMJDY) scheme as a national mission for Financial Inclusion on 28th August, 2014.
Newsletter on daily professional updates- 13th September 2019CA PRADEEP GOYAL
Be a lifelong student. The more you learn, the more you earn and more self-confidence you will have. Here is your Daily dose of professional updates in newsletter form- 13th September, 2019
India - targeted stimulus continues (Tranche 2)Rutuja Chudnaik
India: Targeted stimulus continues
• In the next tranche of measures announced by the Finance Minister today, migrant labourers, agriculture and small businesses found priority
• From a longer-term perspective, affordable housing, both rental and owned, were given incentives to stimulate demand
Trend of Zero Balance Accounts under PMJDY - Part - 4Resurgent India
Of the 20 crore accounts opened under the scheme, about 53 lakh have been offered the overdraft facility. But the overdraft was sanctioned for only around 27.5 lakh accounts, of which only around 12.3 lakh accounts availed this facility amounting to a disbursement of Rs.166 crore.
Weak Bank Mitr networks (with a reported annual attrition rate of 25-35%) in India could severely undermine the PMJDY and the DBT plans of the Government of India. Many Bank Mitrs have stopped offering services because of low commissions for processing G2P payments. However, the government released an Office Memorandum on 16th January 2015 setting the DBT commission rate for rural areas at 1% - much below the costs of delivering the monies and could potentially derail the entire financial inclusion effort of Government of India.
Task Force on Aadhaar-Enabled Unified Payment Infrastructure estimated that a 3.14% DBT commission would be adequate. A new MicroSave costing exercise found that the cost for processing transactions through the agent network is at least 2.63% for each transaction– much higher in more remote rural areas. Prima facie cost to the government for paying DBT commissions appears high, however it could be offset by huge potential savings from reduced administrative costs and reduced payment leakages. A 2011 McKinsey & Company analysis of India’s government payment system, estimated it to be Rs. 1 lakh crore annually (US$22.4 billion).
If the Bank Mitr network needs to be made more sustainable and ensure quality services, an adequate commission rate (MicroSave estimates this to be a minimum of 3%) for the first few years of PMJDY should be considered which can be reduced as the programme scales.
Edelman India Analysis
Standing in for Mr Arun Jaitley, Finance Minister (FM), Piyush Goyal presented the Union Budget of India earlier today. Highlighting achievements of various Government schemes, Mr Goyal stated that the Government led by Prime Minister Modi has been the most decisive and transformational in executing structural reforms.
Focused on rural and inclusive development over the next 5-10 years, the Budget included significant announcements ahead of the General Elections while also outlining ten dimensions of the Government’s Vision for India’s development by 2030. The launch of, “Pradhan Mantri Kisan Samman Nidhi (PM-KISAN),” which aims to supplement rural income, captured the limelight of this year’s budget. The middle class has also benefited with higher gratuity, broadening of the tax-exempt bracket and waivers on income tax on notional rent. A mega pension scheme for workers in the unorganised sector was also announced along with health coverage under the ‘Ayushman Bharat’ scheme.
The Government has budgeted for overall expenditure of INR 27.8 trillion in 2019-20, an increase of 13% over the previous year’s estimates, while targeting a fiscal deficit of 3.4% in 2019-20 and 3% in 2020-21.
#GST : Updates - Recent Changes in GST & Challenges# By SN PanigrahiSN Panigrahi, PMP
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Essenpee Business Solutions,
E-Invoice,
E-Waybill Blocking,
20% / 10% ITC Restriction,
New Alert For Tax Payers – CGST Rule 86A,
Powers of Officials to block credit under Rule 86A,
SOP for Tax Officers on Dealing with Non-Return Filers,
Non-filing of GST Returns - Attachment of Bank Accounts,
No anticipatory bail, GST violators can be arrested without FIR,
Generation and Quoting of Document Identification Number (DIN),
New Returns Filling,
Job work Provisions,
Waiver of Late Fees,
GST Grievance Redressal Committee,
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Newsletter on daily professional updates- 13th September 2019CA PRADEEP GOYAL
Be a lifelong student. The more you learn, the more you earn and more self-confidence you will have. Here is your Daily dose of professional updates in newsletter form- 13th September, 2019
India - targeted stimulus continues (Tranche 2)Rutuja Chudnaik
India: Targeted stimulus continues
• In the next tranche of measures announced by the Finance Minister today, migrant labourers, agriculture and small businesses found priority
• From a longer-term perspective, affordable housing, both rental and owned, were given incentives to stimulate demand
Trend of Zero Balance Accounts under PMJDY - Part - 4Resurgent India
Of the 20 crore accounts opened under the scheme, about 53 lakh have been offered the overdraft facility. But the overdraft was sanctioned for only around 27.5 lakh accounts, of which only around 12.3 lakh accounts availed this facility amounting to a disbursement of Rs.166 crore.
Weak Bank Mitr networks (with a reported annual attrition rate of 25-35%) in India could severely undermine the PMJDY and the DBT plans of the Government of India. Many Bank Mitrs have stopped offering services because of low commissions for processing G2P payments. However, the government released an Office Memorandum on 16th January 2015 setting the DBT commission rate for rural areas at 1% - much below the costs of delivering the monies and could potentially derail the entire financial inclusion effort of Government of India.
Task Force on Aadhaar-Enabled Unified Payment Infrastructure estimated that a 3.14% DBT commission would be adequate. A new MicroSave costing exercise found that the cost for processing transactions through the agent network is at least 2.63% for each transaction– much higher in more remote rural areas. Prima facie cost to the government for paying DBT commissions appears high, however it could be offset by huge potential savings from reduced administrative costs and reduced payment leakages. A 2011 McKinsey & Company analysis of India’s government payment system, estimated it to be Rs. 1 lakh crore annually (US$22.4 billion).
If the Bank Mitr network needs to be made more sustainable and ensure quality services, an adequate commission rate (MicroSave estimates this to be a minimum of 3%) for the first few years of PMJDY should be considered which can be reduced as the programme scales.
Edelman India Analysis
Standing in for Mr Arun Jaitley, Finance Minister (FM), Piyush Goyal presented the Union Budget of India earlier today. Highlighting achievements of various Government schemes, Mr Goyal stated that the Government led by Prime Minister Modi has been the most decisive and transformational in executing structural reforms.
Focused on rural and inclusive development over the next 5-10 years, the Budget included significant announcements ahead of the General Elections while also outlining ten dimensions of the Government’s Vision for India’s development by 2030. The launch of, “Pradhan Mantri Kisan Samman Nidhi (PM-KISAN),” which aims to supplement rural income, captured the limelight of this year’s budget. The middle class has also benefited with higher gratuity, broadening of the tax-exempt bracket and waivers on income tax on notional rent. A mega pension scheme for workers in the unorganised sector was also announced along with health coverage under the ‘Ayushman Bharat’ scheme.
The Government has budgeted for overall expenditure of INR 27.8 trillion in 2019-20, an increase of 13% over the previous year’s estimates, while targeting a fiscal deficit of 3.4% in 2019-20 and 3% in 2020-21.
#GST : Updates - Recent Changes in GST & Challenges# By SN PanigrahiSN Panigrahi, PMP
#GST : Updates - Recent Changes in GST & Challenges# By SN Panigrahi,
Essenpee Business Solutions,
E-Invoice,
E-Waybill Blocking,
20% / 10% ITC Restriction,
New Alert For Tax Payers – CGST Rule 86A,
Powers of Officials to block credit under Rule 86A,
SOP for Tax Officers on Dealing with Non-Return Filers,
Non-filing of GST Returns - Attachment of Bank Accounts,
No anticipatory bail, GST violators can be arrested without FIR,
Generation and Quoting of Document Identification Number (DIN),
New Returns Filling,
Job work Provisions,
Waiver of Late Fees,
GST Grievance Redressal Committee,
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
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Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
2. Page 5
01
Sect
ion
Direct Benefit Transfer:
DBT is an attempt to change the mechanism of transferring subsidies launched
by Government of India. This program aims to transfer subsidies directly to the
authentic and unique beneficiary through their bank accounts.
3. Focus by PMO on DBT
Page 3
required, and expeditious seeding of Aadhar numbers; and Mission Director DBT to
these efforts. H oweve r, t h e Scheme implementing
Departments/Ministries will have to take the prime ownership for smooth
implementation.
secretcrRo
FMS N
o
£fJ'i.P.
ate.............................
Nripendra Misra
Principal Secretary to Prime Minister
February 11, 2015
Dear Ms. Jena,
I am writing this in connection with the application of the Direct Benefit
Transfer mode for centrally sponsored and Central Sector Schemes with a
beneficiary component. As you know, currently 35 schemes have already been
brought [list enclosed) on the DBT platform. This is in addition to the usage of the
platform for transfer of LPG subsidy.
2. The DBT platform for transfer of cash benefits through Aadhar Enabled
Payment System directly to the bank account of the beneficiaries not only makes the
system transparent and more efficient but also provides mechanism to better target
the subsidies. To achieve this, Aadhar number of all beneficiaries will have to be
seeded inthe database of the scheme and mapped to Bank accounts.
3. I am separately writing to UIDAI/RGI to focus on enrolment of beneficiaries
of various schemes for Aadhar; DFS for ensuring opening of bank accounts, if
4. I, therefore, request you to ensure that direct cash transfer to individual
beneficiaries under all schemes of your Ministry takes place only on DBT platform
from the next financial year onwards. You may, therefore, ensure that all beneficiary
details with bank accounts and Aadhar numbers are seeded in the database, within
the next three months. Kindly enlighten me · there are any implementation issues.
Ms. Vandana Kumari Jena,
Secretary
Ministry of Rural Development 'Y.
. /
Krishi Bhawan
NEW DELHI
ENCL:- As above
PmM
EM INISTER'S O FFICE, SouTH B LOCK, Nt:w D ELHt- 1 1 0 0 1 1
TeL. 23013040 FAx-23017475
4. Objectives of DBT
Beneficiaries across schemes ( Snapshot )
Pensions~ 25+
million
Mapping of actual
beneficiary with benefits
Increase
transparency &
accountability
Financial
inclusion of
weaker sections
Reduce time for
payments to reach
accounts beneficiary
Eliminate hoax beneficiary
DBT
Reduces duplication of
efforts
MNREGS ~ 85+
million
DBTL ~ 140+
million
Page 4
5.
6. Process of Direct Benefits Transfer
Central Government
UIDAI
State Governments
NPCI
CIDR
Seeker
District / Block Depts.
2
Sponsor Bank
Destination/ Beneficiary
Bank
1
4
5
6
3
NPCI Mapper
PROCESS STEP STAKEHOLDERS
Aadhaar enrolment
Beneficiary list creation and digitization
Aadhaar seeding in beneficiary database
Bank account opening
Aadhaar seeding in bank accounts
Benefit payment
State Nodal Department/ NPR
District / Block official for department
District / Block official for department
Banks, in coordination with district department
Banks, in coordination with district department
District department, in coordination with sponsor bank/ NPCI
1
2
3
4
5
6
Scheme Beneficiaries
Beneficiaries
whose record in
bank CBSand
NPCI mapper is
seeded with
Aadhaar
Page 10
Beneficiaries
whose record in
beneficiary DB
is seeded with
Aadhaar
DBT
Ready
Beneficiaries with Aadhaar Number
+
Aadhaar
Verified
Aadhaar IIN
1234 5678 5678 XXXXX
0123 4567 4567 YYYYY
8. Key Benefits
Page 8
Beauty of this scheme is Direct, hence no middle men, no leakage or corruption.
Hassle free environment, hence, no delay in getting the subsidy amount.
Linked to the Aadhaar biometric system, Eliminate fictitious accounts.
Reduce subsidy burden on govt. exchange, because only deserved people benefit from it.
Bank account is necessary, hence financial inclusion. Bank account changes do not affect
the transfer systems for various schemes.
Transparency in the government functioning and planning..
19. USSD
Page 19
• Unstructured Supplementary Service Data (USSD) - This is a service as old as mobile telephony itself.
This can be accessed through any GSM handset – even good old Nokia set. There is no special
application or internet access required on mobile handset to access USSD.
• A user dials a short code from his/her handset and chooses among various options provided in a set
of response menus during a session of up to 3 minutes in case of mKisan.
• User charges of Rs. 6 per month for unlimited USSD
*491*105# Data Entry of Mandi Prices and Arrivals
*491*106# Fertilizer Daily Sale Entry
*491*103# Farm School Location
Farmer Friend Contact Information
NFSM Beneficiaries
NHM Beneficiaries
Farm Machinery Information
21. PUSH SMS
Page 21
Central and State government organizations in agriculture and allied sectors to gives
information/services/advisories to farmers by SMS in their language, preference of agricultural practices
and location. Push SMS portal was inaugurated by the Hon’ble President of India and since then nearly
49 crore messages or more than 152 crore SMSs have been sent to farmers throughout the length and
breadth of the country.
Farmers can register themselves for receiving these messages on their mobiles as per their specific
needs & relevance at a particular point of time. They can register themselves for this service
through any of these channels:-
• Web Registration at http://farmer.gov.in/Advs/WebRegistration/WebReg.aspx
• Kisan Call Centers (KCC) - by calling on Toll free number - 1800-180-1551
• Sending SMS at 51969 or 9212357123
• Common Service Centers (CSCs)
• State/District or block agriculture offices
31. Things To Remember and DO:
Page 31
Use of mKisan Portal at mkisan.gov.in.
Use of Farmers Portal at farmer.gov.in.
Use mKisan Portal/Mobile App for USSD, PUSH and PULL SMS Services for Information & Advisory.
Use of Farmers Portal to upload POP and Storage Information respective to districts and blocks.
Use and intimation of farmers Portal for Registration of Farmers.
Awareness of (Mandatory) Aadhaar and Bank Details for registration of farmers at grass root level.
Use and intimation to farmers for Registration of Dealers for:
• Fertilizers & Pesticides,
• Seeds,
• Machinery.
Create Awareness of Mobile Apps for agriculture Information and advisory for:
• Crop protection
• Market Prices
• Dealers Information
• Weather Forecasting
• Crop Insurance and premium calculation
• Crop damages due to natural calamity.
Create Awareness for Kisan Call Centre at 1800-180-1551
Create Awareness for Aadhaar Enrolment and Direct Subsidy Transfer through out schemes.