USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Keynote technicals intraday future levels for 211212
1. NSE Futures Intra-day Technical Levels For - 21/12/12
F&O Expiry 27/12/12 Close (Fut) Intra Day Pivot Resistance Support
Company 20/12/12 Trend * Point R1 R2 R3 S1 S2 S3
BANKNIFTY 12524.85 UP 12507 12590 12654 12801 12443 12360 12213
CNXIT 6008.05 UP 6004 6039 6069 6134 5974 5939 5874
MINIFTY 5931.80 UP 5925 5955 5978 6031 5902 5872 5819
NIFTY 5931.15 UP 5925 5956 5980 6035 5901 5871 5816
ABB 703.10 DOWN 707 713 723 739 697 691 675
ABIRLANUVO 1101.05 UP 1100 1117 1133 1166 1084 1067 1034
ACC 1406.35 DOWN 1411 1419 1431 1451 1399 1391 1371
ADANIENT 271.60 DOWN 277 285 299 320 264 256 235
ADANIPORTS 140.25 DOWN 142 145 150 157 137 135 127
ADANIPOWER 65.60 DOWN 67 68 71 76 64 62 58
ALBK 169.35 UP 169 171 173 177 167 165 160
AMBUJACEM 206.25 DOWN 208 210 214 221 204 201 194
ANDHRABANK 117.65 UP 117 119 121 125 116 113 110
APOLLOTYRE 88.40 UP 88 90 91 93 87 86 83
ARVIND 96.55 DOWN 97 98 99 101 96 95 92
ASHOKLEY 27.45 DOWN 28 28 28 29 27 27 26
ASIANPAINT 4453.30 DOWN 4465 4498 4543 4621 4420 4387 4310
AUROPHARMA 196.25 UP 194 200 204 214 190 185 175
AXISBANK 1325.10 DOWN 1327 1341 1358 1389 1311 1296 1266
BAJAJ-AUTO 2123.40 DOWN 2129 2147 2172 2214 2105 2087 2045
BANKBARODA 861.65 UP 859 870 879 899 850 839 819
BANKINDIA 333.00 UP 330 338 343 357 325 316 303
BATAINDIA 886.00 DOWN 888 893 899 910 881 877 866
BHARATFORG 260.50 DOWN 263 267 273 284 257 253 243
BHARTIARTL 318.40 UP 316 322 325 334 313 308 299
BHEL 232.60 UP 232 235 237 241 230 227 223
BHUSANSTL 460.00 UP 457 466 473 489 450 440 424
BIOCON 291.45 UP 291 294 297 303 288 285 279
BPCL 351.95 DOWN 354 358 365 376 347 343 332
CAIRN 320.50 DOWN 322 326 331 340 317 313 304
CANBK 488.80 UP 484 496 503 521 477 466 448
CENTURYTEX 424.50 UP 424 428 432 441 420 416 408
CESC 311.75 UP 310 315 317 324 308 304 297
CHAMBLFERT 68.90 DOWN 69 70 71 72 68 68 67
CIPLA 426.30 UP 426 431 436 446 421 415 405
COALINDIA 358.15 DOWN 359 362 366 373 355 351 344
COLPAL 1498.15 UP 1485 1516 1534 1583 1467 1436 1387
CROMPGREAV 115.75 DOWN 116 117 119 122 114 113 110
DABUR 129.45 UP 129 130 131 132 129 128 126
DENABANK 117.70 DOWN 118 119 120 123 116 115 113
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2. NSE Futures Intra-day Technical Levels For - 21/12/12
F&O Expiry 27/12/12 Close (Fut) Intra Day Pivot Resistance Support
Company 20/12/12 Trend * Point R1 R2 R3 S1 S2 S3
DISHTV 78.95 DOWN 79 80 82 84 78 77 75
DIVISLAB 1123.20 DOWN 1124 1133 1142 1161 1114 1105 1087
DLF 226.55 UP 226 230 233 240 223 218 211
DRREDDY 1854.10 DOWN 1858 1868 1882 1905 1844 1835 1811
EXIDEIND 144.70 UP 144 146 147 151 142 140 137
FEDERALBNK 524.40 UP 524 530 536 548 518 513 501
FINANTECH 1117.30 UP 1106 1135 1153 1200 1089 1060 1013
GAIL 352.55 UP 352 355 357 362 350 347 342
GMRINFRA 19.15 UP 19 19 20 20 19 18 18
GODREJIND 311.20 DOWN 312 314 317 322 309 306 301
GRASIM 3238.80 DOWN 3239 3268 3298 3357 3210 3180 3122
GSPL 76.10 DOWN 77 78 80 83 75 74 71
GUJFLUORO 335.25 DOWN 335 341 347 358 330 324 313
GVKPIL 13.70 UP 14 14 14 14 14 13 13
HAVELLS 625.25 UP 622 630 636 649 617 608 594
HCLTECH 638.65 DOWN 641 645 652 664 634 629 618
HDFC 835.15 UP 834 840 844 855 829 824 813
HDFCBANK 685.25 DOWN 685 688 690 696 683 680 675
HDIL 113.95 DOWN 115 116 118 122 112 111 107
HEROMOTOCO 1916.85 UP 1916 1939 1961 2006 1894 1871 1826
HEXAWARE 88.30 DOWN 89 90 91 94 87 87 84
HINDALCO 133.00 UP 131 136 139 146 129 124 117
HINDPETRO 283.20 DOWN 284 286 288 292 281 279 275
HINDUNILVR 533.00 UP 530 538 542 555 525 518 506
HINDZINC 137.85 DOWN 138 139 140 142 137 136 134
IBREALEST 74.50 UP 74 76 77 80 73 72 69
ICICIBANK 1143.10 UP 1142 1150 1157 1172 1135 1127 1112
IDBI 112.90 UP 112 114 116 120 111 108 105
IDEA 99.55 UP 98 101 103 107 97 94 90
IDFC 176.30 UP 176 178 179 182 175 173 171
IFCI 36.05 UP 36 37 37 38 36 35 34
IGL 257.55 DOWN 258 260 262 265 256 255 251
INDHOTEL 65.75 UP 66 67 67 69 65 64 62
INDIACEM 88.20 DOWN 89 89 91 93 87 87 84
INDUSINDBK 433.15 UP 432 436 439 445 429 426 419
INFY 2312.00 UP 2308 2326 2340 2371 2294 2276 2245
IOB 86.65 UP 86 88 89 92 85 83 80
IOC 261.20 UP 261 263 264 268 259 258 254
IRB 126.70 DOWN 128 130 132 137 125 123 119
ITC 288.70 DOWN 289 291 294 298 287 285 281
Keynote Capitals Ltd.
The Ruby, 9th Floor,
Senapati Bapat Marg,
Dadar (W), Mumbai, India – 400028
Tel: 30266000 / 22694322
www.keynotecapitals.com
3. NSE Futures Intra-day Technical Levels For - 21/12/12
F&O Expiry 27/12/12 Close (Fut) Intra Day Pivot Resistance Support
Company 20/12/12 Trend * Point R1 R2 R3 S1 S2 S3
IVRCLINFRA 45.35 UP 45 46 47 50 44 42 40
JINDALSTEL 471.10 UP 468 478 485 502 461 451 435
JISLJALEQS 77.75 DOWN 78 79 80 81 77 76 74
JPASSOCIAT 101.80 DOWN 102 103 105 108 100 99 96
JPPOWER 37.60 DOWN 38 39 40 42 37 36 35
JSWENERGY 68.05 UP 67 69 70 74 66 64 61
JSWSTEEL 826.60 UP 820 842 857 895 804 782 744
JUBLFOOD 1330.90 UP 1329 1342 1354 1379 1317 1304 1279
KOTAKBANK 664.45 DOWN 665 669 674 683 660 656 647
KTKBANK 168.60 DOWN 170 173 177 183 166 163 157
LICHSGFIN 285.20 DOWN 286 289 292 298 282 279 273
LT 1626.90 DOWN 1630 1645 1663 1695 1612 1598 1565
LUPIN 617.40 DOWN 619 624 630 641 613 608 597
M&M 957.60 DOWN 961 969 981 1000 949 941 921
MARUTI 1524.45 DOWN 1525 1535 1545 1564 1515 1506 1487
MCDOWELL-N 1998.15 UP 1979 2029 2060 2141 1948 1898 1817
MCLEODRUSS 361.15 DOWN 362 365 369 377 358 354 346
MPHASIS 384.65 DOWN 385 387 389 393 383 381 377
MRF 12588.85 UP 12563 12696 12803 13044 12456 12322 12082
NHPC 23.95 DOWN 24 24 24 25 24 24 23
NMDC 161.35 DOWN 162 164 166 170 159 157 153
NTPC 154.45 DOWN 155 155 156 158 154 153 151
OFSS 3210.75 UP 3206 3247 3284 3361 3170 3129 3051
ONGC 259.30 UP 259 261 262 265 258 256 253
OPTOCIRCUI 109.65 UP 109 112 114 118 107 105 100
ORIENTBANK 346.65 UP 346 350 353 361 343 339 331
PANTALOONR 234.75 DOWN 236 243 251 266 228 220 205
PEL 570.25 UP 569 578 586 603 561 552 535
PETRONET 162.80 UP 163 164 165 167 162 160 158
PFC 204.50 UP 203 208 211 218 200 196 189
PNB 856.90 UP 855 866 874 894 846 836 816
POWERGRID 116.40 DOWN 117 117 117 118 116 116 115
PTC 75.45 UP 75 76 77 79 74 73 71
PUNJLLOYD 60.25 UP 60 62 63 66 59 57 54
RANBAXY 514.00 DOWN 515 518 522 529 511 508 501
RAYMOND 464.55 DOWN 467 471 478 490 460 456 445
RCOM 74.90 DOWN 75 76 77 79 74 73 71
RECLTD 247.90 UP 247 251 255 262 244 240 233
RELCAPITAL 474.65 DOWN 477 482 488 500 470 465 454
RELIANCE 839.85 UP 839 845 850 861 834 828 817
Keynote Capitals Ltd.
The Ruby, 9th Floor,
Senapati Bapat Marg,
Dadar (W), Mumbai, India – 400028
Tel: 30266000 / 22694322
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4. NSE Futures Intra-day Technical Levels For - 21/12/12
F&O Expiry 27/12/12 Close (Fut) Intra Day Pivot Resistance Support
Company 20/12/12 Trend * Point R1 R2 R3 S1 S2 S3
RELINFRA 524.00 UP 523 529 533 543 519 514 504
RENUKA 30.70 DOWN 31 31 31 32 30 30 29
RPOWER 96.65 DOWN 97 98 98 100 96 95 93
SAIL 91.90 UP 91 94 95 99 90 87 83
SBIN 2390.10 UP 2382 2419 2447 2513 2354 2317 2252
SESAGOA 200.45 UP 199 204 208 217 195 190 180
SIEMENS 671.45 DOWN 672 675 680 687 668 665 658
SINTEX 68.40 DOWN 69 69 70 72 68 67 65
SRTRANSFIN 755.80 DOWN 757 767 778 800 745 735 713
STER 121.45 UP 120 124 126 132 118 115 109
SUNPHARMA 750.20 DOWN 758 768 787 815 740 730 702
SUNTV 425.45 UP 423 430 434 445 418 411 400
SUZLON 18.75 DOWN 19 19 20 21 18 18 17
SYNDIBANK 132.65 UP 133 134 135 138 131 130 127
TATACHEM 348.95 DOWN 351 353 358 365 346 343 336
TATACOMM 226.90 DOWN 227 228 230 233 226 225 222
TATAGLOBAL 163.95 DOWN 164 166 167 170 163 162 159
TATAMOTORS 305.30 DOWN 306 309 312 317 303 301 295
TATAMTRDVR 173.75 DOWN 174 176 178 182 172 170 165
TATAPOWER 108.30 UP 108 109 110 112 107 106 104
TATASTEEL 432.10 UP 428 440 447 466 421 410 391
TCS 1254.90 UP 1249 1263 1272 1295 1241 1226 1204
TECHM 931.65 DOWN 936 945 958 979 923 915 893
TITAN 287.10 DOWN 287 290 292 297 285 283 278
UCOBANK 79.90 UP 80 81 82 84 79 78 75
ULTRACEMCO 2011.25 DOWN 2017 2034 2056 2096 1994 1977 1938
UNIONBANK 274.00 UP 273 278 282 290 269 264 256
UNIPHOS 126.05 DOWN 126 128 130 134 124 123 119
UNITECH 34.30 UP 34 35 35 37 34 33 32
VIJAYABANK 63.10 UP 63 64 65 67 62 61 59
VOLTAS 109.40 DOWN 109 110 111 113 109 108 106
WELCORP 111.80 UP 111 114 115 120 109 106 101
WIPRO 382.90 DOWN 385 389 396 406 379 374 364
Keynote Capitals Ltd.
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5. NSE Futures Intra-day Technical Levels For - 21/12/12
F&O Expiry 27/12/12 Close (Fut) Intra Day Pivot Resistance Support
Company 20/12/12 Trend * Point R1 R2 R3 S1 S2 S3
YESBANK 475.10 UP 472 480 485 498 467 459 446
ZEEL 222.40 UP 222 225 229 235 219 215 208
Sanjay Bhatia (AVP – Technical Research), Email Id sanjay@keynotecapitals.net
Pivot Point: Intra- Day Trading Tool. - The key to the use of this tool is the use of Stop Loss
Intra Day Trend: It is valid only till the point where Price trades above Pivot Point. For Eg. “UP” would be valid till Price
remains above Pivot Point. It would become “DOWN” in event Price trades below Pivot Point.
Pivot Point (PP): This is a trigger point for Intra Day Buy / Sell based on the price range of the previous day.
R1: Resistance 1: 1st Resistance level over Pivot Point, R2: Resistance 2: Next Resistance level after R1.
R3: Resistance 3: Next Resistance level after R2.
S1: Support 1: 1st Support level after Pivot Point, S2: Support 2: Next Support level after S1.
S3: Support 3: Next Support level after S2.
Note: As per this tool, the trader should take BUY position just above the Pivot Point and keep the Pivot Point level as stop
loss and the first target would be R1 level (Resistance 1). If R1 is crossed then R2 (Resistance 2) becomes the next target
with the stop loss placed at R1 level. If R2 is crossed then R3 (Resistance 3) becomes the next target with the stop loss
placed at R2 level.
Similarly if price goes below the Pivot Point the trader should take a SELL position and keep the Pivot Point level as the
stop loss and the first target would be S1 level (Support 1). If S1 level is breached then S2 level (Support 2) becomes the
next target with the stop loss placed at S1 level. If S2 level is breached then S3 level (Support 3) becomes the next target
with the stop loss placed at S2 level.
Disclaimer: This document is not for public distribution and has been furnished to you solely for your information and must not be reproduced
or redistributed to any other person. Persons into whose possession this document may come are required to observe these restrictions. This
material is for the personal information of the authorized recipient, and we are not soliciting any action based upon it. This report is not to be
construed as an offer to sell or the solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation would be
illegal. It is for the general information of clients of Keynote Capitals Ltd. It does not constitute a personal recommendation or take into account
the particular investment objectives, financial situations, or needs of individual clients. We have reviewed the report and in so far as it includes
current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Keynote
Capitals Ltd., nor any person connected with it, accepts any liability arising from the use of this document. The recipients of this material
should rely on their own investigations and take their own professional advice. Price and value of the investments referred to in this material
may go up or down. Past performance is not a guide for future performance. Certain transactions including those involving futures, options and
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