The document analyzes overseas Filipino workers by gender and age group based on data from a 2013 Philippine government survey. It finds that the largest segments are male workers aged 25-29 and 30-34, respectively numbering over 280,000 and 280,000. The next largest segments are female workers aged 30-34 and 35-39, with around 190,000 each. In general, the data shows most overseas Filipino workers are between the ages of 25-39, with males making up a slightly larger share.

1. Segmenting Migrants according to
Gender, and Life Cycle
Source: Phillippine Statistics Authority, 2013 Survey on Overseas Filipinos
0
100
200
300
400
500
600
15-24 25-29 30-34 35-39 40-44 45 and over
98.126
314.916 298.942
187.124
118.664
123.228
90.012
272.344 280.422
184.64
136.172
189.256
Age Group of OFWs vis a vis Gender
In Thousands
Male Female

2. Purpose Products
 Car
 Travel
 Vacation
 Wealth
Accumulation
 157 UITFs
 49 Mutual Funds
 Direct Investments
 Car Loan Programs
 Living Trust Account
 PRTA
 Retirement
 Estate Planning
 Direct Investments
 PRTA
 Living Trust Account
Rainy day fund
Living Allowance
Education for the
Kids
House
Insurance
 Savings Account
 UITFs
 Mutual Funds
 Housing Loan
Programs
 VUL
Preservation
& Distribution

3. SEGMENTIZED/LADDERIZED
FINANCIAL TRAINING
Basic
Financial
Planning
Basics of
Investments
Managing
Wealth
Wants
Basic
Needs
Preservation
& Distribution

4. Risk Profile
Collective Individual Schemes
Direct Investments
UITFs/Mutual Funds/VULs
Conservative Money Market Funds SA, Term Deposits
Moderate Bond Funds Debt, Cooperatives, Real Estate
Aggressive Balanced & Equity Funds Stocks, Derivatives
Available Investment Products
LANDBANK TBG Upcoming Products
Harvest Fund (for BSP Approval)
Open-ended Pooled Fund
Supports agricultural related enterprises thru investments in cooperatives and SMEs
Personal Equity & Retirement Account (PERA)
Investments with Tax Benefits
Maximum contribution for OFWs : PhP200,000.00 per year
Green Fund (for BSP Evaluation)
Principal Protected Close-ended Pooled Fund
Support development in the communities thru investments in cooperatives and
Small and Medium Enterprises (SMEs) engaged in agricultural businesses