The document describes layered architectures for IoT. It discusses a 3-layer architecture consisting of a perception layer, network layer, and application layer. It then discusses a 5-layer architecture which adds a middleware layer and business layer. It further explains an 7-layer IoT reference model published by the IoT World Forum, consisting of physical devices, connectivity, data management, abstraction, application, business, and collaboration layers. The reference model aims to standardize the concept and terminology of IoT architectures.