What is Wealth Creation Tool? The Answer is SIP-Systematic Investment Plan. Go through Presentation of SIP. and feel free to ask Question/Queries by marking mail to me on mebheda@gmail.com
Rely on yourself ! How retirement goal can help an investor to maintain their lifestyle without depending on other. It was worked out based on the current monthly expenses and assumed inflation.
How do investors achieve financial freedom? How do you establish your financial goals? Understand the benefits of diversification and following an asset allocation strategy.
www.Quantumamc.com
Financial Planning is a long term process through which you can achieve your financial goals. We at Financial Hospital bring to you a presentation to help you understand the basics of having a healthy and planned financial future.
Union Budget 2022
5 Must Do SIPs for
2022
Market Indicator
PM Gati Shakti master plan
Inclusive development
Productivity enhancement
Sunrise opportunities
Energy Transition
Climate Action
Financing of Investments
-YEAR For Stock Pickers
-Market Indicators - Check
the important numbers
-Digitization of the Economy was the predominant theme during CY21
and indicators of the
month
2022 is a start with an expectation where economy is showing strength and the corporate earning cycle is on an uptrend. Create some investing resolutions to manage your personal finance in better way in 2022. Best wishes for your health & wealth in the year ahead.
Kirang Gandhi is a Private Financial Mentor having experience of more than 23 years in the financial market.
Apart from developing Financial Plans and guiding clients meet their Financial Goals; Kirang keeps interest in research & analysis of various financial products. His Articles are regularly published.
He believes that Financial Mentoring is the only way through which people can achieve their Financial Goals. However, in an Indian context, the term “Financial Planning” & “Financial Planner” has been misused to sell Financial Products. The planning part is completely overlooked, and that adds to the confusion.
Business Tip #2 Financial Foundation from Strategic LandscaperStrategic Landscaper
Business Tip #2 Financial Foundation from Strategic Landscaper
In this business tip we are discussing how to create a solid financial foundation by knowing your numbers something many contractors and business owners avoid for various reasons. Knowing your financials is one of the most important fundamentals in managing your business and in this post we share with you how to go about it.
For a more information, downloads, podcast & more go to: http://strategiclandscaper.com/business-tip/business-tip-2-financial-foundation/
Slides from July 2019 Webinar for Financial Advisors. Topic is Nonqualified Deferred Compensation (NQDC) for Financial Advisors. Presenters include Phil Currie, Managing Director, Fulcrum Partners, an executive benefits consultancy.
2022 Navigate Uncertainty with the Right Asset AllocationQuantum Mutual Fund
Through this deck, find how to navigate uncertainty with prudent asset allocation by dividing investments across equity, debt and gold asset classes to help achieve your goals and minimize downside risks
www.quantumamc.com
SIP, one of the best investment tools to invest through. It is a very good option for beginners. You can also create wealth, by investing through SIPs.
Financial planning
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ... SEBI
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
We are sincere Financial Planners in Pune. We understand the monetary necessities of people and help them with investments (consisting of shares and bonds), tax laws, and coverage choices. We assist our customer's plans for short-time period and long-time period Financial Planning goals, consisting of schooling prices and retirement. We are a financial advisory company in Pune running investments to fit the customers` goals. If you want to grow your money but don't have time to analyze the market, Wealth first is the best company to help you. The best advisor gives proper financial guidance.
What is Wealth Creation Tool? The Answer is SIP-Systematic Investment Plan. Go through Presentation of SIP. and feel free to ask Question/Queries by marking mail to me on mebheda@gmail.com
Rely on yourself ! How retirement goal can help an investor to maintain their lifestyle without depending on other. It was worked out based on the current monthly expenses and assumed inflation.
How do investors achieve financial freedom? How do you establish your financial goals? Understand the benefits of diversification and following an asset allocation strategy.
www.Quantumamc.com
Financial Planning is a long term process through which you can achieve your financial goals. We at Financial Hospital bring to you a presentation to help you understand the basics of having a healthy and planned financial future.
Union Budget 2022
5 Must Do SIPs for
2022
Market Indicator
PM Gati Shakti master plan
Inclusive development
Productivity enhancement
Sunrise opportunities
Energy Transition
Climate Action
Financing of Investments
-YEAR For Stock Pickers
-Market Indicators - Check
the important numbers
-Digitization of the Economy was the predominant theme during CY21
and indicators of the
month
2022 is a start with an expectation where economy is showing strength and the corporate earning cycle is on an uptrend. Create some investing resolutions to manage your personal finance in better way in 2022. Best wishes for your health & wealth in the year ahead.
Kirang Gandhi is a Private Financial Mentor having experience of more than 23 years in the financial market.
Apart from developing Financial Plans and guiding clients meet their Financial Goals; Kirang keeps interest in research & analysis of various financial products. His Articles are regularly published.
He believes that Financial Mentoring is the only way through which people can achieve their Financial Goals. However, in an Indian context, the term “Financial Planning” & “Financial Planner” has been misused to sell Financial Products. The planning part is completely overlooked, and that adds to the confusion.
Business Tip #2 Financial Foundation from Strategic LandscaperStrategic Landscaper
Business Tip #2 Financial Foundation from Strategic Landscaper
In this business tip we are discussing how to create a solid financial foundation by knowing your numbers something many contractors and business owners avoid for various reasons. Knowing your financials is one of the most important fundamentals in managing your business and in this post we share with you how to go about it.
For a more information, downloads, podcast & more go to: http://strategiclandscaper.com/business-tip/business-tip-2-financial-foundation/
Slides from July 2019 Webinar for Financial Advisors. Topic is Nonqualified Deferred Compensation (NQDC) for Financial Advisors. Presenters include Phil Currie, Managing Director, Fulcrum Partners, an executive benefits consultancy.
2022 Navigate Uncertainty with the Right Asset AllocationQuantum Mutual Fund
Through this deck, find how to navigate uncertainty with prudent asset allocation by dividing investments across equity, debt and gold asset classes to help achieve your goals and minimize downside risks
www.quantumamc.com
SIP, one of the best investment tools to invest through. It is a very good option for beginners. You can also create wealth, by investing through SIPs.
Financial planning
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ... SEBI
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, ...
We are sincere Financial Planners in Pune. We understand the monetary necessities of people and help them with investments (consisting of shares and bonds), tax laws, and coverage choices. We assist our customer's plans for short-time period and long-time period Financial Planning goals, consisting of schooling prices and retirement. We are a financial advisory company in Pune running investments to fit the customers` goals. If you want to grow your money but don't have time to analyze the market, Wealth first is the best company to help you. The best advisor gives proper financial guidance.
3. We save & invest for our family
Marriage Retirement Education
Vacation Dream Home
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
4. What do we expect from Investment?
Safety &
Security
Tax
Efficient
Regular
Income
Easy
Liquidity
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Nitin wasurkar
9822641326
5. Never forget two rules:
Rule no 1 - Never lose money
Rule no 2 - Never forget rule no 1
Warren Buffett
Safety comes first!
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Nitin wasurkar
9822641326
6. Is it safe?
Sample
Rs. 100 note Kept in locker is safe, but value of the
same Rs. 100/- will be very less after 10 Years.
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Nitin wasurkar
9822641326
8. Never forget two rules:
10 Year CPI Inflation - 6.25% to 6.5%
Present FD rate - Approx. 5%
Real rate of Return : -1.25% to -1.5%
Real lifestyle inflation is more than CPI
Inflation is the real monster
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
9. Is your money safe in FD?
FD - 5% assumed
Lifestyle Inflation - 8% Assumed
Rs. 466.10
Rs. 265.33
Shortfall
Value of Rs. 100 for next 20 Years
FD Vs. Inflation
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Nitin wasurkar
9822641326
10. FD - 5% assumed
Lifestyle Inflation - 8% Assumed
Tax Bracket - 30% assumed
Rs. 466.10
Rs. 198.98
Shortfall
Is your money safe in FD post tax?
Value of Rs. 100 for next 20 Years
FD Vs. Inflation
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
11. Interest rates in traditional Schemes
Rates as of Dec. 2021
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Nitin wasurkar
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12. Long term equity return
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Nitin wasurkar
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14. Equity is less Risky in long term
Longer Time horizon is
equal to less riskier
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
15. Invest through Mutual Fund
Don't try to time the market
Stay disciplined with SIP
Invest with Goals
Successful Equity investing
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
17. Why mutual fund - Rolling return analysis
Past performance may or may not sustain in future
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Nitin wasurkar
9822641326
18. Why mutual fund - Rolling return analysis
Past performance may or may not sustain in future
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Nitin wasurkar
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19. 2. Don't try to time the market
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Nitin wasurkar
9822641326
20. Risk of missing best days
The Above calculation is only for illustrative purposes.
Past performance may or may not sustain in future
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Nitin wasurkar
9822641326
21. Time in the market is
more important than
timing the market.
Conclusion
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Nitin wasurkar
9822641326
28. How does it work?
Amount is AUTO
debited is invested in
selected MF Scheme
Units are allotted
based on the NAV
of the Scheme
Investors can
redeem/switchout
units anytime
1 2 3
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Nitin wasurkar
9822641326
29. Benefits of investing throuh SIP
Brings financial Discipline
Rupee cost averaging
Market timing risk minimized
Power of compounding
Can start with a small amount
Helps to achieve financial goals
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
30. Rupee cost average
The above calculation is only for illustrative purposes.
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Nitin wasurkar
9822641326
31. What if you start an
SIP and Market
corrects heavily
thereafter.
Past performance may or may not sustain. It is only for illustrative and educative purpose.
Stay disciplined during correction
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
32. SIP stopped after 5 years vs Continued
The Above calculation is only for illustrative purposes.
Past performance may or may not sustain in future
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Nitin wasurkar
9822641326
33. SIP return Analysis
As of 30th Sep. 2021
The Above calculation is only for illustrative purposes.
Past performance may or may not sustain in future
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35. Retirement age - 55 Years
Life expectancy - 75 Years
Current monthly expense - Rs. 25,000
Inflation - 6%
The post-retirement risk-free rate of return - 8%
Monthly Expense at retirement - Rs. 1,07,297
Corpus Required for the Retirement - Rs. 2,16,86,910
Retirement Planning
Raj - 30 Years
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Nitin wasurkar
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36. Monthly investment requried
Years to save - 25 Years
This is only for illustrative purposes.
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Nitin wasurkar
9822641326
37. Education Planning
Child age 5 Years
Higher education age - 18 Years
Current education expense - 10,00,000 Rs.
Inflation - 8%
Expected education cost (after 13 years) - 27,19,623 Rs.
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Nitin wasurkar
9822641326
38. Monthly investment required
Years to save - 13 Years
This is only for illustrative purposes.
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Nitin wasurkar
9822641326
39. Child Age - 5 Years
Marriage Age - 25 Years
Current Marriage expense - Rs. 20,00,000
Inflation - 8%
Expected Marriage cost after 20 years - Rs. 9,321,914
Marriage Planning
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Nitin wasurkar
9822641326
40. Monthly Investment required
Years to save - 20 Years
This is only for illustrative purposes.
Nitin wasurkar - nitin.wasurkar@gmail.com - 9822641326
Nitin wasurkar
9822641326
41. Not investing in equity is riskier
Invest for long term
Invest through Mutual Fund
Don't try to time the market
Take the professional help
Conclusion
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Nitin wasurkar
9822641326
42. Mutual Fund Investments are subject to market risk, read
all scheme related documents carefully.
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Nitin wasurkar
9822641326