Assuming an international investor is looking forward to invest in healthcare sector in Pakistan. Here is a preliminary analysis report on "Investment Report On Healthcare Sector In Pakistan" based on secondary research I have done.
Health Issues in Pakistan, Health condition in Pakistan, Major disease in Pakistan, Health care programs and Government of Pakistan development on health sector
Pakistan faces many challenges at the beginning of the second decade of the 21stcentury:
• Decades-long struggle with macroeconomic stabilisation arising from unsustainable fiscal policies
• Pressure of demography
• Legacy of economic distortions
• Battering from external events, including earthquakes, floods and a continuing
longstanding low intensity conflict
• A large and loss-making public sector that impedes market development
• Low and declining productivity
• Heightened expectations of the population for a better life from a democratic
government.
Our growth experience of the last four decades has been volatile annual growth and
declining trend in long run growth patterns. In addition, productivity growth (a
measure of efficiency) has been low in comparison to our comparators. For the last
four years per-capita incomes have not increased in real terms while double-digit
inflation has prevailed.
The economy of Pakistan is the 24th largest in the world in terms of purchasing power parity, and 42nd largest in terms of nominal gross domestic product
Health Issues in Pakistan, Health condition in Pakistan, Major disease in Pakistan, Health care programs and Government of Pakistan development on health sector
Pakistan faces many challenges at the beginning of the second decade of the 21stcentury:
• Decades-long struggle with macroeconomic stabilisation arising from unsustainable fiscal policies
• Pressure of demography
• Legacy of economic distortions
• Battering from external events, including earthquakes, floods and a continuing
longstanding low intensity conflict
• A large and loss-making public sector that impedes market development
• Low and declining productivity
• Heightened expectations of the population for a better life from a democratic
government.
Our growth experience of the last four decades has been volatile annual growth and
declining trend in long run growth patterns. In addition, productivity growth (a
measure of efficiency) has been low in comparison to our comparators. For the last
four years per-capita incomes have not increased in real terms while double-digit
inflation has prevailed.
The economy of Pakistan is the 24th largest in the world in terms of purchasing power parity, and 42nd largest in terms of nominal gross domestic product
References
Economic Survey of Pakistan 2010-2011
A.Islam. Health Sector Reform in Pakistan: Future Directions.
http://www.who.int/en/
An Introduction to Health Planning in Developing Countries assessed at http://heapol.oxfordjournals.org/content/7/4/local/back-matter.pdf
http://www.thelancet.com/journals/lancet/article/PIIS0140-6736%2805%2971146-6/fulltext
China Pakistan Economic Corridor (CPEC)Asad Afridi
in this ppt we gathered a lot of information about China Pakistan Economic Corridor.
CPEC is the abbreviation.
these slides contain about cpec project .............
comment for any kind of Problems.
Social and Economic problems in PakistanHareem_syed
Talks about the residing problems Pakistan is currently facing like shortage of electricity, unemployment and terrorism. The information in the slides is supported by statistical data.
References
Economic Survey of Pakistan 2010-2011
A.Islam. Health Sector Reform in Pakistan: Future Directions.
http://www.who.int/en/
An Introduction to Health Planning in Developing Countries assessed at http://heapol.oxfordjournals.org/content/7/4/local/back-matter.pdf
http://www.thelancet.com/journals/lancet/article/PIIS0140-6736%2805%2971146-6/fulltext
China Pakistan Economic Corridor (CPEC)Asad Afridi
in this ppt we gathered a lot of information about China Pakistan Economic Corridor.
CPEC is the abbreviation.
these slides contain about cpec project .............
comment for any kind of Problems.
Social and Economic problems in PakistanHareem_syed
Talks about the residing problems Pakistan is currently facing like shortage of electricity, unemployment and terrorism. The information in the slides is supported by statistical data.
This Presentation was given to Mr.Wasif Ali Waseer lecturer of Sociology at UMT,Lahore. In the class of Medical Sociology.The presentation covers the history about how Indigenous Health system emerged in the Pakistan. and what types of Indiginous treatments and treaters are available and followed by the people of Pakistan. And How they become victim of them
Revitalizing Industrial Growth in Pakistanzubeditufail
Revitalizing Industrial Growth in Pakistan
Trade, Infrastructure, and Environmental Performance
The World Bank
Ernesto Sánchez-Triana, Dan Biller, Ijaz Nabi, Leonard Ortolano, Ghazal Dezfuli, Javaid Afzal, and Santiago Enriquez
healthcare, pharmaceutical industry, investment, rate of return, human capital theory, who,sustainable development, health expenditure, hospital, finished product, api, value chain, gdp, active hospital beds, healthcare partnership, cancer center, radiotherapy
Rex is a healthcare investment banker who has taken an active role in the Chicago entrepreneurial community. He has provided angel investments to a number of start-ups in a variety of sectors. His investments include seed rounds for:
The Role of Technology For Patient Outcomes in East Africa — Slides from East...IHS
These slides were presented by Farah Ramadan at the East Africa Healthcare Investment Summit 2012 in Kampala, Uganda on 19th April 2012.
The presentation was part of a panel discussion with government and industry representatives, examining strategies for sustained growth and profitability in the healthcare arena in East Africa.
This presentation focused specifically on the role of technology as an enabling force for better patient outcomes in East Africa.
A brief study on different Power Generation Units in Pakistan. Progress of Energy Sector 1947 - 2017. Production Capacity and Resources all are compiled in this brief presentation.
Detailing the overall profile of the Healthcare sector in India and Gujarat, this presentation makes a point for the immense business & investment opportunities present in the sector owing to government initiatives & schemes to achieve accessible, affordable & quality healthcare for all.
This presentation was made by Didik Kusnaini, Indonesia, at the 12th Annual Meeting of OECD-Asian Senior Budget Officials held in Bangkok, Thailand, on 15-16 December 2016
Critical Review of NHSS-IP_Sagar Parajuli.pptxSagarParajuli9
This presentation is prepared as part of the Course assignment of “Public Health Service Management” for the Master's Degree of Public Health (MPH), Pokhara University and can be used as reference materials. The content and facts included in the presentation are as of information available till February 2023 and no conflict of interest is associated with the presentation. The presentation is prepared by Sagar Parajuli.
India: New Government & Economic Outlook | Aranca Articles and PublicationsAranca
India on the brink of turnaround with the economy set to be back on high-growth trajectory. Aranca's article highlights Indian economic developments which include GDP, FDI, growth rate, exports, repo rate, crude price, portfolio inflows, corporate sector etc.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
2. 1: Wikipedia, the free encyclopedia
2 & 3: Pakistan Economic Survey 2013-14
• Healthcare in Pakistan is administered mainly in the private sector which
accounts for approximately 80% of all outpatient visits. Pakistan's healthcare
system has both public and private options. There are government-run
hospitals which are low-cost and offer basic medical treatment, and expensive
private medical facilities.1
• According to Pakistan’s Investor Guide 2014-15, ‘’Healthcare spending in
Pakistan is expected to increase from PKR 521.91 Billion (USD 5.59 Billion) in
2013 to PKR 986.53 Billion (USD 9.2 Billion) in 2017’’.
• It is very much encouraging that during the fiscal year 2014, the health
expenditure increase by 28.78 percent over last year, which is an indicator that
present government is making best efforts to provide better health facilities to
general public.2
• The shortage of trained health workers and the rising population pressure on
public health institutions has allowed the private sector to bridge the
demand/supply gaps.3
OVERVIEW
3. 1: www.infoplease.com/world/statistics/most-populous-countries.html
• It has been years now, that in South Asia Region after India, Pakistan stands out
as second largest populated country with population of 185.04 Million and
leaving behind India in annual population growth for years 2010- 2014, and its
annual growth rate was 2.1% compared to 1.23% of India, in year 2014.
World Bank: Data Base; World Development Indicators
Country Name Population 2010 [YR2010] 2011 [YR2011] 2012 [YR2012] 2013 [YR2013] 2014 [YR2014]
Pakistan Total 170,043,918 173,669,648 177,392,252 181,192,646 185,044,286
Pakistan Growth (annual %) 2.09 2.11 2.12 2.12 2.10
Afghanistan Total 27,962,207 28,809,167 29,726,803 30,682,500 31,627,506
Afghanistan Growth (annual %) 2.74 2.98 3.14 3.16 3.03
Bangladesh Total 151,616,777 153,405,612 155,257,387 157,157,394 159,077,513
Bangladesh Growth (annual %) 1.13 1.17 1.20 1.22 1.21
India Total 1,230,984,504 1,247,446,011 1,263,589,639 1,279,498,874 1,295,291,543
India Growth (annual %) 1.37 1.33 1.29 1.25 1.23
Sri Lanka Total 20,653,000 20,869,000 20,328,000 20,483,000 20,639,000
Sri Lanka Growth (annual %) 0.99 1.04 - 0.76 0.76
• Pakistan is the sixth most populous nation around the globe with an estimated
population of nearly 199 Million.1
PROSPECTS FOR HEALTHCARE SERVICES IN
PAKISTAN
4. World Bank: Data Base;; Health Nutrition and Population Statistics
• According to world
development indicators, the
total fertility rate (births per
woman) in Pakistan has been
dropped from 3.9 to 3.68 in
years 2010-13. Fertility rate is
still much more than all other
countries in South Asia region,
except Afghanistan where
total fertility rate is higher but
has decreased more than that
in Pakistan and has reached
5.05 in year 2013.
• Pakistan has also the second most fastest growing population after Afghanistan
in its region, with an annual population growth rate of 2.1% as compared to
3.03%, of Afghanistan for year 2014, but with respect to total population
Afghanistan with total population until 2014 of only 31.6 Million, stands not
even near to Pakistan.
PROSPECTS FOR HEALTHCARE SERVICES IN
PAKISTAN
5. Pakistan Economic Survey 2014-151: Pakistan Economic Survey 2014-15
• Although Real GDP Growth Rates of Pakistan
has been lower than other countries in South
Asia, but still Pakistan has picked up pace and
has shown growth in recent years.
• The GDP growth recorded at 4.24 percent in
the outgoing fiscal year 2014-15 as compared
to 4.03 percent last year. Continuously
achieving higher GDP growth during 2013-14
and 2014-15 is an indicator that government
policies are working in better direction and
providing incentives and necessary support
in the picking up of economic activities in the
country.1
Pakistan Economic Survey 2014-15
Comparative Real GDP Growth Rates (%)
Region/Country YR 2009 YR 2010 YR 2011 YR 2012 YR 2013 YR 2014 YR 2015 YR 2016(P)
India 8.5 10.3 6.6 5.1 6.9 7.2 7.5 7.5
Bangladesh 5.3 6 6.5 6.3 6.1 6.1 6.3 6.8
Sri Lanka 3.5 8 8.2 6.3 7.3 7.4 6.5 6.5
Pakistan* 0.4 2.6 3.7 3.8 3.7 4 4.2 5.5
ECONOMIC OUTLOOK & GROWTH POTENTIAL
6. Pakistan Economic Survey 2014-15
3, 4: Pakistan Economic Survey 2014-15
• Per Capita Income would be an important economic indicator how standard of
living has risen. Per Capita Income has shown a significant growth of 9.25
percent in 2014-15 as compared to 3.83 percent last year in dollar term.3
• Board of Investment (BOI) under Prime Minister Office is taking policy measures
to provide more investment friendly environment to investors. BOI’s mandate
covers both domestic and foreign private investment.4
1: Pakistan Economic Survey 2014-15
2: DAWN: Pakistan Economic Survey: Two years of growth and several missed targets
MUHAMMAD OMER HAYAT|HUFSA CHAUDHRY— UPDATED JUN 06, 2015
• Foreign private investment has reached to
$1,666.2 million during July-April 2015 as
compared to $1,050.3 million showing 58.6
percent higher as compared to last year.1
• The State Bank of Pakistan has been pursuing a
loose monetary policy. The central bank slashed
interest rate for a fourth consecutive time since
November 2014—to a 42-year low of seven
percent. This is a clear sign of positive economic
health, especially with regards to prices, such that
the government now wants to spur economic
activity without worrying about higher prices.2
ECONOMIC OUTLOOK & GROWTH POTENTIAL
7. 1, 2: Pakistan Economic Survey 2014-15
3: Daily Times, August 04, 2015: Investors admit improvement in Pakistan’s security situation
4: Daily Times, December 17, 2015: Nisar directs early completion of Islamabad Safe City project
• Pakistan has been suffering for last several years, in terms of economic activities due
to security situations.
• The security situation will be the key determinant of future flow of the investment.
After adoption of National Action Plan by the All Parties Conference (APC) and its
subsequent implementation which is overseen by the apex committees of the
provinces.1
• The loss due to terrorist attacks in 2013-14 and estimated on the basis of 9 months
actual data (July 14-March 15), includes loss of foreign direct investment which has
decreased from $2.01 Billion to $0.09 Billion respectively;2 showing the improving
security conditions in Pakistan and revival of potential foreign direct investment.
• A recent survey with leading foreign investors in Pakistan on security related matters
show positive experience and perception of the security environment in the country
especially after the launch of the operation against criminals in Karachi and Zarb-e-
Azb in tribal areas.3
• For security reasons Islamabad is generally considered to be the safest city in
Pakistan, also because it is the capital of Pakistan and is residential hub for various
diplomatic personnel.
• The authorities have almost completed required work with regard to
operationalization of Islamabad Safe City Project, introduced to ensure security and
protection to life and property of citizens.4
SECURITY SITUATION IN PAKISTAN
8. RECENT HEALTHCARE FACILITIES
• As in case of emergencies and natural disasters, the emergency medical
facilities are only available in major cities as most hospitals possess limited
advanced life support equipment.
• In Islamabad only six hospitals are approved by Pakistan Medical & Dental
Council, for house job/ training in addition to teaching hospitals, which are also
around six according to data provided on Pakistan Foreign Medical Students &
Graduates website.
• Also the fact that conditions and services being provided at public health care
facilities creates a space for private sector to flourish, as the middle class which
forms major portion of population in Pakistan, still look out for better facilities.
• Fast growing population and a high supply of medical human resource highly
demands to take this opportunity of investing in Islamabad.
• According to Pakistan Foreign Medical Students & Graduates, registered total
number of doctors and dental surgeons are 61,067 with basic degrees and
15,710 specialists only in Punjab/ Federal area, until 31st January, 2014.
9. • Further there has been increase in supply of medical personnel as shown in data
by Pakistan economic survey.
• Although population per doctor, per dentist and per bed has been decreasing
but at a slower rate which highlights the demand and supply gap in health care
sector.
• Risks inherent include availability of doctors and nursing staff to provide
treatments to patient needs and staff turnover, which should not be an issue
based on increasing stats shown.
Pakistan Bureau of Statistics, Pakistan Economic Survey 2014-15
Health Manpower 2011-12 2012-13 2013-14 2014-15
Registered Doctors 152,368 160,880 167,759 175,223
Registered Dentists 11,649 12,692 13,716 15,106
Registered Nurses 77,683 82,119 86,183 90,276
Population per Doctor 1,162 1,123 1,099 1,073
Population per Dentist 15,203 14,238 13,441 12,447
Population per Bed 1,647 1,617 1,647 1,593
RECENT HEALTHCARE FACILITIES
10. Ministry of Planning, Development & Reforms, Pakistan Economic Survey 2014-15
Physical Targets/ Achievements 2014-15
Sub Sector
2014-15 Target
Targets Achievements 2015-16
A. Hospital Beds 5,000 3,900 2,500
B. Health Human Resource
Doctors 5,000 3,500 9,000
Dentists 500 350 1,000
Nurses 4,000 3,300 4,500
Paramedics 5,500 4,500 5,500
TBA's 550 450 500
Training of LHWs 10,000 8,000 10,000
C. Preventative Programme
Immunization (Miilion) 8 6 8
Oral Rehydration Salt (Million Packet) 23 20 23
• Every year targets are set to be achieved, but still the stats show there is room
for demand to be met.
• Only 78% of the targets for hospital beds have been met in year 2014-15, hence
setting a lower target of 2,500 beds for year 2015-16, similarly targets for
doctors, dentists and nurses have not been met in year 2014-15 and yet much
higher targets are set for year 2015-16.
• Given the facts and unachieved targets, it gives rise to an ideal situation of
having a 300 bed teaching general hospital with a nursing school.
RECENT HEALTHCARE FACILITIES
11. 1, 2, 3, 4: KPMG Articles: Investment in Pakistan 2013
5: Pakistan Investor’s Guide 2014-15
6: The Express Tribune, May 27, 2012: Money and doctors: Private healthcare spending in Pakistan rises to $7.3 billion
• Foreign investment in Pakistan is fully protected by following Acts: Foreign Private
Investment (Promotion & Protection) Act, 1976 and Protection of Economic Reforms
Act, 1992.1
• Foreign companies can choose between setting up a liaison office, branch office or
incorporate a Pakistani company as either its wholly owned subsidiary or joint
venture with a Pakistani / Overseas partner.2
• Pakistan has signed Bilateral Investment Treaties (BITs) with 47 countries, of which
26 are in force. A further 27 are under negotiations as a means to have stronger
protections for investments of investors.3
• Board of Investment is cognizant that the role of the government is to eliminate or
reduce the level of risk for investors and provide tools for to mitigate/ alleviate
them. The Investment Policy 2013 reinforces the commitment to investors regarding
security and safety of their investments.4
• Various incentives have been offered to attract foreign investment including full
repatriation of capital, capital gains, dividends and profits. Furthermore, according
to various economic commentators, Pakistan has the most liberal investment policy
regimes and public-private partnership frameworks in the entire South Asian
region.5
• There are many reasons why investors, particularly those outside the country may
want to consider investing in this sector. “Pakistan has one of the most liberal
foreign investment regimes in South Asia, with a commitment to low tariffs and
100% foreign equity permitted,” said BMI analysts in the report.6
REGULATORY FRAMEWORK & INVESTMENT
PROTECTION
12. 3
2
1
1, 2, 3, 4, 5: www.sbp.org.pk/departments/ihfd-ifc.htm
• Majority 53% of the businesses have a capital
of less than PKR 10 Million, showing a low
start-up requirement in healthcare sector,
depending on the scale of infrastructure.
• Nearly 60% of business have a total revenue
of less than PKR 10 Million and around 6%
having between PKR 51-100 Million, not least
to state that majority are small setups.
• The segment currently is not paying for any
advisory service and has demonstrated lack
of interest in obtaining advisory services
from banks; only 22% of owners are willing to
pay for it, a majority is of the opinion that it is
not the core function of banks.4
• From our primary survey, SMEs in private
hospitals have preference for long term
equipment financing and vehicle financing.
8% and 10% attributes to long term
equipment financing and Business vehicle
financing respectively.5
FINANCIAL INFORMATION & FUNDING NEEDS
13. ANALYSIS
• Compared to summer, in winter season health issue are increased and still this
sector does not experience cyclical trends as such and also is less supplier
dependent as the business is service based.
• Many organizations provide health benefits to employees, thereby many
hospitals have such organizations enlisted with them and are reimbursed for bills
incurred by their employees.
• Pakistan’s rapidly growing, population, patients, greater awareness on health
matters and lack of maintained infrastructure in public sector should be
considered an asset, placing high preference and need for development in
healthcare services.
• Human resource is increasing every year. Number of doctors, dentists and nurses
have not been registered with Pakistan Medical and Dental Council and
practicing hospitals.
• Weaknesses and threats that can soon become opportunities, are security
concerns and less availability and use of financial products for this sector; for
which reason Islamabad seems to be a much safer place for investment.
• Key players in private sector are Shaukat Khanum Cancer hospital and National
hospital in Lahore, and Agha Khan hospital, Ziauddin and Liaqat National
hospitals in Karachi and, which implies a less fierce competition in Islamabad, on
a bigger scale.
14. 1: www.sbp.org.pk/departments/ihfd-ifc.htm
2: http://islamabad.usembassy.gov/pr-031115b.html
• The factors, that Pakistan has high population growth rate, rising life expectancy
as a major part of population is young and consequentially would rise to older
age group, increasing foreign direct investment, increasing urbanization and
number of doctors, should encourage investments in new teaching hospitals and
growth of healthcare services.
• Low public expenditure by government, lack of expansion in the public health
sector, increasing population with rising income levels indicates a high potential
for growth for the private hospitals. According to our primary survey
conducted, it has been observed that 94% of the respondents perceive great
growth in their business especially in the next five years.1
• At U.S- Pakistan business opportunities conference U.S Ambassador delivered
closing remarks and said ‘’ we are advancing our shared goals in support of
peace, prosperity, and stability for Pakistan, the United States, and this entire
region. We will continue to work with the government and with all of you to
realize the full economic potential of Pakistan’’.2
• Conclusively, there exists large and accommodating demand for quality
healthcare services in Pakistan and current scenario suggest a high time and
opportunities for entry into this business venture.
CONCLUSION