The document provides an overview of investing basics for those new to the stock market. It discusses key concepts like understanding investment risks, gaining expertise over time through practice rather than just reading theories, starting to invest early to benefit from compound interest, setting clear investment objectives, developing an appropriate investment strategy, maintaining a diversified portfolio, controlling emotions, and adjusting one's portfolio over time in response to market changes. The document emphasizes that investing requires ongoing learning and adapting to changing market conditions.
#190 - Fyra-hinkar-principen 2021 | Ett sätt att strukturera din ekonomi som ...Jan Bolmeson
Fyra-hinkar-principen är ett verktyg för att få rätt balans i sitt sparande, strukturera sin ekonomi och få en modell som hjälper en att fatta bättre beslut. Saker som i sin tur kan leda till bättre avkastning, mer trygghet, mer pengar och mer valfrihet.
Fyra-hinkar-modellen hjälper dessutom till att undvika vanliga misstag som att ha fel risk i sitt sparande. Många har nämligen för lite risk eller för mycket risk. Båda är tyvärr lika fel. Med fyra-hinkar-principen blir det lätt att göra rätt.
Läs mer:
https://rikatillsammans.se/fyra-hinkar/
#193 - Pengapsykologi - Del 2 av 3 | Diskussion utifrån Morgan Housels bokJan Bolmeson
Idag fortsätter vi diskussionen från förra veckan om pengar, beteende och psykologi. Avsnittet bygger helt och hållet på Morgan Housels bok "The Psychology of Money" som släpptes på svenska i februari. Avsnittet är fristående så du behöver inte ha sett det första (#192) för att hänga med.
Hela artikeln finns på:
https://rikatillsammans.se/pengapsykologi-del2
Patreon-communityn: https://www.patreon.com/rikatillsammans
Nyhetsbrevet: https://rikatillsammans.se/nyhetsbrev
Digital workshop: https://rikatillsammans.se/plus/?a=workshop
#203 - Ekonomiska misstag som vi och andra har gjort - Del 2 av 2Jan Bolmeson
Det här avsnittet är en fristående fortsättning på avsnitt #200 där vi började prata om våra och andras ekonomiska misstag. Huvudpoängen är nog mest att inse att misstag är en del av processen och att ha empati med att både man själv och andra gör så gott man kan och fattar så fort man hinner.
Precis som i förra avsnittet handlar det även om att ge sig själv utrymme att vissa saker ingår i "spelet". En sådan sak är att t.ex. man kommer alltid ifrågasätta sig själv och sina beslut. Man kommer att alltid att kunna ångra sig. Man kommer alltid ha kunnat göra saker tidigare, köpt mer eller inte köpt alls, sålt tidigare eller inte sålt alls och så vidare. Ångerns tempel är något vi alla som investerar pengar kommer besöka från tid till annan.
Hela artikeln:
https://rikatillsammans.se/ekonomiska-misstag-del2
#190 - Fyra-hinkar-principen 2021 | Ett sätt att strukturera din ekonomi som ...Jan Bolmeson
Fyra-hinkar-principen är ett verktyg för att få rätt balans i sitt sparande, strukturera sin ekonomi och få en modell som hjälper en att fatta bättre beslut. Saker som i sin tur kan leda till bättre avkastning, mer trygghet, mer pengar och mer valfrihet.
Fyra-hinkar-modellen hjälper dessutom till att undvika vanliga misstag som att ha fel risk i sitt sparande. Många har nämligen för lite risk eller för mycket risk. Båda är tyvärr lika fel. Med fyra-hinkar-principen blir det lätt att göra rätt.
Läs mer:
https://rikatillsammans.se/fyra-hinkar/
#193 - Pengapsykologi - Del 2 av 3 | Diskussion utifrån Morgan Housels bokJan Bolmeson
Idag fortsätter vi diskussionen från förra veckan om pengar, beteende och psykologi. Avsnittet bygger helt och hållet på Morgan Housels bok "The Psychology of Money" som släpptes på svenska i februari. Avsnittet är fristående så du behöver inte ha sett det första (#192) för att hänga med.
Hela artikeln finns på:
https://rikatillsammans.se/pengapsykologi-del2
Patreon-communityn: https://www.patreon.com/rikatillsammans
Nyhetsbrevet: https://rikatillsammans.se/nyhetsbrev
Digital workshop: https://rikatillsammans.se/plus/?a=workshop
#203 - Ekonomiska misstag som vi och andra har gjort - Del 2 av 2Jan Bolmeson
Det här avsnittet är en fristående fortsättning på avsnitt #200 där vi började prata om våra och andras ekonomiska misstag. Huvudpoängen är nog mest att inse att misstag är en del av processen och att ha empati med att både man själv och andra gör så gott man kan och fattar så fort man hinner.
Precis som i förra avsnittet handlar det även om att ge sig själv utrymme att vissa saker ingår i "spelet". En sådan sak är att t.ex. man kommer alltid ifrågasätta sig själv och sina beslut. Man kommer att alltid att kunna ångra sig. Man kommer alltid ha kunnat göra saker tidigare, köpt mer eller inte köpt alls, sålt tidigare eller inte sålt alls och så vidare. Ångerns tempel är något vi alla som investerar pengar kommer besöka från tid till annan.
Hela artikeln:
https://rikatillsammans.se/ekonomiska-misstag-del2
Diaz Invest's News Letter - September 2015Primson Diaz
News Letter Contents..
Say NO to emotions in Investing
Simple Approach to Investing
Fund Manager Interviews
Mutual Fund News & Performance Chart, etc…
More information
Please visit
www.diazinvest.com
The beginner's guide to investing intelligently from the start! From the stock market to real estate! Tips, suggestions, strategies, discussions, things to beware of and more!
Never make a bad investment or lose your money again!
ACHIEVE YOUR FINANCIAL DREMS THROUGH THE SYSTEMATIC SAVING AND INVESTMENT PLANS
IF YOU WANT YOUR DREAMS TO
BECOME REALITY CONTACT
rravindrakumar@gmail.com
Why the younger you start investing, the better — and it's never too late eitherAlpesh Patel
Why The Younger You Start Investing, the Better — and It's Never Too Late Either.
* Early investors
* Advantages
* Proportion of income
* Where to invest
* Learn to love down markets
* Growth stocks
* Learn from other people's mistakes
MPs grant MAS 'stay of execution' but say service is 'not fit for purpose' http://www.fundweb.co.uk/2003860.article?cmpid=fwnews_59206
In other news: In order to improve public understanding of public finance The Open University Business School, in co-operation with True Potential, is producing three interactive, freely accessible, self-teaching modules. These modules will help you develop financial management skills and gain an understanding of the financial services industry, the first of which will be available in Spring 2014. http://www.open.ac.uk/business-school-research/pufin/course-modules
True potential Art of Investing as found on the OU website http://www.open.ac.uk/business-school-research/pufin/course-modules
Follow these simple rules and safeguard yourselves from investment blunder. The presentation is extremely simple and easy for anyone to comprehend. It will give you an idea whether you should invest directly or you need to approach a professional. Investment could be at stocks, gold, mutual fund, bonds, real estate, etc.
Anuhar Homes has been creating dynamic residential communities for over a decade. Established in 2007, the company has completed many successful projects in Hyderabad. Over the years we leaped through a big learning curve and support from many satisfied customers. We made sure the homes and places we create are safe and secure.
We adapted ourselves to meet the changing needs of individuals and families. We have reduced the impact of the construction process on the local community by ensuring all of our sites are registered with the Considerate Constructors Scheme.
Every customer is benefited from our Anuhar Customer Satisfaction Commitment, with dedicated sales teams to provide exceptional service throughout the buying process, and Customer Service teams look after the customers' even needs after you they moved in.
Investing Rules You Should Never Break is a concise and practical guide that provides investors with essential principles for successful and sustainable investing. This e-book covers the fundamental rules that every investor should follow to avoid costly mistakes and achieve their financial goals.
The book offers insights and advice on how to create a diversified investment portfolio, manage risks, and maximize returns. It also includes strategies for managing emotions and avoiding common behavioral biases that can lead to poor investment decisions.
Investing Rules You Should Never Break is an excellent resource for both novice and experienced investors who want to improve their investment outcomes. The tips and strategies presented in this e-book are actionable and backed by research, making it a reliable guide for anyone seeking to invest wisely and profitably.
Diaz Invest's News Letter - September 2015Primson Diaz
News Letter Contents..
Say NO to emotions in Investing
Simple Approach to Investing
Fund Manager Interviews
Mutual Fund News & Performance Chart, etc…
More information
Please visit
www.diazinvest.com
The beginner's guide to investing intelligently from the start! From the stock market to real estate! Tips, suggestions, strategies, discussions, things to beware of and more!
Never make a bad investment or lose your money again!
ACHIEVE YOUR FINANCIAL DREMS THROUGH THE SYSTEMATIC SAVING AND INVESTMENT PLANS
IF YOU WANT YOUR DREAMS TO
BECOME REALITY CONTACT
rravindrakumar@gmail.com
Why the younger you start investing, the better — and it's never too late eitherAlpesh Patel
Why The Younger You Start Investing, the Better — and It's Never Too Late Either.
* Early investors
* Advantages
* Proportion of income
* Where to invest
* Learn to love down markets
* Growth stocks
* Learn from other people's mistakes
MPs grant MAS 'stay of execution' but say service is 'not fit for purpose' http://www.fundweb.co.uk/2003860.article?cmpid=fwnews_59206
In other news: In order to improve public understanding of public finance The Open University Business School, in co-operation with True Potential, is producing three interactive, freely accessible, self-teaching modules. These modules will help you develop financial management skills and gain an understanding of the financial services industry, the first of which will be available in Spring 2014. http://www.open.ac.uk/business-school-research/pufin/course-modules
True potential Art of Investing as found on the OU website http://www.open.ac.uk/business-school-research/pufin/course-modules
Follow these simple rules and safeguard yourselves from investment blunder. The presentation is extremely simple and easy for anyone to comprehend. It will give you an idea whether you should invest directly or you need to approach a professional. Investment could be at stocks, gold, mutual fund, bonds, real estate, etc.
Anuhar Homes has been creating dynamic residential communities for over a decade. Established in 2007, the company has completed many successful projects in Hyderabad. Over the years we leaped through a big learning curve and support from many satisfied customers. We made sure the homes and places we create are safe and secure.
We adapted ourselves to meet the changing needs of individuals and families. We have reduced the impact of the construction process on the local community by ensuring all of our sites are registered with the Considerate Constructors Scheme.
Every customer is benefited from our Anuhar Customer Satisfaction Commitment, with dedicated sales teams to provide exceptional service throughout the buying process, and Customer Service teams look after the customers' even needs after you they moved in.
Investing Rules You Should Never Break is a concise and practical guide that provides investors with essential principles for successful and sustainable investing. This e-book covers the fundamental rules that every investor should follow to avoid costly mistakes and achieve their financial goals.
The book offers insights and advice on how to create a diversified investment portfolio, manage risks, and maximize returns. It also includes strategies for managing emotions and avoiding common behavioral biases that can lead to poor investment decisions.
Investing Rules You Should Never Break is an excellent resource for both novice and experienced investors who want to improve their investment outcomes. The tips and strategies presented in this e-book are actionable and backed by research, making it a reliable guide for anyone seeking to invest wisely and profitably.
Dr. Anosh Ahmed | How to become a successful investorDr. Anosh Ahmed
Anosh Ahmed explains, this is practically no! Taking your emotions might be impossible, however taking control of it especially when under pressure is vital
Your step-by-step guide to achieving increased fnancial certainty through strategic property investment, For more update , visit us https://propertywizards.com.au
In this presentation, we will be looking at simple strategies to help you grow and protect your finances as suggested by experts at the upcoming finance conference, the MoRE 2.0 Conference.
Many investors find themselves trapped in a perplexing cycle of underperformance and missed expectations from their investments. Choosing your investment philosophy is the missing link that can offer long-term peace of mind.
If you are beginning your investment journey (or if you want to rethink with a structured approach), there’s no better place to start! This document outlines a structured approach to investing that we wish we had when we started to invest.
Tangible market information and stock returns the nepalese evidence synopsisSudarshan Kadariya
This is a synopsis of the work done for the academic fulfillment purpose. The study have assumptions. The findings are suggested to related with its assumptions. I believe this work will help the financial / stock market in Nepal and it will also be accessible and share some features to the international financial market researchers.
Market information and stock returns the nepalese evidenceSudarshan Kadariya
This is a work done for the academic fulfillment purpose. The study have assumptions. The findings are suggested to related with its assumptions. I believe this work will help the financial / stock market in Nepal and it will also be accessible and share some features to the international financial market researchers.
We do have ‘no excuses’ other than learning new things, it is very important to start learning new things specially that has direct impact in your pockets or wallets.
Standardization of services and the democratization of the nepali stock marketSudarshan Kadariya
In the financial and investment services sector, this should be the right timing to discuss the need for standardization or the rating system in Nepal.
Financial Market is a important area of study and its a most practical education where is News on Stock Market is even crucial as the market moves how we share the news coverage of the specific events and how fast we would disseminate them to the public.
Factors Affecting Investor Decision Making: A Case of Nepalese Capital MarketSudarshan Kadariya
From the past decades, the financial market has been suffering from the unforeseen and sudden economic turbulences that have been directly or indirectly contributing for the stock returns. The study primarily analyzes the market reactions to tangible information and intangible information in Nepalese stock market and to examine the investors’ opinions in Nepalese stock market issues. The sample size is 185 stock investors and the response rate is 27 percent. The major findings of the study are: the capital structure and average pricing method is one factor that influence the investment decisions, the next is political and media coverage, the third factor is belief on luck and the financial education, and finally the forth component for stock market movement is trend analysis. Thus, it is concluded that both the tangible and intangible information are essential to succeed in Nepalese capital market.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
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Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...
Investing basics in the stock market
1. Investing Basics in the Stock
Market
- Sudarshan Kadariya*,New York
In lasttwo decades,the advancementin science
and in technology brought us various things
that our grandparents would never imagine a
century ago. Many the then impossible things
are now possible andavailable at ourfigure tips
and accessible everywhere in the global world
at a real time. It has opened up the new way of
thinkinganddoingbusiness. Onthe otherhand,
such innovationshave brought some new level
challengesandthreatsin doingbusinesssuchas
changingdefinition of factory workers with the
introduction of robots and robotics, Division of
labor and automated assembly line has
replaced mostof the reoccurringnature of jobs,
the machine learning has given a new threat to
replace the administrative and data analytics
jobs, algorithm, automated computer-based
tradingisreplacingsome financial jobs,etc.and
further threats such as various kinds of cyber
threats, geopolitical crisis, the changing nature
and magnitude of financial crisis, unstable
inflationary pressure in the economy, and, so
on. The market economy is advancing day by
day and it’s not going to let us live along in
isolation since everything in our daily life have
been changing with innovations including
investing in the stock market.
For the financial community, those changes are
rapid, very important, and it is powerful
because it involves money in each activity.
There is no option available for us other than
exposing ourselves with those new
developments. The only way to realize success
is to learn new skills and to face new
opportunitiesand challenges. Currently, we are
here talking about internet based trading (in
Nepal) andourreadiness tochange isimportant
to make the novel applications favorable in
investing.
In the Nepali Context, the online trading is
goingto be the nextrevolutionanditwill affect
the trading performance of thousands of
investors both beginners as well as who has
already been in the market since a longtime.
The long time investors have their own strong
preset internal decision-making system that
requires updates since the speed of flow of
information is going to change very soon along
with the changes the existing financial
infrastructures.Online trading will be different
than the existing mechanism; there will be
more opportunitiesif we would prepare enough
inadvance. Equally,there will be anew level of
risks. But, the good preparation on handling
such risksbyeducatingourselves,learningfrom
the experienced investors from the developed
stock markets, and continuing discussions
amongthe financial communitiesinthe updates
and upgrades will help.
The past performance will not always predict
the future performances,whatthe markethave
done today isn't a reliable way to predict
tomorrow, no one in the world can reliably
predictthe stockmarket, predicting the market
is like predicting the future, and no one can
predict the future correctly, etc. are some of
the quotes that we have to familiar
conceptually. But, the financial professionals
can make theireducatedguessesbasedontheir
study on stock market behavior and sets of
skills/expertizetheygainedfrom the market. In
sum, we should not blindly believe in others’
predictionswhenitcomestothe market. There
are multiple situations in the market when all
the market information is positive for a
particular stock with sound fundamental
2. strength but the price does not move as
expected.There isnoguarantee thatgoodnews
alwaystake the stock price to the newlevel and
the bad news would always dip the prices
down. The pricing mechanism always follows
the demand and supply rule, the traditional
school, no matter what sentiments hit the
market. The market, in general, follows the
herdsor exhibits the collective behavior of the
thousands of investors and their trading habits
particularly when an individual investor can
place his/her own trading orders by replacing
existing roles of stock brokers with the
introduction of online tradinginNepal. Anyone,
who would like to enter into the stock market,
should understand these stock market
characteristics and at the same time should be
familiar with the following investment basics:
1. Investing involves risk:
Investingisdealingwiththe uncertainty; we do
not know whether the return will be positive.
There will not be any investment strategy that
guarantees you to pay off interest rate on your
loan as well as the level of risk that you are
taking. There is no guaranteed that you will
make moneyfrominvesting.You could make or
lose money with your timing of trading
decisions.It is essential to sit down and look at
your financial situation before making any
investmentdecisions.Findoutyour investment
goalsand the level of risk tolerance. How much
you can lose with less effect in your financial
situation and how long would you be holding
your investment once you purchase. Some
professionals say that you shouldn't invest
money if you'll need in the next five years
because if the market goes down, you won't
have enough time to recover those funds. But,
if you understand the facts about saving and
investing, you could able to gain financial
successinthe longrunand enjoythe benefitsof
managing your own money.
2. Expertise in investment:
Every beginner thinks that you require the
expertisewhile investingincludingmyself when
I picked my first investment but that incorrect.
The investing knowledge you will achieve
graduallywith your constant trades since there
are millions of situations in the market so that
nobody understands all context in the market.
You don't have to go at it alone, you could take
a time to learn how the market works, how the
various elements of the market influence the
stock performances.Now,there are numbersof
financial markettraininginstitutionsavailablein
the market to train you on investing basics.
Moreover, investing is more about gaining
knowledge and skills by practice rather than
reading theories alone. Obviously, the study
helpsyouto strengthenyourfundamental skills
and expand your existing boundaries of
knowledge. Continuing study on investing
basics, investmentstrategies,and investingtips,
etc. would take you to the next level of
expertise.
3. Starting investing early:
If you are the 20s, it’s the best time to start
investing and if you are 30 and above, it is
essential tostart investing to grow your money
with compound interest. Growing money is
important to cover the inflation and use for
retirement, children education, and family
support and in other financial needs. The
biggestassetinthe marketisTIME! If you invest
early you will have more time to compound
your investment. Also, if your portfolio is
performing lesser than expected or if you are
losing money in the market, you need the
3. patience to keep your investment unchanged
for relatively a long period of time to recover
and to grow. "It’s too late to start investing" is
not an excuse tokeepyourmoneyideal and it’s
better to start investing even if it is relatively
late.
4. Investment objectives before to start:
Why are you investing for? What is (are) the
written specific objective(s) of your
investments?Knowinginvestment objectives is
veryimportantto the investors.Yourgoals help
youto guide yourinvestmentdecisions. It gives
you a framework of investing. It also helps you
to figure out how to start investing with your
hard earnedmoneyand how long to leave it on
the market aiming to grow. If you set up the
destination,youwill reachthere sooner or later
but if you failed to set the goals, you would be
diverted and never reach the level that your
mind thought off. Many investors not only
failedininvestingbutmostof themfailedtoset
up their investment goals.
5. Building an investing strategy:
Do you have sufficient time to analyze the
available investment opportunities in the
market?How to develop a suitable investment
strategy?Howto implementthem? Etc. are the
types of questions in your mind. To solve the
similar questions, you may need a financial
mentor, advisor, or, you can do it on your own.
If you belong to the other professions than
finance; you may need more time to learn,
understand, and to develop a right, a suitable
strategy which is essential in investing. More
importantly, you also have to set up your
investmenthorizoni.e. you should have a clear
idea on how long you are going to keep your
money in the market? In general, if you are
investingforthe longterm,you wouldbe taking
a high risk of uncertainty and if you are
investing for short term, you would have less
time to compound. Thus, the suitable time
framing is important in investing.
6. Maintain a portfolio:
The portfolio is an integrated whole of your
individualinvestmentsandthe diversificationof
your portfolioisa simple and useful concept of
investing i.e. putting your money in different
investment alternatives. The most popular
quote in diversification is "Don't put all of your
eggsin one basket" isself-explanatory.Youmay
compose to invest in cash, bonds, shares, or,
you can put your money into mutual funds.
7. Controlling emotions:
Fear, greed, sentiments, overreactions,
nervousness, values, psychology, etc. are very
important to understand before taking
investments decisions. All these behavioral
factors constantly move along with your
investments. Most of the time, these
intangibles govern you and your investment
performances. Keeping these emotions side
while making investment decisions is not
possible for most of the investors but to
become a rational investor,youhave to practice
to separate themoutfrominvestingparticularly
fear and greed sentiments. One of the best
things you can do is to leave your investments
alone. Short-term rises and falls are inevitable
in the market. As a financial practitioner, you
have to practice controlling your emotions and
have to do “Sadhana” for perfection like as by
many other professionals – singers, athletes,
artists, etc.
8. Adjustments and portfolio updates:
As stated, you should keep your investment
until your investment horizon. Some of the
4. elements of your portfolio might perform well
similarly some will not. Genuinely, you could
reapthe benefitsof ripeninvestment by selling
them and adjust the position of a bad
performer at the same time you can add some
potential movers in your portfolio. Certainly, if
there are big changes occurred in the market
then you can adjust your portfolio accordingly
or you can also reevaluate your investment
horizon to make them situational.
Bottom line:
As discussedabove,some of the basicelements
of the stock market that we should understand
before involving into the market. Understand
the risk, start investing early, developing the
sound financial goals, investing strategy, a
formation of a portfolio, controlling emotions,
and portfolio adjustments and updates are
some of the basicelementsof investing. Itisthe
fact that nobody gets the benefits of success
without his/her significant efforts and without
experiencing failures. Even the richest persons
in the world do have dozens of examples of
major failures in their career. Success and
failure are just two sides of a coin. Most
importantly, starting to invest is a first
milestone in the investment path then the
resultsof the investmentasstatedearlier could
be profit, loss or the breakeven. On the other
hand, inflation is a silent killer and the
investment is very crucial to combat those
inflationary effects on wealth. At least to
maintain the purchasing power of money that
we have today against the current close to
double digits inflation situation, we require a
sound investment strategy on top of a strong
financial foundation, otherwise, the worth of
Rs. 1000 todaywill notworthRs. 1000 nextyear
and it will further deteriorate in subsequent
years. As a result, we will be losing money by
keeping it into the bank saving account with
lower than the inflation bank interest rate.
Therefore, we should understand the
importance of investingandwe shouldenhance
our skills of investing in the changing scenario.
(*the author is a Gold medalist in M. Phil in
Management with specialization in Finance in
2012, Tribhuvan University.Now, he is working
for a consulting firm in New York. The opinion
presented in the article is personal. You can
reach to the author at su.kadariya@gmail.com)