68. … Investors put in Financial Capital in money, or “money’s worth”… Assets Investors Ownership Financial Capital Custodian
69. … Managers put in Human Capital of time, expertise and experience.... Assets Investors Managers Ownership Human Capital Financial Capital Custodian
70. … and Users pay for the use of this Capital… Assets Investors Users Payment Managers % % Use Custodian
71. … the result is a “Capital Partnership” Assets Investors Users Managers Custodian