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1. 2/21/17, 7:33 PMInsurance Premiums & the why?: Pooling Private & Public sector resources to … coverage to a great many | Alan Dixon ~ PathosCrescendo | Pulse | LinkedIn
Page 1 of 3https://www.linkedin.com/pulse/insurance-premiums-why-pooling-private-public-sector-alan-dixon
Insurance Premiums & the why?: Pooling
Private & Public sector resources to
enable health coverage to a great many
Published on August 22, 2016
Insurance premiums are rising marginally because their are 72 million medicaid
enrollees and around 54 million medicare enrollees or 126 enrollees.
When we subsidize health programs we are contributing to the pool of monies in the
private sector.
These private health funds when pooling their commercial members funds with state
funds are able to pay for increases in medical claims, that of which are claimed via both
private commercial enrollees and state sponsored enrollees whom are on the balance
sheet of private commercial health care enterprises.
Therefore the best solution is to subsidize with tax monies state based enrollees via the
mixing of the private commercial members with the state grants to each healthcare
company, thus on the market place healthcare companies are able to gain equity from
future inflows from both commercial and state healthcare customers.
The result is that when there is more healthy members of which is a reflection of the
care we are providing we will have surplus monies to enroll more state sponsored
medicaid and medicare subscriber customers.
Thus when people are healthy we have excess funds to cover any expense and enroll
future customers, that in turn enables the government appropriations to healthcare to be
reduced.
Thus a lesser tax effect on Gov tax payers. Tho when subsidizes are lesser we have the
potential for premiums to rise. Thus the solution is to increase subsidies to private
health insurers to cover expenses of enrollees as well as increase premiums at a
marginal rate. Hence rate adjustments based upon gov sponsored health insurance
awards.
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Alan Dixon ~ PathosCrescendo
Independent Marketing Director DECA Inc, VUBS LLC, W…
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2. 2/21/17, 7:33 PMInsurance Premiums & the why?: Pooling Private & Public sector resources to … coverage to a great many | Alan Dixon ~ PathosCrescendo | Pulse | LinkedIn
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There is around 2,000 USD for each enrollee, thus as the population grows we will have
greater health expenses per individual and per healthcare company, therefore premiums
must rise to carry the weight of covering each enrollee beyond 2,000 usd a year, tho
must occur together with a rise in healthcare appropriations from gov to private
healthcare enterprises, hence when mixing private sector funds with public sector funds
on a healthcare platform we are able to increase coverage values to a great many, while
also keeping health insurance market share plans affordable.
~Pathos Crescendo
Tagged in: health insurance, congressional appropriations, actuarial science
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Alan Dixon ~ PathosCrescendo
Independent Marketing Director DECA Inc, VUBS LLC, Walgreens,
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3. 2/21/17, 7:33 PMInsurance Premiums & the why?: Pooling Private & Public sector resources to … coverage to a great many | Alan Dixon ~ PathosCrescendo | Pulse | LinkedIn
Page 3 of 3https://www.linkedin.com/pulse/insurance-premiums-why-pooling-private-public-sector-alan-dixon
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