Het rapport ‘Ondernemen naar 2020’ werd op donderdag 12 april gepresenteerd op een persconferentie door Annerie Vreugdenhil. Directeur Zakelijk van ING Nederland en Maurice van Sante, senior econoom van het ING Economisch Bureau.
De economen van het ING Economisch Bureau hebben de periode tot 2020 genomen en gekeken naar de belangrijkste trends en wat deze betekenen voor bedrijven en ondernemers in verschillende sectoren. De vijf meest relevante trends die dit rapport onderscheidt zijn: Demografie, duurzaamheid, internet, technologie en internationalisering. Geen nieuwe trends, maar wel ontwikkelingen die hun impact hebben op de bedrijfsvoering en de afzetkansen van bedrijven in verschillende sectoren.
Home Electronics Show 2012 (HES-New Delhi) would be India's biggest ever International Exhibition on Consumer Electronics, ICT & Digital Lifestyle. The Mega Show is scheduled from 26-28 October 2012 at Pragati Maidan, New Delhi, India.
www.hesweb.org
Home Electronics Show 2012 (HES-New Delhi) would be India's biggest ever International Exhibition on Consumer Electronics, ICT & Digital Lifestyle. The Mega Show is scheduled from 26-28 October 2012 at Pragati Maidan, New Delhi, India.
www.hesweb.org
Five massive foundational shifts are impacting financial service providers of all types, and they are impacting those that serve affluent clients in especially unique ways. Many of the strategies, skills and behaviors that enabled success in the past are now at best ineffective, and completely irrelevant in some cases. Advisors and firms serving affluent clients must adapt to these new realities to be successful in the future.
Sage CRM - Accelerating your 2012 Marketing ROI through Cloud CRMSageukofficial
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An overview on payments in Europe and worldwide: Denmark is the country with the higher percentage of companies that paid at the due date (83%), followed by German (79%), Taiwan (70%) and Mexico (52%). In Europe the worst is Portugal, with only 17% of virtuous companies. Check out our CRIBIS D&B COMMUNITY onhttp://www.cribis.com/Pages/FormCommunity.aspx
Five massive foundational shifts are impacting financial service providers of all types, and they are impacting those that serve affluent clients in especially unique ways. Many of the strategies, skills and behaviors that enabled success in the past are now at best ineffective, and completely irrelevant in some cases. Advisors and firms serving affluent clients must adapt to these new realities to be successful in the future.
Sage CRM - Accelerating your 2012 Marketing ROI through Cloud CRMSageukofficial
Discover how CRM has helped companies like yours to re-imagine how they market their products and services, and dramatically improve campaign return-on-investment as a result
An overview on payments in Europe and worldwide: Denmark is the country with the higher percentage of companies that paid at the due date (83%), followed by German (79%), Taiwan (70%) and Mexico (52%). In Europe the worst is Portugal, with only 17% of virtuous companies. Check out our CRIBIS D&B COMMUNITY onhttp://www.cribis.com/Pages/FormCommunity.aspx
Market Research Report : Personal Care Market in India 2012Netscribes, Inc.
For the complete report, get in touch with us at : info@netscribes.com
Indian FMCG industry constitutes the largest segment in India with considerable contribution to the GDP. It can be categorized into primarily personal care, health care, home care and food and beverage. In India, personal care products traditionally only comprised of toothpaste, soaps and shampoos. However, cosmetics such as beauty creams and lotions or even oral care products such as mouthwash are fast gaining popularity in the personal care market. Expenditure on these emerging products has shown exponential growth. Media penetration and rising consciousness to global fashion and trends have sculpted the course of consumer spending. Acted upon by the availability of international products and aided with rising disposable income, the sector is poised for further growth.
The report begins with an overview of the FMCG industry in India providing the market size and growth as well as information regarding its contribution to GDP in India. This is followed by a primary segmentation of the industry. An overview of the personal care market provides an introduction to the sector and covers the market size and growth in India. An analysis of the value chain has been included which is followed by a snapshot of the various distribution channels players opt for in the personal care market. An EXIM trend over a period of five years is included which precedes a Porter’s Five Forces analysis that concludes the section.
The next section deals with the segmentation of the personal care market. Each of the six sub-segments that the sector comprises of is discussed and includes skin care, hair care, oral care, color cosmetics, bath and shower as well as fragrances.
An analysis of the drivers explains the factors for growth of the market and includes increase in disposable income, growth in men’s grooming segment, increase in awareness, growth in rural segment and rise in organized retail. Personal care products do not really fall within the purview of necessities barring a few. Due to international products making a beeline in the Indian market, some are more often being termed as luxury products. Intensive research and development has allowed players to improvise on existing products towards catering to customized needs of consumers. An increase in disposable income at the hands of people acts as the primary driving force in this sector as people have the capacity to spend on such products. Another reason for growth is the emergence of the male grooming sector. Women category has always been a driving force, but the added percentage in terms of male segment has only furthered growth in this sector. As men pay more attention to their appearance and image, this category has attracted a host of products delineated strictly for their needs. Media penetration acts a chief stimulant in this aspect as it results in heightened awareness among the masses. Players continue to advert
Conversation Company. Maak van medewerkers social ambassadeurs. Deze presentatie is gegeven door Jeroen Baardemans, Manager Social Media ING Nederland, op 14 februari 2017 tijdens het Social Today Event van Frankwatching in Utrecht. #socialtoday
Deze presentatie is gegeven door Johan van der Zanden, directeur Communicatie ING Nederland, tijdens het Communicatiecongres 2015.
De afdeling van de toekomst.
ING vindt zichzelf opnieuw uit en de afdeling Communicatie loopt daarbij voorop. Johan van der Zanden vertelt over zijn 'afdeling van de toekomst'.
Aparte afdelingen voor interne en externe communicatie? Niet meer van deze tijd. Van der Zanden ging op bezoek bij bedrijven als Zappos, Google en Spotify en zocht de grenzen op. Het resultaat: de afdeling van de toekomst in wording. Slagvaardig, energiek en flexibel.
IMPACT VAN SOCIAL MEDIA OP HET NIEUWS #SMING15 (infographic)ING Nederland
Dit zijn de uitkomsten van een internationaal onderzoek naar de impact van social media op de werkzaamheden van PR-professionals & journalisten en de wijze waarop social media het nieuws en de nieuwsverspreiding beïnvloed.
Social, Business as usual
5 dimensies van een succesvolle Social Business
Deze presentatie is gegeven tijdens de Webwinkel Vakdagen 2015. ING is sinds 2008 actief op social media en in deze presentatie neemt ING je mee in hun groeipad van social media, via social marketing naar een social business. Wat zijn de onderscheidende elementen hierin, de successen maar ook de leerpunten? Tevens zullen de laatste trends gedeeld worden op het gebied van social media en online klantdialoog binnen ING.
Het social media gebruik van consumenten is in de periode van 2012 tot en met 2014 gestagneerd. Facebook blijft het meest gebruikte platform (71% gebruikt dit wekelijks). Dat blijkt uit #SMING14, het onderzoek naar de impact van Social Media dat in opdracht van ING voor de derde jaar werd uitgevoerd. Het gebruik van online nieuwssites nam af, maar dit blijft wel de meest gebruikte online nieuwsbron. Veel smartphone- en tabletgebruikers maken gebruik van nieuws apps (40% wekelijks). Besloten online nieuwssites (zoals Blendle en de Correspondent) maken een bescheiden opmars (9% wekelijks), maar voor veel consumenten zijn deze sites nog volledig onbekend. Uit het onderzoek blijkt dat de afzender van nieuws (het nieuwsmerk) belangrijker is voor de geloofwaardigheid van een bericht dan het feit of het gedrukt of online verschijnt. Opvallend is dat Tweets als minder betrouwbaar en impactvol worden ervaren, door het gebrek aan toelichting bij het bericht.
Het social media gebruik van consumenten is in de periode van 2012 tot en met 2014 gestagneerd. Facebook blijft het meest gebruikte platform (71% gebruikt dit wekelijks). Dat blijkt uit #SMING14, het onderzoek naar de impact van Social Media dat in opdracht van ING voor de derde jaar werd uitgevoerd. Het gebruik van online nieuwssites nam af, maar dit blijft wel de meest gebruikte online nieuwsbron. Veel smartphone- en tabletgebruikers maken gebruik van nieuws apps (40% wekelijks). Besloten online nieuwssites (zoals Blendle en de Correspondent) maken een bescheiden opmars (9% wekelijks), maar voor veel consumenten zijn deze sites nog volledig onbekend. Uit het onderzoek blijkt dat de afzender van nieuws (het nieuwsmerk) belangrijker is voor de geloofwaardigheid van een bericht dan het feit of het gedrukt of online verschijnt. Opvallend is dat Tweets als minder betrouwbaar en impactvol worden ervaren, door het gebrek aan toelichting bij het bericht. Lees hier het volledige rapport
Google+ hangout with ING CEO NL Nick Jue_Digital Communication Awards 2014 Be...ING Nederland
Berlin - September 19th 2014 - The Google Hangout with ING CEO NL Nick Jue, that was organised in September 2013, is nominated for a Digital Communication Award. This is de presentation on the Google Hangout Case, that has been presented to the jury of the Digital Communication Awards 2014 in Berlin.
De volgende stap in mobiel bankieren: de introductie van IngeING Nederland
ING introduceert als eerste bank in Europa stembediening in de Mobiel Bankieren App onder de naam Inge. Met Inge is het mogelijk om handsfree te bankieren. Het is een alternatief voor het gebruik van een touchscreen. De gebruiker kan door middel van zijn stem opdrachten geven aan Inge die vervolgens worden uitgevoerd. Met de toevoeging van stembediening in de Mobiel Bankieren App speelt ING in op de trend dat het bedienen van apparaten met de stem in de toekomst steeds gebruikelijker wordt. Stembediening in de ING Mobiel Bankieren App is vanaf half september beschikbaar. Deze presentatie is gegeven op 10 september tijdens een bijeenkomst ter indtructie van Inge.
Van social media naar social business @INGING Nederland
Van social media naar social business @ING
Deze presentatie is gegeven tijdens de #SMM7 | Social Media Inspiration Day op 4 september 2014. De presentatie geeft inzicht in hoe ING social media invult en hoe het zich aan het ontwikkelen is richting social business.
De impact van social media op het nieuws #sming14ING Nederland
De impact van social media op het nieuws.
Een internationaal onderzoek door ING naar de impact van social media op de werkzaamheden van PR professionals & journalisten, nieuws en nieuwsverspreiding.
Journalisten twijfelen aan de betrouwbaarheid van berichtgeving op social media. Toch maken ze er veelvuldig gebruik van. Dat blijkt uit het Social Media Impact (#sming14) onderzoek dat ING heeft gehouden onder een internationale groep journalisten en PR professionals. PR professionals denken dat het baseren van nieuws op social media posts de betrouwbaarheid van het nieuws niet ten goede komt. Feiten worden namelijk steeds minder vaak gecheckt. Ook blijkt dat een meerderheid van de journalisten zich op social media minder gebonden voelt aan journalistieke regels. Opvallend is dat de Nederlandse PR professionals social media steeds meer gebruiken om de dialoog aan te gaan. Nederlandse PR professionals lopen hierin wel achter op hun internationale vakgenoten, maar zijn inmiddels aan een inhaalslag begonnen.
Dit en meer staat in het gepubliceerde rapport.
Oranje is Betrokken Online: De social media journey van ING Nederland richtin...ING Nederland
Oranje is betrokken online: De social media journey van ING Nederland richting een Social Business
ING is sinds 2009 actief op social media en in deze presentatie nemen we u meein ons groeipad van social media, via social marketing naar een social business. Wat zijn de onderscheidende elementen hierbinnen, de successen maar ook de leerpunten? Welk model moet je hanteren om succesvol te zijn als het gaat om social business. Deze presentatie is gegeven tijdens The Social Conference 2014.
SMC070_Inzet van Google+ voor interactie & dialoog CEO Nick Jue Hangout on-a...ING Nederland
Deze presentatie, gegeven op 28 januari 2014 tijdens #SMC070, gaat in op het gebruik van Google+ door ING Nederland voor interactie en dialoog. Daarnaast beschrijft deze presentatie de case (tips&tricks) mbt de ING Google Hangout met ING CEO NL Nick Jue.
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Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
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Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
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Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
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Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
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Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
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A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
1. Ondernemen naar 2020
Kansen voor ambitieuze ondernemers
Maurice van Sante
Senior Econoom
ING Economisch Bureau
maurice.van.sante@ing.nl
Twitter: @mauricevansante
Amsterdam, 12 april 2012
April 2012 0
2. Agenda
1) Sectoren in de conjunctuur
2) Een lagere groei tot en na 2020
3) Kansen voor ondernemers in 5 trends
April 2012 1
3. 2012: weer krimp in meeste sectoren
Volumemutaties (% j.o.j.)
2012: In exporterende sectoren
Zakelijke valt de groei terug
dienstverlening
Industrie
Groothandel Detailhandel krimpt door laag
consumentenvertouwen en
Transport
dalende koopkracht
Detailhandel
Horeca
Na sterk 2011 krimpt de bouw in
2012 weer
Bouw
Zorg
-4% -2% 0% 2% 4% 6%
Zorg blijft doorgroeien
2011 2012
Bron: CBS, ING Economisch Bureau
April 2012 2
4. Ook komende jaren lagere groei
Bron: CBS, ING Economisch Bureau
• De Grote recessie (2008-2009) en Europese schuldencrisis drukken tot 2020 de
economische groei
• Ook na 2020 lagere economische groei door een kleiner arbeidspotentieel
(vergrijzing)
April 2012 3
5. Maar in 2020 toch ook kansen
Er zijn nog voldoende groeikansen voor ambitieuze ondernemers
5 trends:
• Duurzaamheid
• Internationalisering
• Demografie
• Internet
• Technologie
April 2012 4
6. Internationalisering
Wereld met verschillende groeipaden
Economische groei
bbp, volume
135
China
130
125 India
120
115 Braz.
110 Z-Ko.
105
VS
100
EZ
95
Japan
90
Index (basis = K1.08)
85
'07 '08 '09 '10 '11
April 2012 5
7. Internationalisering
Nu nog exportconcentratie op West Europa
Goederenuitvoer van de industrie naar regio (in %)
Bron: CBS, ING bewerkingen
•Hogere groei in China, India en Brazilië biedt
exportkansen
•Via directe afzet of via een rol als toeleverancier
kan de industrie hier van profiteren
•Ook groothandel & transport inspelen op
verschuiving handelsstromen
April 2012 6
8. Demografie
Aantal huishoudens blijft doorgroeien
Bron: CBS, ING bewerkingen
Kansen bouwsector:
•Grootste demografische veranderingen in Flevoland
•Toenemende vraag naar kleinere woningen
•Inspelen op veranderende woonwensen door
vergrijzing
April 2012 7
9. Demografie
Vergrijzing biedt voor meer sectoren kansen
Aandeel 65+ van de totale bevolking
Kansen Horeca: 30%
2012
•Duurdere segment
25%
•Oudere werknemer met ervaring
•Catering: Gezonde & smaakvolle
20%
maaltijden
15%
•Hoogwaardige (zorg)hotels 10%
5%
Kansen Landbouw: 0%
1990 1995 2000 2005 2010 2015 2020 2025 2030 2035 2040
•Wereldbevolking blijft groeien
•Veranderende eetgewoonten
Transport en groothandel
•Bezorgen voorverpakte &
gemaksproducten
•Intensievere distributie door
urbanisatie
April 2012 8
10. Internet
E-commerce staat nog in kinderschoenen
Kansen Detailhandel:
•Online aandeel groeit naar
25%
•Kansen in markten waar
beleving van belang is (Bijv. wonen
en virtuele kleedkamers bij kleding)
Kansen bouw:
•Online een klusjesman
vinden
•Met social media klantgericht
bouwen
April 2012 9
11. Duurzaamheid
In 2020 is duurzaam ondernemen een voorwaarde
Kansen landbouw:
•Leveren van hernieuwbare energie
(in 2011 al 44% van totaal)
•Toenemende vraag duurzame
producten
Kansen transport:
•Openheid geven duurzame
prestaties (emissieprofiel op vrachtbrief)
•Bevoorraden steden met elektrisch
vervoer
Kansen industrie:
•Industrie verbruikt veel energie.
Grote besparingen mogelijk
April 2012 10
12. Technologie
Technologie centraal in toekomst industrie
Kansen industrie:
•Nieuwe technologieën, de
groeibasis v.d. Nederlandse
industrie
•Echt innoveren door
samenwerking van
verschillende disciplines
Kansen bouw:
•Gadgets in nieuwbouw maken
het verschil (“smart houses”)
•“Smart bouwproces”
Efficiënter werkproces
April 2012 11
13. Conclusie
Met ambitie verwachtingen overtreffen
•Ondanks lagere groei toch ook kansen voor ondernemers
•Strategische (lange termijn) keuzes van belang
•Kansen ter inspiratie en/of ter bevestiging
April 2012 12
15. Disclaimer
Certain of the statements contained in this release are statements of future expectations and other forward-looking statements. These expectations are based on management’s
current views and assumptions and involve known and unknown risks and uncertainties. Actual results, performance or events may differ materially from those in such
statements due to, among other things, (i) general economic conditions, in particular economic conditions in ING’s core markets, (ii) changes in the availability of, and costs
associated with, sources of liquidity such as interbank funding, as well as conditions in the credit markets generally, including changes in borrower and counterparty
creditworthiness, (iii) the frequency and severity of insured loss events, (iv) mortality and morbidity levels and trends, (v) persistency levels, (vi) interest rate levels, (vii) currency
exchange rates, (viii) general competitive factors, (ix) changes in laws and regulations, and (x) changes in the policies of governments and/or regulatory authorities. ING assumes
no obligation to update any forward-looking information contained in this document.
This presentation is intended for general information purposes. It does provide basic information concerning individual Commercial Banking products, insurance products or related services.
However none of the information should be interpreted as an offer to sell securities or as investment advice of any kind. Queries concerning these topics should be addressed to the individual
business units and/or companies of ING Groep N.V. ("ING Group"). No warranty or representation, express or implied, is given as to the accuracy or completeness of that information. In no
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