The MSME (Micro Small and Medium Enterprises) sector in India has been of considerable
importance since Independence. The small and medium sector contributes 39 per cent of the total GDP and 34
per cent of the total exports of the country. The sector provides employment to 29.5 million people in rural and
urban areas of the country and has emerged as the second largest employment providing sector in the country
after agriculture. The small and medium sector has been recognized as engine for growth in the country.
Keeping in view the importance of this sector efforts have been made by the government to ensure steady
availability of financial resources. SIDBI (Small Industries Development Bank of India) is the apex institution
for making available financial resources to the small scale industries. In this paper, a financial analysis of the
development financial institution SIDBI in the post liberalization period has been conducted with a view to
analyze its function in the changed operating environment after 1991.
INDIAN ECONOMY - Economic survey 2017-28 Part 1 | Jatin Vermajatinvermaiasacademy
The Economic Survey is released by Economic Division of Department of Economic Affairs under the Ministry of Finance, Government of India.
This year it was released on January 29, 2018 before the Budget 2018-19.
The Economic Survey projects the official version of the state of the economy of India.
The Reserve Bank of India conducts an annual RBI Grade-B examination 2020 to recruit Grade B officers (Manager level posts in commercial Banks). It is the most esteemed, highest, and toughest level of examination in the banking and financial sector in India.
The MSME (Micro Small and Medium Enterprises) sector in India has been of considerable
importance since Independence. The small and medium sector contributes 39 per cent of the total GDP and 34
per cent of the total exports of the country. The sector provides employment to 29.5 million people in rural and
urban areas of the country and has emerged as the second largest employment providing sector in the country
after agriculture. The small and medium sector has been recognized as engine for growth in the country.
Keeping in view the importance of this sector efforts have been made by the government to ensure steady
availability of financial resources. SIDBI (Small Industries Development Bank of India) is the apex institution
for making available financial resources to the small scale industries. In this paper, a financial analysis of the
development financial institution SIDBI in the post liberalization period has been conducted with a view to
analyze its function in the changed operating environment after 1991.
INDIAN ECONOMY - Economic survey 2017-28 Part 1 | Jatin Vermajatinvermaiasacademy
The Economic Survey is released by Economic Division of Department of Economic Affairs under the Ministry of Finance, Government of India.
This year it was released on January 29, 2018 before the Budget 2018-19.
The Economic Survey projects the official version of the state of the economy of India.
The Reserve Bank of India conducts an annual RBI Grade-B examination 2020 to recruit Grade B officers (Manager level posts in commercial Banks). It is the most esteemed, highest, and toughest level of examination in the banking and financial sector in India.
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Competitive exams like UPSC, MPSC, CLAT, NDA, CDS, Banking, etc require the basic understanding of Indian economy. Pl add the latest data to this basic understanding of economy.
For additional information and understanding , follow the Youtube Channel- Current Affairs with Satish Dhage
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Cynthia White: Cynthia White is a visionary leader who is passionate about preparing students to become first class citizens with a world-class education. White believes in the fundamental, three-pillar approach to school leadership of “Rigor, Relevance and Relationships,” coined by Dr. Willard Daggett.
Competitive exams like UPSC, MPSC, CLAT, NDA, CDS, Banking, etc require the basic understanding of Indian economy. Pl add the latest data to this basic understanding of economy.
For additional information and understanding , follow the Youtube Channel- Current Affairs with Satish Dhage
Hey guys, welcome back. In this post you will get more 135+ MCQs on budget and budgetary control. Also you will get here Sales Budgets MCQs, Production Budget MCQs, Flexible Budget MCQ and cash budget mcqs.
Read Full article here:
https://www.dynamictutorialsandservices.org/2020/09/mcq-on-budget-and-budgetary-control.html
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CSAT became a part of the UPSC Civil Services Examination in 2011, marking a significant change from the earlier Preliminary examination format, which consisted of a single paper focusing on General Studies knowledge.
Similar to Information brochure-economic-survey-&-budget (20)
JOIN #PrelimsTestSeries-2019 Programme
Avail the GS PT test Series at Minimum cost Starts from Rs.299/-
FREE #MOCKTEST ONLINE/OFFLINE
Topic Wise & Full Length Mock Test Series Already Started On 02nd Dec. 2018
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Test Series - 01 (Topic-wise & Full Length)
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We explain every option: The trick behind placing the WRONG option, and how to avoid falling into the trap, and How the CORRECT option is obscured amongst the wrong options.
Through extensive analysis of #PYQs (2013-18) we try and decipher the mindset of UPSC (IAS) Prelims Exam.
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Highlights of Test Series
Crisp-yet-comprehensive solutions
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The trick behind placing the WRONG option, and how to avoid
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Meticulously designed questions by academic experts, subject
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Current Trends of the UPSC (IAS) Preliminary Exam
Colossal dynamism – The Preliminary exam has evolved from a merely memory-based exam to an application-based exam, demanding extensive coverage of current events and their inter linkage with the breadth of static knowledge an aspirant is expected to have.
Moreover, in recent years UPSC (IAS) Preliminary Exam in particular, has become increasingly unpredictable – every year there's an enormous variation in the proportions of static vs. dynamic questions.
However, mere extensive reading from various sources, one soon finds out, is not the solution. For there is no limit to the information available, and none can restrict the scope of UPSC (IAS) Preliminary Exam.
This shows the relative toughness of the Preliminary stage (success ratio of 3:100) vis-à-vis Mains (1:5) and the Interview (1:3).
The Solution – VVR-IAS Prelims Test Series
How do we at VVR IAS help you?
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Targeted Revision
Exhaustive Coverage
Disciplined Preparation
Exam-stress management
Moreover, we provide
Crisp-yet-comprehensive solutions
Teaching ELIMINATION tactics
We explain every option: The trick behind placing the WRONG option, and how to avoid falling into the trap, and How the CORRECT option is obscured amongst the wrong options.
Through extensive analysis of PYQs (2013-18) we try and decipher the mindset of UPSC (IAS) Prelims Exam.
How despite best attempts by prominent Coaching Institute's Test Series to imitate, UPSC (IAS) Prelims still stands out.
Brochure of VVR-IAS Institute, VVR-IAS is Best IAS Academy/Coaching Centre providing coaching for UPSC/IAS/Civil Services Examination for General Studies all modules Delhi & Hyderabad-Prelims & Mains.
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Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
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Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
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In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
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(Including Basic Economic Concepts, 14th Finance Commission Report)
ECONOMY SURVEY & BUDGET
2. Dear Aspirants,
Economics is the toughest subject both in UPSC Prelims and Mains due to nature of the subject,
because it is conceptual and technical subject. Economy is an important part of the General Studies
in the Civil Services Prelims. The paper includes questions from fundamental Economics and its
applications, external sector and current economic Development, social sector initiatives as well as
poverty. In order to clear Paper 1 in IAS Prelims(Now selection depends on GS paper score), it is
absolutely imperative for the students to get an in-depth knowledge of the Indian economy. If you
start analysing the previous years' question papers, you will comprehend the fact that there are
various questions from the Economy section in GS paper. The number has apparently increased to
average 20-25 in the last fouryears. Last year it was around 14 questions from economics and all are
from basic concepts & its applications and policy based, since economy survey was not published
timely. But this year we expect around 30 questions from economics. Also, the nature of these
economy-related questions has become more of analytical, interdisciplinary and contemporary.
It is for this reason that the students should have a good command on not just the basic economic
concepts but also the in-depth knowledge. Important current affairs related to economy section
should be studied carefully and relate it with practical applications that too on the regular basis.
Structure of the Indian economy should primarily be studied carefully because there is a constant
paradigmatic shift in it. Other things that hold importance in economy from the IAS Prelims point
of view include Economic Survey and Budget apart from these functions and role of WTO, IMF,
World Bank and other international institutions. Therefore economy section should be studied very
carefully and should be given due consideration.
All the best with Economy Survey & Budget Reading...
Thanks & Regards!
Importanceof Economicsforupsc-PTExamImportanceof Economicsforupsc-PTExam
3. Categorization of Chapters into different disciplinesEconomics Preparation for UPSC can be divided into 3 steps
Step 1 :
Step 2 :
Step 3 :
Understanding the applications of the
economic concepts
Understanding the current economic development
and its measures adopted by the concerned
authority
Terms like GDP
REPO
Money market and monetary policy
Government budget and fiscal policy
Ination
Growth&Development
Inclusion and inclusive growth
working of the economy and so on.
Application of the fundamental concepts and economic policies to solve the economic
problems.
Understanding the concepts
4. Course HighlightsCourse Highlights
Questions in PT 2014
I. The economic topics which are relevant for UPSC-PT exam will be covered under
this special PT oriented economics module ,generally UPSC asks questions from that
topic which includes basic economics, Economic survey, budget, government policies
and schemes and current economic development.
II. 300 Objective questions to be provided in the form of 3 tests tocompletely cover all
topics which are relevant for PT exam through class test. It would give you confidence
and probable questions.
III. Application part of the policies and schemes will be discussed in the class.
IV. Course will be finished in approximately 40 hours. There would be Classes of 2.5 hours
duration each.
V. Study material on economic survey and budget will be provided in bullet forms which
makes easy to learn.
1. What are the significances of a practical
approach to sugarcane production known as
“Sustainable Sugarcane Initiative?
1. Seed cost is very low in this compared to
the conventional method of cultivation.
2. Drip irrigation can be practiced very
effectively in this.
3. There is no application of chemical
/inorganic fertilizers at all in this.
4. The scope for intercropping is more in
this compared to the conventional
method of cultivalion.
Select the correct answer using the code
given below.
(a) 1 and 3 only (b) 1, 2 and 4 only
(c) 2, 3 and 4 only (d) 1, 2, 3 and 4
11. With reference to a grouping of countries
known as BRICS, consider the following
statements:
1. The first Summit of BRICS was held in
Rio de Janeiro in 2009.
2. South Africa was the last to join the
BRICS grouping.
Which of the statements given above is/are
correct?
(a) 1 only (b) 2 only
(c) Both 1 and 2 (d) Neither 1 nor 2
29. The main objective of the 12th five-year plan
is
(a) Inclusive growth and poverty reduction
(b) Inclusive and sustainable growth
(c) Sustainable and inclusive growth to
reduce unemployment
(d) Faster, sustainable and more inclusive
growth.
27. The sales tax you pay while purchasing a
toothpaste is a
(a) Tax imposed by the Central Government
(b) Tax imposed by the Central Government
but collected by the State Government
(c) Tax imposed by the State Government by
collected by the Central Government
(d) Tax imposed and collected by the State
Government
30. With reference to Balance of Payment which
of the following constitutes/constitute the
current Account?
1. Balance of trade
2. Foreign assets
3. Balance of invisibles
4. Special Drawing Rights
Select the correct answer using the code
given below.
(a) 1 only (b) 2 and 3
(c) 1 and 3 (d) 1, 2 and 4
28. What does venture capital mean?
(a) A short-term capital provided to
industries
(b) A long-term start-up capital provided to
new entrepreneurs
(c) Funds provided to industries at times of
incurring losses
(d) Funds provided for replacement and
renovation of industries.
31. The terms 'Marginal Standing Facility Rate'
and 'Net Demand and Time Liabilities',
sometimes appearing in new, are used in
relation to
(a) Banking operations
(b) Communication networking
(c) Military strategies
(d) Supply and demand of agricultural
products
32. What is/are the facility/facilities the
beneficiaries can get from the services of
Business Correspondent (Bank Saathi) in
branchless areas?
1. It enables the beneficiaries to draw their
subsidies and social security benefits in
their villages.
2. It enables the beneficiaries in the rural
a r e a s t o m a k e d e p o s i t s a n d
withdrawals.
5. Select the correct answer using the code
given below.
(a) 1 only (b) 2 only
(c) Both 1 and 2 (d) Neither 1 nor 2
33. In the context of Indian economy, which of
the following is/are the purpose/purposes
of 'Statutory Reserve Requirements?
1. To enable the Central Bank to control the
amount of advances the banks can
create
2. To make the people's deposits with
banks safe and liquid
3. To prevent the commercial banks from
making excessive profits.
4. To force the banks to have sufficient
vault cash to meet their day-to-day
requirements
Select the correct answer using the code
given below.
(a) 1 only (b) 1 and 2 only
(c) 2 and 3 only (d) 1, 2, 3 and 4
57. Which of the following are associated with
'Planning' in India?
1. The finance Commission.
2. The National Development Council
3. The Union Ministry of Rural evelopment
4. The Union Ministry of Urban evelopment
5. The Parliament
Select the correct answer using the code
given below.
(a) 1, 2 and 5 only (b) 1, 3 and 4 only
(c) 2 and 5 only (d) 1, 2, 3, 4 and 5
61. If the interest rate is decreased in an economy,
it will
(a) Decrease the consumption expenditure in
the economy
(b) Increase the tax collection of the
Government
(c) Increase the investment expenditure in the
economy
(d) Increase the total savings in the economy
99. Which of the following organizations brings out
the publication known as 'World Economic
Outlook'?
(a) The international Monetary found
(b) The United Nations Development
programme
(c) The World Economic Forum
(d) The World Bank
100. With reference to Union Budget, which of
the following is/ are covered under Non-Plan
Expenditure?
1. Defence expenditure
2. Interest payments
3. Salaries and Pensions
4. Subsidies.
(a) 1 only (b) 2 and 3 only
( c) 1, 2, 3 and 4 (d) None
Questions in PT 2013
19. Which of the following bodies does not/do not
ûnd mention in the Constitution?
1. National Development Council
2. Planning Commission
3. Zonal Councils
Select the correct answer using the codes
given below.
(a) 1 and 2 only (b) 2 only
(c) 1 and 3 only (d) 1, 2 and 3
41. The balance of payments of a country is a
systematic record of
(a) all import and export transactions of a
country during a given period of time,
normally a year
(b) goods exported from a country during a
year
(c) economic transaction between the
government of one country to another
(d) capital movements from one country to
another
42. The Reserve Bank of India regulates the
commercial banks in matters of
1. liquidity of assets
2. branch expansion
3. merger of banks
4. winding-up of banks
Select the correct answer using the codes
given below.
(a) 1 and 4 only (b) 2, 3 and 4 only
(c) 1, 2 and 3 only (d) 1, 2, 3 and 4
43. An increase in the Bank Rate generally
indicates that the
(a) market rate of interest is likely to fall
(b) Central Bank is no longer making loans to
commercial banks
(c) Central Bank is following an easy money
policy
(d) Central Bank is following a tight money
policy
44. In India, deûcit ûnancing is used for raising
resources for
(a) economic development
(b) redemption of public debt
(c) adjusting the balance of payments
(d) reducing the foreign debt
56. Which of the following constitute Capital
Account?
1. Foreign Loans
2. Foreign Direct Investment
3. Private Remittances
4. Portfolio InvestmentSelect the correct
answer using the codes given below.
(a) 1, 2 and 3 (b) 1, 2 and 4
(c) 2, 3 and 4 (d) 1, 3 and 4
66. Consider the following statements :
1. Inûation beneûts the debtors.
2. Inûation beneûts the bond-holders.
Which of the statements given above is/are
correct?
6. (a) 1 only (b) 2 only
(c) Both 1 and 2 (d) Neither 1 nor 2
67. Disguised unemployment generally means
(a) large number of people remain
unemployed
(b) alternative employment is not available
(c) marginal productivity of labour is zero
(d) productivity of workers is low
69. Consider the following statements :
1. National Development Council is an
organ of the Planning Commission.
2. The Economic and Social Planning is
kept in the Concurrent List in the
Constitution of India.
3. The Constitution of India prescribes that
Panchayats should be assigned the
task of preparation of plans for
economic development and social
justice.Which of the statements given
above is/are correct?
(a) 1 only (b) 2 and 3 only
(c) 1 and 3 only (d) 1, 2 and 3
73. Consider the following pairs :Tribe
1. Limboo (Limbu)
2. Karbi
3. Dongaria Kondh :
4. Bonda State Sikkim Himachal Pradesh
Odisha Tamil Nadu
Which of the above pairs are correctly
matched?
(a) 1 and 3 only (b) 2 and 4 only
(c) 1, 3 and 4 only (d) 1, 2, 3 and 4
74. Consider the following liquid assets :
1. Demand deposits with the banks
2. Time deposits with the banks
3. Savings deposits with the banks
4. CurrencyThe correct sequence of these
assets in the decreasing order of
liquidity is
(a) 1—4—3—2 (b) 4—3—2—1
(c) 2—3—1—4 (d) 4-—1—3—2
75. In the context of Indian economy, ‘Open
Market Operations’ refers to
(a) borrowing by scheduled banks from the
RBI
(b) lending by commercial banks to
industry and trade
(c) purchase and sale of government
securities by the RBI
(d) None of the above
76. Priority Sector Lending by banks in India
constitutes the lending to
(a) agriculture
(b) micro and small enterprises
(c) weaker sections
(d) All of the above
78. To obtain full beneûts of demographic
dividend, what should India do?
(a) Promoting skill development
(b) Introducing more social security
schemes
(c) Reducing infant mortality rate
(d) Privatization of higher education
82. A rise in general level of prices may be
caused by
1. an increase in the money supply
2. a decrease in the aggregate level of
output
3. an increase in the effective demand
Select the correct answer using the codes
given below.
(a) 1 only (b) 1 and 2 only
(c) 2 and 3 only (d) 1, 2 and 3
83. Which one of the following groups of items is
included in lndia’s foreign-exchange
reserves?
(a) Foreign-currency assets, Special
Drawing Rights (SDRs) and loans from
foreign countries
(b) Foreign-currency assets, gold holdings
of the RBI and SDRs
(c) Foreign-currency assets, loans from
the World Bank and SDRs
(d) Foreign-currency assets, gold holdings
of the RBI and loans from the World
Bank
84. Which one of the following is likely to be the
most inûationary in its effect?
(a) Repayment of public debt
(b) Borrowing from the public to ûnance a
budget deûcit
(c) Borrowing from banks to ûnance a
budget deûcit
(d) Creating new money to ûnance a
budget deûcit
85. Supply of money remaining the same when
there is an increase in demand for money,
there will be
(a) a fall in the level of prices
(b) an increase in the rate of interest
(c) a decrease in the rate of interest
(d) an increase in the level of income and
employment
93. Which of the following statements is/are
correct?
1. Viruses lack enzymes necessary for the
generation of energy.
2. Viruses can be cultured in any
synthetic medium.
3. Viruses are transmitted from one
organism to another by biological
vectors only.Select the correct answer
using the codes given below.
(a) 1 only (b) 2 and 3 only
(c) 1 and 3 only (d) 1, 2 and 3
98. Who among the following constitute the
National Development Council?
1. The Prime Minister
2. The Chairman, Finance Commission
3. Ministers of the Union Cabinet
4. Chief Ministers of the States
Select the correct answer using the codes
7. given below.
(a) 1, 2 and 3 only
(b) 1, 3 and 4 only
(c) 2 and 4 only
(d) 1, 2, 3 and 4
99. The national income of a country for a given period is equal to the
(a) total value of goods and services produced by the nationals
(b) sum of total consumption and investment expenditure
(c) sum of personal income of all individuals
(d) money value of ûnal goods and services produced
100. Which of the following grants/ grant direct credit assistance to rural households?
1. Regional Rural Banks
2. National Bank for Agriculture and Rural Development
3. Land Development Banks
Select the correct answer using the codes -given below.
(a) 1 and 2 only
(b) 2 only
(c) 1 and 3 only
(d) 1, 2 and 3