This document discusses a research study on the effects of providing health care benefits to employees. The study looked at the Blue Cross Blue Shield Association’s Federal Employees Health Benefits Plan, which offered two options - a high-option plan with a 20% copay and $100 deductible, or a low-option plan with a 25% copay and $200 deductible. The researchers found that providing benefits decreased employee absence and improved health and work performance, but also increased costs for the organization. The document also outlines some of the advantages and disadvantages of offering employees health care benefits.

1. IN THE INDUSTRY
BY ALEXIS TROTTER
CTAC 354
09/21/15

4. IS???

6. BUT WAIT A MINUTE……
WHAT ABOUT THE EMPLOYEES THAT
PROVIDE THE CARE FOR US AND OUR
NEEDS??
Can anyone
say ---

7. IN ONE OF THE MANY NON PROFIT
ORGANIZATIONS, EMPLOYEES OF
Demands Health Care Benefits

8. An article from the website of Health Services Research
called “Demand for outpatient mental health services in
a heavily insured population: The case of the Blue Cross
and Blue Shield Associations Federal Employees Health
Benefit Program” basically explains the matter of
employees wanting Health Benefits.

9. The Concept that applies
to this is the
Demographics within the
organization
INCOME

10.  Researchers of the article studied the results of having Health
Care Benefits.
 The Blue Cross and Blue Shield Association’s Federal Employees
Health Benefits Plan experienced some changes from the High
and low option plans that the researchers recorded.
- If an employee received Health Benefits there were two options:
1. High-option plan : 20% copayment and a $100 deductible
2. Low- option plan: 25% copayment and a $ 200
deductible.
This would depend on what kind of insurance you would qualify
for.
HOW???

11. ADVANTAGES OF HEALTHCARE
BENEFITS
1. It would decrease absence and improve employee health.
2. For some employees, improve their work performance.
3. It would attract more employees.
4. Employees will accept better benefits in the matter
of a higher salary.

12. DISADVANTAGES OF HEALTH BENEFITS
1. It could lead to costly lawsuits or regulatory
fines.
2. The more benefits a business offers, the more
it must pay for other company expenses.
3. The cost of health insurance will continue to
increase

13. WHY??
 This research study was experimented in an highly insured
community.
 This probably means that employees aren’t getting paid well and
or not enough. And it also depends on the economical issues
within the community.
 Employees are looking to get family-friendly benefits.

14.  As defined within the text, there are five critical features that
requires us to think critically about the many situations within an
organization:
 1. Social Collectivity
 2. Organizational Goals
 3 Coordinating activity
 4. Organizational Structure
 5. Individual Goals
 (Miller, Kathryn, pg 11.)
When does this apply??

15. SOCIAL COLLECTIVITY
 The social collectivity within blue cross blue shield is that they give
quality, secure, and affordable health care insurance to those in
need.
 There are many programs within their organization that they
handle like: Obesity Prevention, Medical and financial assistance,
maternal and child programs, school programs and more.
 Blue Cross Blue Shield companies make differences within their
community to ensure that people are getting the quality,
affordable, and secured health care insurance possible.

16. ORGANIZATIONAL GOALS
 Blue Cross Blue Shield has their way of making sure that the
people are getting the best insurance there is by interacting with
the community to make it healthier, create partnerships and
groups to improve health care, and are very diverse.

17. COORDINATING ACTIVITY
Benefits
Local Drives
Donations
Educational Visits

18. ORGANIZATIONAL STRUCTURE
 Blue Cross Blue Shield is well entitled to 36 independent health
insurance companies, and have the largest network in the health
care system.

19. INDIVIDUAL GOALS
 In general, Blue Cross Blue Shield has a mission, vision, and goals
that provide us with them continuing to be the top health
insurance company in the nation, and to improve affordable
health care insurance for everyone.

20. HTTPS://YOUTU.BE/88X6DDFOVUE
The video link below, is about real life
cases that have happened in court
about the employees that received the
Health Care Benefit Plan under Blue
Cross Blue Shield.

21. WORK CITED
 Katherine Miller - Katherine Miller - Organizational
Communication : Approaches and Processes - Belmont -
Wadsworth - 2008 - ISBN: 0495565512
 C A Watts, R M Scheffler, N P Jewell
Health Serv Res. 1986 June; 21(2 Pt 2): 267–289.