Impac Mortgage Holdings (IMH) is a mortgage lender founded in 1995 that has originated over $90 billion in residential loans. IMH focuses on purchase money transactions and offers retail, wholesale, correspondent, and portfolio lending as well as government loan programs. The company has a presence in several states with regional and retail offices. IMH prides itself on its experienced leadership team and aims to support loan officers through training, marketing resources, and technology tools.

2. Who We Are
Impac Mortgage Holdings
(AMEX:IMH), was founded in 1995
and possesses over 15 years of
experience in the wholesale and retail
lending business, with over $90 billion
in residential loans originated and
purchased since 1995.
We focus on products and technology
that increase the number and percent
of purchase money transactions to
create a more reliable volume of loan
production and more opportunities for
repeat business across the county.
Have the confidence of being backed by a
public company with a myriad of competitive
advantages.

3. Where We Lend
Corporate Office
Irvine, California
Regional Offices:
Irvine, CA
Lake Oswego, OR
Retail Branches:
Corona, CA
Covina, CA
Novato, CA
Oxnard, CA
Boise, ID
Baton Rouge, LA
Las Vegas, NV
Lake Oswego, OR
Portland, OR
Seattle, WA
Our retail team is currently licensed in over 30 states and is rapidly expanding
across the nation.

4. Our Product Offerings
Currently, Impac offers Retail Lending,
Wholesale Lending, Correspondent Lending,
Portfolio Recovery Services, and
Multifamily/Commercial Lending.
Product Types Include:
• Conventional Loans
• Jumbo Loans
• Portfolio Products
• Government Programs including: FHA,
VA and USDA
• Reverse Mortgages/HECM
• Niche Products, 203K, DU Refi-Plus,
HARP 2.0 and more
Enjoy a wide array of extremely competitive loan products from a direct
agency and government lender.

5. Our mission is to bring out excellence in our people so they put forth their best to achieve greater personal fulfillment,
unparalleled customer satisfaction and superior profitability.
Perks at Impac Include:
• Annual President’s Club for
Top Performers
• Business Casual Dress Code
• Denim Fridays
• Annual Chili Cook-off
• Department Parties,
Contests and Events
• Charitable Outreach
Opportunities through the
Impac Foundation
Our Culture
People. Talent. Attitude.
Foundations of our success.

6. Meet the Executive Team
Impac's leadership and staff possess an average of over 25 years of hands-on experience within the mortgage, real estate
and consumer arenas. We have steadfast and focused determination to successfully differentiate Impac Mortgage and
take it to the next level; building on a foundation of innovation, responsiveness, empowerment and relationships.
Joe Tomkinson
Chief Executive Officer
Bill Ashmore
President
Todd Taylor
Chief Financial Officer
Sean McDowell
Vice President, Retail Sales
Southwest Division
Nancy Pollard
Executive Vice President
Secondary Marketing
Joann Kruse
Executive Vice President
Lending Operations
Ondar Tarlow
Senior Vice President
Director of Marketing
Behind our history of success stand the leaders at Impac Mortgage.

7. Why Should I Join Impac Mortgage?
We currently offer:
• Aggressive compensation plans
• Free marketing systems
• Free buyer leads
• Exclusive real estate agent
business building tools
• Real estate agent partnerships
through national relationships
• Internal support including Sales
Training, Marketing,
IT/Software and Human
Resources
At Impac, we are focused on helping our mortgage professionals grow their purchase
business, create relationships and generate leads you need to be successful.

8. Business Building Tools
We are focused on helping our mortgage professionals grow their purchase business and partner
with real estate agents through our buyer and seller business building tools.
Reduce your marketing costs and earn more money
while working smarter, not harder.
• Mortgage Market Guide and Loan Toolbox
memberships
• Exclusive co-branded marketing pieces
• Exclusive leads generated by property search
sites
• IsNowListed.com real estate agent marketing
tools
• In-house library of product flyers and
PowerPoint presentations
• Social media content and training
IsNowListed
Mortgage Market Guide
Loan Tool Box

9. Building Your Brand
Personal Websites:
Powered by Ellie Mae® Encompass, your
personal website will enable borrowers to
contact you, submit their applications,
funnel your leads and much, much more.
Social Media Marketing:
Impac Mortgage supports the creation of a
professional online presence and conducts
social media training and best practices for
the following: Facebook, Twitter, LinkedIn,
Google+ and more.
At Impac Mortgage, we believe in
building your personal brand as
well as the company’s.

10. Custom Marketing Materials
We offer company-branded promotional items,
corporate business cards (with QR code option),
customized web pages, email signatures and marketing
collateral to keep your image looking professional and
consistent.
Turn-key marketing solutions for
convenience and consistency.

11. Branch and Loan Officer Support
• In-house marketing agency
• Lead generation and management
tools
• In-house processing and underwriting
• Scenario and guideline assistance
• Real-time pipeline access
• Disclosure expertise and support
including : E-disclosure capabilities,
state-specific assistance and
disclosure, TIL and GFE preparation
• IT support teams
We understand that your job is to originate and bring quality business in the door.
Our job is to support your ability to do so.

12. Expert Training
At Impac, you’ll receive regular hands-on
and web-based training in the following
areas:
• Exclusive lead generation tools
• Lead management systems (through
Leads360)
• Sales and marketing power tools
• Social media best practices
• Compliance, licensing, RESPA and
MDIA changes
• Underwriting guidelines
• Product updates
Keeping you motivated and up-to-date with industry
trends and new technologies is essential to achieving
your goals.

13. Employee Benefits
A few of our competitive benefits include:
• Impac Mortgage Holdings, Inc. 401(k) Savings
Plan with company match
• Company-paid basic life insurance and
AD&D insurance
• Employee Assistance Program (EAP)
• Long-term disability
• Vacation and sick leave
• Flex Spending Accounts (FSA)
• VSP vision services
• Medical insurance coverage options
Here at Impac, we believe in offering each team member several benefits and perks to make you feel great about what
you do and where you work.
There's a reason Impac Mortgage employees and their
families think Impac is a great place to work.

14. Join A Winning Team on the Rise
Contact us today to embark on an exciting future
with Impac Mortgage. Your future awaits!
Please submit your resume and portfolio to:
Info@ImpacMortgage.com

15. Get to Know Impac Mortgage…
Connect and Follow Us Today.
www.facebook.com/ImpacMortgage www.Twitter.com/ImpacMortgage www.linkedin.com/company/impac
www.ImpacMortgage.com www.ImpacCompanies.com